At the intersection of the fields of medicine and health lies physiotherapy. As a physiotherapist, you will be looking at the body in its entirety and primarily help in the better functioning of the neurological, neuromusculoskeletal, cardiovascular and the respiratory system of the body.
Should you choose to pursue Master’s in Physiotherapy in the UK, you will get to experience an immersive, interdisciplinary course that includes Therapeutic Practice, Electrotherapy, Basic Motor Skills of Children with Disabilities, Pain Therapy, Medical Recovery, Reflexology, Psychology of recovery and the mechanics of movement. You can then be an integral member of the healthcare industry, helping people with physical impairments.
But, before we delve into the academics of it all, here is a fun fact.
Difference between physiotherapists and physical therapists
It is quite common for many people to use these two terms interchangeably. Many have argued that this is merely a vocabulary difference with ‘physical therapist’ used more in the U.S. and ‘physiotherapist’ used in other parts of the world.
The Chartered Society of Physiotherapy defines it as “a range of interventions, services, and advice to maintain, restore, and improve people’s function and movement and maximise the quality of their lives”. On the other hand, the American Physical Therapy Association (APTA) defines a physical therapist as “a trained and licensed medical professional with experience diagnosing physical abnormalities, restoring physical function and mobility, maintaining physical function, and promoting physical activity and proper function.”
Looking at the two definitions, it is clear that both are professionals who work primarily on the muscle and the skeletal system. However, there are minor differences. An advanced physiotherapy practice includes other treatment and management options including electrical stimulation, acupuncture, etc. Physical therapy, in contrast, takes a more exercise-centric approach to health and well-being.
That said, let us get back to a Master’s in Physiotherapy in the United Kingdom.
Why study Masters in Physiotherapy in the UK?
This degree goes beyond the realm of a hospital. You will be an integral member of the wellness and health industry, learning manual therapy, occupational therapy, therapeutic exercise, kinesiology, and so on to improve the physical well-being or the quality of life of your patients. So, why do this degree and why do it in the UK? Let’s take a look.
1. Job satisfaction
As a qualified physiotherapist, you play a hands-on role in the pain relief of your patients. For those drawn towards a career of helping people, but who cannot afford the kind of investment an MBBS or a nursing degree would take, in terms of time or the tuition fee, it is a great in-between that allows you to be fully immersed in health and social care. Moreover, a master’s degree will also teach you the psychological and financial aspects of managing the physio wing of a hospital, a private professional practice, or a sports-based centre.
2. World-class universities
It goes without saying that the UK is one of the hubs of global education, providing world-class education. So, it is safe to say that there is no compromise on quality. Keep reading to get university-specific information on ranking and employment rates.
3. Governmental support
The UK has one of the finest national healthcare systems called the NHS. So all the work of its workers is, at some level, regulated by the policies of the government which puts patients right at the front. It also provides grants and scholarships.
5. Numerous opportunities to network
At the Master’s level, you are interacting with fellow professionals, giving you immense opportunities to interact with practitioners from across the globe. You can learn/ teach new skills and share information for the benefit of your patients.
6. Life in the UK
You get to experience a cosmopolitan life in the UK. Moreover, you get to see how healthcare organisations function, bringing that managerial knowledge back to your home country.
What are the career opportunities after studying MSc in Physiotherapy in the UK?
There are a number of job opportunities after a master’s in this field. You can
Work as a physical therapist in a hospital or a nursing home
Set up a private practice
Get into sports-related physical therapy
Become a chiropractor
Work in the intersection of performing arts and health
Become a personal trainer
Become a health service manager
Take on managerial roles in hospitals or health-related organisations
Or get into research or teaching
Or even specialise in animal physiotherapy
However, to be a physiotherapist in the UK, you must be registered with the Chartered Society of Physiotherapy (CSP) and the Health and Care Professions Council (HCPC). Senior therapists can earn between £33,706 and £67,064, according to the NHS salary bands. These numbers are bound to vary in the private sector.
What are the scholarship options for universities in the UK for Masters in Physiotherapy?
As international students looking to study in the UK, a number of scholarship options exist. Many of them are offered by the universities themselves, which is listed in the next section. However, there are some common governmental or external scholarships that you can also consider applying to. These include:
What are the best universities for Masters in Physiotherapy in the UK?
