How to Get Into Harvard As An Indian Student [2024]

Guides

There are many students who may be wondering how to get into Harvard from India. This is one of those aspirational institutions that students dream of getting into. The question is – how hard is it to get in? What are the criteria?

Here’s what we’ll look at today

Why study at Harvard as an Indian Student?
How much does it cost to study at Harvard?
What are the eligibility requirements?
What are the available Harvard scholarships for Indian students?
How to get admission in Harvard University from India?
Let’s take a look at some of the most common FAQs related to admissions at Harvard University.
Let’s get you into top courses with no stress

Harvard University is amongst the first names that most people think about when they discuss the top universities of the world. A member of the distinguished Ivy League that includes universities such as Yale, Columbia, Princeton, Cornell, and others, Harvard University is ranked 4th in the world by QS rankings for the year 2024.

Established in 1636, Harvard is one of the oldest universities in the USA and one of its most prestigious. Harvard is a private university that is well-respected in academic circles and is globally recognized for its contributions that have improved the quality of life around us.

Harvard University is located in Cambridge, Massachusetts, and is at the forefront of academic excellence and intellectual discovery. With over 400,000 alumni worldwide, Harvard University has one of the largest alumni networks, with a presence in almost all countries of the world.

More than 25,200 students from around the world have enrolled at Harvard currently, making it one of the most student-populous universities in the USA. With a large number of Nobel laureates, the university has created a distinction for itself as a groundbreaking center for research and development.

The stringent acceptance rate of around 5% means that only 5 people out of every 100 candidates that apply to the university get accepted. To put things into perspective, if you are looking at the Class of 2027, for 56,937 applicants, 1966 were admitted. It’s one of the toughest universities to get into, but is easier, probably, than taking some of the most difficult exams in the world!

The acceptance rates at Harvard for the past seven years are listed below

Year	Acceptance Rate
2017	5.2%
2018	4.6%
2019	4.5%
2020	4.9 %
2021	4.6%
2022	3.19%
2023	3.41%

Harvard has 12 graduate and professional degree-awarding Schools, the Harvard Radcliffe Institute, and Harvard College. The twelve graduate schools of Harvard include,

1. Harvard School of Dental Medicine
2. Harvard Business School
3. Harvard John A. Paulson School of Engineering and Applied Sciences
4. Harvard Graduate School of Arts and Sciences
5. Harvard Medical School
6. Harvard Law School
7. Harvard School of Dental Medicine
8. Harvard Graduate School of Design
9. Harvard Divinity School
10. Harvard Graduate School of Education
11. Harvard Kennedy School
12. Harvard T.H. Chan School of Public Health.

Apart from these schools, Harvard also offers certifications and non-degree education including executive, continuing, and online education. Harvard has locations all across the world. These locations happen to be the primary aspects that spearhead the University’s global mission.

Harvard also offers a host of free courses that are available online for anyone interested in pursuing them. Some of the most popular free courses offered by Harvard include Introduction to Game Development, Introduction to Computer Science, and Systematic Approaches to Policy Design among others.

Let’s take a look at why Harvard is one of the most chosen universities by international students.

Why study at Harvard as an Indian Student?

Most Indian students dream about studying abroad. This is due to the higher number of opportunities, better career prospects, greater exposure to industry practices and a greater quality of life that studying abroad brings with it.

Looking at this university in particular, the name “Harvard” carries along with a global reputation for academic and research excellence. One of the top ranking universities in the world, it offers more than 3,700 courses and provides access to exceptional faculty and unparalleled libraries and resources.

Cultural diversity is one of the mainstays of Harvard University where students from different backgrounds come together as one. The university focuses on creating a vibrant community of belonging that creates an amiable environment for everyone to learn and avail ample opportunities.Furthermore, the university campus provides abundant opportunities for you to build networks among professionals and peers alike.

Indian students are mostly associated with hard work, leadership qualities, and great academic track records – all parameters that Harvard looks for in its students. This is one of the reasons why there are so many Indian students across the different Ivy league universities in the US.

Harvard graduates are some of the most sought-after graduates in the world. With an average pay of a Harvard graduate hovering around $90,000, they are also some of the most-paid graduates in the world.

How much does it cost to Study at Harvard for an Indian Student?

