“I want to learn how to better manage people, processes, supply chains, and projects and see how it works in different industries. I want to be made responsible for managing all of the aspects involved with financing, marketing, operations management, e-commerce, and exit strategies.”
If this sounds like a conversation you have had or want to have, then this article is for you. Pursuing a Master of Business Administration is not simply about obtaining a degree. It is the process to achieve a very specific career goal. If your goal is not in place, then you become just another graduate with a business degree.
However, if your career track is set and your interests and goals defined, an MBA degree provides you with a multitude of opportunities to fast-track it. The reason why it is extremely important to have your goals in place is so that you get the fullest out of an MBA program. With the kind of specializations that are available, you have the opportunity to choose the most niche ones. Take a look at some of the most popular ones…
Answering this question begins by defining what is Supply Chain Management (SCM).
Think of the entire chain that all goods and services go through. From being raw materials to being processed and stored, all the way to reaching the consumer. The cost of the final product keeps increasing every step of the way. But, by streamlining all the supply-side activities, one can maximize the value of the product and present it to the customer at a competitive advantage.
A good SCM involves balancing costs, and delivering quickly and effectively while maintaining or improving upon the quality of the product or service. So, SCM involves five key areas:
Strategy
Sourcing raw materials
Production
Distribution
Cost and risk control
When these five segments of a business work together in tandem, efficiency can be reached. An MBA in Supply Chain Management teaches you this streamlining process and quality management. It gives you all the skills needed to design, develop and implement supply chain operations that will boost your organization.
Especially in today’s globalized world, supply chains are not limited geographically also. To this, you add automation, international regulations, and the sheer volume of players in the game. Managing this requires people with specialized skill sets who are well-versed in logistics, problem-solving, operations, and analysis. Since this process in itself is a multidisciplinary aspect of business, the MBA degree program specializing in SCM is also a multi-discipline course that includes international logistics, statistics, data analysis, demand management, and so on.
The course, typically like any MBA course, is two years long. It can either be a specialized degree or an elective you can choose in the traditional MBA program.
What are the career opportunities after MBA in Supply Chain Management?
At the outset, any professional with a Master of Business Administration postgraduate degree is set up for a career in management –– a variety of managerial roles, decision-making roles, risk analysis, or any other entrepreneurial rules. With a specialized degree in global supply chain management, you can get into
Resource planning
Inventory Management
Global Trade
Retail
Operations Planning
Sales
Procurement
Optimization and Sustainability and so on
In terms of job portfolios, you can look at
Industry Analyst
Project Manager
Global Logistics Manager
Transportation Director
Supply Chain Sales
Supply Chain Consultant
Procurement Analyst/ Purchasing Manager
Warehousing Manager
What are the benefits of MBA in Supply Chain Management?
1. Strategic thinking: Look at the number of departments that need to work together in order to make a supply chain efficient. The course will upgrade your levels of strategic thinking as you work towards the smooth functioning of the different parts of production in order to benefit the organization as a whole.
You will get used to looking for and looking at the bird’s eye view of the production process, constantly looking for areas to fine-tune. Problem-solving and removing kinks in the chain will become second nature. This is a highly transferable skill that can be applied anywhere, at any point in your life.
2. New and growing field: Amidst the other MBA specializations, a systematized study of logistics and supply chain management is fairly novel. It gives you the scope to push boundaries, explore newer options and contribute to the discipline as a whole.
3. Career acceleration: The purpose of an MBA degree is to accelerate your career, vaulting you from the role of being an employee to that of management. With supply chain management specialization, you have the space to find a niche for yourself in any part of the operations chain. It also makes your compensation extremely competitive. Once you establish yourself as an efficiency wizard, your reputation will simply precede you
4. Skill development: As someone dealing with SCM, you will end up having an ear and an eye on the latest market trends, technological advancements, and other developments at all times. You will learn, explore and try new strategies that you can implement in your business environment. The learning process will continue through the course of your career. In addition, as mentioned earlier, strategic thinking and problem-solving will also become second nature.
5. Vast networking opportunities: Considering most MBA programs invite established professionals into the course, your process of networking begins at the university level. Plus, if you calculate the scope of the entire supply chain management, the networking options are almost endless. It gives you that much more freedom to explore the different segments of the industry in detail.
What is the average salary after studying MBA in SCM?
There are a number of portfolios that you are eligible for, after your postgraduate degree. While your actual salary package will depend on numerous factors (such as your presentation during interviews, negotiation skills, the university from which you have acquired your degree, past work experience, and so forth), here are the median figures from different parts of the world.
