When it comes to studying abroad, many students pick Canada as their first choice.
According to the latest data from the Canadian Bureau for International Education, the number of international students studying in Canada has been steadily increasing over the past few years, reaching over 350000 students in 2023.This rise in numbers is contributed by the fact that Canada has some of the best universities with expert faculty, good curricula, a high acceptance rate, and a home-like atmosphere for foreign students.
Canada has over 250 universities that offer high-quality education, excellent resources, and support services for global ed students. Choosing a college or university to attend as an international student can be a daunting task, with so many options available.
Canadian Universities and Colleges
Before we get into the top ten list, there is an important distinction note. For international students, especially if you are from India, it is quite the common practice to use the term ‘college’ and ‘university’ interchangeably. This is not the case in Canada.
While they are both institutions of higher education, the scope of a university is much larger than that of a Canadian college. A college in Canada is typically allowed to offer certificate programmes, diplomas, undergraduate degrees and postgraduate diplomas. They do not award master’s or doctoral degrees. They are smaller and focus more on career training and learning for trades. A university, on the other hand, is far more extensive and more academic and research oriented.
This article looks at the top 10 universities in Canada for students looking to study abroad.
What Are The Benefits Of Studying At The Top 10 Universities In Canada?
These top 10 universities are well-established, meaning they are better suited to impart the required knowledge and skill to the students to tackle the severe competition in the real world. Now, let us see some of the benefits of studying at the top 10 universities in Canada.
World-class education Studying at the top universities guarantees the top-notch quality of education that you can receive directly under the guidance of renowned faculties who are experts.
Strong research opportunities The top universities of Canada are well known for their research programs and opportunities to conduct cutting-edge research with top researchers in the field. This provides immense exposure to the students.
Access to superb resources Top universities in Canada have access to a wide range of resources, including state-of-the-art facilities, equipment, and technologies which in turn help the students excel in their careers.
Strong reputation Graduating from a top university in Canada can provide students with a strong reputation and a competitive edge when seeking employment or further education opportunities.
Career opportunities Graduates from top universities in Canada are often highly sought-after by employers, which can lead to better job prospects and career opportunities for students worldwide.
How much does it cost to study in Canada?
The cost to study in Canada depends on the subject and university you choose. In addition to tuition fees, there is also the cost of accommodation, food, and other important expenses. Based on a Tuition and Living Accommodation Costs (TLAC ) survey, the average tuition fee for international students is as follows:
The tuitions fee for international undergraduates is CA $36,123 and for graduates is $21,111. This, however, is a simple average. The numbers can vary quite extensively depending on your course, the university or the city that you are living in.
In addition to tuition,
🏠 Living on-campus costs between CAD 20000 to CAD 25000 including all living costs
If you decide to live off campus,
🏡Rent costs between CAD 5000 to CAD 14000
🛍️Groceries cost between CAD 2800 to CAD 5000
💻Internet costs between CAD 500 to CAD 1000
🎒Utilities costs between CAD 500 to CAD 2000
🎟️Entertainment costs around CAD 1500
👔Clothing costs around CAD 800 to CAD 2000
🚌Transportation Costs CAD 950 to CAD 1500
🛄Insurance costs around CAD 600 to CAD 900
Source: Western University
Note that these costs are highly subjective and vary by huge margins depending on the program, location, and lifestyle you choose.
What are the scholarship options for the best colleges in Canada?
Scholarship programs for students from abroad trying to study in colleges in Canada are endless. To lend a helping hand to these students with their financial needs, many universities offer scholarship programs based on the student’s excellent academic performance. When researching for scholarships, it is important to look into four types of sources who can fund you. They are
The university you are applying to
The government of the province that you will be living in
The government of your home country
Charitable organisations and trusts and support and encourage international students.
Each university and the schools that constitute the university have scholarships at different points during your programme. You can reach out to us at tcglobal.com to get detailed information on these scholarships, their eligibility criteria and the application process.
That said, here are some of the top scholarship programmes that can benefit you irrespective of the university.
