The best medical colleges in the world offer cutting-edge facilities, advanced research opportunities, experienced faculty, and rigorous academic programmes that attract the brightest and most ambitious students worldwide. Pursuing a career in medicine is a challenging path requiring a high level of dedication, passion, and skill.
According to the central government of India, more than 7,50,000 Indian students are pursuing higher education abroad. Of these, 23,000 Indian students are studying medicine in China, 18,000 in Ukraine, over 16,000 in Russia, and 15,000 in the Philippines. Medical colleges in London and the US are also some of the preferred destinations for students pursuing medical courses. It may be worth finding out how much it costs to study medicine in the UK and in Canada.
Competitive salaries, job security, and the potential to make a real difference in people’s lives are some of the factors that attract students to pursue medicine internationally.
In the UK, a speciality doctor earns a basic salary of £50,373 to £78,759 whereas a specialist grade doctor can anything between £80,693 to £91,584. Similarly, Medical Doctors in the United States make an annual salary of $165,679.
Aspiring medical professionals seek to receive the best education and training possible, to prepare themselves for the complex and ever-evolving healthcare landscape. In this article, we will explore some of the world’s top-ranked and most prestigious medical colleges, providing insights into their unique features, programmes, and opportunities for students.
What are the benefits of studying best medical colleges in the world?
The medical education system in India is a three-tier system. The first tier is the school level, followed by the pre-medical level or undergraduate degree, and finally the postgraduate or medical degree. The undergraduate degree for MBBS in India is a four-year course, which includes biochemistry, physiology, anatomy, and biotechnology.
The postgraduate degree for MBBS in India is a three-year course that includes surgery, medicine, and obstetrics and gynaecology. For other specialities like cardiology, neurology, etc., they have to do another two years of specialization.In comparison to studying MBBS in India:
1) Studying abroad will give you an opportunity to study at institutions with higher standards of teaching and research than what is available in India.
2) Studying abroad can also provide you with opportunities to work in prestigious hospitals and clinics.
3) If you want to specialize in a particular area, then studying abroad can give you opportunities to do that. In India, it may be difficult or impossible to study at institutions with high standards in your field of interest.
4) In India, the selection criteria for entrance are based on percentile ratings by the board. In comparison to studying MBBS in India, it is difficult to get into a top-ranked university in India.
5) If you are interested in pursuing a career in academic development or research after completing your residency, then studying abroad in one of the best MBBS colleges in the world can give you opportunities to work with some of the world’s most exciting new research labs.
6) Many post-graduate applicants are also concerned with matching their skills to the right job opportunities, so they recommend looking at programmes offered by best MBBS colleges in the world which will prepare them for a career in a specific field.
7) Post-graduate applicants worry about what they are able to accomplish while they are working on something else which is more flexible abroad.
How much does it cost to study medicine abroad for international students?
There are many factors that can affect the cost of a medical degree. Some of these factors include the university, the country, the type of degree, and whether you are studying abroad or domestically. You will learn how tuition and living costs vary depending on where you live.
This includes the cheapest country to study medical school and the most expensive country to live and study in without going into massive debt. The low-tuition countries for medical bachelor’s degrees are India, Pakistan, and Nepal.
The cost of studying in India is $6,000 for a one-year course with a 4-year degree program costing $24,000.
In Pakistan, the cost is $8,200 for a one-year course with a 4-year degree costing $30,000.
In Nepal, the cost is $3,500 for a one-year course with a 3 -year degree costing $12,500.
However, the issue with these countries is that they have high competition for seats in medical programmes and barring the traditional ways of obtaining a seat in these institutions, the cost of studying medicine may skyrocket beyond the cost of other countries.
Duration of Study in Countries of Interest
Country of Interest
Duration
USA
4 years (having completed pre-med)
Canada
3-5 years (having completed pre-med)
UK
6 years
China
6 years
New Zealand
6 years
Ireland
5-6 years
Singapore
5 years
Studying Medicine in USA and Canada
Although you will study MBBS as an undergraduate in India, you must first complete pre-medical coursework in these two nations. This is a criterion for eligibility as well. The typical length of an MBBS degree is three to six years. It will require ten years overall, including medical training.
