10 Best Colleges in Ontario for International Students in 2023

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Colleges in Ontario see a huge influx of international students every year. With cities like Toronto and Ottawa, universities in Ontario Canada provide world class education and job opportunities to thousands of students.

Canada, you may know, is divided into ten provinces and three territories for administrative convenience, under the Canadian constitution. Ontario is one of the Canadian provinces.

Located in central Canada, Ontario is the fourth largest jurisdiction in total area but the most populous with over 38% of the country’s population living there. This province is also home to Ottawa, the Canadian national capital, and Toronto, the international business hub of Canada and its most populous city.

So, in this article, we will be looking at…

Why is Ontario good for international students?
What are the types of Colleges in Ontario, Canada?
How much does it cost to study at universities in Ontario?
What are the scholarship options?
What are the career opportunities after graduating from top colleges in Ontario?
What are the best colleges in Ontario for international students?
Getting into top courses with no stress

Why is Ontario good for international students?

In the last few years, Canada is fast becoming the most sought-after global study destination, especially when compared to its southern counterpart, the U.S. Here’s why.

Canada has globally recognized top universities and colleges.
It is an international commercial and business hub.
It is primarily an English-speaking nation, even if French is one of its official languages.
It has a wide range of job opportunities, especially for international students. Whether you are a student of Medicine, STEM, Social Sciences, or the Humanities, there are enough opportunities. By distinguishing yourself among your peers, you have the opportunity to be absorbed by some of the top recruitment firms.
The Study Permit allows you to work (for a maximum of 20 hours a week) during your course. After that, you can apply for a Post-Graduate Work Permit (PGWP) that allows you to be employed as a skilled worker for a period of three years. The PGWP can be upgraded to a Permanent Residence.
Higher quality of life is guaranteed. Canada is known for its tolerant, accepting, and even welcoming attitudes toward immigrants. It is also one of the safest countries in the world.
The cost of living is also comparatively lower when compared to parts of the US and Europe.
Its multicultural landscape and diverse population make it one of the most hospitable countries in the world.

Why Ontario?

Having looked at the advantages of living and studying in Canada, why is it that nearly 40% of the population chooses the province of Ontario?

The colleges and universities in Ontario for international students are some of the best in the country and also have global reputation and recognition. With Toronto as the provincial capital, it is also an international commercial hub. It also has the largest number of universities and colleges in the country, giving you plenty of choices when it comes to schools and work. Most of the higher educational institutions in Ontario are recognized globally.

Ontario university graduates have the highest employment rate in Canada at 92%. Its location is close to major U.S. cities such as New York, Boston, and Washington which allows for personal and career development through internships, student exchanges, postgraduate studies, and employment opportunities. It is also the safest province in Canada, ahead of British Columbia and Quebec.

What are the types of Colleges in Ontario, Canada?

Before we get into the types of colleges in Ontario, let us clarify one thing. In Canada, universities and colleges do not mean the same thing. They are not synonymous and cannot be used interchangeably. The scope, goals and courses in colleges and universities are different.

A college in Canada typically has full-time or part-time diploma courses, certificate courses and even a Bachelor’s degree in certain applied areas of study. It is why you will have many colleges named as ‘College of Applied Arts and Technology’.

A certificate program is one year while a diploma can go up to 2-3 years. The point is a college is more career-oriented than a university. Your course in a college might also include apprenticeships, skill-upgrading and even language training.

In contrast, universities are larger institutions that grant degrees. They confer Bachelor’s, Master’s or even Doctoral degrees. You get to combine majors, graduate with a double degree or with “honours” (fourth year of a typical undergraduate program). A university is typically more knowledge-oriented than career based.

Universities in Ontario for international students

University of Toronto
York University
Western University
University of Waterloo
Ontario Tech University
Queen’s University, Kingston

In this article, we are looking at colleges rather than the universities in Ontario for international students. You can check out the top universities on our Insights page.

That said, colleges in Canada are typical of two types: Public and Private.

Public Colleges are entirely funded by the government of the provinces that they are located in. They are accredited by various higher education bodies in Canada. They essentially represent the community colleges.