Vanier Canada Graduate Scholarships
Global Affairs Canada Scholarships
CIFAR Azrieli Global Scholars Program
Fulbright Fellowships
Canadian Commonwealth Scholarship and Fellowship Plan
Pierre Elliott Trudeau Foundation Doctoral scholarships
Ontario Graduate Scholarship Program
Trudeau Scholarships and Fellowships
Aga Khan Foundation Scholarships
This is, in no means, an exhaustive list. There are a wide variety of options, depending on your course of study, your origins, the university, the city, your academic standing and so on. These are some of the general scholarships open to international students across disciplines.
What are the best universities in Canada for international students?
Top 10 Universities in Canada based on QS World University Ranking
S.No
University Name
Ranking
1
McGill University
31
2
University of Toronto
34
3
University of British Columbia
47
4
University of Alberta
110
5
Université de Montréal
116
6
McMaster University
152
7
University of Waterloo
154
8
Western University
=172
9
University of Ottawa
=237
10
University of Calgary
242
Source: QS World University Ranking
Canada is the land of opportunities that scales up a student’s life on a global level. It is also the host of many prestigious colleges that have advanced curricula aimed at increasing students’ knowledge. These universities are ranked in the top 10 by the QS ranking
Although there are many colleges that a student can enroll themselves in, here is the list of the 10 best-ranking colleges in Canada.
Note: The admissions criteria in the following section looks at undergraduate admissions. If you are looking for postgraduate admission, check our article on the Best Colleges for Master’s in Canada in 2023.
1. McGill University:
Source: Mcgill University
As one of the oldest universities in Montreal, Mcgill university has been producing world-class leaders since its inception in 1821. More than 12,000 students are currently studying on its two campuses.
Why is it good to study here?
Situated in Montreal, a city ranked 1st in Canada by QS Best Student Cities 2023 survey, McGill University is the best college for international students. Mcgill university provides a modern syllabus that has a mix of practical and research-oriented approaches. It also offers more than 400 courses enabling the students to have a wide choice and choose the subjects that are very close to their interests. With a good atmosphere and exceptional curriculum, McGill University is the best choice for students aiming to pursue education abroad.
Fees
The tuition fees for studying at McGill University varies widely based on the course the student takes. But on average the tuition fee ranges from CAD 15000 to CAD 60000 for both undergraduate study and graduate studies.
To know the exact fee structure, check their official website.
Eligibility
Depending on the program, the global ed students have different eligibility criteria. Commonly, the required eligibility is as follows:
Class 12 completion with an academic percentage between 75-85%
IELTS rating of 6.5 and above
TOEFL score of 86 and above
Courses offered & admission process
Some of the full-time courses offered include
Business and Economics
Education
Engineering
Environment
Health Sciences
Humanities etc.
The student has to choose 2 programs of their choice and enter the necessary details such as class 12 scores, TOEFL, or IELTS scores during the application process. The next step is the payment of the application fee which ranges from 50 to 305.08 CAD. For complete details, check this link.
2.University of Toronto
Source: Meridean
Being in the top 30 universities for international students consistently, the University of Toronto is a hub of excellent education. The University of Toronto has 3 campuses – Scarborough campus, St.George campus, and Miuga campus that are hosting more than 90,000 students.
Why is it good to study here?
The research-intensive study method with in-campus internship opportunities is a golden opportunity for students who have come from other countries. It also has 40 libraries and is popularly known as having the third-largest library in North America. The university offers accommodation facilities for undergraduate students with a friendly atmosphere.
Fees
The fee for programs depends upon the field of study, the level of study (Undergraduate or Postgraduate), and other several factors. But the average tuition fees range from $18000 to $60000, without any scholarship.
Other than academic fees, Incidental and ancillary fees are also charged by the University. You can check out the details here.
Eligibility
The eligibility requirement to get enrolled at the University of Toronto is as follows:
Year 12 State Board Exams
IELTS score of 6.0 and above
TOEFL score of 89 to 99
Courses offered & admission process
The University of Toronto offers 700 undergraduate programs, over 200 postgraduate programs, and MBA. Programs offered by the University of Toronto range from Accounting to Arts with over 700 undergraduate and 200 graduate programs. You can find the full list of studies here.
For the admission process, global ed students have to submit a University of Toronto International Application or OUAC 105 with a non – refundable fee of $180. Within a week of applying the university will get back to you for further procedures via mail or post. All the necessary documents are required to be submitted within the deadlines.