Studying Medicine in UK
The UK is a great option if you want to study at one of the best mbbs colleges in the world. This is due to the fact that four of the top 10 medical schools in the world are located in this nation. Undergraduate study typically lasts six years for MBBS and five years for dentistry or pharmacy. Your decision to enroll in a specialization course will rely on the job and niche you want to pursue.
Studying Medicine in China
Studying medicine in China can be a very rewarding experience. There are many excellent medical schools in China, and the tuition is much lower than in many other countries. Additionally, the medical system in China is very advanced, and the hospitals and clinics are some of the best in the world.
The medical profession in China is very respected, and many talented Chinese doctors are now working in leading hospitals worldwide. The duration to gain an MBBS is about 6 years in China.
Studying Medicine in New Zealand and Ireland
Similar to the UK, these nations’ study periods are also close to 5 or 6 years long. In contrast, the first year in New Zealand is the preparatory year for the Bachelor of Health Sciences or Bachelor of Science in Biomedical Science degree that you will eventually get.
Studying Medicine in Singapore
Studying medicine in Singapore is a great way to gain experience in a high-demand profession. Many of the same medical schools in the United States offer medical degrees in Singapore.
The city-state is well-known for its excellent medical care, and the quality of the medical education you receive will be comparable to that of U.S. schools. The duration of study in Singapore happens to be around 5 years.
Top 10 Medical Colleges in the World for International Students in 2023
Now that you have a good understanding of the different factors to consider when choosing a medical school, let’s take a look at some of the top 10 medical colleges in the world for international students. These colleges attract students from all over the world and are highly respected in the medical field.
Ranking
University
Location
Eligibility Criteria
Average tuition fee in USD
01
Harvard University
United States
–
GPA 4.18/5
65,203
02
University of the Oxford
United Kingdom
IELTS 7-7.5 TOEFL 100
49,991
03
Stanford University
United States
TOEFL 89
GPA 3.96
55,011
04
University of Cambridge
United Kingdom
IELTS 7-7.5 TOEFL 100 GPA 3.7
82,984
05
Johns Hopkins University
United States
3.0/4.0
58,000
06
UCLA, Los Angeles
United States
IELTS 6.5-7.5 TOEFL 92
GPA 3.0
50,130
07
Yale University
United States
IELTS 7 TOEFL 100
GPA unweighted 4.0
64,024
08
UCL
United Kingdom
IELTS 6,5-7.5, TOEFL 92
GPA 3.3/4
50,149
09
Imperial College, London
United Kingdom
–
GPA 3.25-3.5
63,383
10
Massachusetts Institute of Technology (MIT)
United States
IELTS 7-7.5 TOEFL90
GPA 3.5 out of 4
64,101
Harvard University
Harvard is one of the most prestigious universities in the world. It was founded in 1636 and has a total of 36,090 students. It is ranked #1 in the world for graduate education. Harvard offers over 100 undergraduate and graduate degree programs. Harvard is known for its excellent faculty, highly selective admissions process, and rich resources.
Why Should You Study Here?
The Harvard Medical School, which opened its doors in 1782, is ranked first overall in the QS world rankings for 2021. Their medical health curriculum places a strong emphasis on reducing human suffering by developing the students into clinical and biological leaders in medicine.
Their goals include creating a welcoming environment, addressing the needs of humanity, and offering high-quality education. They are first place as one of the top medical schools in the world.
Fees
Harvard Medical School is one of the world’s most prestigious medical schools and it charges a hefty tuition fee. The annual tuition fee for an MBBS course at Harvard Medical School is $65,000. However, there are many scholarships and financial aid available to students who qualify.
Eligibility and Admission Process
Harvard is one of the most competitive universities to gain admission to. Though it is highly selective in accepting candidates, it has fairly low English proficiency requirements. Harvard requires an IELTS score of 6.5-7.0 or a TOEFL score of 90.
This is both daunting and refreshing because it encourages a more diverse host of candidates to apply and yet provides no details on preparing for the same. However, most people applying to Oxford have a GPA of over 4.18 and their acceptance rate is only 2.5%.
University of Oxford
Oxford has a rich history dating back to the 6th century AD. The University of Oxford was founded in 1096, making it one of the oldest universities in the world.
The University of Oxford is home to many famous scholars and alumni, including Sir Isaac Newton, Charles Darwin, and Alan Turing. Oxford is a vibrant city with plenty of shops, restaurants, and attractions to explore.