This is important. When you are looking at master’s courses in this domain, keep an eye out for “Pre-Registration”. A pre-reg course is for beginners. You have an undergraduate degree in a related anatomy-based subject and you are choosing to enter physiotherapy at this level. That is when you choose a pre-reg course. If you are already a qualified therapist, then advanced postgraduate courses are what you are looking for. Most universities offer both options, so be careful what you are applying for.
S.No
University
QS Ranking
(World Ranking in Sports-Related Subjects)
Average Fees
1
Loughborough University
1
£29,950
2
University of Birmingham
7
£23,850
3
University of Bath
8
£7,425
4
UCL
21
£32,100
5
Brunel University
51-100
£21,470
6
Leeds Beckett University
51-100
£16,000
7
Manchester Metropolitan University
51-100
£19,000
8
University of Brighton
51-100
£16,700
9
Cardiff University
51-100
£25,450
10
University of Nottingham
51-100
£21,500
1. Loughborough University
Beginning in 1909 as Loughborough Technical Institute, Loughborough University is renowned for its courses in sports-related subjects. It is also the world’s largest university-based sports technology research group.
Source: Loughborough University
Location
Loughborough, Leicestershire, England
Why is it good to study here?
Ranked number 1 in the world by QS World University Rankings for Sports-related subjects, Loughborough University has carved a name for itself in sports and its allied areas. As a practising therapist, if sports and exercise-related health is what grabs your fancy, then this is the university you must consider in the UK.
The university works with the National Centre for Sport and Exercise Medicine – East Midlands (NCSEM-EM), an Olympic legacy-funded project aimed at improving health and well-being. Core modules include orthopaedic sports biomechanics; neuromuscular function; physiology of endurance performance; risk and recovery of sports injury; research methods for sport and exercise; basic science and regenerative therapy; emerging technologies for health and wellbeing; motion analysis of human movement; developing computer models for sports biomechanics; sports injury, and a research project.
The University also gives you a chance to add practical experience to your CV by volunteering alongside elite athletes with our Coach and Volunteer Academy alongside your studies.
Fees and scholarship options
The course fee for overseas students is £29,950.
There is the sports alumni bursary that you can be eligible for if you have already been a student of Loughborough. There is also the Dean’s Award for Enterprise Scholarship, Hardship Support Funds, London Scholarships, and a number of no-interest loans that you can consider applying to, to ease the burden of tuition. You can access the entire list here.
Eligibility and duration
An Upper Second Class honours degree in the UK in a relevant subject (The Indian equivalent would be a bachelor’s degree in physiotherapy with a minimum score of 65%)
Professional experience
IELTS English language requirement is 6.5 overall with 6.0 in each individual element, taken within 2 years of application
TOEFL iBT with a minimum score of 92
Duration: 1 academic year
Courses offered
1. MSc Musculoskeletal Sport Science and Health
2. MSc Physiology and Nutrition of Sport and Exercise
3. MSc Sport Biomechanics
4. MSc Strength and Conditioning
5. Sport, Exercise, and Health Sciences PhD
Admission process
The first thing to do is to research the options and choose the course that will help you with the specialisation that you are looking for. Then you apply via the university’s online portal. Keep ready your academic transcripts, personal statement, letters of recommendation, and your plan to finance your master’s degree. You will typically receive a response in 4 weeks.
2. University of Birmingham
A founding member of the Russell Group of universities and Universitas 21 (the international network of research universities), the University of Birmingham has a long history of being a pioneer in medicine and health-related fields. The university has close links with the NHS and works closely with 15 teaching hospitals and 50 primary care training practices in the West Midlands.
Source: University of Birmingham
Location
Birmingham, England
Why is it good to study here?
The MSc Physiotherapy (Pre-Registration) course at the University of Birmingham is an intensive course that will shape you as a competent, evidence-based, and patient-centered practitioner, capable of making a valuable contribution to the workplace. Successful completion of this course at Birmingham will qualify you to register at the CSP and the HCPC. Besides, the university ranks number 7 worldwide in the domain, making it one of the more renowned places to pursue a degree in physiotherapy.
Fees and scholarship options
The course fee is £23,850 for a full-time international student. There are no part-time modules for this course in this university.
The University of Birmingham has the Commonwealth Games Scholarship and the Global Master’s Scholarship where 30 scholarships of £10,000 are offered every year. In addition, the university is also supported by a number of trust bursaries and endowments that also provide financial aid. You can access the entire list here to check your eligibility.
Eligibility and duration
An undergraduate degree in a relevant field such as human anatomy or biology
The university does not accept students with a pre-existing degree in the field.
