Given the importance of healthcare and the rapid growth of the healthcare industry, an MBA in Hospital Management is a great course to study if you have the right skills and the inclination. There is a growing demand for ancillary professionals in the healthcare industry and if you have this qualification, you could well have an edge over those with a generic MBA.
In our previous piece in our MBA series, we looked at MBA in International Business. Today, we look at pursuing an MBA in Hospital Management (it’s different from an MBA in Healthcare Management).
What is MBA in Hospital Management?
There is no doubt that an MBA is one of the most in-demand postgraduate degrees. While endless global opportunities and the associated remuneration are some of the leading reasons to why students choose this programme, the number and variety of specialisations it offers is also a driving factor. Now, there are over 30 MBA specialisations available in all the popular global ed destinations for students to choose from, and the following are a few which are currently in trend
Coming to MBA in Hospital Management, the healthcare industry is the most vital part of a country’s strong and stable economy, and out of all the specialisations, this is one of the most trending courses with plenty of lucrative career opportunities.
An MBA in Hospital management is a combination course of healthcare and management. The coronavirus pandemic was a wake-up call for all of us to take our personal health much more seriously, and the pandemic showed us how strong each country’s healthcare sector was. After the coronavirus pandemic, the MBA in hospital management course has emerged as one of the most popular courses in management degree.
This is a two-year postgraduate specialisation of an MBA course that focuses primarily on the management aspects of the healthcare industry and hospitals. Pursuing the course will help the student get an overall understanding of the hospital industry, how it functions, and the skills to manage functions of healthcare facilities like hospitals, nursing homes, clinics, and rehabilitation centres.
The course will also teach all the necessary subjects related to management, finance, and human resource management. The prime objective of studying for an MBA in Hospital management course is to learn the techniques related to hospital management by applying business administration strategies like planning, budgeting, entrepreneurship, healthcare management, and resourcing.
By pursuing this course, a graduate student will gain all the necessary knowledge to reduce healthcare expenditure, manage a hospital at the finest and also innovate ideas to create more financial resources for the healthcare organisation.
Why Study MBA in Hospital Management?
From the best job outlook to attractive remuneration potential, there are many reasons why an MBA in Hospital management is currently one of the most in-demand specialisations of MBA. According to the U.S. bureau of labor statistics, the career opportunities in the field of medical and health services managers will grow by 28 percent in the coming ten years, and this is much faster than the average of all the other jobs.
This is one of the promising courses that can offer the best career opportunity; when careers in the field of human resources, marketing, and finance are projected to grow by only 10 percent for the upcoming ten years, the careers in the hospital management industry and health services are projected to grow by 28 percent.
This phenomenal growth in the industry will create 136,200 new jobs in the coming ten years, and presently the median annual remuneration in this field stands tall at $101,340 per year. Work experience is one of the most important factors which decides the remuneration in this field and if you have five years or more of work experience, it is very easy to get the best jobs in the industry with an annual remuneration of $119,450 or more.
Following are the major career roles for an MBA in Hospital management graduate:
Hospital Manager
Hospital CEO & CFO
Healthcare Associate
Hospital Operations Executive
Medical Practice Manager
Medical Superintendent
Healthcare Finance Managers
Medical and Health Service Management
Blood Bank Administrator
Hospital Administrators
Medical Director
HR Recruiter
Apart from the great remuneration and career opportunities pursuing an MBA in Hospital management will help the student become a master in two different areas; one in the management and administration field and the other in the healthcare industry.
The Healthcare industry and hospitals are integral sectors for all major countries, and the growth and GDP of these nations are completely reliant on this sector. So, by pursuing an MBA in Hospital management, there will be global opportunities within reach of the student, and this will also provide a chance to experience different cultures and to be part of a truly global team of professionals.
This is one industry that you will never get bored of, as the constantly changing and challenging work environment is something that will always fuel your creativity. There are also opportunities for cutting-edge research in this field, and globally there are institutions and governments funding such path-breaking research in this field.
What is the average salary after studying MBA in Hospital Management?