Why Should You Study Here?
The University of Oxford’s faculty of medicine offers a comprehensive academic training programme with in-depth research that supports medicine. You can undertake pre-clinical research for three years and then clinical research for another three years. Here, students can advance their skills and further their education by working in research laboratories dispersed around the medical science division.
Fees
Oxford MBBS fees are one of the most expensive in the UK. However, the quality of the medical education offered at Oxford is highly respected and this is reflected in the high fees which are about $50,000.
Oxford offers a world-class medical education, which is renowned for its research and clinical excellence. The Faculty of Medicine at Oxford is one of the largest in the UK and offers a range of MBBS courses. The GPA requirement is about 4.5 out of 5 and 3.7 out of 4.
Eligibility and Admission Process
One applies to Oxford by going through a standard application procedure. The cost of an application to Oxford is 75 GBP. They require an IELTS score of 7-7.5 or a TOEFL score of 100. The IELTS score for graduate applicants is at a lower threshold starting at 6.5.
Stanford University
Stanford is one of the best medical schools in the world located in Stanford, California. It was founded in 1891 by Leland Stanford Jr. and is known for its strong academic program and competitive admissions process. Stanford offers more than 120 undergraduate and graduate degree programme, including a variety of prestigious majors.
The university has a strong emphasis on community service and provides opportunities for students to participate in a variety of activities and organizations. Stanford also has a strong athletic program, with teams competing in the NCAA Division I Pac-12 Conference.
Why Should You Study Here?
The institution, one of the forerunners in medicine, provides a comprehensive and avant-garde research study programme. It encourages future medical leaders to be skilled and resourceful. Stanford Children’s Health and Stanford Healthcare are partners with the school. These two facilities have a stellar reputation in the fields of maternity care, neurology, and cardiology.
Fees
Stanford MBBS is considered one of the most prestigious medical schools in the world. The tuition fees for Stanford MBBS are about $55,000
However, the school offers a number of scholarships and financial aid options, so there is definitely no need to worry about finances. In addition, the school provides excellent health care, so students will be able to gain valuable experience in the field.
Eligibility and Admission Process
The application fee for Stanford is $90 or $125 for graduates. With a slim acceptance rate of 5%, Stanford too is a highly competitive school. It is clear that Stanford’s TOEFL score has to be above 89. However, no other information is mentioned on eligibility for Stanford. The typical GPA for getting into transfer is about 3.96.
John Hopkins University
John Hopkins University is a world-renowned research institution located in Baltimore, Maryland. The university was founded in 1876 by Johns Hopkins, a noted medical doctor, and educator. Today, Hopkins offers a diverse range of undergraduate and graduate programs in a wide variety of disciplines.
Johns Hopkins is well known for its research programs in a wide variety of fields, including biomedical sciences, engineering, health sciences, humanities, and social sciences. The university is also home to several prestigious research institutes
Why Should You Study Here?
John Hopkins University is a strong proponent of integrating teaching and learning. One of the best medical schools in the world is located at this university. With a flexible curriculum and extensive exposure to the principles, the institution provides a wide selection of MD and doctoral programmes to choose from.
Fees
John Hopkins MBBS fees are some of the most expensive in the United States. The average cost for an MD degree at Hopkins is $58,000. However, this cost does not include the cost of tuition, room, and board, or other expenses associated with attending Johns Hopkins.
Hopkins offers a variety of financial aid options, including scholarships, grants, and loans. The school also offers a payment plan option, which allows students to pay back their loans over a period of 10 to 12 years
Eligibility and Admission Process
John Hopkins requires a minimum GPA of 3.0 out of 4.0. John Hopkins is still available to apply to and the applications only close by early September. The application fee for John Hopkins is non-refundable &70.
University of Cambridge
The University of Cambridge, located in England, is one of the best medical universities in the world. The university was founded in 1209 and has educated some of the world’s most influential people. Cambridge attracts students from all over the world, and its faculty is renowned for its research and teaching.
Why Should You Study Here?
Two medical courses are offered by the University of Cambridge’s medical college; one is a graduate-level course and the other is a regular programme. The proposed curriculum provides a platform for medical enthusiasts to learn from rigorous, evidence-based practice. Throughout the course, students are free to conduct research and work on projects.
