Top 10 Colleges in Canada for International Students in 2024

Global Ed

In an era of global education, selecting the right university especially from the top colleges in Canada for international students is crucial for a transformative academic experience. Canada is recognized as a premier destination for international students, offering a unique blend of high-quality education, cultural diversity, and a welcoming environment. Let’s discover the educational opportunities that await you in top-rated universities in Canada.

Here is what we will look at:

Why Canada is a great place to study for International Students
How much does it cost to study in Canada?
What are the top 10 colleges in Canada for International Students?
Let’s get you into top courses with no stress

Why Canada is a great place to study for International Students

Canada, which is one of the top study-abroad destinations, is on the pathway to becoming the world’s best global ed destination for international students. With best-in-class universities and top-quality education offered, Canada has now become the dream destination for higher education.

Universities in Canada are popular for the facilities offered, infrastructure, quality of education, and also for providing highly remunerated jobs right after the completion of the course.

Canada is also popular for providing affordable education for international students at the top colleges with the best-in-class research facilities. Universities in Canada are relatively affordable when compared to institutions in countries like the UK, New Zealand, the US, and Australia. Some other key reasons to study in top-rated universities in Canada are as follows:

According to QS World University Rankings 2024, 11 universities in Canada are among the top 250 universities in the world
If your focus is on research, there is no better country to go to than Canada as the Government of Canada has been actively investing in research activities that will be of benefit to society.
In comparison to other study destinations like the USA, the process of obtaining student visas is much easier and straightforward in Canada as the country focuses on attracting international students.
The cost of education and living in Canada is generally lower than in other countries. In case you are an international student on a budget, Canada can be the ideal study destination for you.
It is easier to get permanent residency in Canada (which can be obtained within 5 years), thanks to its immigration policies prioritising skilled workers and international graduates.
The 2023 Global Peace Index report ranks Canada as the 11th most peaceful country in the world.

How much does it cost to study in Canada?

From top-rated colleges in Canada to attractive musical and dance events, this country has a lot to offer international students. There will always be some event or the other happening around the clock, and students will have access to most of these events.

When you think of the cost of studying in an international destination like Canada, you should also think of other expenses that you will have to meet along with the major one, which is the tuition fees. While pursuing education in top-rated colleges in Canada you will have to consider the accommodation cost, study permit/visa cost, other living expenses, transportation, and cost of fun activities.

Tuition fees will be your primary expenditure while studying in top colleges in Canada. Tuition fees in Canada largely depend on the type of college/university and the kind of course selected by the student. Studying arts, liberal arts, and humanities are the cheapest options in Canada. At the same time, studying engineering, medicine, and business-related courses will be a little expensive in the top universities and educational institutions of Canada. On average, an international student will have to pay around CAD 13,000 and CAD 35,000 a year as tuition fees.

Studying a business course or MBA course in Canada can be really expensive; the annual tuition fees to study for an MBA in a top university can go above CAD 42,000.

Your expenditure on tuition fees depends on the type of qualification and institution you opt for. To cover this, you will need approximately CAD 13,000 and CAD 35,000 a year.

The next important factor that the student will have to take into consideration will be the accommodation expenses, almost all the universities in Canada offer on-campus accommodation for students, and this will cost cheaper than staying outside in an apartment. On-campus accommodation will range from CAD 8,000 to CAD 10,000, and living in an apartment outside will cost around CAD 700 per month as rent.

The living expenses include all the other expenses like books and supplies, communication, grocery and even social activities. CAD 15,000 is the approximate living expense in Canada.

What are the top 10 colleges in Canada for International Students?

Canada’s top Universities are as follows:

Name of the University	Canada Rank	Global Rank
University of Toronto	1	21
McGill University	2	30
University of British Columbia	3	34
University of Alberta	4	111
University of Waterloo	5	112
Western University	6	114
Université de Montréal	7	141
University of Calgary	8	182
McMaster University	9	189
University of Ottawa	10	203

Besides these, some other best colleges include Centennial College, Queen’s University, George Brown College, University of Manitoba, Seneca College among others. The admission requirements are competitive and international students can opt for graduate courses, postgraduate diplomas, short-term courses and so on.

University of Toronto

Established in 1827, the University of Toronto is one of the largest public universities in Canada. The University of Toronto is popular for its path-breaking research outcomes and the education system is top notch.Home to around 97,066 students across various academic disciplines, the University of Toronto is home to more than 27,000 international students ( which is around 21% of the university’s student population ) from 170 countries.