3. University of British Columbia
Source: Okanagan Campus
Located in Vancouver and Kelowna, British Columbia, Canada, the University of British Columbia (UBC) is a public research university. In addition to being British Columbia’s oldest university, UBC consistently ranks among the best public universities in the country.
Why is it good to study here?
Studying at the University of British Columbia opens up an array of opportunities for you as a student. A major strength of UBC is its strong commitment to research, focusing on a practical approach to study. The University of British Columbia has produced top-class scholars with its intensive learning method. With over 60,000 students and more than 15,000 faculty and staff, UBC offers a wide range of undergraduate and graduate programmes.
Fees
The tuition fees for undergraduate students who come from abroad can cost anywhere around $6000 to $40000 based on the course and $5000 to $15000 for postgraduate students.
The costs can be vastly reduced with financial aid from scholarships offered by the university. Click on this link to know more about fees and scholarships.
Eligibility
The University of British Columbia expects the foreign students to have
Graduation from Class 12 with an average of 85%
IELTS score of 8.0 and above
TOEFL overall score of 90
Courses offered & admission process
The University of British Columbia offers courses such as
Business and economics
Languages and linguistics
Earth, environment, and sustainability
Education
Health and life sciences etc.
A single student can apply for up to two degrees on two different campuses. Once done, you have to write a personal profile that highlights your academic experience. With the personal profile, you can submit the online application form for a fee of $125.25. The required documents and further procedures will be communicated to you via email.
The university website gives a detailed admission process.
4.University of Alberta
Source: University of Alberta
The University of Alberta (UAlberta) is a public research university founded in 1908. UAlberta is one of Canada’s top universities and is known for its strong programs in business, engineering, and natural sciences It has five campuses namely – North and south Campus, Campus Saint-Jean, Augustana Campus, and Enterprise Square.
Why is it good to study here?
UAlberta is home to over 200 research centers and institutes, including the Alberta Innovates Technology Futures and the National Institute for Nanotechnology. The quality of education is also top-notch. The University is known for its commitment to research, innovation, and entrepreneurship. It offers everything that a student requires such as In-residence, food, etc at an affordable cost. Moreover, a student can be said to have an edge over others worldwide because of the exceptional experience he has gained during his years at this university.
Fees
The fee structure of the University of Alberta includes Tuition fees, Non-Instructional Fees, Books and supplies, and accommodation. The tuition fee ranges from CAD 12000 to CAD 30000 per year.
You can use this official cost calculator to get a definitive idea of the overall fee.
Eligibility
Undergraduate admission requires
Class 12 completion certificate
TOEFL score of 90 and above
IELTS score of 6.5 and above
To apply to Campus Saint-Jean, you will need French language proficiency certificates.
The University of Alberta offers 200+ undergraduate programs and 500+ graduate programs. They include
Arts and Humanities
Business Management
Engineering and Technology
Life sciences and medicine
Natural sciences\
The application process can be done through the university’s official website. Most programs have a deadline on March 1, 2023, to apply. Since the competition is severe, the admission panel takes 1 to 2 weeks to reply. The applicants must submit an online application fee of 125 CAD for undergraduate studies and 100 CAD for postgraduate studies while applying for admission.
5.Université de Montreal
Source: umontreal
Founded in 1878, it is the largest french language university in North America and one of the most prominent universities in Canada. The university has a strong commitment to research and innovation and has produced numerous Nobel laureates and Fields medalists.
Why is it good to study here?
Université de Montréal has secured 81st place in Impact Rankings 2022 by Times Higher Education. Other than the amazing study facility, this university has the very lowest tuition fees compared to all other colleges in Canada. Université de Montréal is the top university chosen by students because of its financial flexibility. More than 60,000 students graduate each year from Université de Montréal and later become world-renowned experts in their fields.
Fees
Université de Montréal has the cheapest tuition fees for foreign students with the fee ranging from $9000 to $25000 per year.
Eligibility
The university is a french language institution, so proficiency in French is essential for undergraduate studies. Along with that certificate of completion of class 12 must also be submitted.
Check the full eligibility here.
Courses offered & admission process
The popular courses offered by Université de Montréal is
Administration and Management Sciences
Arts and Music
Communication
Economics and Politics
Fundamental and Applied Sciences
Health Sciences etc
You can apply online by visiting the UdeM application portal. The application fee for undergraduate study is CAD 105.50. Supporting documents must be filed before the deadline to secure a high chance of admission. The official website of the university will guide you through the admission process.