Private Colleges, as the name suggests, do not receive any governmental funding. Therefore, it is natural that their fee structure is comparatively higher. However, their student population is much smaller, giving you more attention and an intimate setup for learning. They also offer a lot of vocational programs.

How much does it cost to study at universities in Ontario?

Tuition Fees:

If you are applying for an undergraduate course, you can expect the fees to range between 6,000 and 30,000 CAD. The range is so wide, depending on the nature of the college and the course. As mentioned earlier, private universities are more expensive, just like how STEM courses are more expensive than those of the humanities.

On average, a diploma course costs between 9,000 – 15,000 CAD. The fees of post-graduate diploma courses are higher.

Application and visa fees:

The application fee ranges from 70 CAD to about 150 CAD. In addition, it costs about 150 CAD to apply for your Study Permit

Cost of Living:

Even within Ontario, the cost of living is not consistent. Toronto is probably one of the most expensive cities to live in, in Canada while Windsor is one of its cheapest cities.

If you are looking at the accommodation on campus, the cost can be anywhere between 3,000 – 7,500 CAD per annum.
Off-campus accommodation can also range from 2,500 CAD to 10,000 CAD per year, depending on your choices, roommates, etc.
Keep aside about 1,000 CAD for insurance and about 400 CAD for your phone bill.
Food will cost around 4,000 CAD per annum
Public transport can be budgeted at around 500 CAD
Plus, remember to budget for some fun and entertainment.

In total, you can expect to spend anywhere between 12,000 – 20,000 CAD on your life in Ontario, in addition to your tuition. This figure, of course, depends primarily on your choices, spending practices, and such. It does help to talk to some of the international alumni of the college that you are applying to, in order to get a first-hand account of the places that are available or where you can cut costs.

Note: All figures are per annum.

What are the scholarship options for colleges in Ontario?

Looking at the costs involved, it is natural to seek some kind of financial assistance. Most of the colleges in Ontario have the option to provide scholarships/ fellowships for international students. This is particularly more applicable to public colleges, as opposed to private ones. These financial aids are based on merit, need, or both. Many times, simply writing to the college, requesting financial aid is a good way to begin the scholarship application. Let us take a look at some of the popular scholarships in different Ontario colleges.

Humber International Entrance Scholarships
George Brown Scholarships for International Students
Seneca Scholarships
Conestoga Scholarships
Sheridan Awards and Scholarships
Georgian Scholarships
Annual Scholarships of St Clair College
Niagara College Entrance Scholarships
Durham Scholarships

What are the career opportunities after graduating from top colleges in Ontario?

Choosing to be an international student and pursuing your career goals abroad is an investment. So it is important that we talk about the return on investment as well.

Work permit and Immigration: First, let us get the legalities out of the way. Having completed your course from any of the colleges in Ontario, in order to establish your career, you must apply for a PWGP (post-graduation work permit).

You are given up to 180 days after graduation to apply for your permit. The length of your permit is typically proportional to the length of your course. It can range anywhere from 8 months to three years.

After having gained one year of professional experience under the National Occupational Classification (NOC) code of 0, A, or B, you can apply for the PR (Permanent Residence) program.

Some in-demand job roles: According to Global News Canada and Immigration Canada, these are some of the in-demand jobs in Canada. The numbers in brackets show estimated median annual salary.

Registered Nurses (CA $76,050)
Software Developer (CA $68,000 to $155,000)
Sales managers (CA $102,375)
Cloud Architects (CA $102,375)
Civil, electrical, electronic, and mechanical engineers (CA $66,000 to $131,000)
Healthcare professionals ($68,000 to $94,000)
Digital marketing specialists (CA $62,000 to $122,000)
HR roles (CA $75,000 to $156,000)

Top industries in Ontario: According to the provincial government’s website, Manufacturing (especially automobile), agriculture, forestry, mining and the services industry (76.9% of the province’s economy) are some of the biggest industries.

Cities with the most opportunities in Ontario: Toronto, Ottawa, Brantford, Kitchener, Waterloo and Hamilton.

