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study in Canada
For international students across the world, Canada is an ideal study destination. Multicultural environment, affordable high-quality education, stable economy, and openness to immigration, make Canada an ideal country for international students for both undergraduate and postgraduate studies; in cities like Toronto, Vancouver, Waterloo, Ottawa, and Montreal. With one of the longest coastlines, vast wilderness, world-class cities, and a culture of tolerance and diversity, Canada is a natural destination for thousands of international students.
Canada welcomes over 500,000 international higher education students each year. Universities in Canada are ranked among the best in the world and are globally recognized and well-respected. Some top Canadian universities as per global university rankings are University of Toronoto, University of McGill, University of British Columbia, University of Waterloo, McMaster University.
Canada’s advanced economy is the tenth-largest in the world, relying chiefly upon its abundant natural resources and well-developed international trade networks. The country has always opened its doors to skilled international professionals, and diverse global students. It clearly reflects in its study permit and immigration policies. On an average, it has welcomed approximately 300,000 immigrants over the past 6 years.
Situated in the northern part of North America, Canada consists of ten provinces and three territories, making Canada the second-largest country in the world. The official languages of the country are English and French, though Quebec is the only province to have French as its official language. Other popular languages include Chinese, Punjabi, and Spanish. The size of the population is 38 million, out of which approximately 80% of the population lives in cities and towns. It is home to over 250 ethnic groups and ancestries. The official currency of the country is the Canadian dollar.
Canada is considered to be one of the world’s most popular study destinations for international students, offering diverse opportunities and experiences and known for its multicultural ethos. Besides, Canada is ranked 5th in QS world rankings for the Education System Strength, having a bilingual status and with English and French being the most preferred languages. Moreover, Canada is home to some of the globally renowned universities with state-of-the-art infrastructure. In fact, there are various types of post-secondary schools offering more than 8000 courses in Canada. Universities in Canada are primarily responsible for awarding bachelor’s, master’s, and doctoral degrees. However, there are several community colleges as well which provide 1 – 2 years of pre-professional certificates, diploma, associate degree, or even specialized bachelor’s degree.
Compared to many other countries, studying in Canada is affordable. Although tuition fees for international students vary across provinces and programs, overall you will likely need between CAD20,000 and CAD30,000 annually to cover tuition fees in Canada. In addition, the cost of studying varies immensely across various universities and colleges as well, as each university and college set their own fees structure.
Furthermore, the tuition fees for certain professional programs, like that of a global MBA, is slightly on the higher side. Additionally, if you are targeting top business schools like Rotman School of Management (University of Toronto) or Asper School of Business (University of Manitoba) in Canada, then you will likely need between an average of CAD 35,000 to CAD 45,000 per annum. Many universities in Canada offer financial aid to international students in terms of their own scholarships, so you might be able to apply for a scholarship offered exclusively by the university at which you plan to study. Apart from it several other scholarships, grants, and bursaries are available for international students wishing to study in Canada, at both undergraduate and postgraduate levels. These include specific scholarships for sporting and academic achievement, and subject-specific scholarships. In all cases, it’s important to apply as early as possible as scholarship funding is limited and highly competitive. Besides, international students are allowed to work while studying on their study visa. They can work for 20 hours a week balancing their studies. In terms of ROI, international students are also eligible to stay back up to 3 years depending on the length of their program.
There has to be a reason why more than 642,280 international students call Canada home14 of the top worldwide universities are from Canada. Not only does it offer a world-class education, but also a great standard of living.
The country offers a wide variety of courses for undergraduates and graduates. We’ve listed the best and the most popular ones for you:
There are a multitude rewarding career paths that await you in Finance. The fast-paced finance industry includes everything from banking and asset management to insurance, venture capital, and private equity. In 2018, these sectors combined to form 7.4%, or $1.5 trillion, of the U.S. gross domestic product (GDP). If you have the entrepreneurial drive in you, then studying finance in a country with the fastest growing economy in the developed world will prove to be advantageous.