English IELTS 7.0 with a minimum of 6.5 in each component
Exercise and Sports Medicine (Football) MSc/Postgraduate Diploma
Sports Coaching MSc
Sport, Exercise, and Rehabilitation Sciences Ph.D./MSc by Research
Admission Process
Once you have selected your course, you get your academic transcripts ready along with your language requirement and your statement of purpose. The university does conduct an interview before confirming admission. The admissions process will identify and examine the potential of the student to cope with the multiple demands of the programme and will explore personal values and attitudes to ensure suitability for admission to a registered healthcare profession.
3. University of Bath
Known for its world-leading research in terms of originality, significance and rigour, the University of Bath is a public research university located in Somerset.
Source: University of Bath
Location
Bath, Somerset
Why is it good to study here?
For a qualified therapist looking to nuance his/ her career, Bath’s Master’s in Sports Physiotherapy is a world renowned course. The university stands at world number 8 when it comes to sports related fields. Besides its stellar reputation and its cutting edge course, the most significant advantage of the Msc course at Bath is that it is a specially designed completely online course for students who are already physiotherapists. This gives you a chance at a super specialisation, with all the advantages of an online program. The modules are also flexible enough for you to defer them between 3 – 5 years. It is a part-time distance learning program.
Fees and Scholarship Options
The course fee is £7,425 plus an additional fee of about 3,000 pounds, should you choose to continue research.
The University of Bath has over £4 million disbursed as scholarships every year. There is the Dean’s Award for Academic Excellence, Global Leaders Scholarship, Commonwealth Shared Scholarship Scheme and Sports Scholarships and Bursaries that you can consider applying to. Read more about Bath Scholarships here.
Eligibility and Duration
Undergraduate degree to in physical or occupational therapy
Licence to practise
Minimum 2 years of post-licensure work experience
Language requirements
IELTS: 6.5 overall with no less than 6.0 in all components
The Pearson Test of English Academic (PTE Academic): 62 with no less than 59 in any element
TOEFL IBT: 90 overall with a minimum 21 in all 4 components
Courses Offered and Admission Process
Other part-time distance learning programs
Msc in Sports Physiotherapy
MSc in Sports and Exercise Medicine
MSc in Football Medicine (offered in association with FIFA)
The application deadline is typically 30 June for overseas students. The university does reserve the right to close applications early, if the course is full.
4. University College London (UCL)
With a history spanning nearly 200 years, UCL is one of the top public research institutes in England. In 2022, UCL stood 8th in the world and 3rd best university in the United Kingdom. As a world leader in global education, UCL builds a brand name that opens up numerous opportunities.
Source: UCL
Location
London, England
Why is it good to study here?
Looking at the specific rankings of sports-related subjects, UCL takes the 21st spot worldwide. (Source: QS World University Rankings). The goal of UCL’s Master’s programs is to challenge existing practices and push students to undertake more clinical research and expand the horizons of the field. The course looks for qualified therapists with at least 2 years of experience. That means, your period of study at UCL will also bring you a wealth of shared experiences with other professionals in the field, from across countries.
UCL’s multiple modules are designed in such a way that you can chart the future of your career, either in specialised practice, take on more senior management roles or delve into the world of research and academia. You can consider senior careers in care policy, university lecturing, private practice, the management or highly specialist clinical practice.
Fees and Scholarship Options
The tuition fee for any of the following specialisations is about £32,100. Should you choose to do the course part-time, then the course extends to about 2 years and the fee is £16,050 per year.
UCL has a Global Masters Scholarship program that is valued at £15,000 for one year. Students are selected based on financial need. This program is meant especially for international students and about 75 scholarships are awarded every year. Five of them are aimed specifically at students from India.
There is also the Great Ormond Street Institute of Child Health Bursary, which is open to students specialising in paediatrics-related fields.
Eligibility and duration
A minimum of an upper second-class UK Bachelor’s degree or an overseas qualification of an equivalent standard in physiotherapy is an important entry requirement
Minimum two years of clinical or teaching experience
English Language Requirements:
IELTS overall score of 7.0 and a minimum of 6.5 in each component or
TOEFL Overall score of 96 with 24/30 in reading and writing and 22/30 in speaking and listening or
C2 Proficiency (CPE) Overall score of 180 with 172 in all subtests or
PTE Overall score of 76 with a minimum of 75 in each Communicative Skill
Duration: An MSc course is one year while MRes can take longer, depending on your research
Courses offered
UCL has 17 different postgraduate courses related to the field.