According to the U.S. bureau of labor statistics data, the median annual remuneration of medical and health Services Managers is $101,340, and this is one of the highest remunerations in the field of healthcare services. A government servant who works as a medical and health service manager in the US will get a remuneration of around $ 117,000 per year.
There are presently 429,800 employees in the US who work as medical and health services managers. Working as a health economist in the US can get you a salary of $ 96,504 per year, and a medical office administrator will get a salary of $ 90,000.
The salary of an MBA in hospital management graduate in the UK is no less than that of any other nation. According to the data from the national health services in the UK, graduates of Hospital management who work in the healthcare industry get a salary between 27,000 and 47,000 pounds sterling per year. Epidemiologist is the top remunerated career opportunity in the UK, with a whooping salary of 44,950 pounds per year, and Health Information Management will get a salary of 34,343 pounds per year.
Post completion of an MBA in Hospital Management from Australia students prefer to work as Healthcare associates and hospital managers. The average salary in Australia for these professionals will be between AUD 90,000 to AUD 118,000 per year. Department director of hospitals is the top remunerated designation available in Australia for an MBA in hospital management graduate, and this will provide remuneration of AUD 138,441 per year.
The average salary received by graduates after studying MBA in Hospital management in Canada is also not any less than that of the US or UK; graduates with an MBA in Hospital management will receive a salary of CAD 80,000 to CAD 120,000 per year.
According to the report by glassdoor, the national average salary for a Healthcare Manager in Germany is around Euro 1,05,270.
In India, the average salary of a hospital administrator is between Rs 5-12 lakh per year, and in Russia, it ranges from 122,400 RUB to 322,000 RUB.
MBA in hospital management vs MBA in healthcare management: What is the difference?
Both programmes deal with similar areas of expertise and therefore, often used interchangeably. However, from their names, one can glean that the scope of healthcare management is much larger than the scope of a hospital management programme. This does not mean that one is better than the other; it simply means that one programme covers all aspects of the industry while the other goes in-depth into the management of a hospital.
Here are some key differences:
MBA in Hospital Management
MBA in Healthcare Management
Focus Area
Specific emphasis on hospitals, clinics or other centres of primary health care
Professional and Human Resource Management, working closely with physicians and other front-line workers
Can cover any and all aspects of the industry, including hospitals
Administration and Business
Possible roles of employment on graduation
Hospital manager
Hospital CEO
Hospital CFO
Healthcare Associate
Hospital Operations Executive
Medical Practice Manager
Medical Superintendent
(Any other role related to overseeing and facilitating work related to the employees of a hospital)
Healthcare Sales/Marketing Manager
Healthcare Consultant
Medical and Health Services Manager
Public Health Policy Analyst
Pharmaceutical Project Manager
Health Insurance Operations Director
Clinical Manager
Corporate Development Manager
Medical Director
Medical Entrepreneur
Social Media Director
(Roles focussing on the financial and business aspects)
How much does it cost to study MBA in Hospital Management?
The cost of studying an MBA in hospital management largely depends on the university, destination, and program offered by the university. In the case of the top universities in the world to study this particular course, there is always an option of applying for scholarships offered by the state, university, and also by private organisations.
To pursue an MBA in hospital management course at the top universities in the US, the average tuition fee will be around $12,740- $ 55,890 per year. Coleman University, High Point University, and Clarkson University are the top universities in the US to pursue this course.
Brunel University London, York St John University, and Anglia Ruskin University are the top universities in the UK to pursue a course in MBA in hospital management. The average tuition fee to pursue this course at the top universities in the UK will be around £18,100 – £30,000 per year.
The University of Toronto, University of Alberta, McMaster University, Queen’s University, and York University are the top universities in Canada to pursue a course MBA in hospital management. The average tuition fee to pursue this course in Canada will be around CAD 40,000- 100,000.
The University of New South Wales, The University of Technology Sydney, The University of Wollongong, The University of South Australia, and La Trobe University are the top universities in Australia to pursue MBA in hospital management. The average fee structure to study this program in Australian universities will be around AUD 40,000- 60,000.