Popular courses in Finance are BBA in Finance, B. Com (Hons.) in Finance, Master’s in Accounting, Master’s in Financial Risk Management, MBA in Finance.
COMPUTER SCIENCE & IT
As (almost) every industry relies on data and software programmes, Computer Science and IT has become important more than ever. From Data Science and Robotics to Cloud Computing and Business systems, a wide range of Computer Science degree specializations are offered by Canadian universities. All programmes offer a balance of theory and practical experience, wherein students are provided research and internship opportunities in IT companies.
The demand for Computer Science graduates is sure to rise now with the world experiencing a new normal of remote work and advancement in technology supported by AI and machine learning.
Popular degrees in Computer Sciences in Canada are: B. Sc. in Computer Science, B. Sc. in Data Science, B. Sc. in Statistics and Computer Science, and M. Sc. in Computing Science and Statistical Machine Learning.
HUMAN RESOURCE MANAGEMENT
Graduates stand a great chance of employment in this course as Canada has been facing a skills gap issue in human resource managers. The highest demand is in Toronto, followed by Montreal and Ottawa. Additionally, the country promotes equal employment opportunities.
Bioinformatics is crucial in research on molecular biology and drug discovery, and this would only reinforce its importance for the future. Asia-Pacific holds the fastest growth in bioinformatics – something to keep in mind for, bioinformatics graduates in the region.
Several nursing specialties are included in the 45 graduate degree jobs that pay more than $100K by the US News & World Report. University of Toronto and University of British Columbia offer coursework in B. Sc. Nursing program. For Master’s, these universities accept only transfer students with previous university coursework in nursing.
Your Language skills, fluency in English and/or in French will be one of the eligibility points that will be considered for migration, working or applying for citizenship to Canada. For detailed information on the courses, fees, application and visa management, get in touch with our team of relationship managers.
If you consider studying in Canada for graduation, post-graduation, PhD, or any diploma courses, you’ll be opting for, what is referred to as, the post-secondary schools. University, on the one hand, is a degree granting institution, i.e., it provides bachelor’s degrees, master’s degrees and doctoral degrees. College, on the other hand, (mostly) grants diplomas.
Having clarified that, universities or colleges in Canada are not tuition free. Canadian students too have to pay tuition fees. The government of Canada does provide scholarships and loans, but usually it’s for Canadian citizens or people who are considered residents of Canada. Very few get a scholarship which gives them a free education.
Hence, in order to study in Canada for free, one needs to receive a fully funded scholarship in Canada to cover one’s tuition and accommodation fee.
One of the scholarships is the UBC International Leader of Tomorrow Award that is given to international students who apply to British Columbia University for undergraduate programs. You can send your application in the month of November every year for the course starting the next year. It covers tuition fee, living expenses, and also provides need based financial support. To be eligible for it, requirements of the program and English language must be satisfied. For international students applying, it must be their first undergraduate degree.
Other top Canadian universities like University of Toronto, McGill University, McMaster University and University of Montreal are all internationally recognized as excellent global schools and still offer much more affordable tuition rates than their international counterparts.
Another way is for you to perform excellently in your home country and have the government sponsor your education in Canada.
Additionally, a smarter and independent way to study free of (education) cost in Canada is by choosing to work part-time. A student visa allows you to work for up to 20 hours per week during regular session, and full-time during holidays.
Head to Insights to find detailed information on salaries/wages (vary from province to province), and Post-Study Work Opportunities (PSW) in Canada.
An international student pursuing a full-time post-secondary school program in Canada and has a valid study permit is allowed to work on-campus. For students that want to work part-time off-campus need to be full-time students at a designated learning institution (DLI). The study program should be for a duration of at least 6 months and should lead to a degree, diploma or certificate.
During the academic session, international students can work in Canada up to 20 hours a week and during vacations they can work up to 40 hours a week. Students can earn anywhere between 11 per hour to 18 per hour. A lot of students take part-time jobs to cover their living costs and if not full, some portion of their tuition fees.