Physiotherapy Studies: Paediatrics MSc
Advanced Physiotherapy: Paediatrics MSc
Physiotherapy Studies: Musculoskeletal MSc
Advanced Physiotherapy: Musculoskeletal MSc
Physiotherapy Studies: Cardiorespiratory MSc
Advanced Physiotherapy: Cardiorespiratory MSc
Physiotherapy Studies: Neuro-physiotherapy MSc
Advanced Physiotherapy: Neuro-physiotherapy MSc
Performing Arts Medicine MSc
Performing Arts Medicine: PGCert
Clinical Neuroscience MSc
Stroke Medicine MRes
Clinical Neuroscience: Stroke MSc
Clinical Neuroscience: Neuromuscular Disease MSc
Neuromuscular Disease MRes
Physical Therapy in Musculoskeletal Healthcare and Rehabilitation MSc
Sports Medicine, Exercise, and Health MSc
Admission process
Due to fierce competition and the reputation of UCL, it is better if you submit your application at the earliest. For a program that begins in September, the applications are typically open from October to June. There is a £90 processing fee for an online application.
Your personal statement/ statement of purpose is one of the biggest components of your application, besides your academic transcripts. It is the document in which you describe your professional career track, why this university, why this course, and so on. It is an essay through which you tell the university why you would be an eligible candidate.
5. Brunel University
One of the top 400 universities in the world, Brunel University is a public research university. It was founded in 1966 and named after the Victorian engineer and pioneer of the Industrial Revolution, Isambard Kingdom Brunel.
Source: Brunel University
Location
Uxbridge, London
Why is it good to study here?
The Mary Seacole Building at Brunel is a dedicated building for physiotherapy and occupational therapy. The university offers a practical, hands-on approach, giving you the opportunity to practise on patients visiting the university and fellow students. Study modules include managing and improving health services, self-management and team working so you’ll be fully equipped with a strong scientific foundation and the practical and professional skills to progress your career. Brule also has a 100% employability rate, where its graduate students have been employed within 6 months of course completion. Successful completion of this course will also see you registered as a member of HCPC and CSP.
Fees and scholarship options
The course fee for pre-registration in MSc is £21,470. The university awards the Dean’s International Scholarship, which is a £2,000 waiver for full-time students.
Eligibility and duration
An undergraduate degree in a relevant field such as human anatomy or biology with a minimum score of 60%.
The university does not accept students with a pre-existing degree in the field.
English language requirements:
IELTS: 7 (min 6.5 in all areas)
Pearson: 64 (59 in all subscores)
BrunELT: 68% (63% in all areas)
TOEFL: 98 (min 23 in all areas)
Courses offered and admission process
MSc Physiotherapy
A completed application form with the required academic transcripts and an original statement of purpose is required to apply to this course.
6. Leeds Beckett University
Formerly known as the Leeds Metropolitan University, the Leeds Beckett University is also a public research university. It offers a professionally accredited course to pursue your postgraduate degree.
Source: Leeds Beckett University
Location
Leeds, West Yorkshire, England
Why is it good to study here?
One of the top 100 universities in the world, the program at Leeds Beckett is approved and accredited by the CSP and HCPC. This gives you the liberty to begin your practice in the UK without any further delay. The university also provides fantastic placement opportunities. The graduate employment rate of the MSc Physiotherapy course at Leeds Beckett is 100%, within 15 months of graduation.
Fees and scholarship options
The annual tuition fee is £16,000 for international students. The India Scholarships at Leeds Beckett are also awarded to eligible students. The university has country-wise scholarships for students. Read more, here.
Eligibility and duration
A minimum of 65% or above in a relevant undergraduate degree such as Biology, Sports Science or any health-related profession
Your degree must have a research training component
IELTS 7.0 with no skill below 6.5 or an equivalent award.
Duration: 2 years, full-time
Courses offered and admission process
MSc Physiotherapy (Pre-Registration)
Your application and your personal essay is the first step. Your essay should show that your values align with that of the NHS Constitution, your skills, research experience, and your aptitude for healthcare. If shortlisted, you will be called for an interview.
7. Manchester Metropolitan University
Home to over 40,000 students, Manchester Metropolitan University (MMU) is located in the heart of Manchester, England. The university provides a CSP-accredited course in this field.
Source: MMU
Location
Manchester, England
Why is it good to study here?