Eligibility for MBA in Hospital Management
Every university has its own cut-off and eligibility when it comes to an MBA course. The eligibility to pursue an MBA in hospital management course largely depends on the destination and the university. Universities have different cut-offs when it comes to language tests and also GMAT.
Here are the general eligibility to pursue an MBA in hospital management courses around the world:
Graduation in any stream with an aggregate of 55 percent marks from a recognised university
A good score in GMAT/ CAT/ MAT / XAT/ GRE/ CMAT
Two to three years of professional work experience
A good score in the language tests like IELTS / TOEFL
Entrance exams
Student visa
What is the scope of an MBA in Hospital Management?
An MBA in hospital management is a course that is now popular all over the world. The course mainly has two components, the first component focuses on management-related topics, and the second component deals with topics related to administration, healthcare administration, planning and designing hospital services, national health programs, and healthcare services.
The following are the major course components of the MBA in hospital management syllabus:
Marketing Management
Financial Accounting Materials Management
Legislation for Health & Hospitals
Entrepreneurship
Global Business Environment
Managerial Economics
Human Resource Management
Consumer Behaviour
Principles of Management
Principles of Hospital Administration
Ethics in Hospital Administration
Public Relations for Hospitals
Marketing Strategy and Applications
Financial Management
Planning & Designing Hospital Services
Hospital Planning
Services
Business Statistics
Business Mathematics and Operation Research
Organisational Behaviour
Organisation and Administration of Clinical
Business Law
Management of National Health Programs
What are the top colleges for MBA in Hospital Management?
Name
Rank
Fess
Duration
Eligibility
Rotman school of management- University of Toronto
41
$66,210
2 -3 years
A minimum GPA of 3.0 in the final year of a bachelor’s degree from a recognised university
International students can use the International Degree Equivalencies site to calculate their GPA
A GMAT or GRE score must be submitted
A minimum score of 550 is required
Personal interview
IELTS score of 7.0
University of Alberta
126
$57,909
20 months
Transcript and degree certificate
Resume
Relevant undergraduate with an admission GPA of 3.0 or higher
GRE scores (can we waive with the express permission of the supervisor)
Letter of reference
IELTS: 6 or above, internet TOEFL iBT 90 or above
The original statement of Research
University of Alabama (UAB) at Birmingham
651
$44,732
2-3 years
Three professional letters of reference
Statement of purpose
Current resume detailing work experience
Official transcripts
Test Scores
TOEFL score of 80
IELTS score of 6.5
Rush University
51-100 in QS WUR ranking by subject
$32,157
Two year
Bachelor’s degree from an accredited college or university
GPA of 3.0 or higher on a 4.0 scale
Prerequisite coursework:
Accounting course
Statistics course
GRE not required
A total TOEFL score of at least 88
University of Basel
136
$33,397
One to two years
Participants with a first professional qualification of a bachelor’s degree
Should have at least two years of professional experience
Demonstrate sufficient English language skills
TOEFL Paper 550TOEFL Computer 213
TOEFL internet 79 –80
IELTS 6.0
Rotman school of management-University of Toronto
Established in 1950, the Rotman school of management is one of the best business schools in Canada. The school is popularly known as the Joseph L. Rotman School of Management, and it is affiliated with the University of Toronto. According to the latest 2023 QS Global MBA Ranking, Rotman was awarded the first rank in the list of business schools in Canada.
The school is popular for its quality of education, research impact and also placements for MBA graduates. Rotman’s offers both full-time and part-time programmes in MBA, and presently there are 1050 postgraduate students and90 research scholars affiliated with the school.
The school is also a founding member of the Canadian MBA Alliance, which was created in 2001, and all ten members of this alliance are in the list of top 100 business schools in the world. Rotman also offers morning and evening MBA programs in part-time mode, and this is specially designed for working professionals who wish to pursue a high-quality MBA degree while working in the country. This program is for a duration of 32 months.
Why study at this school?
MBA is one of the top programs offered by the school, and a graduate degree in MBA from the Rotman School of business can help the student get the best career opportunities in the best companies or organisations in the world. Work experience is an important criterion for the admission process at the school, and there is a requirement of 5 years of work experience required to get admission at the university.