Presently there are 2,082 Indian students pursuing a degree and postgraduate courses in the university, and India ranks 2nd among the countries representing the maximum number of international students.

Why good to study here?

As one of Canada’s top universities, the University of Toronto offers quality education in 980 disciplines at the undergraduate and graduate levels. The university is also popular for its good international acceptance rate, which is more than 40% in 2022. University offers 700 undergraduate programs and more than 200 graduate programs, and the most popular courses are MBA, Medicine, and Architecture.

Fees

The average tuition fee at the University of Toronto will be around CAD 45,690 per year, and this includes tuition fees and also material charges, but this doesn’t include housing or other expenses.

Eligibility

Statement of purpose
IELTS score of 6.5
TOEFL iBT score of 100
A minimum score of 570/800 on the GMAT, but a competitive score is higher than 600/800
Essays/SOP
Financial documents
Transcripts for all secondary and post-secondary studies

Courses offered

Agricultural Sciences
Arts and Humanities
Biology and Biochemistry
Biotechnology and Applied Microbiology
Cardiac and Cardiovascular Systems
Cell Biology
Chemical Engineering
Chemistry
Health & Medicine
Engineering
Information Technology (IT) & Computer Science
Business Management
Economics
Nursing
Media & Journalism

McGill University

McGill University is one of the most reputed and popular colleges in Canada. It is also the 7th oldest university in Canada, with a legacy of a few of the best alumni and top call educational track records. Presently the university is home to more than 40,000 students, and 31% of these are international students from over 150 countries.68% of the students are pursuing an undergraduate course, and more than 32% are pursuing graduate programs.

The university is also famous for its good acceptance rate of 38% at the undergraduate level and offers more than 400 undergraduate and 90 graduate and Ph.D. programs. The university also has an acceptance rate of 29.2% for graduate programs making it one of the good colleges in Canada for international students.

Why good to study here?

Scholarship opportunities, research outcomes, campus life, and alumni achievements are a few things that make the university stand out from the crowd. There are many scholarship opportunities available for students in need and also for students who have sound academic careers. The university offers best-in-class facilities for students with a special focus on a green environment. The university has produced 12 Nobel laureates and 145 Rhodes scholars to date. Companies like Google, Microsoft, and Amazon are part of the McGill University recruiters.

The university is ranked 51 among the best Global Universities by U.S. News and 31 in the Q.S. ranking.McGill University outperforms Canada’s other two top-ranking universities in terms of research, and they offer opportunities for students to do path-breaking research across disciplines.

Fees

The average tuition fee at McGill University in Quebec will be around CAD 35,000 per year, and this includes tuition fees and also material charges, but this doesn’t include housing or other expenses.

Eligibility

IELTS or TOEFL
Additional requirements such as a personal statement, CV, letters of reference, and application summary
Overall average and prerequisite subject requirements are normally between 75% to the 85%
4.00 GPA, or equivalent unweighted average over the last two years of full-time studies
A minimum score of 730 on each SAT test
Minimum composite score of 33 on the ACT test

Courses offered

University offers more than 400 programs in U.G. courses, and these are the disciplines that the courses are offered:

Agricultural and Environmental Sciences
Arts
Dentistry and Healthcare
Education
Engineering
Computer science
Law
Management
Medicine
Music
Science
Electrical and Electronic Engineering
Endocrinology and Metabolism
Energy and Fuels
Engineering
Geosciences

University of British Columbia

The University of British Columbia is a popular and reputed research university in Vancouver and the whole of Canada. They are popular for the quality of education, best teaching-learning practices, and also for research facilities available on campus. Currently, the university is home to students from more than 162 countries and has a student-faculty ratio of 11:1, which is unique to the particular university.

The University of British Columbia is ranked amongst the world’s top 20 public universities, and this achievement was awarded based on the quality of education and research outcomes.

Why good to study here?

The University of British Columbia is one of the top colleges in Canada and has two campuses, one in Vancouver and the other one in Kelowna. The main campus is located in Vancouver on 400 acres of land, and the university works with 16 faculties, 18 schools, and 2 colleges to offer the best quality education. More than 27% of the population of the university is international students, and at present, the university has a student strength of 57,000 students.