McMaster University was established in 1887 making it one of the oldest universities in Canada. With time comes excellence and likewise, this university has produced over 1,90,000 intelligent students since its inception. Currently, the university has a student population of more than 35000 students on its 4 campuses – Downtown Hamilton, Burlington, Kitchener-Waterloo, and Niagara.
Why is it good to study here?
Mcmaster University is the proud holder of the Global Teaching Excellence Award. Students of Mcmater university are trained to receive practical knowledge with research and instilled theoretical knowledge by expert faculties. The friendly yet competitive learning atmosphere of Mcmaster university is ideal for international students to develop their skills. The university also has a high acceptance rate of 58% giving the students a bright chance of selection.
Fees
Mcmaster University offers a wide range of courses from certification courses to degrees. As such, the fees range anywhere between CAD 15,000 to CAD 60,000.
Eligibility
The eligibility criteria for students to enroll in Mcmaster university is
Completion of Class 12.
6.5 and above in IELTS and 86 and above in TOEFL
The university also gives an option for students to apply who do not meet the English proficiency requirement after doing a one-year diploma course in MELD.
Courses offered & admission process
The wide range of courses include
Arts and Science
Bachelor of Technology
Business
Computer science
Economics
Civil Engineering
Health and society etc
You can see the complete list in the programme section of their website.
The application and admission process happens completely online. The required documents have to be submitted to the application committee. The required documents include Academic transcripts, IELTS or TOEFL Scores, and High school completion certificates. Usually, the university gets back to the students within 4 to 5 weeks after the application process.
Starting with just 72 engineering students in the year 1957, the University of Waterloo is now home to more than 42000 students studying here annually. Including more than 4000 international students
Why is it good to study here?
The University of Waterloo has ranked 24 in graduate employability as per QS Graduate Employability Rankings 2023. Graduates from this university receive global visibility and can accomplish their dream careers with the experience and skills gained from their experience at this university. They also offer on-campus internships to get work experience and placement opportunities to help the students get ahead of the competition. This university helps hone your skills in the field you love and develops you into an expert ready to be of immense value.
Fees
The tuition fees for global ed students range from CAD 40000 to CAD 65000 based on the program. Other than that books and supplies cost CAD 2370 and will be added to the tuition fee. You can check the detailed fee structure here.
Eligibility
The eligibility criteria for students to enroll at the University of Waterloo is
Completion of grades 10, and 12.
6.5 and above in IELTS and and
A Minimum score of 90 and above in TOEFL
Courses offered & admission process
The University of Waterloo offers 100+ Undergraduate programs and 180+ graduate programs. Some of the top streams offered include,
Civil Engineering
Data science and analytics
Finance
Business administration
Arts
Accounting etc.,
The admission process starts almost a year before the actual program starts, so make sure you know the deadlines. The application form along with the required documents mentioned in the eligibility requirements has to be submitted with an application fee of CAD 156 through the Ontario Universities Application Center. Usually, the wait time is around 4 weeks till you hear back from them via email.
8. Western University:
Source: cubec.org
Western University, also known as the University of Western Ontario, is a public research university founded in 1878. It has more than 43000 students studying for their degree from over 120 countries. The western university has One of the highest national entrance averages of first-year students at 91% making it the most sought-after university by students.
Why is it good to study here?
Western University has a good reputation nationally and internationally, which can open up opportunities for students after graduation. Wester University is situated in Ontario is a city with a good quality of life, a relatively low cost of living, and a safe and welcoming community which makes it a good place to study and explore Canada. Western University is known for its research capabilities, with many of the university’s faculty members actively engaged in cutting-edge research. So, Students have opportunities to conduct research alongside top researchers in their field. The Western university has a 92.5% employment rate 6 months after graduation making students confident that they are guaranteed to reach success.
Fees
Western university’s tuition fee ranges from CAD 41,000 to $57000. The university gives a guarantee to international students that the fee will not be increased by more than 4% per year, after Year 1.
Eligibility
The Western university requires to have
Completion and Results of 10th class and 12th class
The Western university offers 400+ modules to choose from for undergraduate studies and 155+ modules for graduate studies. You can check out the complete list of courses offered from their official website.