There are many specializations of MBAs offered by the school, and the popular ones are MBAs in HR, finance, Health sector management, Global Executive MBA for Healthcare and the Life Sciences and MBA in analytics. According to the Finance times MBA ranking, Rotman school of management was ranked 79th in the world and first in Canada. The school has an unmatchable infrastructure and quality of education where out of 113 faculty members, 98% of the faculty members have doctorates, and they are all masters in their areas of research.
Following are the major students that students will study as part of the Global Executive MBA for Healthcare and the Life Sciences course :
Business strategies in the current pharmaceutical industry and surrounding health and life sciences ecosystem
Major players and institutions in the pharmaceutical sector
Craft and process of management consulting in the health sector
Models of health innovation in Canada and globally
Mapping the Canadian health sector (with comparisons to other industrialized countries)
Healthcare Financing, Incentives and Value-Based Care
Public-private partnerships
Performance management, governance, and control
Organizational redesign and system integration
What are the career prospects after graduation?
Placement is one of the key highlights of the Rotman school of business, and the following are the key major companies where Rotman MBA graduates have worked in recent years: :
GSK
Sunny Brook
Lilly
IMS Health
Mount Sinai Hospital
Roche
Sick Kids
Cancer Care
Johnson and Johnson
Research is an important component of the Rotman syllabus; presently, 27 faculty members are engaged in health-related research, and they have been contributing significantly in the particular field by coming up with path-breaking outcomes. More than 3000 attendees were there at the healthcare/life sciences events last year organised by the school, and this prepares the students to focus more on their career success.
Eligibility
A minimum GPA of 3.0 in the final year of a bachelor’s degree from a recognised university
International students can use the International Degree Equivalencies site to calculate their GPA
A GMAT or GRE score must be submitted
A minimum score of 550 is required
Personal interview
Two years of experience is required.
On average, applicants have six years of work experience.
Two written essays
One essay should be approx. 250 words in length and the other 500 words.
TOEFL iBT (internet-based test) score of 100 overall, with a minimum of 22 on speaking and writing
IELTS score of 7.0
Following are the application deadline for the program :
Round 1: Mid-November
Round 2: Early March
Round 3: Early June
Fees
The average course fee at Rotman will be around $66,210 per year, and this includes tuition fees and also material charges, but this doesn’t include housing or other expenses.
Scholarship options
Following are the major scholarships offered by the school :
Joseph L. Rotman Scholarship
Entrance Awards
Indigenous Student Leader Award
Diversity & Inclusion Award
Awards for In-Program Students
Scotiabank Latin America Scholarship
CIBC BASc / MBA Scholarships
Professional Student Loan Plans with BMO & RBC
Rotman Scholar Awards
Business Design Initiative (BDI) Scholarship
(RACBC) Scholarship
Black Student Leader Award
The Rotman Family Healthcare Scholarship
30% Club Full-Time MBA Scholarship
Rotman African and Caribbean Business Club
Graduate Studies Awards
Ontario Graduate Scholarships
University of Alberta
Established in 1908, the University of Alberta is one of the most famous universities in Canada. The University of Alberta, also known as U of A or UAlberta, is a public research university that has five campuses in Canada. Presently there are more than 39,000 students who have enrolled on the campus, and the campus is also a sign of Canada’s cultural unity as there are students from over 150 countries enrolled in 200 undergraduate programs and 500 graduate programs offered in 18 faculties of the university.
The placement cell of the University of Alberta has been awarded the 2nd rank in Canada as the employment rate of the graduates of the university is tremendous. The university has a long list of notable alumni which includes Margaret Atwood, Joe Clark, and Beverley McLachlin.The University of Alberta is also famous for its knowledge centre; according to the Association of Research Libraries ranking of 2022, the library system in the university is rated 11th in North America and is the second-largest by the number of volumes held among all Canadian universities.
Why study at this school?
The MBA in Health Administration program with a special focus on the public sector and healthcare management career track course offered by the university is one of the most popular and student-friendly courses as in this course, the students get to choose their track of studies. During the first half of the MBA program, the student will build a general understanding of the business-related programs and develop all the necessary business skills.