India, Asia – 1,000,000 – 1,800,000 INR
USA – $90,000 – $160,000
Canada – 80,000 – 100,000 CAD
UK – £80,000 – £140,000
Europe – €90,000 – €120,000
Oceania – 70,000 – 130,000 AUD
Disclaimer: These figures are an average based on 2022 statistics. It takes into account a minimum of 5 years of work experience and graduation from the top tier universities.
Before we get into the eligibility criteria, take a look at the different formats in which the course is offered. You have the
Full-Time MBA Supply Chain Management (2 years)
Part-Time MBA
Online MBA/ distance learning
In this section, we will be looking at the general eligibility criteria for getting into an MBA SCM program. The specific requirements of different schools will be covered in the following section.
Educational Requirements: A completed undergraduate degree (3/ 4 years) from a recognised university. A minimum score of 50% or higher is also required.
Entrance exams: A good score in the MBA entrance tests such as CAT/ MAT/ XAT/ CMAT/ NMAT for B-schools in India, and GMAT/ GRE when applying abroad.
Proof of English Language Proficiency: IELTS/ TOEFL. A minimum score of 6 in IELTS or 100 in TOEFL iBT is essential. Some top B-schools expect even higher marks.
Work Experience: A minimum of two years of full-time work experience, after having completed the bachelor’s degree. As mentioned earlier, sometimes, this requirement might be more, depending on the nature of the program and the country.
Essays/ SOP / LOR: Original essays, statement of purpose, and letters of recommendation from previous/ current employers as stipulated by the university.
How much does it cost to study MBA in Supply Chain Management?
Compared to all other postgraduate degrees, an MBA is a lot more expensive, no doubt. Considering the fact that most ‘students’ who sign up for an MBA degree are working professionals, it is natural that the course fees are slightly higher. But, if you consider it in terms of returns on investment, this degree is one of the best investments you can make.
Region
Tuition
Cost of Living
USA
Ranges from INR 40 lakhs to 90 lakhs
INR 8 – 10 lakhs
UK
Ranges from INR 30 lakhs to 85 lakhs
INR 12 – 15 lakhs
Canada
Ranges from INR 50 lakhs to 75 lakhs
INR 9 – 10 lakhs
Australia
Ranges from INR 35 lakhs to 55 lakhs
INR 9 – 11 lakhs
Europe
Ranges from INR 20 lakhs to 80 lakhs
INR 8 – 10 lakhs
Disclaimer: These are ballpark figures to aid you with financial planning. They are indicative and not exact in nature. It does not take into account travel, visa costs, or any financial aid. All figures are in INR. All figures indicate per annum costs.
What are the top colleges for MBA in Supply Chain Marketing?
Now that we have looked at the details of the course, let us now jump into the top colleges. What comes next is the list of top Indian colleges to get your MBA in SCM degree. Following that is the international list.
Top Colleges in India to pursue an MBA in Supply Chain Marketing
S.No
Name
Location
Fees
1
Indian Institute of Management (IIM)
Ahmedabad, Bangalore, Kolkata, Indore
~ 20 lakhs INR
2
Indian School of Business
Hyderabad
10 – 12 lakhs INR
3
Shailesh J. Mehta School of Management, IIT
Mumbai
~ 5 lakhs INR
4
Institute of Logistics and Aviation Management
Bangalore
2 – 3 lakhs INR
5
National Institute of Industrial Engineering
Mumbai
12.5 – 13.5 lakhs INR
6
Symbiosis
Pune
18 – 20 lakhs INR
7
S P Jain Institute of Management
Mumbai
17.5 lakhs INR
8
University of Petroleum and Energy Studies (UPES)
Dehradun
12 – 14 lakhs INR
9
Amity University
Delhi, Mumbai
10 – 12 lakhs INR
10
Pondicherry University
Pondicherry
12 – 13 lakhs INR
Getting back to the international universities, let us take a look at some of the top colleges from where you can graduate with an MBA in SCM.
Established in 1908, the Harvard Business School has been one of the top schools in the world, since its inception. The school offers full-time MBA programs, executive MBA programs, and doctoral degrees. The school has also established nine global research centers.
Why study at this school?
The Harvard name needs no introduction. The brand name offers a level of pedigree that opens doors across the globe. The teaching-learning methodology is also built around case and experience based-learning. With this, the students experience real-life decision-making scenarios and bring their leadership skills to life. The alumni network is also an invaluable source of contacts, helping to build professional relationships.
What are the career prospects after graduation?