Colleges and universities often advise students to take extra care of their studies when looking to work in Canada part-time. Most colleges and universities ensure that the student is fully aware of the fact that it can be sometimes difficult to manage both studies and part-time work, and hence it is suggested that only if a student is confident about it, they should go ahead with it. While students can work up to 20 hours a week, most universities and colleges recommend that students work up to 12 hours a week, so that they are able to manage both work and studies.
Post completing their studies, when looking to work full time, international students need a valid work permit to work in Canada. According to the latest data shared by recruiting agencies in Canada, the average international student (Employed full-time post completion of their studies) salary in Canada is 52,000 per year. Entry level positions start at 26,000 per year whereas experienced professionals earn much more than the average salary.
Canada is considered an ideal destination for study for International students. It is not just about the quality of education. Canada tops the list in the quality of life rankings. Canadian Government has been very welcoming to International students as well. Studying in Canada can lead to great career opportunities and permanent settlement and living in Canada. No wonder then that international students from around the world look to work and study in Canada
International students in Canada on valid study permit and studying at a designated learning institute are permitted to work during their study program period to support themselves without a work permit. Several International students unsure about how many hours they are eligible to work while studying in Canada. They can work up to 20 hours per week at any on-campus and off-campus jobs while their academic session is in progress. Students typically make 10-14 an hour. When academic session ends for scheduled breaks (eg. Summer/winter breaks) students are eligible to work full-time.
Working on campus means working with an employer on university related work such as working with faculty, in the library, laboratory or with any of the vendors or private contractors that provide services on campus such as gym or restaurant.
In terms of eligibility to work as a student, your study permit will state your eligibility and conditions of employment. This will enable you to apply for SIN (Social Insurance Number) from Service Canada Obtaining a SIN is a prerequisite before you may start working while studying in Canada. It may also be worthwhile for the International student to confirm the most up to date information on their work permits with the immigration on arrival. Broadly as a student you cannot work while studying in Canada if your program is less than six months duration or if you are enrolled in the English or Second Language program or French as a second language program. It is important to note that you cannot start working in Canada until the start of your study program.
International Students need additional funds to support their living expenses such as accommodation, food. It is important to be prepared and seek help to get suitable options for yourself. It is advisable to invest time in searching for a suitable job opportunity. First, International students must explore jobs available on campus and off campus. Looking at the university website or career portal is usually a great place to start. Campus jobs are generally advertised on campus boards as well. Look around, speak to fellow students and get as much information you can. Networking is a great way to stay on top of happening events and opportunities on campus.
The next step is to make a resume. Ideally, as an international student you must focus on this one important step. You must tailor your CV to the job that is available, highlighting how you map to the role and demonstrate that you already understand the criteria for selection. Students must make this effort. Another important step you should take is to reach out to the career centre at the campus and meet with the career counsellors. The career counsellors have valuable insights and experience to share that you can use to increase your chances. Their services are free of charge and all it requires is your initiative to ask for help and guidance.
One important tip that is critical for international students is that they should balance their classes with their work. You should not forget that the main purpose of your being in Canada is to do well in your studies. So go ahead, plan and make the most of your time in Canada.