The University of British Columbia is ranked 47 in the QS world university ranking and 37 in the World university ranking. A degree from the University of British Columbia is considered to be highly valuable as this helps the student get the best career opportunity. The University of British Columbia is considered an educational institution that works towards the holistic education of the student.

Fees

The average tuition fee at The University of British Columbia will be around CAD 38,900 per year, and this includes tuition fees and also material charges, but this doesn’t include housing or other expenses.

Eligibility

IELTS: 6.5 6.5 overall with no band less than 6.0
Additional requirements such as a personal statement, CV, letters of reference, and application summary
PET, TOEFL, and TOEFL iBT are a few other accepted proficiency tests
Completion of grade 12 with the necessary marks is the basic requirement for undergraduate courses.

Courses offered

Following are the most popular courses offered at the university :

Faculty of Applied Science
Faculty of Forestry
Interprofessional Continuing Education.
Master of Business Administration.
Master of Community and Regional Planning.
Master of Engineering Leadership.
Master of Geomatics for Environmental Management.

Following are the most popular schools at The University of British Columbia

School of Journalism
School of Music
Faculty of Science
Faculty of Pharmaceutical Sciences
Vancouver School of Economics

University of Alberta

Established in 1908, the university of Alberta has grown to be on the list of top 5 universities in Canada. The university has 5 campuses and offers quality education for international students in all these 5 campuses and 18 faculties. This public research university offers more than 200 undergraduate programs and 500 graduate programs. The University of Alberta’s graduates ranked in 2nd position in Canada for employment rate.

Why is it good to study here?

The University of Alberta is popular for its programs in Engineering, Business, and Education. Presently they have a student strength of over 40,000 students from over 156 countries. Out of this, 80% of the students are pursuing an undergraduate degree, and the rest 20% are pursuing a graduate degree.

They offer more than 200 courses at the undergraduate level and more than 500 courses at the graduate level. They have a long list of notable alumni which includes Margaret Atwood, Joe Clark, and Beverly McLachlin.

Fees

The average tuition fee at the University of Alberta will be around CAD 20,000 per year, and this includes tuition fees and also material charges, but this doesn’t include housing or other expenses.

Eligibility

Complete a test of English Language Proficiency and earn the minimum score required by the university
Previous Education in English as recognized by the University of Alberta
Complete the university’s Bridging Program
The minimum admission average to be accepted varies depending on the Faculty and program
ELTS: 6 or above, internet TOEFL iBT 90 or above

Courses offered

Business
Engineering
Nursing
Agricultural sciences
Environmental Science and Engineering
Mining and Mineral Engineering
Instruments Science and Technology
Chemical Engineering
Business Administration
Agricultural Sciences
Nursing
Earth Sciences

University of Waterloo

The University of Waterloo is a popular public university in Canada that is ranked as the most innovative university according to the Maclean 2022 ranking. Presently there are 42,000 students who are part of the university, and 10% of these are international students. Waterloo is a member of U15, the research-intensive university grouping of Canada. The University of Waterloo is best known for its cooperative education (co-op) programs, which enable students to combine their education with relevant work experience.

Why is it good to study here?

As of one of the best universities in Canada, the University of Waterloo is known for its research grants and public and private research funding. Presently the university has funding of 247.7 million in multiple areas of research. University offers around 100 undergraduate degrees and 200 graduate programs for students from all around the world.

96% of the co-op graduates of the University of Waterloo have secured jobs within 6 months of graduation, and the program has generated over 7,500 jobs and revenue worth 2.3 billion CAD. The University offers academic programs which are administered by six faculties and ten schools, which are all faculty-driven. The university was established in the year of 1957

Fees

The average tuition fee to study at the University of Waterloo will be around CAD 30,000 per year. This includes tuition fees and material charges, but this doesn’t include housing or other expenses.

Eligibility

IELTS
Additional requirements such as a personal statement, CV, letters of reference, and application summary
First or second-division standing (minimum 50% and above)
IELTS score of 6.5
A minimum average of 80% is required for application eligibility

Courses offered

Biology and Biochemistry
Chemical Engineering
Chemistry
Civil Engineering
Clinical Medicine
Computer Science
Condensed Matter Physics
Economics and Business

Western University

Founded in 1878, Western University in Ontario, Canada is among the top research-intensive universities in Canada which offers expert knowledge and world-class facilities across various disciplines. The university, which ranks 114 in the QS World University Rankings 2024, contributes to the social, health, economic, and cultural developments in Canada and the world

Why is it good to study here?