Fees
Cambridge MBBS fees are about $82,000 and many students are unable to afford it. However, there are several ways in which you can reduce your fees.
Firstly, you can apply for scholarships and bursaries. Secondly, you can consider applying for a student loan. Finally, you can also work during your studies. All of these options have their own pros and cons, but they are all worth considering.
Eligibility and Admission Process
The acceptance rate at Cambridge is a surprisingly high 21%. The application fee costs 60 GBP for undergraduates and 70 GBP for graduates. The TOEFL requirement at Cambridge is 110, and the IELTS range is 7-7.5. And the required GPA is only about 3.7
UCL, United Kingdom
UCL was founded in 1826, making it one of the oldest universities in the UK. The university has a diverse range of faculties and departments, with a strong focus on research. UCL has over 50,000 students, making it one of the largest universities in the UK.
UCL’s campus is located in London, and the university has a number of campuses around the UK, including in Oxford, Bristol, Edinburgh, and Belfast.
Why Should You Study Here?
Since 1834, UCL has contributed doctors to the London community through its close collaboration with seven significant teaching hospitals that offer top-notch medical education. Numerous academically well-known graduates who are now leaders in the medical field came from this school. UCL is renowned for its academic standing, which is supported by well-supported students and qualified faculty.
Fees
The University College London (UCL) offers a range of medical courses that lead to a Bachelor of Medicine and a Bachelor of Surgery (MBBS). The tuition fees for these courses are extremely reasonable, with the exception of the Medicine course, which has a tuition fee of $50,000.
This is one of the lowest tuition fees in the UK and makes UCL an excellent choice for students who are looking to study for a medical degree. The UCL MBBS courses are extremely comprehensive.
Eligibility and Admission Process
The application fee for UCL is 22 GBP. The IELTS score is 6.5-7.5. The TOEFL range is 92. Students need to get a 3.3 out of 4 GPA. UCL is a celebrated university that you might want to look into while applying.
Located in Stockholm, Karolinska Institutet (KI) is a prestigious university that specializes solely in medical and health sciences. Its reputation for outstanding research and development remains unparalleled worldwide.
Why Should You Study Here?
Karolinska Institutet follows an interactive teaching model which encourages close contact between teachers and students for more stimulating dialogue. At Karolinska Institutet, professors continuously pursue research projects in addition to teaching; this way students stay abreast of the newest developments within medicine.
Fees
The tuition fee for our medical programme (6 years) is SEK 1.560 000:- for all citizens outside of the EU/EEA region. No scholarships are available at present to assist with these fees.
Eligibility and Admission Process
To be admitted to the medical programme at Karolinska Institutet, one must demonstrate a Swedish language proficiency equivalent to that of upper secondary school level 3.
Prospective applicants should have successfully completed the Swedish upper secondary school courses Biology 2, Physics 2, Chemistry 2, Mathematics 4, or the equivalent courses.
This is an integrated six-year course taught exclusively in Swedish. Students can apply online via the Antagning.se.
Imperial College, London
Imperial College London is one of the world’s leading research universities, with more than 36,000 students from over 150 countries studying at its schools of science, engineering, medicine, law, and business. Founded in 1907, Imperial is in the heart of London and is a world center of excellence for health sciences, law, and business.
Why Should You Study Here?
Another highly regarded medical school has been awarded in recognition of the contributions and service of women in the medical profession. Since its founding in 1997, Imperial College’s medical school has made an investment in forging strong ties with its industry partners. It collaborates cross-disciplinary with academics in the natural sciences and engineering.
Fees
Although the fees for MBBS courses at Imperial are relatively high at $63,000, the overall cost of studying at Imperial is still considerably lower than at many other top UK universities for studying medicine. In fact, the overall cost of an MBBS course at Imperial is comparable to the cost of an MBBS course at some of the country’s most prestigious universities, such as Oxford and Cambridge.
Eligibility and Admission Process
For Indian students studying either ISC or CBSE, Imperial requires an overall score of 90-92% with 95% in relevant subjects. Based on the pattern of students joining, it is clear that they expect a GPA between 3.25 and 3.5.
They require an IELTS score of 6.5 to 7 and a TOEFL score of 92-100 as well. To apply to Imperial college, one must begin the application process through the UCAS portal.