With nearly 800 organizations seeking Harvard graduates, there is no dearth of opportunities after completing your MBA from Harvard. Nearly 26% of Harvard MBAs get into consulting and 19% enter the tech industry. The remainder of the students find their niches in different areas such as entertainment and media, consumer goods and services, healthcare, governmental organizations, and so forth. Over 90% of the class of 2022 found great job opportunities within the United States.
Eligibility
The following are the bare minimum eligibility requirements – thought it not guarantee admission.
4-year undergraduate degree
Minimum 2 years of work experience
GMAT/ GRE
TOEFL/ IELTS/ Pearson Test
Essays
LOR
Transcripts
Admission process & Fees
You must submit your completed application along with the necessary transcripts to HBS. The unofficial GMAT/ GRE scores can be attached, however, the official scores must be directly reported to HBS. To this, you will attach your essay, two letters of recommendation, your resume, and an application fee of $250. If shortlisted, you will be called for an interview. Within 24 hours of the interview, you are required to submit a reflection online.
The fee for Harvard MBA is around $80,000 plus the cost of living.
Scholarship options
Financial aid is awarded based on demonstrated need. The average HBS scholarship per year is approximately $42,000 per year, or $84,000 total. Read more, here.
2. INSEAD
INSEAD, a contraction of Institut Européen d’Administration des Affaires (European Institute of Business Administration), is a non-profit business school that has campuses in Fontainebleau (France), Singapore, Abu Dhabi, and San Francisco. It is a graduate-only business school that provides a full-time Master of Business Administration, executive MBA (EMBA), Master of Finance, Ph.D. in management, a Master in Management, Business Foundations Post-Graduate degrees, and a variety of executive education programs. INSEAD is among the top 20 universities that produced most of the world’s ultra-high-net worth individuals.
Why study at this school?
The biggest advantage of pursuing your postgraduate business degree from INSEAD is its global reach. Especially for a course like Supply Chain Management, gaining global insight is particularly important. Secondly, the accelerated program that takes only a year also means that you can return to the workforce sooner than later.
What are the career prospects after graduation?
With almost 300 on-campus recruiters, 92% of INSEAD graduates were employed within 3 months of course completion in 2021. The median salary of the 2021 batch was $113,800 p.a. The top employers included McKinsey & Company, Bain & Company, Boston Consulting Group, Amazon, Accenture, Roland Berger, Deloitte, and Microsoft, to name a few.
Eligibility
A 4-year undergraduate degree
Minimum 3 years of work experience, although, on average, applicants to INSEAD have 5-7 years of work experience, minimum.
A GMAT score of 640 or above
Proof of English Proficiency (IELTS/ TOEFL/ PTE)
Admission process & Fees
For the August 2023 intake (graduating in July 2024), the four rounds of application deadlines are in September 2022, November 2022, January 2023, and March 2023. You will have to submit the completed online application along with the supporting documents and the official transcripts. Once this is uploaded, you will receive a link to complete 4 video interviews. This, however, does not replace the interview with the alumni, if shortlisted.
You must also select your campus carefully in your application as it is next to impossible to change, once admitted.
Including living costs, an INSEAD MBA costs around $135,000.
Scholarship options
Considering the tuition fees and the cost of living, INSEAD provides numerous scholarship options for its students. Each of them has a specific eligibility criteria. The scholarship applications are different from that the admission applications. The following are some of the merit-based scholarships:
INSEAD Groupe Galeries Lafayette Endowed Scholarship for Women
INSEAD Judith Connelly Delouvrier Endowed Scholarship
INSEAD Aleph Scholarship
INSEAD Belgian Alumni and Council Scholarship
INSEAD Diversity and Inclusion
INSEAD Hinrich Foundation Scholarship (July Class only)
INSEAD Indeed Endowed Scholarship
INSEAD Leopoldo del Pino Scholarship
INSEAD L’Oreal Scholarship
INSEAD Sasakawa Young Leaders Fellowship Fund (Sylff)
INSEAD Syngenta Endowed Scholarship(s) for Emerging Country Leadership
The INSEAD Africa Scholarship Group
INSEAD Middle East Scholarship Group
INSEAD Social Entrepreneurship Scholarship Group
In addition, the school also has a need-based scholarship system in place. Read more, here.
3. London School of Business
Affiliated with the University of London, the London Business School has been in the top 5 of world rankings, when it comes to management programs. It offers a range of management courses, including MBA, Master’s, and Ph.D. degrees.
Why study at this school?
Accredited by AACSB, EQUIS, and AMBA, LSB has a lot to offer. It offers over 80 different electives for specialization. The school, located in a global business hub, provides a solid platform for networking and interacting with world leaders. The learning process includes real-life case studies and internships that allow students to experience real-life business management and management decisions.