Western University is ranked amongst the top 1% of institutions for higher education around the world. According to the Times Higher Education rankings, the university grabs the 9th spot in its Impact Rankings 2023.

The university is the founding of U15 which is a group of the most recognised research universities in Canada. It has a great international alumni network with over 362,000 alumni across 160 countries in the world

Fees

Your tuition fees will depend on the program you are opting for. However, the year 1 tuition fees for an international student at Western University are estimated to be around $45,000 to $61,000.

Eligibility Criteria

If you are interested in applying for a graduate program at Western, you must possess a four-year undergraduate degree from a university or institute. You must also secure a 70% average in all subjects taken in the last two full-time years of an undergraduate program. Equivalent qualifications will be considered based on the quality of discipline or profession.

If you are applying for Doctoral programs, you must possess a master’s degree or equivalent from a recognised university or college with a 70% average. Additionally, you should also submit proof of research potential.

International students should also provide proof of their language proficiency.

TOEFL iBT – minimum acceptable score is 86 with no individual score less than 20
TOEFL PdT – minimum acceptable score is 65 with no individual score less than 20
IELTS – minimum acceptable score is 6.5
Duolingo English Test- minimum score of 115

Courses offered

Western University is known for its appeal to students in a diverse range of disciplines, including Arts and Humanities, Business and Management, Engineering and Technology, Life Sciences and Medicine, Natural Sciences, and Social Sciences and Management.

University of Montreal

Founded in 1878, the University of Montreal is a Canadian non-private research institution of higher education. They are one of the largest research institutions, with an enrolment of 70,000 students. The university is stretched across Quebec and has over sixty departments and thirteen faculties with two affiliated schools.

There are more than 10,000 international students who are part of the university, and 7000 students are permanent residents of the country. The university is also part of the U15 Canadian universities, which focuses on research outcomes and research developments.

Why good to study here?

As one of the most popular colleges in Canada, the University of Montreal has a total of 465 units and departments of research and is currently ranked third on the list of the best 50 research institutions. The University of Montréal offers a world-class education in almost all fields of study, and this university is also a melting pot of culture when it comes to diversity and the presence of international students. Life science, medical science, and other science-related courses are ranked under the top 100 in the world.

Fees

The average tuition fee to study at the University of Montréal (UdeM) will be around CAD 14,000 per year. This includes tuition fees and material charges, but this doesn’t include housing or other expenses. This is also one of the lowest when compared with many other universities in Canada.

Eligibility

Minimum GPA of 3.0 or 85% for U.G. programs
Minimum GPA of 3.3 or 88% for P.G. programs
For most of the programs, a TOEFL of 85 or IELTS score of 6.5, or a TOEIC score of 601 is required.
Good GRE score

Courses offered

A few well-known programs for international students at the University of Montreal are as follows:

Arts & Music
Law
Life science
Medicine
Computer science
Communication
Economy and Politics

University of Calgary

Established in 1966, the University of Clergy is one of the most popular research universities in Canada. This Canadian college has a student population of 33,000 students, of which about 26,000 students are pursuing undergraduate programs.

Presently international students account for more than 10% of the undergraduate population of the university and 25% of the graduate population of the university. There are students from over 155 countries part of this prestigious university. The university presently has 5 big campuses and a consolidated budget of CAD 1.3 billion.

Why is it good to study here?

The university offers more than 250 programs on all five campuses and offers more than 110 programs at the undergraduate level alone. The university is also popular for its certificate program courses, and there are 70 certificate courses offered by the university. The University of Calgary has been ranked 10th position in Canada and 235th position globally by the QS World University Rankings 2022.

Fees

The average tuition fee to study at the University of Calgary will be around CAD 14,000 per year. This includes tuition fees and material charges, but this doesn’t include housing or other expenses.

Eligibility

12 graduation, or equivalent, and the completion of five courses at the 30 level (or equivalent)
IELTS
Additional requirements such as a personal statement, CV, letters of reference, and application summary
IELTS score of 6.0

Courses offered

Economics and Business
Electrical and Electronic Engineering
Endocrinology and Metabolism.
Energy and Fuels
Environment/Ecology
Gastroenterology and Hepatology
Geosciences

McMaster University

Established in 1887, McMaster University is a popular research university that is among the top three research universities in Canada. Located in Hamilton, Ontario, the university offers over 100 doctoral and Master’s level programs across disciplines.