University of California, Los Angeles
UCLA is a top-rated university with a rich and diverse history. UCLA offers a wide range of undergraduate, graduate, and professional programs. UCLA offers more than 150 undergraduate majors and more than 60 graduate and professional programs.
UCLA’s faculty is highly respected for its research accomplishments. UCLA is also known for its strong athletic programs, with teams competing in the NCAA Division I athletics conference. UCLA alumni are leaders in many fields, including business, government, the arts, and science.
Why Should You Study Here?
Of these top-10 medical schools in the world, UCLA’s David Geffen School of Medicine is the newest. In the fields of medicine and biomedical sciences, it is an emerging pioneer. The institution provides MD, postdoctoral, graduate, and resident study programmes and believes that education is best delivered through community partnerships.
Fees
UCLA Medical School is one of the most prestigious institutions for MBBS education in the world. The school charges tuition fees of $50,000. They charge more for students coming out of state and charge a little north of $4000 dollars for room and boarding facilities.
Eligibility and Admission Process
The basic application fee is priced at 22 GBP. Their IELTS range is defined at 6.5-7.5 and a TOEFL of 92. The university requires you to have a 3.0 GPA. Along with the relatively light criteria, there is also an overall 14.3% acceptance rate for this movie.
10. The University of California, San Francisco
Source: The University of California
As an esteemed institution of higher learning, UCSF is dedicated to cultivating tomorrow’s talented professionals in the life sciences, healthcare, and health policy through top-notch education and training. It is the go-to institution for top-notch education, innovation and clinical care.
Why Should You Study Here?
At UCSF, students have the opportunity to explore a variety of accredited and non-accredited specialities through leading national programmes. Students are encouraged to pursue interdepartmental degree programmes in basic sciences, translational sciences, social or population science as well as clinical science. Healthcare learners are trained to take a proactive stance on tackling obstacles and approach each challenge with an inquisitive mindset and analytical reasoning.
Fees
The fee for international students starts at $90,331. UCSF offers both financial aid and scholarships. In the 2020-2021 academic year, 85% of students were given some form of financial assistance.
Eligibility and Admission Process
Prospective students can apply through AMCAS Web site the American Medical College Application Service. For aspiring premeds, obtaining a four-year baccalaureate degree is an essential step in the journey to medical school.
Applicants are required to have studied:
Biology with one year of laboratory
Chemistry for one year with one semester of organic chemistry with lab (may include biochemistry)
Biochemistry course for one semester
Physics, for one semester
To be eligible for admission to medical school, all prospective students must pass the Medical College Admission Test (MCAT) and should complete all the English language proficiency requirements.
Yale University
Yale is a top medical college in world located in New Haven, Connecticut. It was founded in 1701 and has a total enrollment of approximately 3,500 undergraduate and graduate students. Yale offers a wide variety of undergraduate and graduate programs in a variety of disciplines, including arts, humanities, sciences, and business.
The school is well known for its renowned faculty, many of whom are members of the prestigious American Academy of Arts and Sciences. Yale also maintains a strong tradition of social activism and community engagement.
Why Should You Study Here?
The Yale School of Medicine is one of the greatest MBBS institutions in the world and a trailblazer in the development of physician-scientists. Their main priorities are strengthening health innovation initiatives and developing medicine through scientific research. Nearly 11,000 academic members work at this medical institution. The students are motivated to study medicine there by their kindness, dedication, and never-ending energy.
Fees
The Yale Medical School is one of the most prestigious schools in the United States. It offers an MBBS programme that is highly competitive and has high demand. The Yale MBBS programme has an annual tuition of $64,000.
Eligibility and Admission Process
Yale also follows the application form process with a cost of $80 for undergrads and $110 for graduate programs. The IELTS score must be higher than a 7 and the TOEFL score is about 100. The IELTS range jumps up to 7.5. Yale requires you to have straight As. Yale also has an acceptance rate of 6.9%
Massachusetts Institute of Technology
MIT is an institution focused on research and innovation. It is home to the world’s largest academic library, which has more than 31 million items. MIT also has over 1,500 student organizations, including more than 260 dormitories, and more than 100 academic and professional societies.
Why Should You Study Here?