Canada is a developed economy with the need for diverse skill-sets in order to fulfil the jobs that are in high demand. You will find several job openings for skilled jobs in Canada that do not get filled due to the skill shortages in the country. These job openings need to be filled by talented individuals who are capable of performing such jobs. Some of the hardest roles to fill in Canada in the last decade include Skilled workers like electricians, mechanics and welders. This list also consists roles such as that of Sales representatives, drivers and technicians Moreover, there is a high demand for medical professionals and nurses in Canada. Since there are skill shortages in the Canadian economy, Canada looks to international talent to fulfil these job requirements and as an outcome, the best jobs in Canada are sometimes filled by international students pursuing higher education at Canadian universities and colleges. Skilled and semi-skilled jobs in Canada are usually in the areas that require a college or a higher degree to fill up a position. As an outcome, international students studying in Canada are offered an opportunity to apply for jobs where there are skill shortages and build a strong career prospect after they graduate. Therefore, the key sectors where jobs are in high demand in Canada include:
Doctors and Medical Professionals
Professional Chef and Restaurant Management
Chartered Accountants and Income Tax Professionals
Teachers and Academicians
Sales and Marketing Manager
Food Technologists and Biotechnologists
In addition to the existing sectors where skilled-professionals are in high demand in Canada, there are also a number of emerging sectors where demand for skilled professionals is growing exponentially in Canada. These sectors include:
The clean energy sector in Canada is growing more than the economy as a whole and is rivalling with some better-known industries. Statistics Canada data says there were nearly 100,000 more Canadians working in clean energy than in mining, quarrying and oil-and-gas extraction in 2017. However, there still exists a demand and supply gap in the need for more workers in the clean energy sector in Canada. This means that graduates with degrees in environmental management and scientific fields will find ample job opportunities in Canada.
The Professional Services sector accounts for an incredible 80% of Canada’s GDP and employs nearly three-quarters of the workforce in Canada. Within the services sector, industries such as retail, business, education, and health care make up the largest portions. In fact, Tourism in Canada has emerged as one of the key emerging sectors with a larger number of international tourists now choosing Canada as their destinations. This has generated immense demand for professionals within the tourism industry and graduates with degrees in Travel and Tourism and Hospitality Management will find lucrative opportunities in the country.
Canada is fast emerging as a technological powerhouse with more companies now favouring Canada over the USA to set up their North American headquarters due to the favourable tax regime and the Canadian Government’s policies towards attracting tech talent from all over the world. Canada’s technology industry is one of the strongest in the world with close links to major tech giants as well as a strong Start-Up culture growing within the country. The Start-up Visa offered by the Canada Government has been quite effective in inviting technology companies from across the world to set up camp in Canada, which is certainly contributing to the change in the global technological landscape. International students pursuing courses in Software Engineering, Analytics and Machine Learning, and Business and Management are being attracted towards Canada for well-paying tech-oriented jobs.
The recent legalisation of cannabis in Canada had significantly boosted the Cannabis industry in the country. Since Health Canada opened up medicinal cannabis production to more players, including the private sector in 2013, the industry has grown continuously as operators invest in production capabilities to produce quality products. As an outcome of the growth in cannabis production, demand for jobs in this industry is picking up.
There has been a consistent increase in demand for skilled professionals from pharmaceutical and medicinal backgrounds in Canada. Moreover, the legalization of recreational cannabis in 2018 has been the primary driver of the industry boom during the period. As consumers shifted from illegal cannabis purchases to the licensed recreational market, the industry grew significantly and is expected to grow 68.3% in 2019 alone. In fact, this is expected to translate into a manifold increase in jobs in this industry by 2022, which is expected to apply to a significant number of skilled professionals from mixed backgrounds, ranging from medicine, engineering to business and hospitality professionals.
Therefore, Canada has become a key job market for professionals from around the world seeking both skilled and semi-skilled work. From truck drivers to registered nurses and from software engineers to hospitality professionals, the Canadian job market is very lucrative for international students and offers ample opportunities for skilled and semi-skilled graduates to seek employment.
Jobs in Canada
Bank balance required for a Canadian Visa
As soon as you secure an unconditional offer letter from a globally renowned university/college recognized by the Canadian government, you should start your application process for getting a student visa also known as a Canadian study permit. Ideally, it is important to start the visa processing at least four months before the program start date. In order to secure a Canada Study Permit, proof of unencumbered available funds is of utmost importance as it proves that you can support yourself and your family members if they accompany you, till the time you stay in Canada.
You can prove your funding with
Proof of a Canadian bank account in your name, where you have transferred the money. You can create your Guaranteed Investment Certificate(GIC) account with Scotia Bank/ICICI Bank / SBI Canada /HSBC / Canadian Imperial Bank of Commerce.