The university has a total of 17 facilities for undergraduate programs and 11 faculties for graduate programs. The university also offers more than 100-degree programs. Presently there are 32,11 students pursuing undergraduate courses in the university, and out of these, 16% are international students.

Why is it good to study here?

Programs like engineering, psychology, and other science courses are the most popular programs offered, and these programs outsmart the other programs by path-breaking research outcomes. This makes it one of the best universities in Canada Bertram Brockhouse, James Orbinski, and Donna Strickland are a few of the most famous alumni of McMaster university. According to QS world university rankings, 2023, McMaster University is ranked 152 in the world and 6 in Canada.

Fees

The average tuition fee to study at McMaster University will be around CAD 22,000 per year. This includes tuition fees and material charges, but this doesn’t include housing or other expenses.

Eligibility

IELTS or TOEFL
Additional requirements such as a personal statement, CV, letters of reference, and application summary
IELTS score of 6.5
TOEFL iBT score of 100
A minimum average of 80% is required for application eligibility

Courses offered

Engineering and technology
Electrical and Electronic Engineering
Business economics
Business and management
Psychology
Geography
Physical sciences
Arts and humanities
Life sciences

University of Ottawa

Established in 1848, the University of Ottawa is one of the oldest public research universities located in Ottawa, Canada. It is also a bilingual university where the medium of instruction is both English and French. The university has an acceptance rate of 12%, which is less than many other top universities in Canada. This university is listed among the top 10 research universities in Canada and ranked 237th in the world university ranking.

Why is it good to study here?

The university has three campuses in Canada, and the main campus covers over 100 acres of area. Presently there are more than 80,000 students who pursue undergraduate and graduate programs at the university, and almost 22% of these are international students. The university also has a student-teacher ratio of 25:1.

Fees

The average tuition fee at the University of Ottawa will be around CAD 25,000 per year, and this includes tuition fees and also material charges, but this doesn’t include housing or other expenses.

Eligibility

Higher Secondary School Certificate with a Minimum average of75%
IELTS with an Overall 6.5 or above
TOEFL iBT with an Overall 86 or above
PTE with an Overall 60
CAE: C1

Courses offered

Mass Communication & Media
Humanities & Social Sciences
IT & Software
Medicine & Health Sciences
Teaching & Education
Law
Nursing
Engineering

Few other popular colleges in Canada for international students apart from the top 10 are as follows:

Memorial University of Newfoundland
Ryerson University
Fanshawe College
University of Victoria
Dalhousie university
Carleton University
University of Windsor
Concordia University
York University

Let’s get you into top courses with no stress

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As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.

Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.

By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:

belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

Additionally, you agree not to:

contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd
No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805
Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com

Privileged and confidential

Privacy Policy | September 6, 2021

INTRODUCTION
1. The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
2. The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
3. This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
1. Data Controller and Data Processor:
  TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
2. Legal basis for collection and processing of Personal/Usage Information:
  The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
3. Basic Information
  TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
  Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
4. Additional Information
  1. Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
    First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
    
    Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
    
    Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
    
    Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
    
    Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
    
    Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
    
    Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
    
    Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
    
    Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
    
    Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
    
    All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
    However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
  2. Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
  3. Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
5. Processing of Data:
  TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
  TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
6. Right of a user in relation to data submitted:
  Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
1. Business Purposes:
  TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
  
  We may use Personal Information or Usage Information collected through the Site in the following ways:
  - to operate and improve our Site and tools associated with the Site;
  - to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
  - to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
  - To customize the content or the services on the Site for you, or the communications sent to you through the Site.
  - To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
  - To observe, improve and administer the quality of services on the Site;
  - To analyze how the Site is used, diagnose technical problems;
  - Remember the basic information provided by you for effective access;
  - To confirm your identity in order to determine your eligibility to use the Site and avail our services;
  - To notify you about any changes to the Site;
  - To enable TC Global to comply with its legal and regolatory obligations;
  - For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
  - Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
  - To enforce TC Global's Terms of Use.
  - Marketing activities: We use your information for marketing activities. These activities include:
    1. Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
    2. Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
    3. When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
2. Anonymous:
  We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
3. Administrative and Legal Reasons:
  We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
4. Business Transfer:
  We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com

In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805

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