In the second half of the program, the student can focus on the public sector, where they will get to discuss issues related to public policies, develop the policies, and the ways in which they can implement the policies, and also will help the student develop critical thinking abilities related to public health practices.
Following are the major subjects to study as part of this course :
Managing Organizational Change
Public Policy
Strategic Management in the Public Sector
Public Sector Leadership
Operations Management in Healthcare
Managing Business-Government Relations in Canada
Introduction to Health Care Finance
Introduction to Health Care Economics
Management and Design of Healthcare Organizations
Managing the Board / CEO Relationship
What are the career prospects after graduation?
Students pursuing an MBA course at the University of Alberta with a career track in the public sector and healthcare management will be groomed to get the best of career roles in the public or healthcare industry. Alberta Health Services and Covenant Health are the top organisations where the graduate students currently work, and more than 15 percent of the alumni of this course are presently working in the healthcare industry.
Fifteen percent of the alumni are also in the public sector, and the City of Edmonton, Government of Alberta, and Government of Canada are the top organisations that they currently work in.
Eligibility
Transcript and degree certificate
Resume
Relevant undergraduate with an admission GPA of 3.0 or higher
GRE scores (can we waive with the express permission of the supervisor)
Letter of reference
IELTS: 6 or above, internet TOEFL iBT 90 or above
The original statement of Research
Fees
The average tuition fee at the University of Alberta will be around $57,909, and this includes tuition fees and also material charges, but this doesn’t include housing or other expenses.
Scholarship
Following are the major scholarships that the students pursuing an MBA from the University of Alberta can apply for :
Alberta Graduate Excellence Scholarship
Claude Winspear MBA Award
Dianne Lougheed Graduate Scholarship in Business
Dhunna Family Personal Development Award
Business Alumni Association Graduate Scholarship in Business
Radhe Gupta International MBA Exchange Award
Beatrice Stevens Part Time MBA Leadership Award
Michael Lang MBA Award (All Tracks)
Michael Lang MBA Award (Innovation & Entrepreneurship)
Michael Lang MBA Award (Youth and Leadership)
AIMCo MBA Award in Finance
EPCOR MBA Award in Business
T.E. (Edward) Bate and T.D. (Terry) Freeman Graduate Award in Business
Dale Dowell memorial MBA Scholarship
University of Alabama (UAB) at Birmingham
Established in 1936, the University of Alabama at Birmingham is one of the most popular research universities and academic health centres. This university was developed from an academic extension centre established in 1936, and the institution became a popular four-year campus in 1966 and then a fully autonomous university.
The university offers undergraduate, postgraduate and research programs, and the research programmes of the university are of global standards. The university offers 140 programs of study in 12 academic divisions, and the programs offered in health-related fields such as medicine, dentistry, optometry, public health and other MBA programmes in health-related areas are highly acclaimed for their quality.
The acceptance rate of the university is around 67 percent, and currently, there is an enrolment of over 38,000 students from around the world and 8 percent of the students from Asia. The University of Alabama is also known for its career outcomes and has a career outcome rate of 82 percent, where graduate students earn an average of $ 70000 per annum.
Why study at this school?
Business studies is one of the more famous programs offered by the University of Alabama. There are many specialisations that students can opt for while applying for a business degree at the University of Alabama. MBA in Business administration / Health administration is one of the top-rated programs offered by the university.
The program has a special focus on managing staff, creating budgets and developing policies for healthcare organisations like hospitals or health clinics. This is a dual degree program offered by the university; this program will provide all the necessary expertise in the field of business management and also will teach the methods to apply these business skills in the healthcare industry.
The MBA in Business administration / Health administration program is for a duration of 33 months and will provide an innate knowledge of health services and organisation management. The program will also offer a real-world experience of the course by providing a chance to work under the preceptorship of a high-level administrator for a duration of nine to twelve months, and this duration of work will be remunerated by the university. This program delivers at least half of the content online, with the remaining content delivered via on-campus meetings.
What are the career prospects after graduation?