What are the top colleges in Ontario for international students?

S.N	College	Location	Courses	Fees
1	Humber College	Toronto	A multitude of diploma courses (2-3 years), advanced/ postgraduate diploma (1-2 years), certificate courses (1 year), Bachelor’s courses (3-4 years)	12,000 CAD to 22,000 CAD
2	George Brown College	Toronto	14,000 CAD and 16,000 CAD
3	Seneca College	Greater Toronto Area, King City, Peterborough	8,000 – 12,000 CAD
4	Mohawk College	Hamilton	$910 per credit course
5	Conestoga College	Kitchener-Waterloo	10,500 CAD to 12,000 CAD
6	Sheridan College	Mississauga, Oakville and Brampton	8,000 – 10,000 CAD for its certificate courses
7	Georgian College	Barrie	16,990 to 29,200 CAD.
8	St Clair College	Windsor	25,000 to 30,000 CAD, including living expenses
9	Niagara College	Niagara	15,000 – 18,000 CAD per annum
10	Durham College	Oshawa	7,000 CAD to 10,000 CAD.

1. Humber College

The Humber College Institute of Technology and Advanced Learning is what is commonly known as Humber College. Founded in 1967, it has two main campuses: the Humber North campus and the Lakeshore campus.

Source: humber.ca

Location

Etobicoke, Toronto

Why is it good to study here?

This college has over 150 programs – bachelor’s degrees, diplomas, certificate courses, postgraduate certificate courses, and apprenticeship programs in over 40 fields of study. Their pathway programs are particularly popular. These programs guide you into a specialized degree with a definitive career path. The skill development opportunities here are practically endless.

Fees

The annual fees for international students range from 12,000 CAD to 22,000 CAD, depending on the course.

Eligibility

Class 12 exams (ICSE/ CBSE or State Board) with a minimum score of 70%.
IELTS score of 6.0 or above or a TOEFL score of 90 or above in the iBT.

Top Courses and Admission Process

B.E/ B.Tech
The graduate certificate in Business Administration
Arts and Media Design
Nursing courses
Pharmaceutical Management course
Hospitality and Travel courses

As one of the top colleges in Ontario Canada providing diplomas, Humber usually gets more applications than the seats available. So, you first need to pick your program and see the availability. Then, you submit the completed application form with the necessary transcripts. International applicants may be asked to submit an ICAS or WES evaluation to check eligibility. Depending on the program, you might also be asked to submit a statement of purpose, a portfolio, letters of reference, and so on.

2. George Brown College

A fully accredited college of applied arts and technology, George Brown College was chartered by the Government of Ontario in 1966. The college has over 160 full-time programs in art and design, business, community services, early childhood education, construction, and engineering technologies, health sciences, hospitality and culinary arts, and preparatory studies, as well as specialized programs and services for recent immigrants and international students.

Source:Georgebrown.ca

Location

Toronto, Ontario

Why is it good to study here?

This college, with its emphasis on career, provides intense certificate and diploma programs that are a blend of both theory and hands-on experience. The emphasis of this school is on real-world learning and therefore ensures the interaction of their students with real-world industry professionals. It is also located in the economic hub of the country, providing more opportunities for internships and recruitment, making it one of the top colleges in Ontario, Canada.

Fees

At the undergraduate level, the tuition fee ranges between 14,000 CAD and 16,000 CAD. it might go up to 20,000 CAD for a postgraduate certificate course.

Eligibility

Admission requirements differ quite significantly, depending on the country of origin as well as the course. However, for an undergraduate-level diploma or certificate program, you must have finished 12th grade with a minimum score of 60%. Your English score must be over 50% in both standards 10 and 12. For some of the STEM-based courses, a minimum score of 50% in Maths is required. In addition, an IELTS score of 6 or above or a TOEFL iBT score of 85 or above is needed.

Top Courses and Admission Process

The following are some of the top courses

BHM
BBA
Fashion Management
Computer System Technician
Dental Hygiene
Interactive Media Design
Event planning
Business Management
Marketing Management

Typically, the college takes about 5-6 weeks to process your application. For a course beginning in September 2023, the application deadline is December 2022. It gives you a sense of how much earlier you need to apply.

