In today’s world, with the kind of options available, it is not quite enough to say “I want to pursue an MBA”. Within the ambit of this postgraduate degree called Master of Business Administration, a multitude of options exist. Based on your interests and your career goals, you get to choose among an MBA in Finance, Marketing, Accounting, Healthcare Management, Human Resource Management, Data Analysis, Supply Chain, International Business, and so on. The specializations keep adapting to the changing demands of the industry.
Looking at the kind of options available, the extent of information out there is immense. So, we at TC Global bring you the latest data about each of these specializations – all in one place to make your life easier. We just published in-depth articles on MBA in Finance and MBA in HR, if you want to check those out.
If you are working towards developing your career in the field of international business, then this one on MBA in International Business is for you.
In this article, we will be looking at
MBA stands for Master of Business Administration, we know that. When specializing in International Business, you gear yourself up to handle business models and organizational structures on a global scale. It is a higher education course designed to give you in-depth knowledge of international trade, global supply chains, and the skills to thrive in a multinational setup.
In most universities, it is a two-year program that delves into detail on global challenges facing companies, international markets, global economics, international relationships, and trade deals, as well as the leadership and communication skills necessary to thrive in the global business environment.
The course exists in two forms: either a specialized degree where you get an MBA in International Business or it can be an elective you choose in a more traditional MBA program.
Why Study MBA in International Business?
Typically, MBA programs are designed for working professionals with around 2 – 5 years of work experience. You are already on a career track but an MBA in International Business will certainly help you accelerate. With this business degree, it is easier to transition from being an employee to that management.
The primary goal of this degree is to develop skills that you will need as a manager in a global economy.
What are the benefits of studying International Business?
We live in a global world: With more and more organizations making a global impact and expanding on an international scale, business management cannot be limited to the purview of one society. By studying international business management, you are prepared to jump over the barriers of geography and build your organization on a global level.
Career Acceleration: Compared to other degrees, a candidate with an International Business specialization is more sought after, since he/ she brings a global perspective to the company. It places you first in line in consideration for global transfers or even heading an international department or branch.
Skill Development: The skills you learn in this program revolve around critical and strategic thinking and problem-solving. These are highly transferable skills that can be scaled and applied in any situation and career of your choosing.
More scope and opportunities: With this degree, the scope of career options expands exponentially. Be it more responsibilities within the existing organization or better-paying opportunities outside, an international business consultant or a global business manager is recruited quickly and given challenging roles to consider. It also does not hurt that the salary package keeps increasing when you are consulting at a global level.
Broader Worldview: As this course prepares you for the global market, your worldview expands. You familiarize yourself with the work culture of different places and the social norms that dictate a business hierarchy. In addition, you also develop a keener sense of cultural awareness and sensitivity, making you a true global citizen.
Networking and Flexibility: While we looked at all the benefits one might gain on completion of the course, the process in itself is highly advantageous. Most executive MBA programs deal with professionals and hence are flexible in nature. You can choose between a full-time or a part-time MBA based on your professional commitments. Moreover, your class will be filled with other professionals with similar career goals across industries. It provides a brilliant opportunity for you to start building your business networks during the course of your study.
What is the average salary after studying MBA in International Business?
There are a number of job titles that you will be eligible for, after having finished an MBA in International Business. While there are numerous factors that determine your salary package, take a look at the average salary after finishing MBA in International Business
India – ~15 – 18 lakhs INR
Asia – ~24 lakhs INR
US – $100,000 – 120,000
UK – ~50,000 – 80,000 GBP
Canada – ~70,000 – 100,000 CAD
Australia – ~60,000 – 95,000 AUD
Europe – ~105000 Euros
Disclaimer: These figures are an average based on 2022 statistics. It takes into account a minimum of 5 years of work experience and graduation from the top tier universities.
MBA in International Business vs MBA in Finance: Which one is better?
There is no categorical way of claiming one specialization as superior to the other. Both of them have been designed for two very specific purposes. So, in this section, we will analyze the two comparatively and you can choose what is best suited for you.