The average tuition fee to study at Harvard University is as follows
Harvard College (Undergraduate degrees): $54,269
Harvard Griffin Graduate School of Arts and Sciences: $54,032
School of Engineering and Applied Sciences: $61,768

In addition to the tuition, it is good to budget around $30,000 per year for cost of living expenses and medical insurance.

The application fee is $85. This fee can be waived in case an applicant is unable to pay for it. Through financial aid, the average annual tuition fee may get reduced to around $15,000-$30,000. But the criteria to avail of financial aid must be fully met. This is discussed in the following sections.

What are the Eligibility Criteria?

Getting into Harvard is one of the toughest things in the world. With an average acceptance rate of less than 5%, it is one of the most daunting prospects for an applicant who is keen on pursuing an undergraduate or a postgraduate degree from a world-renowned university.

Some of the most common application requirements to get into one of the schools of Harvard University include,

Maintaining a high GPA throughout one’s academic life (including high school, secondary school, etc)
- A good overall academic record is important to get into Harvard. The average GPA at Harvard is around 4.18.
- However, even if your GPA is low, having higher scores on SAT and ACT can contribute to your admission.
English language proficiency test scores including,
- IELTS score
- TOEFL score
- Duolingo test scores
Your standardized test scores need to stand out. These could include,
- SAT scores
  - Harvard has a score choice policy of “Highest Section” called “superscoring”. Students can choose which SAT tests they would like to submit for consideration by the admissions committee.
  - The highest section scores across all SAT test dates that applicants submit will be chosen for consideration.
  - Harvard University recommends that students who choose to submit SAT must submit two SAT Subject Tests, with only one being the math test).
  - The average SAT score at Harvard is 1520 on a scale of 1600.
- ACT scores
  - The minimum ACT score required for admission into Harvard University is a composite score of at least 33.
  - ACT Composite — 25th percentile 33
  - ACT Composite — 75th percentile 35
- AP scores (advanced placement tests).
- Preparation books are available for these tests at the US-India Education Foundation (USIEF).
For graduate courses, the admission process is very competitive. For these purposes, above-average GRE test scores and GMAT test scores could help applicants to get into Harvard.
- The average GRE score is about 160 or the 90th percentile and above.
- The average GMAT score is about 730 (at the Harvard Business School).
Preparing a stellar application by writing essays, having evaluations provided by teachers, and by adding supplementary materials based on the necessity. Essays are one of the best ways of expressing your ambitions and experience. When you write essays for Harvard, there are two types including,
- Common/Coalition Application Essay Questions or Topics (Personal Essay)
- Harvard Supplemental Essays
Sending in one’s filled-in college application on time is very important. Make sure that you cross-check your application to see if you have filled out all the required details and that you are attaching all of the documents required by the school/program.
Possess relevant work experience.
Showcase one’s ability to be a natural leader. Demonstrating a keen passion for solving key problems in one’s local community is something that Harvard looks out for.
Demonstrate one’s involvement in extracurricular activities in school through various types of participation including,
- Joining a sport
- Being part of a band
- Showcasing your interests by being an active part of a club
- Volunteering within the community
- Organizing a fundraiser

Some of the important documents that are required for admission into Harvard University include,

Letters of Recommendation (LOR)
Statement of Purpose (SOP)
Resumé/Portfolio
Academic transcripts
Valid passport for student visa
Birth certificate
Duly-filled Harvard application form.

What are the available Harvard scholarships for Indian Students?