Proof of education loan from an approved bank
Your bank statements for the past 4-6 months
A bank draft that can be exchanged to Canadian dollars
Proof of tuition fees payment and housing rent
If you have a scholarship or you are enrolled in a Canadian-funded educational program, then you need to produce a proof of funding paid from within Canada,
The minimum bank balance(GIC account) that an international student would need to support his expenses in Canada is around 10,000 - 11,000 CAD per annum. Moreover, if any of your family members are accompanying you during the tenure of your study, then an additional 4000 - 5000 CAD per annum depending on the city, is required as your bank balance.
Canada is considered one of the popular study destinations for thousands of international students. Each year, close to 100,000 international students from all over the world come to Canada to obtain a quality higher education.
There are a lot of great benefits that you will be enjoying as an international student in Canada. The benefits range from working part-time while studying to the generous immigration policy of Canada which will allow you to bring your spouse or common-law partner with you on an open work permit which means that while you’re studying, he or she can work full- or part-time for any employer in Canada without needing a Labour Market Impact Assessment (LMIA). The work permit will usually have the same period of validity as the study visa. In addition, if you have kids, the kids will be able to go to one of Canada’s public elementary or secondary schools without needing their own study permit. In this way, not only the spouses or partners of international students can gain valuable Canadian work experience, but also can help support their families financially and emotionally.
Studying in Canada can bring a lot of career opportunities at your doorstep not only while studying but also after graduating from one of its renowned universities or colleges. Besides, many international students also wish to stay and obtain permanent residence in Canada after completing their studies due to the quality of life and career growth. In fact, Canada is eager to retain foreign students that have graduated from its educational institutions.
International students are eligible to apply for both temporary (work and study) and permanent residence in Canada and it is known as dual intent. Dual intent authorizes students to apply for permanent residence, while at the same time they can secure their temporary study permit. The applicants are ranked through the expressed entry system where extra grid points are given to the students who have graduated from Canadian universities or colleges. Hence, Canada offers you a lot of flexibility that makes Canada an even more attractive place to study.
International students can route to permanent residence in Canada by meeting any of the criteria mentioned below.
Canadian Experience Class(CEC)-International students who have at least studied for 2 years on a full-time program, may qualify under this program. Moreover, this immigration program only allows the student to apply for PR if they have at least 1 year of work experience in a full time skilled position
Federal Skilled Worker Class: This immigration program takes several factors into account apart from work experience such as age, language ability, skills, etc.
Provincial Nominee Programs(PNPs): International students can also obtain Permanent residence through PNPs.For example if an international student has a job offer in Ontario, then he/she can apply PR through Ontario immigrant nominee program. The same holds true for other provinces in Canada as well.
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ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
Integration and Severability
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at firstname.lastname@example.org with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at email@example.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words ''including'' and ''include'' mean ''including, but not limited to.''
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Privileged and confidential
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records (“Personal Information”), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Cookies: TC Global may use standard “cookie” browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into “first party” and “third party”:
First party cookies are the cookies served by the owner of the domain. In our case, that’s TC Global. Any cookie we place ourselves is a “first-party cookie.”
Third-party cookies are cookies placed on our domains by trusted partners that we’ve allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either “session cookies” or “permanent cookies”:
Session cookies only exist until you close your browser, ending what’s called your “session.” Then they’re deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include “web beacons,” “scripts,” “tracking URLs,” or “software development kits” (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners’ websites.
Software Development Kits (SDKs) are part of our apps’ source code. Unlike browser cookies, SDK data is stored in the app storage. They’re used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as “cookies” here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at firstname.lastname@example.org
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the “Unsubscribe” button or by sending an email to [email@example.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to firstname.lastname@example.org.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the “Unsubscribe” link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at email@example.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through firstname.lastname@example.org and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at email@example.com.
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at firstname.lastname@example.org.
By email: email@example.com
In the event of any grievances, user can contact the grievance officer at firstname.lastname@example.org or write to us at the following address:
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House