3. Seneca College of Applied Arts

Seneca opened in 1967 as part of a provincial initiative to establish an Ontario-wide network of colleges of applied arts and technology providing career-oriented diploma and certificate courses as well as continuing education programs to Ontario communities. Over the years, the college has expanded to accommodate thousands of international students as well.

Source: Seneca

Location

Greater Toronto Area, King City, Peterborough

Why is it good to study here?

One of the most vibrant colleges in Ontario, Seneca has a vibrant and diverse learning atmosphere. It is also a world-class college that is recognized globally. There is a huge range of post-secondary programs, both from within the college and as co-ops with other universities/companies. On average, the college gets about 1,500 international students from over 150 countries.

Fees

From 8,000 – 12,000 CAD, depending on the course.

Eligibility

Completed high school (class 12)
Minimum IELTS score of 6.5 or TOEFL score of 85 (iBT)

Top Courses and Admission Process

Three-year Accounting and finance diploma
Diploma in computer programming and analysis
Fire and fire-safety-related courses
Aviation
Hospitality and Travel
Engineering

A completed application along with the necessary transcripts must be uploaded to your account on the Seneca college website. An application fee of 90 CAD must also be paid. The college will get in touch with you if shortlisted.

4. Mohawk College

Mohawk College is named so after the region’s ties to the indigenous Mohawwk people. It is one of the largest colleges in Ontario with over 30,000 full-time and part-time students.

Source: mohawkcollege.ca

Location

Hamilton, Ontario

Why is it good to study here?

The college has over 180 degrees, diplomas, certificates, and apprenticeship programs in fields including healthcare, biotechnology, business, engineering, arts, skilled trades, and professional services. It is also in a collaborative degree scheme with McMaster University, allowing easy transfer to university education. The college is also a hotbed for apprenticeships.

Fees

The international student fee is $910 per credit course. So the fee depends on the number of courses you take.

Eligibility

Ontario Secondary School Diploma, or the equivalent as determined by the college (12th standard)
Or, an applicant must be 19 years of age or older at the time of starting the program.
English Proficiency (IELTS/ TOEFL)

Top Courses and Admission Process

Recognized as one of Canada’s top research colleges, Mohawk is particularly known for its technology and health education. There are about 40 tech programs including aviation technology, biotechnology, civil engineering, computer systems, environmental technology, and urban planning, to name a few.

In health, students can choose from 28 programs such as behavioural science, pharmacy tech, medical radiation sciences, expressive arts, nursing, personal support work, and recreation therapy, as well as a new degree program in digital health.

The Mohawk’s business program is also quite successful. With numerous specializations, you can up-skill yourself with any of their certificate programs.

Also Read: How to Study in Canada for Free in 2023?

5. Conestoga College

Another of the top colleges in the Ontario, Canada, Conestoga is known for its courses in polytechnics. You receive one-of-a-kind opportunities and state-of-the-art facilities.

Source: blogs1.conestogac.on.ca

Location

Kitchener – Waterloo

Why is it good to study here?

Conestoga College provides opportunities for students to participate in applied research. You get to work with real-world industry clients and develop solutions for them. This keeps you updated on the latest needs of the industry and shapes your career accordingly. The school also has over 300 programs, giving you a wide variety to choose from.

Fees

For international students, the tuition fee is about 10,500 CAD to 12,000 CAD per annum.

Eligibility

Each program has a different academic requirement to qualify for admission. However, a basic minimum of high school education is necessary. A minimum IELTS score of 6.5 or a TOEFL score of 88 is also required to be eligible.

Top Courses and Admission Process

Applied Computer Science & Information Technology
Business
Community Services
Creative Industries
Engineering & Technology
Health & Life Sciences
Hospitality & Culinary Arts

6. Sheridan College

Internationally recognized for its courses in business administration, animation, digital media, and communications, Sheridan has produced many Academy Award-winning animators. It is one of Ontario’s largest colleges.