Scholarships	Criteria
Horace W. Goldsmith Fellowship – Harvard Business School	Applicants must have an undergraduate degree. A minimum IELTS score of 7.5 is necessary. A minimum TOEFL score of 109 and above. A minimum PTE score of 75 and above. Fellowship is given in addition to any need-based fellowship awards Approximately $10,000 is provided to seven to ten first-year MBA students who have exhibited leadership in the nonprofit sector.
The Boustany MBA Harvard Scholarship	Financial aid amounting to 75% of the tuition fees. Internship-related travel and accommodation expenses are provided. Offered once every two years. Priority will be given to candidates of Lebanese descent. Students can opt for this scholarship only after successful admission to MBA courses at Harvard.
The Robert S. Kaplan Life Sciences Fellowship	HBS awards up to $20,000 each to up to ten MBA students who present outstanding credentials in life sciences disciplines. Preference is given to students who are planning careers in science-related businesses or organizations. A minimum IELTS score band of 7.5. A minimum TOEFL score of 109. A minimum PTE score of 75. The Kaplan fellowship does not affect eligibility for need-based HBS Scholarships. Students are automatically considered for this scholarship when they begin applying to this course, meaning they don’t have to send a separate application.
Harvard Graduate School of Education (HGSE) Financial Aid Institute for Global Law and Policies (IGLP) Residential Fellowship Program, Harvard Law School, USA	Candidates pursuing graduate degrees in the field of Education are provided with an opportunity to apply to this scholarship. The fellowship is available to doctoral and postdoctoral scholars who are pursuing research in the key areas related to the IGLPs ongoing work.
John H. Coatsworth Latin American History Fellowship Summer Venture in Management (SVMP) Need-Based Financial Aid/Scholarships	Current doctoral students and Ph.D. candidates at any of the graduate or professional schools at Harvard are eligible to apply. Students in their first year of graduate study at Harvard are not eligible to apply. Outstanding academic record; Standing in the academic department and graduate or professional school; Feasibility and quality of the proposed research and impact on progress toward the degree. Fellowship provides annual awards of $10,000 to MBA students who participated in SVMP. Applicants must be a member of a group that is underrepresented. Applicants must be the first member of their family to attend college. Applicants must be a graduate from a school that is underrepresented. A minimum TOEFL score of 109 A minimum IELTS score band of 7.5 A minimum PTE score of 75. Candidates must have relevant work experience. Aspirants must possess an outstanding track record in academic and professional capacities.

Harvard University provides financial aid to those students who require it. It is made available to those students who qualify for financial aid. The entire process includes calculating parental contributions along with factoring in student employment opportunities and outside awards.

Based on the outcomes, the remaining needs will be covered by scholarships that are grants-based – meaning they don’t ever have to be repaid!

Financial aid at Harvard University is a combination of scholarships, student employment opportunities, and awards that are availed from outside sources. If students qualify for financial aid at the university, a personalized aid package is created using various resources to address the needs of each applicant.

Harvard University has one of the largest endowments among global universities and provides financial support to those students that require aid or cannot afford to pay for tuition. 55% of students who study at Harvard receive a need-based scholarship. This means that 1 in 5 students study for free at Harvard University.

Scholarships that are awarded to students by external agencies outside of Harvard come in the form of secondary schools, civic organizations, parental employers, corporations, and others. This is also factored into the financial aid package.

Harvard Student Loans are available for those students receiving some amount of Grant Aid. The limit to the amount one can borrow is calculated based on the applicant’s standing in class and based on the “Student Contribution”.

Alternatives to loans include outside awards and term-time work. The student employment office is responsible for helping students to find employment during the period of their studies. Harvard’s student accounts office helps students to manage their expenses by allowing them to pay the semester charges over four installments.

Contacting the financial aid office in case you are a currently enrolled student can help you find answers related to various questions about the Harvard Loans or Federal Direct Loans (which are available only to US citizens). Harvard has a wide variety of funding sources for student and faculty research as well.

How to Get Admission in Harvard University from India?

Although Indian students form a considerable percentage of applicants at various universities, only a tiny percentage of them get accepted into Harvard, Stanford, Cambridge, and the like. This could be because of a number of factors including the pressure of applying to an Ivy League school, lack of preparation or research, or even applying for unsuitable programmes.

Getting into Harvard is a tough task and is unsettling even for the most ambitious and academically gifted students. But with the right set of resources, you too can apply to Harvard and get accepted into the prestigious university. Let’s take a look at some of the most common tips that applicants receive when they are applying to one of the programs at Harvard.

Examine your needs – One must research the university diligently and understand the various programs that are offered by the different schools. Once one selects a program that suits your requirements, one must go through the eligibility criteria to check if one fits the bill.
Understand the application process – This is an extremely important process that most people underestimate. Based on the requirements of the program one must begin working on their profile and create the necessary documents.
Begin early – Your entire process of preparation must be begun well ahead of time in order to get accepted into a program of your choice. This includes improving your academic records, preparing for standardized tests, undertaking mock tests, and participating in discussions that can help in understanding the requirements of Harvard.
Be more than what you are – Getting accepted into Harvard means that you must be more than just good at academics. Involvement in extracurricular activities beyond academics, working on building your profile from the ground up through work experience, volunteering, and other activities is of utmost importance.
Participate in student groups – Be a part of student groups that discuss the activities of Harvard University and its related affairs. You could also talk to the experts at TC Global to understand more about the programs of your choice and how you could go about applying to the school that offers the programs.
Believe in yourself – Getting into Harvard is not an easy task. It is not impossible, however. Don’t be afraid to express yourself. Be honest and straightforward throughout the admission process. The admission officers look for things that most of us tend to overlook so don’t focus on portraying a false image of yourself or paint a picture that isn’t your true reflection.