What are the career prospects after graduation?
The school enjoys a 91% employment rate among new graduates. These graduates receive an offer within just 90 days of completing their MBA degree. Some of the career paths include Head of Operations, Supply Chain Manager, VP, Director of Procurement, and such. Over 50% of its graduates find employment within the UK while the rest are spread across the globe.
Eligibility
A complete undergraduate degree from a recognized university
GMAT / GRE score
IELTS/ TOEFL (proficiency in English)
The average work experience of applicants is around 5.5 years.
Admission process & Fees
The tuition fee at the London Business School is GBP 52,200.
The admission process includes the following steps
Submission of application forms
Interviews
The decision of acceptance (Offer / Reject / Waitlist)
Scholarship options
Some of the most popular scholarships available to aspirants enrolling in the London Business School include
iSchoolConnect Scholarship
Lady Meherbai D. Tata Education Trust Scholarship
Out in Business MBA/MiF scholarship
Masters in Finance Scholarship for Women
SARI Foundation Trust Scholarship
Laidlaw Women’s Leadership Fund
4. Stanford School of Business
Another name that needs no introduction, is the Stanford School of Business has been one of the world leaders in global education since 1891. With an acceptance rate of around 6%, Stanford Business School is one of the most selective ones in the U.S.
Why study at this school?
Situated in the heart of Silicon Valley, this B-school is designed to create future leaders and entrepreneurs. With faculty who undertake pioneering research and guest speakers who are stalwarts in their own rights in different industries, the Stanford B-school provides you with amazing networking opportunities. The emphasis of this school is on collaboration over competition, as reflected in their motto, “Change lives, change organizations, change the world”.
What are the career prospects after graduation?
In 2021, over 90% of graduates received an offer of employment within 90 days of graduation. The average base salary of an MBA graduate from Stanford in 2021 was a whopping $160,000. An MBA from Stanford leads to diverse career paths. Some of the most popular industries that MBA graduates from Stanford accepted post-graduation are
Finance
Marketing/Sales
Private Equity
Business Analytics
Media/Entertainment
Investment Management
Product Development
Consulting
General Management
Eligibility
The eligibility criteria for admission to Stanford Graduate School of Business include
Undergraduate or equivalent degree (BBA, BA, etc) from a recognized university/institution (The average undergraduate GPA of Stanford applicants is 3.76).
Relevant work experience (average is 4.9 years)
GMAT scores/ GRE scores IELTS/TOEFL scores.
Letters of recommendation
Essays (one of the most important criteria)
It is important to note that Stanford does not have a checklist of criteria for admission. There are no typically ideal students Stanford offers seats. The university provides admission based on how truly reflective one’s application is of one’s qualities. One can create their own personalized profile here.
Admission process & Fees
The tuition fee to be a part of the MBA program at Stanford comes to approximately USD 76,950. Other expenses may come up to USD 47,500 per year. The Stanford MBA Program application fee is $275 and is nonrefundable.
The admission process involves:
Submitting an online application form along with the necessary transcripts
Interview
Post-interview intimation regarding admission
Scholarship options
Stanford offers several types of financial aid to help students in funding their studies. Some of the popular Stanford Fellowships include:
Stanford GSB Need-based Fellowships
Stanford GSB BOLD Fellows Fund
Stanford Knight-Hennessy Scholars Program
Stanford also offers several external scholarships that can be checked here.
5. MIT Sloan B-School
Massachusetts Institute of Technology also has a pioneering Business School. One of the more competitive program in the United States, this B-School is the alma mater of Kofi Annan, the former General Secretary of the UN, Carly Fiorina, one of the CEOs of HP and John S Reed (former chairman of the New York Stock Exchange and former CEO of Citigroup) to name a few.
Why study at this school?
Its 2-year MBA program is built on the premise of learning by doing. Real-world experiences are expertly weaved into theoretical teaching pedagogies of stalwart faculty. The first year focuses on the fundamentals – general principles of management while the second year of the MBA is when you choose your speciality. It gives a more well-rounded learning opportunity, allowing you to branch out into different fields.
What are the career prospects after graduation?
Over 95% of MBA graduates at MIT Sloan graduated with full-time offers in hand, having attended the on-campus recruitment seminars. The average salary package is around
$150,000. It makes MIT Sloan graduates one of the highest-paid B-school graduates across the globe.