Source: sheridancollege.ca

Location

Its main campuses are located in Mississauga, Oakville, and Brampton

Why is it good to study here?

Sheridan describes its programs as “purposeful”. They are intense, well-planned courses, be it bachelor’s, advanced diplomas, or certificate courses. The college’s emphasis is on learning outcomes, career readiness, social responsibilities, life, and work skills.

Fees

The tuition fee ranges from 8,000 – 10,000 CAD for its certificate courses. Diplomas are slightly more expensive.

Eligibility

Grade 12
IELTS score of 6.5 or above or TOEFL iBT of 88 or above

Top Courses and Admission Process

4-year animation degree
Film and television
Community service studies
Business and Accounting
Performing Arts

7. Georgian College

Its vast co-op program makes it one of the best colleges in Ontario. It has a diverse campus with over 4,500 international students from 80 different countries. Source: barrietoday.com

Location

Barrie, Simcoe City

Why is it good to study here?

The college has a long list of industry and community partners who contribute on an everyday basis to the learning experience. It also offers a relevant, cutting-edge curriculum, quality work placements and co-op experiences with top employers. The goal is to build innovative change-makers.

Fees

A diploma from Georgian will cost you anywhere between 16,990 to 29,200 CAD.

Eligibility

Higher Secondary Certificate / Intermediate Certificate / Pre-University Certificate
Statement of Marks
Maths and English credits at the grade 12 level
Proof of language proficiency
Read more about course-specific criteria, here.

Top Courses

B.E/ B.Tech
Health Sciences and Wellness
BBA
Automotive Business
Civil Engineering
Environmental Technologies
Community Safety

8. St Clair College

With its main campuses located in Windsor and on the shores of Lake St Clair, this is one of the fastest-growing colleges in Ontario.

Source: stclaircollege.ca

Location

Windsor

Why is it good to study here?

A public community college, St Clair is known for its excellence in applied learning and its state-of-the-art facilities. The college also spends over $3 million on scholarships each year. The number of students choosing St Clair has almost doubled in the last five years.

Fees

You can expect to spend about 25,000 to 30,000 CAD, including living expenses.

Eligibility

High school diploma and Grade 12 transcript. (Bachelor’s degree transcript if applying for a PG Diploma)
IELTS 6.0 with no band lower than 5.5, or PTE (Pearson Test of English) Level 51, Duolingo score of 100.

Top Courses and Admission Process

Health, Nursing, and medicine-related courses are the forte of St Clair College. Their courses on Cardiovascular technology, Nursing, Diagnostic Medicine, and Child, and Youth care are often over-subscribed. Social Justice and legal studies programs also garner high levels of interest.

9. Niagara College

Located in one of the most picturesque locations in the world, the Niagara College of Applied Arts and Technology is a public college. Every year, more than 7,000 students from this college take part in internships, co-ops, field placements and other such practical opportunities.

Source: niagaracollege.ca

Location

Niagara region, Ontario

Why is it good to study here?

Most recognized for its student satisfaction, this college provides globally recognized higher education for oer 9,000 students each year. The college ensures access to top employers for both placements and networking opportunities.

Fees

15,000 – 18,000 CAD per annum

Eligibility

10+2 English (60%)
All required courses (50%)
TOEFL iBT (including Special Home Edition Test) – Minimum score of 79 with a minimum of 20 in writing and 20 in speaking, OR
IELTS (including Indicator Test) – Minimum score of 6.0, with no individual band score under 6.0, OR
CAEL score of 60 with no individual band score under 55, OR
PTE – Overall score of 57+, OR
Duolingo – Overall score 109+, OR
Cambridge English Exams (B2 First/FCE, C1 Advanced/CAE or C2 Proficiency/CPE) – Minimum score of 169, with no skill below 162,

Top Courses

Diploma in Computer Programming
Diploma in Business General
Diploma in Business – Sales and Marketing
Graduate Certificate in Human Resources Management
Diploma in Business – Accounting
Graduate Certificate in Hospitality and Tourism Management
Culinary Management courses

10. Durham College

Sharing a campus with Ontario Tech University, Durham College has made this list for its excellence in multiple disciplines. The school also has numerous vocational programs that allow you to begin your career earlier. The School of Skilled Trades, Apprenticeship & Renewable Technology (START) trains in various professional skills such as automotive technology, carpentry, construction, electrical engineering, HVAC, and welding, complete with numerous co-op and apprenticeship opportunities.