All students are considered in the same pool for all places in the incoming class, regardless of citizenship or the secondary school they attend. The application requirements are the same for all applicants whether a student attends high school inside or outside the U.S.

Let’s take a look at some of the most important steps when it comes to applying to Harvard as an Indian student.

Step 1: Choose the right course

When you are looking to apply to Harvard University, you must narrow down the program that you would like to be a part of.

Some of the most popular fields of study at Harvard University include,

Computer Science
Business
Economics
Physics
Chemistry
Medicine
Education
Liberal arts
Dental Sciences

A few of the top majors available at Harvard include,

Anthropology
Astrophysics
Biomedical Engineering
Chemistry
Computer Science
Earth and Planetary Sciences
East Asian Studies
Economics
Electrical Engineering
English
Environmental Science and Engineering
History
History of Art and Architecture
Human Evolutionary Biology
Linguistics
Mathematics
Mechanical Engineering
Molecular and Cellular Biology
Music
Neurobiology
Physics
Psychology
Sociology

With the help of an expert such as TC Global, one can be assured of identifying the best universities and programs that match their requirements while also factoring in their eligibility.

TC Global helps to match you with a university based on your course requirements and your academic proficiency. You may also choose to apply to a university of your choice. Based on your background, TC Global provides a list of programs that your profile fits best with.

Understanding what you need to pursue is very important in the long run. TC Global makes it easy for applicants to know what they could pursue through their trademarked state-of-the-art program finder that factors multiple parameters to choose the best courses for each individual.

Step 2: Begin the application process

Once you have locked onto a course of your preference, begin the application process at the earliest. Make sure to create a compelling profile for yourself before you apply to create a lasting impression on the admission officers.

One must refer to various experts or go through the official application page of the chosen school to understand what each program or university expects from its students. By parsing through various samples online or talking to alumni of the university, one may be able to identify the best way to begin applying to a program at Harvard.

TC Global has been helping scores of students in creating the perfect portfolio of themselves for admission into various universities. Begin your application by consulting with our group of international experts who can lead you in the right direction.

One may also visit tcglobal.com and set up a meeting with our Relationship Members to help you understand how the entire process of applying to Harvard works and to help put your mind at ease. One can also keep a track of the application process through TC Global’s portal.

Step 3: Create a checklist

Make sure you create a checklist of all the documents that you need to submit. Refer to the above sections to understand the various documents required for admission at Harvard University. It is of utmost importance that one does not lose track of the application dates or the various documents that must be submitted.

At TC Global, one can get a personal advisor that can help you to keep a track of all your applications. Moreover, we keep a track of all the necessary competitive examinations you must appear for in order to be eligible for admissions.

Step 4: Admission and fee payment

Based on the application, the admissions committee at Harvard will recommend you for admission and schedule a personal interview. You must be well prepared for the interview since this can help create an impression about your candidature.

Once you are intimated about your admission, you may proceed with the fee payment. Based on your family’s financial situation, you may be provided with financial aid to fund your education at Harvard.

Let’s take a look at some of the most common FAQs related to admissions at Harvard University.

Q. Do international students have quotas for admissions?

A. Harvard does not have quotas of any kind for international students or for students who are residents of the country. An applicant’s chances of admission at Harvard are not affected by their nationality or by the location of their school.

Q. Is there an application fee for international students?

There is an application fee of $85. However, if the fee poses a burden to one’s financial status, then Harvard will waive the admission application fee. The fee waiver can be requested through the Common Application or the Coalition Application.

Q. Do international students have to sit for interviews?

Typically, yes. Harvard attempts to make alumni interviewers as widely available as possible. However, if an interview cannot be arranged in your location, it does not affect your application. Your application is considered complete without an interview. Generally, when the admissions committee wants more information about an applicant or has questions about any application materials, an alumni interviewer is allocated.