MIT Sloan graduates find employment in the areas of
Consulting
Finance
Investment management
Venture capital
Private equity
Media/Entertainment
Consumer products
Computers/electronics
Some of the top recruiters are:
McKinsey & Company
The Boston Consulting Group
Amazon
Google
JP Morgan Chase & Co
Morgan Stanley
Rivian
Eligibility
Undergraduate or equivalent degree from a recognized university/institution
Relevant work experience (It is not compulsory for admission, but aspirants typically have an average work experience of 5 years)
Academic transcripts
GMAT scores/ GRE scores
IELTS/TOEFL scores
Letters of recommendation
Essays
Admission process & Fees
Along with the completed application form, a non-refundable application fee of $250 must be paid during submission. The admission process involves three rounds, post which a candidate will be selected or rejected. The interview process is by invitation only. Candidates must ensure that the duly-filled application form is submitted on time for the admission process to begin.
The average tuition fee to pursue MBA at MIT is around $80,400 per year. The total amount including housing, transportation, food, books and supplies, and medical insurance may come up to $119,995.
Scholarship options
Incoming students are automatically considered for scholarships, based on merit and need. In addition to that, students can apply for other financial aid supported by external organizations. Ultimately, the criteria for funding can be categorized into three:
SDA Bocconi School of Management (SDA – Scuola di Direzione Aziendale) is the graduate business school of Bocconi University. Located in Milan, it is the leading School of Management in Italy and one of the top-ranked European institutions. The MBA program at Bocconi helps you to develop new skills, tools, and methods to detect the evolution of the global market, anticipate business shifts and lead the response to change.
Why study at this school?
This one-year MBA program is at the top of the game. Constantly adapting to meet market needs, this intense 1-year course will provide you with competencies and techniques beyond conventional managerial knowledge. Their MBA program has only about 100 students but from 30 different countries, giving you a diverse learning experience.
What are the career prospects after graduation?
Over 92% of Bocconi students receive lucrative job offers within 3 months of graduation. Some of the top recruiters include Amazon, Valentino, Nike, Loreal, Prada Samsung, and loads of fashion industries housed in Milan.
Eligibility
A completed undergraduate degree from a recognized university
Relevant work experience (Average is about 5.5 years)
GMAT/ GRE scores
Proficiency in English (TOEFL/ IELTS)
Admission process & Fees
The admission process begins by submitting the completed application form. To it, you must attach official transcripts of previous education. In addition, there is a video pre-interview that you must complete along with the application. It gives them a well-rounded picture of who you are as a candidate. Applications are considered on a rolling basis, which means they are considered as and when they are received. It will help you to not wait until the deadline to submit your application.
The total tuition fee is €65,000 to be paid in 4 installments.
Scholarship options
SDA Bocconi School of Management has 35 Tuition waivers/ scholarships for the admitted students to the MBA class of 2023-24. Applications to the tuition waivers will be evaluated according to the following criteria:
Analysis of academic and professional records
Analysis of the requirements indicated in the specific notice of competition
Results of the MBA selection process. Read more, here.
7. Wharton School of Business
The Wharton School is one of the Ivy League. It is affiliated with the University of Pennsylvania. Established in 1881, it is one of the oldest collegiate business schools in the US.
Why study at this school?
Wharton has 21 different MBA concentrations that you can choose from. It gives niche specializations for you to choose from. The school also has a reputation for being “the finance school”, globally. The school is also known for its rigorous and pioneering data analysis modules. Because of its global reputation, the kind of professionals who seek Wharton is also in the top tier.
What are the career prospects after graduation?
Last year, about 94% of its MBA graduates seeking full-time employment received job offers ranging from $130,000 to $160,000. Over 800 different employers throng Wharton graduates in order to recruit them for their companies. With the level of reputation the school holds, doors simply open for a Wharton graduate. It is easier to call it the Oxford of business schools
Eligibility
Completion of an undergraduate program in an accredited U.S. college or its equivalent in another country.
GMAT/ GRE scores
Results of an English Language Test (TOEFL or PTE). To waive an English language test, you must include a letter requesting the waiver in your application AND documentation that your education was in English.
Work experience is not mandatory but the admissions committee does look for diverse experiences and professional maturity. The average work experience for its MBA students is about 4.5 years/
Admission process & Fees
The completed application form is submitted via the Wharton Admissions Portal. Applications are considered in three rounds. The first round is in September, the second in January, and the third is in March. If shortlisted, you will go through an interview before being selected.
The tuition and fees cost about $85,000.
Scholarship options
But, the school does have numerous scholarship options in the form of fellowships. They are two-year awards, split over four semesters. Criteria for fellowship selection include unique personal qualities and background, academic achievement, exceptional professional development, and community involvement. Read more about it, here.
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All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".
TC Global Content
The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