Despite not having its own medical school, the university runs two integrated programmes in conjunction with Harvard Medical School. A dual MD-PhD programme and a degree in health sciences are those things. The universities may now engage closely with the hospitals in the Boston region thanks to this partnership.
Fees
The MIT College of Medicine charges $64,000 in tuition for incoming students. This amount includes $50,000 in tuition and fees and $15,000 in room and board. MIT also offers a number of financial assistance options, including a $5,000 fellowship for medical students from low-income backgrounds.
Eligibility and Admission Process
The application fee for MIT is $75 with an IELTS range of 7-7.5 or a TOEFL range of 90. There are good courses jointly offered by MIT and Harvard that may revolutionize our lives as students. Getting into MIT is extremely competitive, with a 4% acceptance rate. It is one of the most competitive colleges in the world and the lower threshold of the GPA is about 3.5 out of 4.
How to apply to best medical universities?
Applying to one of the best medical universities in the world can be daunting. But with research, dedication, and an organized plan of action, you can increase your chances of getting accepted into some of the best medical schools in the world and take your career to the next level.
Step 1: Research Your Options
Before you start your application process to the best MBBS colleges in the world, it’s important that you choose which university or universities you want to apply to. Once you have narrowed down your choices, make sure that you thoroughly research each top medical college in world’s admission requirements and application process, including any specialized courses or tests that may be required for admission (such as the MCAT for medical schools in the US). TC Global can be a great resource for researching and applying to universities across the world.
Step 2: Write Your Entrance Exam
Admission into a top medical university often requires additional entrance exams, such as the Medical College Admission Test (MCAT) in the US or Graduate Australian Medical School Admissions Test (GAMSAT) in Australia (this one if you are looking at medical institutions in Australia). Make sure you register for the right exam and are well-prepared for it.
Step 3: Prepare Your Application Package
As with any college application process, there are a number of documents required for admission into a top-tier medical university. You will need to provide official transcripts from all previously attended institutions as well as letters of recommendation from teachers or mentors. Additionally, most universities require an essay or personal statement along with your application form.
Experts at TC Global can advise and assist with your application to the top medical universities in the world in the following ways:
Sharing the detailed eligibility criteria such as the minimum grade required in Physics, Chemistry, and Biology as well as the language proficiency.
Assistance in writing a strong personal statement and essay
Editing and proofreading all application documents
Reviewing and advising on all required documents
Providing a comprehensive checklist of other requirements such as test scores etc.
Step 4: Connect With a College Advisor
Working with a pre-health advisor from your chosen college in tandem with experts from TC Global is an essential step to take when preparing for medical school, as they can guide you in the right direction by helping determine what courses should be taken and when.
Step 5: Submit Your Application
TC Global has several processes in place to ensure that all the required documents for admission are submitted to the university in a timely manner.
Applying to one of the best medical universities around the world can be an intimidating prospect – but with proper preparation and TC Global’s expertise, it doesn’t have to be! Follow these steps and you will be ready to apply for admission into the medical school of your dreams.
Step 6: Practice Interview Skills
Finally, once you have completed the application process and have been called for an interview by a top medical university, it is important to practice your interview skills. TC Global’s expert mentors can help you prepare for the medical school admissions interviews, and help you get connected with past medical students in order to gain an insider’s perspective on the interview process. Being authentic, answering confidently and preparing a list of questions to ask the interviewer can help you gain an edge over other candidates.
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You represent and warrant that if you are an individual, you are of legal age to form a binding contract, or that if you are registering on behalf of an entity or a minor, that you are lawfully authorized to enter into, and bind the entity or yourself (as the legal guardian of the minor) to, these Terms of Use and register for the Service. The Service is not available to individuals who are younger than 10 years old. TC Global may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time.
You are solely responsible for ensuring that these Terms of Use are in compliance with all laws, rules and regulations applicable to you and the right to access the Service is revoked where these Terms of Use or use of the Service is prohibited and, in such circumstances, you agree not to use or access the Site or Services in any way.
If you use a mobile device, please be aware that your carrier's normal rates and fees, such as text messaging and data charges, will still apply. In the event you change or deactivate your mobile telephone number, you agree that you will update your account information on the Services within 48 hours to ensure that your messages are not sent to the person who acquires your old number.
Content
All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".
TC Global Content
The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