MBA in International Business: As the name suggests, the foundation of this course is business theories and practices on a global scale. You will study the core business courses including, but not limited to, accounting, marketing, analytics, and international marketing along with the basics of finance in a global setup. The usual employment opportunities that international business graduates get into are international marketing manager, international sales or trade manager, import or export manager, or global business analyst.
MBA in Finance: If your interest is leaning toward financial dealings, investments, or banking in general, then this might be the course for you. While you will be touching upon the basics of management principles in the first semester, the course is built entirely around the complex machinations of wealth, economy, and investments. An investment banker, a chief financial officer, or a financial analyst are some of the most common portfolios of someone with an MBA Finance degree.
MBA in International Business
MBA in Finance
Business theories and management on a global scale
Financial theories, banking, and investment
1 – 2 years
1 – 2 years
Broader, allows you to explore any aspect of global trade, including finance
More niche, delving deeper into financial institutions and systems
35 – 49
30 – 49
Average Tuition Fee
Around $60,000 (in the U.S. It is a median figure, displaying an average of top-tier and mid-level universities. It is significantly higher to get the degree from the top tier internationally recognized universities.)
$65,000 (in the U.S. It is a median figure, displaying an average of top-tier and mid-level universities. It is significantly higher to get the degree from the top tier internationally recognized universities.)
$100,000 (in the U.S.)
How much does it cost to study MBA in International Business?
An MBA degree, in general, comes with a high investment and a high reward. Since it is a professional course, designed for people with at least a few years of work experience, the fees are higher compared to any other master’s degree. What appears as a large fee becomes worth it when you look at the packages with which top-tier companies hire MBA IB graduates. That said, let us take a look at how much it costs to earn this degree.
Cost of Living
Ranges from INR 40 lakhs to 90 lakhs
INR 8 – 10 lakhs
Ranges from INR 30 lakhs to 85 lakhs
INR 12 – 15 lakhs
Ranges from INR 50 lakhs to 75 lakhs
INR 9 – 10 lakhs
Ranges from INR 35 lakhs to 55 lakhs
INR 9 – 11 lakhs
Ranges from INR 20 lakhs to 80 lakhs
INR 8 – 10 lakhs
Disclaimer: These are ballpark figures to aid you with financial planning. They are indicative and not exact in nature. It does not take into account travel, visa costs, or any financial aid. All figures are in INR. All figures indicate per annum costs.
Eligibility for MBA in International Business
Before we get into the eligibility criteria, take a look at the different formats in which the course is offered. You have the
Full-Time MBA in IB (2 years)
Part-Time or Executive MBA
Advanced one-year MBA
Online MBA/ distance learning
The eligibility criteria for them more or less remain the same across continents, a part-time or one-year MBA requires the applicant to have had more work experience than when applying for the full-time course. Here are some of the common eligibility criteria:
A completed undergraduate degree (3/ 4 years) from a recognised university
A minimum score of 50% or higher
A good score in the MBA entrance tests such as CAT/ MAT/ XAT/ CMAT for B-schools in India, and GMAT/ GRE when applying abroad.
Proof of English Language Proficiency: IELTS/ TOEFL. A minimum score of 6 in IELTS or 100 in TOEFL iBT is essential. Some top B-schools expect even higher marks.
A minimum of two years of full-time work experience, after having completed the bachelor’s degree. As mentioned earlier, sometimes, this requirement might be more, depending on the nature of the program and the country.
What is the scope of an MBA in International Business?
The structure of an MBA course is fairly standard. The syllabus in the first semester (or even the first year), covers the basic core subjects of management. It includes strategy, marketing, and even parts of finance, along with more specific courses focussing on international business principles.
The modules might include:
Import and export management
Foreign exchange management
Foreign market entry and growth
Ultimately, the goal is to learn about the rules and structures that govern international exchange, including trade negotiations, tariffs, customs, and shipping regulations.
There is also a mandatory summer internship between the first and the second year in this international business program.
What are the top colleges for an MBA in International Business?
Now that we have looked into the specifics of the course, let us now get into the colleges. First is a list of the top colleges in India that offer an MBA degree in International Business. Then we shall delve into the ocean that is international universities.