Q. Is it necessary to take the TOEFL?

It is necessary to possess the required communication skills in English for successful study. However, first-year and transfer students are not required to take an English proficiency test.

Q. How does an international student apply to Harvard?

The application requirements are the same for all applicants whether a student attends high school inside or outside the U.S. Applicants can apply through either the coalition application or the common application.

Q. Is Harvard College the same as Harvard University?

No. Harvard College offers undergraduate degree programs. Harvard University consists of 10 graduate and professional schools.

Q. How many courses does Harvard offer?

There are more than 3,700 courses on offer at Harvard University.

Q. How big are the classes?

The median class size at Harvard is 12.

Q. Can undergraduates get involved with research?

Yes. They can even start in their first year. More information can be found through inquiries with the departments or professors.

Q. What are the standardized tests that Harvard requires?

Students who choose to submit standardized tests may submit the SAT or the ACT.

Q. What are the admissions criteria considered by Harvard?

The Harvard admissions committee considers criteria such as community involvement, leadership and distinction in extracurricular activities, and personal qualities and character.

Q. Where does my application form go?

An admissions committee containing 40 members goes through the applications submitted by potential candidates.

Q. Are there particular marks or grades required for admission?

At Harvard, there are no rigid grade requirements. However, most admitted students rank in the top 10-15% of their graduating classes.

Q. Is financial aid available for foreign students?

International students have exactly the same basis as American students.

Q. I am an Indian currently studying in the United States. Am I considered to be an International Applicant?

No. Harvard defines an International Applicant to be someone who is applying from outside of America. This is because the documents submitted by both these groups will be vastly different from each other.

Let’s get you into top courses with no stress

Now that we have discussed how to get into Harvard university from India, here’s a look at how you can apply seamlessly to universities through our student portal. Applying for the best courses is literally a touch away with the T.C. Global web application or mobile app.

Explore courses and start your journey here.

Getting Started

To move forward with us, download our app or visit tcglobal.com and sign in to create an account on our student platform! 🚀 Once you’re logged in to your platform, onboard with us by giving us some initial information! ✅

Once you’ve done this, visit Calendly.com/tcglobal to pick a Relationships team closest to you and choose a slot that works well for you for an e-meet with our team. We can hope you now have the answer to the question – how to get into Harvard from India. You can always reach out to us for any other study-abroad query as well.

Let’s shape your future together🌍😊

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is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

Additionally, you agree not to:

contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd
No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805
Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com

Privileged and confidential

Privacy Policy | September 6, 2021

INTRODUCTION
1. The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
2. The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
3. This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
1. Data Controller and Data Processor:
  TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
2. Legal basis for collection and processing of Personal/Usage Information:
  The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
3. Basic Information
  TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
  Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
4. Additional Information
  1. Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
    First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
    
    Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
    
    Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
    
    Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
    
    Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
    
    Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
    
    Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
    
    Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
    
    Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
    
    Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
    
    All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
    However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
  2. Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
  3. Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
5. Processing of Data:
  TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
  TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
6. Right of a user in relation to data submitted:
  Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
1. Business Purposes:
  TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
  
  We may use Personal Information or Usage Information collected through the Site in the following ways:
  - to operate and improve our Site and tools associated with the Site;
  - to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
  - to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
  - To customize the content or the services on the Site for you, or the communications sent to you through the Site.
  - To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
  - To observe, improve and administer the quality of services on the Site;
  - To analyze how the Site is used, diagnose technical problems;
  - Remember the basic information provided by you for effective access;
  - To confirm your identity in order to determine your eligibility to use the Site and avail our services;
  - To notify you about any changes to the Site;
  - To enable TC Global to comply with its legal and regolatory obligations;
  - For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
  - Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
  - To enforce TC Global's Terms of Use.
  - Marketing activities: We use your information for marketing activities. These activities include:
    1. Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
    2. Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
    3. When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
2. Anonymous:
  We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
3. Administrative and Legal Reasons:
  We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
4. Business Transfer:
  We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com

In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805

How to Get Into Harvard As An Indian Student [2024]

Why study at Harvard as an Indian Student?

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How to Get Admission in Harvard University from India?

Step 1: Choose the right course

Step 2: Begin the application process

Step 3: Create a checklist

Step 4: Admission and fee payment

Let’s take a look at some of the most common FAQs related to admissions at Harvard University.

Q. Do international students have quotas for admissions?

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29.12.2023

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