Source: durhamcollege.ca

Location

Oshawa, Ontario

Why is it good to study here?

Exceptional faculty
Renowned placements and internship opportunities
Great financial aid for students in need

Fees

The tuition fee ranges from 7,000 CAD to 10,000 CAD.

Eligibility

Grade 12
Proof of English Proficiency

Top Courses

Diploma in Practical Nursing
Diploma in elevating device mechanics
Courses in electrical techniques and automotive service are also wildly popular
The college’s course on construction techniques is the only one of its kind in Ontario.

This is by no means an exhaustive list. Numerous other colleges of great repute also exist in the Ontario province. You have Boreal College in Sudbury, Centennial College, Lambton College, Cambrian College, Algonquin College, Fanshawe College, and St Lawrence, to name a few more.

Let’s get you into top courses with no stress

Considering the amount of research and paperwork involved to get into colleges in Ontario, it is easier to outsource your application requirements to an expert in the field. Enter TC Global.

A one-stop shop for all your international education needs, TC Global provides an entire range of services from aptitude tests and conselling to help you find the right course, identifying the right colleges, putting you in touch with them, filling in your application, editing your SOP, all the way till your immigration processes.

With our expert Relationship Members and partner universities across the globe, let us help you get into your dream college. Get on board with TC Global.

Getting Started

To move forward with us, download our app or visit tcglobal.com and sign in to create an account on our student platform! 🚀 Once you’re logged in to your platform, onboard with us by giving us some initial information! ✅

Once you’ve done this, visit Calendly.com/tcglobal to pick a Relationships team closest to you and choose a slot that works well for you for an e-meet with our team 🤙🏻🥳

Let’s shape your future together

You May Also Like:

MBA in Canada: Top Colleges for Indian Students in 2022
BBA in Canada: Guide for International Students in 2023
Ph.D. in Canada: Guide for International Students in 2023

Date added

18.02.2023

Filed under:

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Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.

User Submissions

We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.

You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.

You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.

You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.

You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.

When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.

Rules and Conduct

As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.

Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.

By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:

belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

Additionally, you agree not to:

contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd
No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805
Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com

Privileged and confidential

Privacy Policy | September 6, 2021

INTRODUCTION
1. The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
2. The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
3. This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
1. Data Controller and Data Processor:
  TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
2. Legal basis for collection and processing of Personal/Usage Information:
  The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
3. Basic Information
  TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
  Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
4. Additional Information
  1. Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
    First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
    
    Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
    
    Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
    
    Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
    
    Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
    
    Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
    
    Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
    
    Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
    
    Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
    
    Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
    
    All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
    However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
  2. Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
  3. Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
5. Processing of Data:
  TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
  TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
6. Right of a user in relation to data submitted:
  Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
1. Business Purposes:
  TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
  
  We may use Personal Information or Usage Information collected through the Site in the following ways:
  - to operate and improve our Site and tools associated with the Site;
  - to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
  - to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
  - To customize the content or the services on the Site for you, or the communications sent to you through the Site.
  - To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
  - To observe, improve and administer the quality of services on the Site;
  - To analyze how the Site is used, diagnose technical problems;
  - Remember the basic information provided by you for effective access;
  - To confirm your identity in order to determine your eligibility to use the Site and avail our services;
  - To notify you about any changes to the Site;
  - To enable TC Global to comply with its legal and regolatory obligations;
  - For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
  - Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
  - To enforce TC Global's Terms of Use.
  - Marketing activities: We use your information for marketing activities. These activities include:
    1. Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
    2. Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
    3. When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
2. Anonymous:
  We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
3. Administrative and Legal Reasons:
  We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
4. Business Transfer:
  We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com

In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805

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