Following are the major career roles in which the MBA graduates of the university currently work:
Fund manager
Marketing manager
Product manager
Business development manager
Operations manager
Department/division director
Chief executive officer
Eligibility
Transcript and degree certificate
Three professional letters of reference
Statement of purpose
Current resume detailing work experience
Official transcripts
Test Scores
TOEFL score of 80
IELTS score of 6.5
PTE score of 50
GMAT minimum score of 480
Fees
The average tuition fee at the University of Alabama will be around $44,732, and this includes tuition fees and also, material charges, housing, and a meal plan.
Scholarship
Following are the major scholarships available for MBA students of the University of Alabama at Birmingham:
MBA Alumni Association endowed scholarship
W. Jack Duncan endowed scholarship
Rush University
Established in 1972, Rush university is a private research university in Chicago, Illinois. The university is the academic wing of the Rush university medical centre. Rush university comprises the Rush medical college, Rush university of nursing, Rush university college of health sciences, and the graduate college of Rush university.
The university offers more than 40 degree and certificate programs and 60 graduate programs. Presently there are more than 300 students enrolled in the university, and 884 out of them have enrolled in postgraduate programs. There are students from over 18 countries who are part of the university, and the acceptance rate of the university stands at 37 percent.
Why study at this school?
Rush university is popular for its health-related programs; eight programs of the Rush College of Nursing and one program in the College of Health sciences are ranked among the top 10 programs in the USA by the U.S News rankings.
As per the QS world university ranking, the Nursing program offered by Rush university is among the top 20 in the US and 51 in the world.The Health Systems Management program is offered as an MS ( Master of Science ) program in the university, and the program teaches the student the methods to ensure that the organisations have the medical, operational and financial resources to serve a wide variety of health care needs.
The Master of Science in health systems management program offered by the university has been accredited since 1981 by the Commission on Accreditation of Healthcare Management Education: 1700 Rockville Pike, Suite 400, Rockville, MD 20852. Phone: (301) 998-6101.Following are the major career roles in which the MS graduates of the university currently work :
Administrative manager
Quality manager
Business operation manager
Project Manager
Finance Analyst
Hospital administrator
Eligibility
Bachelor’s degree from an accredited college or university
GPA of 3.0 or higher on a 4.0 scale
Prerequisite coursework:
Accounting course
Statistics course
GRE not required
A total TOEFL score of at least 88
Fees
The average tuition fee at Rush university will be around $32,157, and this includes tuition fees and also, material charges, but this doesn’t include housing or other expenses.
Scholarship
Following are the major scholarships that the students can apply for :
College of Health Sciences Endowment
Diversity Leadership Scholarships
Ellis-Jones Scholarship
Fry Foundation Scholarship
Golf Outing Scholarship
Diversity Award
University of Basel
Established 563 years ago in 1460, the university of Basel is the oldest university in Switzerland and is also well known for its top-quality education. The university is also on the list of the world’s oldest surviving universities and has the largest library in Switzerland. Currently, the university has many popular disciplines, including theology, law, medicine, humanities, and social sciences, science, psychology, and business and economics.
The university has a student strength of more than 13,000 students, and out of this, 27 percent of the students are from international destinations. According to the QS World University Rankings by Top Universities 2023, the University of Basel is awarded the 136th rank, and according to the Academic Ranking of World Universities by Shanghai Jiao Tong University, the University of Basel is awarded the 83rd rank.
Why study at this school?
MBA is one of the most reputed programs offered in the university, and the MBA in International Health Management course is offered by the Swiss Tropical and Public Health Institute (Swiss TPH), which is an associated institute of the University of Basel and a member of the Swiss School of Public Health.
This course offers the students an opportunity to understand all the management components along with the working principles and ethics of a healthcare organisation. The curriculum is specially curated to address the holistic needs of the students and the healthcare industry. The curriculum goes beyond the mainstream MBA course and gives a global outlook on the interdisciplinary industry by providing knowledge on meso and macro-level leadership positions. The MBA in International Health Management is taught in a blended-learning format (face-to-face 1/4, distance-based 3/4).
What are the career prospects after graduation?