As soon as you choose the program that you want to enroll in, you have to submit your application to OUAC (Ontario Universities Application Centre). The step-by-step application process can be found on their platform as well. Once the application is submitted within the deadlines and required details, all you have to do is wait for the reply. It may take 4-6 weeks for the university to respond.
The University of Ottawa, also known as uOttawa, is a bilingual public research university founded in 1848. The University of Ottawa is home to a large and active international student community, which provides a welcoming and supportive environment for students from abroad.
Why is it good to study here?
The University of Ottawa is committed to creating a sense of belonging within the community, a global perspective for the students, and providing a hands-on learning experience to its students. They offer more than 500+ graduate and undergraduate studies taught by top-class faculties. Additionally, the university is also known for its active student life and community involvement. The University of Ottawa also offers various scholarships to foreign students. Moreover, Ottawa is one of the most affordable cities in Canada for foreign students to stay and study.
Fees
Tuition fee largely varies, but to put it in a bracket, it can be estimated that the tuition fee may range from CAD 18000 to CAD 30000.
It is recommended that students coming fomr abroad check the university’s website for detailed and updated information about tuition fees and other expenses here.
Eligibility
A student applying for undergraduate studies is required to have completed the 12th class with a minimum percentage of 75. Other than that the scores of English proficiency tests are expected to be Overall 6.5 or above for IELTS and Overall 86 or above for TOEFL. Similarly, a student applying for a master’s program should have a Bachelor’s degree with an Overall 6.5 or above for IELTS and an Overall 79 or above for TOEFL.
Courses offered & admission process
Linguistics is one of the popular courses at the University of Ottawa. Other than that, the major courses that are offered in the Undergraduate program fall under
Arts
Engineering
Social science
Health Science
Common Law
Education
Science
Management
Medicine
You can see the full list of courses here.
They also offer Microprograms, Graduate diplomas, Masters, and Ph.D. in various fields of study.
10. University of Calgary
Source: edgeip.com
Established in the year 1966 with 400 students, the University of Calgary has now grown to have more than 33000 students studying in it due to its sheer commitment to creating a deep impact. The University of Calgary has 5 main campuses – Main Campus, Downtown Campus, Foothills, Spyhill, and another campus outside of Canada in Qatar.
Why is it good to study here?
The University of Calgary is the study home to students from more than 155 countries worldwide. It was ranked as one of the top 50 research universities nationally by Research Info Source Inc. in 2023. Also, it is one of the colleges that has the highest graduate employment rate of 94.1%. They also focus on non-academic activities which are reflected by the 14 Olympic and Paralympic medals won by the students of this university.
Fees
The average annual tuition comes up to about CAD10,000 to CAD 50000. The full fee details depending on your course can be calculated here.
Eligibility
Grade 12 Completion
TOEFL score of 86 and above or IELTS score of 6.5 and above
Courses offered & admission process
Over 170 degrees are offered by the University of Calgary across 65 graduate programs, including Undergraduate, Graduate, Open Studies, and Continuing Education. The courses offered cover a variety of topics that you can choose from and can be found here.
The application process can be done via student UCalgary eID. For undergraduate programs, the application fee is 125 CAD, and for graduate programs, it is 145 CAD for foreign students. Refer to the deadlines and documents that they list on their website.
Apply to top Canadian Schools with TC Global
While becoming an international student is very exciting, the prep and the paperwork of it all can get overwhelming. The easiest way to reduce your stress is to sign up with TC Global.
We simplify international education, learning, and mobility through connecting students, universities, and a global community on a single platform where there are over 1000+ education providers and over 80,000+ courses.
Our platform enables students to study anywhere in the world in just a few steps. From search and discovery and finding the right course fit for you, to applications, visas and departure – we see you through it all.
To move forward with us, download our app or visit tcglobal.com and sign in to create an account on our student platform and onboard with us in quick, easy steps.! 🚀
Then simply set up a visit Calendly.com/tcglobal to pick a Relationships Team closest to you and choose a slot to meet with a Relationship Member. With the support of our RM, find yourself as one of the international students studying in a government college in Canada.
A world
of possibilities awaits.
Join the movement.
Find your perfect university,
in one of 40 countries all over the world
Prepare for the future,
whether at university, business or in employment
Secure your future,
through STEM courses
Connect with leading international companies
and unlock the potential of your team
Fill in the form, so we can contact you and start our journey together.
that’s it!