Top Colleges in India to pursue an MBA in International Business
Indian Institute of Foreign Trade (IIFT)
Delhi, Kolkata, Kakinada
17 lakhs INR
Delhi School of Business
10 lakhs INR
8 lakhs INR
Symbiosis Institute of International Business
12 lakhs INR
Jamia Millia Islamia
1.5 lakhs INR
Indian Institute of Management
20 lakhs INR
International Institute of Business Studies
7.5 lakhs INR
DY Patil School of Management
4.5 lakhs INR
6.6 lakhs INR
4.5 lakhs INR
Getting back to the international universities, let us take a look at some of the top colleges from where you can graduate with an MBA in IB.
The Wharton School
IE Business School
1 – 2 years
78,000 – 82,000 Euros
HAAS UC Berkeley
Booth School of Business
Kellogg School of Business
Yale School of Management
1. Wharton School of Business
Affiliated to the University of Pennsylvania, the Wharton School of Business is one of the Ivy Leagues when it comes to business education. Established in 1881, it is one of the oldest collegiate business schools in the US.
Wharton has 21 different MBA concentrations that you can choose from. It gives niche specializations for you to choose from. The school also has a reputation of being “the finance school”, globally. The school is also known for its rigorous and pioneering data analysis modules. Because of its global reputation, the kind of professionals who seek Wharton is also in the top tier.
What are the career prospects after graduation?
Last year, about 94% of its MBA graduates seeking full-time employment received job offers ranging from $130,000 to $160,000. Over 800 different employers throng Wharton graduates in order to recruit them for their companies. With the level of reputation the school holds, doors simply open for a Wharton graduate. It is easier to call it the Oxford of business schools
Completion of an undergraduate program in an accredited U.S. college or its equivalent in another country.
Results of the Graduate Management Admissions Test (GMAT) or the Graduate Record Examination (GRE).
Results of an English Language Test (TOEFL or PTE). To waive an English language test, you must include a letter requesting the waiver in your application AND documentation that your education was in English.
Work experience is not mandatory but the admissions committee does look for diverse experiences and professional maturity
Admission Process and Fees
The completed application form is submitted via the Wharton Admissions Portal. Applications are considered in three rounds. The first round is in September, the second in January, and the third in March. If shortlisted, you will go through an interview before being selected.
The tuition and fees cost about $85,000.
But, the school does have numerous scholarship options in the form of fellowships. They are two-year awards, split over four semesters. Criteria for fellowship selection include unique personal qualities and background, academic achievement, exceptional professional development, and community involvement. Read more about it, here..
2. HEC Paris
Founded in 1881, this B-school has triple-crown accreditation from AACSB, AMBA, and EQUIS. Having established itself as one of the pioneers in the teaching of entrepreneurship and international business, the school has further grown to also establish campuses in Canada and Switzerland.
HEC Paris has had a long history of being the alma mater of world leaders and business giants. The school is committed to the cause of innovation and leadership, providing a transformative experience for its students who are already professionals in their own regard. The duration of the course is also filled with multiple opportunities for hands-on learning.
What are the career prospects?
The entire class of 2021, made of over 90 nationalities, accepted lucrative job offers within 3 months of graduation. 69% of the graduates secured positions outside their home countries, 79% switched sectors and 62% changed location. With its worldwide reputation, there is no dearth of recruiters who leave their doors open for HEC graduates.
You must have completed an undergraduate degree from an accredited university.
A minimum of two years of work experience is encouraged.
A GMAT/ GRE score that is less than 5 years old with balanced scores above 60% for the quantitative and verbal sections should also be submitted.
You must have also scored a minimum of 100 in TOEFL (internet-based test) or 7 in IELTS.
Admission Process and Fees
The MBA journey at HEC begins either in January or September. You can apply throughout the year. Once you submit the completed application along with the transcripts and all the required documents, if selected, you will be called for two separate interviews.
The regular MBA fee is about 85,000 Euros. The part-time MBA fee is about 95,000 Euros.