Pursuing an MBA in International Health Management will open up a wide range of career opportunities for students who wish to be part of the healthcare industry; following are a few major career roles that the students can pursue after graduating in the following course:
Healthcare consultant
Hospital manager
Pharmaceutical product manager
Hospital finance manager
Hospital informatics manager
Hospital CFO
Hospital administrator
Eligibility
Participants with a first professional qualification of a bachelor’s degree
Should have at least two years of professional experience
Demonstrate sufficient English language skills
TOEFL Paper 550
TOEFL Computer 213
TOEFL internet 79 –80
IELTS 6.0
Fees
The average tuition fee at the University of Basel will be around $ 33,397, and this includes tuition fees and also, material charges, but this doesn’t include housing or other expenses.
Scholarship
Scholarships are not offered by the institute or the University of Basel. But students can apply for scholarships offered by the Switzerland government and other private organisations.
Following are the top universities and colleges in India for studying MBA in hospital management courses :
Aligarh Muslim University
MGM Institute of Management & Research
People’s Institute of Management & Research
Royal Global University (RGU
AJ Institute of Management
PES university, Bangalore
Sri Ramachandra Institute of Higher Education and Research, Chennai
CMJ University
K J Somaiya Institute of Management, Mumbai
Sharda University, Delhi
Guru Kashi University
Symbiosis Institute of Health Sciences, Pune
Pacific University
Institute of Management Studies, Devi Ahilya Vishwavidyalaya (IMS DAVV)
JSS Academy of Higher Education & Research
How to Apply to Maximise your chances?
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Subject to these Terms of Use, TC Global may offer to provide the Services, as described more fully on the Site, and which are selected by you, solely for your own use, and not for the use or benefit of any third party. Services shall include, but not be limited to, any services TC Global performs for you, any applications or widgets offered by TC Global that you download from the Site or, subject to the terms set out under the "Third party Sites and Services" section below, from third party application stores (eg. App Store, Play Store or Google Apps Marketplace) authorized by TC Global, as well as the offering of any materials displayed or performed on or through the Services (including Content (as defined below)).
Registration and Eligibility
You are required to register with TC Global to browse the Site, view Content and access the Services only and represent, warrant and covenant that you provide TC Global with accurate and complete registration information (including, but not limited to a user name ("User Name"), e-mail address and/or mobile telephone number and a password you will use to access the Service) and to keep your registration information accurate and up-to-date. Failure to do so shall constitute a breach of these Terms of Use, which may result in immediate termination of your TC Global account. We recommend, but do not require, that you use your own name as your User Name so your contacts can recognize you more easily. You shall not:
Create any account for anyone other than yourself without such person's permission.
Use a username that is the name of another person with the intent to impersonate that person.
Use a username or TC Global account that is subject to any rights of a person other than you without appropriate authorization.
Use a username that is a name that is otherwise offensive, vulgar or obscene or otherwise unlawful.
TC Global reserves the right to refuse registration of, or cancel a User Name at its sole discretion. You are solely responsible and liable for activity that occurs on your account and shall be responsible for maintaining the confidentiality of your TC Global password. You shall never use another user's account without such other user's prior express permission. You will immediately notify TC Global in writing of any unauthorized use of your account, or other account related security breach of which you are aware.
You represent and warrant that if you are an individual, you are of legal age to form a binding contract, or that if you are registering on behalf of an entity or a minor, that you are lawfully authorized to enter into, and bind the entity or yourself (as the legal guardian of the minor) to, these Terms of Use and register for the Service. The Service is not available to individuals who are younger than 10 years old. TC Global may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time.
You are solely responsible for ensuring that these Terms of Use are in compliance with all laws, rules and regulations applicable to you and the right to access the Service is revoked where these Terms of Use or use of the Service is prohibited and, in such circumstances, you agree not to use or access the Site or Services in any way.
If you use a mobile device, please be aware that your carrier's normal rates and fees, such as text messaging and data charges, will still apply. In the event you change or deactivate your mobile telephone number, you agree that you will update your account information on the Services within 48 hours to ensure that your messages are not sent to the person who acquires your old number.
Content
All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".
TC Global Content
The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