Thank you for your trust.
Thanks for contacting us! We will reach you shortly and start our journey together.
Terms of Service
Privileged and confidential
Terms of Use | August 24 2021
THE CHOPRAS GLOBAL HOLDINGS PTE LTD ("TC GLOBAL") END USER LICENSE AGREEMENT AND TERMS OF USE
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE SERVICES OFFERED BY TC GLOBAL. THESE TERMS OF USE SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS FOR YOUR USE OF THE WEBSITE AT https://tcglobal.com("THE "SITE") AND THE SERVICES, FEATURES, CONTENT, APPLICATIONS OR WIDGETS OFFERED BY TC GLOBAL ("SERVICE").
For the purposes of these Terms of Use, "TC Global" shall be deemed to include The Chopras Global Holdings Pte Ltd and/or its affiliates.
Acceptance of Terms
By registering for and/or using the Service in any manner, including but not limited to visiting or browsing the Site, you agree to all of the terms and conditions contained herein ("Terms of Use") and all other operating rules, policies and procedures that may be published from time to time on the Site by TC Global, each of which is incorporated by reference and each of which may be updated by TC Global from time to time without notice to you in accordance with the terms set out under the "Modification of Terms of Use" section below. In addition, some services offered through the Service may be subject to additional terms and conditions specified by TC Global from time to time; your use of such services is subject to those additional terms and conditions, which are incorporated into these Terms of Use by this reference. These Terms of Use apply to all users of the Service, including, without limitation, users who are contributors of content, information, and other materials or services on the Site, individual users of the Service, venues that access the Service, and users that have a page on the Service.
Access
Subject to these Terms of Use, TC Global may offer to provide the Services, as described more fully on the Site, and which are selected by you, solely for your own use, and not for the use or benefit of any third party. Services shall include, but not be limited to, any services TC Global performs for you, any applications or widgets offered by TC Global that you download from the Site or, subject to the terms set out under the "Third party Sites and Services" section below, from third party application stores (eg. App Store, Play Store or Google Apps Marketplace) authorized by TC Global, as well as the offering of any materials displayed or performed on or through the Services (including Content (as defined below)).
Registration and Eligibility
You are required to register with TC Global to browse the Site, view Content and access the Services only and represent, warrant and covenant that you provide TC Global with accurate and complete registration information (including, but not limited to a user name ("User Name"), e-mail address and/or mobile telephone number and a password you will use to access the Service) and to keep your registration information accurate and up-to-date. Failure to do so shall constitute a breach of these Terms of Use, which may result in immediate termination of your TC Global account. We recommend, but do not require, that you use your own name as your User Name so your contacts can recognize you more easily. You shall not:
Create any account for anyone other than yourself without such person's permission.
Use a username that is the name of another person with the intent to impersonate that person.
Use a username or TC Global account that is subject to any rights of a person other than you without appropriate authorization.
Use a username that is a name that is otherwise offensive, vulgar or obscene or otherwise unlawful.
TC Global reserves the right to refuse registration of, or cancel a User Name at its sole discretion. You are solely responsible and liable for activity that occurs on your account and shall be responsible for maintaining the confidentiality of your TC Global password. You shall never use another user's account without such other user's prior express permission. You will immediately notify TC Global in writing of any unauthorized use of your account, or other account related security breach of which you are aware.
You represent and warrant that if you are an individual, you are of legal age to form a binding contract, or that if you are registering on behalf of an entity or a minor, that you are lawfully authorized to enter into, and bind the entity or yourself (as the legal guardian of the minor) to, these Terms of Use and register for the Service. The Service is not available to individuals who are younger than 10 years old. TC Global may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time.
You are solely responsible for ensuring that these Terms of Use are in compliance with all laws, rules and regulations applicable to you and the right to access the Service is revoked where these Terms of Use or use of the Service is prohibited and, in such circumstances, you agree not to use or access the Site or Services in any way.
If you use a mobile device, please be aware that your carrier's normal rates and fees, such as text messaging and data charges, will still apply. In the event you change or deactivate your mobile telephone number, you agree that you will update your account information on the Services within 48 hours to ensure that your messages are not sent to the person who acquires your old number.
Content
All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".
TC Global Content
The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