Any candidate applying to HEC, if selected, is automatically considered for the Excellence and Diversity scholarships by the HEC Paris MBA Scholarship Committee. For the Forte and L’Oreal scholarships, you must submit your essay at the same time as your application to the MBA program. The amount distributed as scholarships is not fixed. It is determined by a scholarship committee for each candidate.
3. IE Business School
Founded under the name Instituto de Empresa, this school, located in Madrid, Spain stands third in the global list of B-schools. The school runs numerous undergraduate, graduate, doctoral and executive programs in business administration.
Why Study at this School?
Designed for professionals, the MBA programs at IE are ranked 6th across the globe. The international business course is curated based on industry requirements and the school remains at the cutting edge when it comes to creating an international business consultant. Moreover, its location in the heart of the European Union also means that your opportunities are diverse and filled with adventure as you can display and develop your skills across the EU.
What are the career prospects?
With over 1,800 recruiting partners and 6,600 job opportunities every year, it is safe to say that your career path is on a fast track when you graduate from IE. Every year, graduates are recruited into many industries, ranging from technology to FMCG and services. Amazon, Google, Porsche, Samsung, EY, you name it, the big names of various industries keep recruiting from IE.
A minimum of 3 years of an undergraduate degree from a recognised university
GMAT, GRE or IGEAT score
English language proficiency score
Clear the personal interview
Admission Process and Fees
IE has a rolling admissions process, which means there is no deadline. You will have to apply at the earliest. There is an online assessment where you will answer three questions live, two in video format and one written. If shortlisted, then there is a personal interview.
January 2023 intake is €78,300 and the September 2023 intake is €82,300.
The IE Foundation has a scholarship budget of €6 million. The scholarships are open to all, based on merit and the program. All scholarships in this school are need-based. Read more, here.
4. Haas, UC Berkeley
The Walter A Haas School of Business, also known as Berkeley Haas is the B-school of the University of California Berkeley. One of the best B-Schools in the U.S. and the world, their MBA in IB is a great place to build international professional networks and learn from accomplished businesspeople and scholars.
The school has a distinctive culture that brings together learning and industry experience. Less than 300 students get enrolled in each entering MBA class, which means you get personalized attention. It also helps you form a close-knit community that can continue into your career as well.
What are the Career Prospects?
A majority of HAAS graduates go into technology or consulting-related services. Over 93% of graduates have received job offers within 3 months of graduation and 73.9% have also received a sign-on bonus. The top employers include Adobe, Boston Consulting Group, Cisco, Deloitte, Nike, Meta, E&Y, and others.
A four-year bachelor’s degree
A minimum score of 90 on the TOEFL iBT or a 7 in IELTS.
GRE/ GMAT scores is required for the executive MBA programs
Admission Process and Fees
In addition to the eligibility requirements, you must write two essays and attach two letters of recommendation with your application, along with the required transcripts. If shortlisted, you will be called for an interview and/ or a group discussion.
The fee is about $108,000 p.a. inclusive of housing, food, insurance, books, and transport.
Berkeley Haas has scholarships wherein all prospective students will be evaluated on need-based and merit-based criteria. Here are some of the fellowships offered.
Jimenez Family Fellowship
Ma McFarland Fellowship
Center for Equity, Gender, & Leadership Fellowship
Allan Holt Fellowship
Berkeley Haas Scholarships
Brian Maxwell Fellowship
Dr. Tahir Fellowship
Galloway MBA Fellowship
Henrique Ceribelli MBA Fellowship
Mike and Carol Meyer Fellowship
Song Feiqing Fellowship
Torres Family Fellowship
5. Booth School of Business
Affiliated with the University of Chicago, the Booth School of Business was founded in 1898. The school is associated with ten Nobel laureates in the Economic Sciences. Sathya Nadella, the current CEO of Microsoft is a Booth School alumnus.
A guaranteed profitable return on our investment, the Booth school offers one of the most flexible full-time MBA programs. It is known for “The Chicago Approach”, a multidisciplinary framework that will allow you to get a bird’s eye view of the entire problem and turn them into opportunities. It builds your strategic thinking and problem-solving skills that are transferable and be used at any juncture of your career.
What are the career prospects?
97.7% of Booth graduates receive full-time job offers within 3 months of graduation.
McKinsey & Company, Inc., The Boston Consulting Group, Amazon.com,
Bain & Company, Inc. Credit Suisse, Bank of America Corporation, Goldman Sachs Group Inc, Google, and JPMorgan Chase & Co. are just some of the top-tier companies that hired more than four graduates from Booth.
A bachelor’s degree from a recognised university
GRE/ GMAT score
IELTS/ TOEFL/ PTE
Admission Process and Fees
After submitting the completed application along with the necessary documents and transcripts, the university will call for an online interview if shortlisted. The deadline for the second round of applications is January 5th while the third is April 11.
The tuition fee per annum is $77,841.
There are numerous scholarships and fellowships for the students pursuing their MBA at Chicago Booth. You have merit-based scholarships, Global Innovator Awards, leadership Awards, the Yellow Ribbon program, and so on. Click here to explore the entire list.
6. Kellogg School of Business
Ranked number 14 in the world by QS Rankings, the Kellogg School of Business is affiliated to Northwestern University. Its faculty, alumni, and students have made significant contributions to business-related fields such as marketing, management sciences, and decision sciences. The school has a multitude of options within the ambit of an MBA, giving you the flexibility to choose a course that complements your career.
The coursework is built on teamwork, giving you a glimpse of life in the industry where teams are allocated for every task. The school also has a Global Hub that brings together faculty and students outside of the classroom to network, shares ideas, and brings out a spirit of innovation.
What are the Career prospects?
Numerous startups to Fortune 500 companies regularly recruit from Kellogg. Nearly 34% of its graduates go into consulting and supply chain management while almost 10% go into the consumer packaged goods industry. The median salary is at around $120,000 p.a.
The acceptance rate is about 20%.
A three/to four-year bachelor’s degree
IELTS or TOEFL score
GRE/ GMAT is not compulsory
Admission Process and Fees
The university looks for candidates who have a balanced mix of hard and soft skills. While work experience is not compulsory, a well-rounded CV will boost your application. Once the completed application along with the required transcripts, essays, and letters of recommendation is submitted, and the application fee of $250 is paid, you will be called for a virtual interview if shortlisted.
The fee is $76,368 p.a.
The school offers both merit and need-based scholarships in the process of building international business consultants and managers. You have the Austin scholars and over 25 different endowments that offer scholarships based on merit. Access the full list, here.
7. Yale School of Business
Yale University needs no introduction. One of the founding universities of the US, part of the Ivy League, it comes as no surprise that the Yale School of Business is part of the list.
The MBA curriculum is rigorous and designed for students with substantial work experience. The school works towards building global leaders who can take over the mantle of international businesses. The school follows an integrated, interdisciplinary syllabus featuring the raw case approach. This gives students a real taste of real-world problem-solving situations. Besides, the Yale name is recognized and revered globally.
What are the Career prospects?
It is almost a given that international business graduates from the Yale School of Business go on to succeed in top positions in various industries. The Consulting Club, Finance Club, and other professional clubs help prepare you for interviews through boot camps, practice interviews, and more. The summer internship is also a great way to build networks for future career prospects.
Minimum of a bachelor’s degree from a recognized university
GRE/ GMAT score (while there is no minimum, the median GMAT score is about 725)
Work experience is recommended and encouraged but not compulsory
Admission Process and Fees
The application deadlines are as follows:
Round 1 – September 13
Round 2 – January 5
Round 3 – April 11
The standard application fee is $250. The fee is around $80,000.
The school has four different types of aid for its students – 1. Merit-based scholarships, 2. External funding resources, 3. Career Support and 4. Student loans. You can get a detailed picture of them here.
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Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
Integration and Severability
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at firstname.lastname@example.org with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at email@example.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Privileged and confidential
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at firstname.lastname@example.org
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [email@example.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to firstname.lastname@example.org.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at email@example.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through firstname.lastname@example.org and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at email@example.com.
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at firstname.lastname@example.org.
By email: email@example.com
In the event of any grievances, user can contact the grievance officer at firstname.lastname@example.org or write to us at the following address:
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House