MMU is one of the top 100 universities in the world to for this area of study according to QS World University Rankings. The university has a dedicated physiotherapy facility on campus, a movement laboratory, and simulation technology. The course is designed to get you registered with the society of physiotherapists in the UK. The university emphasises on a case-based, practical, problem-solving mode of teaching and learning to facilitate the learning of essential skills such as clinical reasoning, manual skills, massage, and exercise therapy. The course also includes five clinical practice placements.
Fees and scholarship options
Full-time fee: £19,000 per year for international students. The university offers four different types of scholarships:
General and Chancellor’s international awards
Postgraduate scholarships for specific courses
Research grants
Sports scholarships
Eligibility and duration
A minimum of 65% or above in a relevant undergraduate degree for the pre-registration course
Relevant subject areas include biological sciences, sports science, sports therapy or rehabilitation, chemistry, nursing, and psychology.
Evidence of interest and work experience in the relevant field.
Satisfactory Disclosure and Barring Service (DBS) enhanced criminal records check upon registration to the course.
An occupational health screening prior to joining the course.
IELTS with an overall score of 7.0 with no less than 6.5 in any category,
The application deadline for the course that begins in September is January of the same year. It must be submitted through UCAS. Note that despite being a postgraduate course, pre-registration programs use the undergraduate UCAS service. You can apply through the university website directly for the advanced program.
8. University of Brighton
Having received its university status in 1992, the University of Brighton focuses on professional education. The university takes on an innovative, problem-based approach to this facet of the healthcare industry.
Source: University of Brighton
Location
Brighton, Eastbourne, England
Why is it good to study here?
Another one of the top 100 universities in the world for this field, the University of Brighton has two postgraduate programs. A pre-registration postgraduate diploma for those just beginning their careers and an advanced physiotherapy PG diploma for qualified therapists. The course is built around the values of the NHS – respect, dignity, compassion, and working together for patients. Their course is also accredited by the HCPC and CSP.
Fees and scholarship options
The course fee is £16,700. International scholarships will be awarded at £3,500, £2,500 and £1,000 levels and those applications we assess as best meeting the criteria will be awarded the higher amount. These scholarships are awarded as a reduction in tuition fees for the first year of study.
Eligibility and duration
A minimum of 65% or above in a relevant undergraduate degree for the pre-registration course
Relevant subject areas include biological sciences, sports science, sports therapy or rehabilitation, chemistry, nursing, and psychology.
Evidence of interest and work experience in the relevant field will be an added advantage but not mandatory.
IELTS 7.0 overall, with no element below 6.5; or equivalent qualification.
Duration: 2 years
Courses offered and admission process
PGDip in Physiotherapy (Pre-Registration)
Advanced Physiotherapy PGDip
We are in January and the slots are already full for the beginner course starting in September. Applications for September 2024 open in October 2023 and you have to apply at the earliest. Your academic transcripts and personal statement are what will give them a comprehensive idea about you as a candidate. Shortlisted students will be called for an interview.
9. Cardiff University
Established in 1883, Cardiff University is a public research university in Wales. It is the only Welsh member of the Russell Group of research-intensive British universities.
Source: Cardiff University
Location
Cardiff, Wales
Why is it good to study here?
One of the top universities in the UK for health-related education, Cardiff provides a learning environment that is comprehensive and immersive. Accredited by the council and the chartered society, the program has an in-depth set of modules that will allow you to pursue your career in practice, management or research.
Fees and scholarship options
£25,450 per year for international students. The university also has a number of scholarships awarded based on academic excellence and financial need. Of them, the following two are the best suited for students from all over the world.
An undergraduate degree (UK diploma or equivalent). Only qualified therapists are eligible to apply.
12 months (full-time equivalent) of clinical experience is required, to be evidenced by an employer or colleague reference.
IELTS with an overall score of 6.5 and 5.5 in all subskills.
Courses offered and admission process
Note: The pre-registration course is not open to international students. However, you can apply for the advanced program, provided you are a practising physiotherapist.
Your application is considered primarily based on the personal essay that you submit. Each case is evaluated independently. The application deadline is typically in June.
10. University of Nottingham
Founded in 1881, the University of Nottingham is a public research university. The main campus also includes a teaching hospital (Queen’s Medical Centre), making it a great place to pursue your master’s course.
Source: University of Nottingham
Location
Nottingham, England
Why is it good to study here?
An internationally recognised qualification, the University of Nottingham is one of the top 100 universities in the world to study this subject. The MSc Physiotherapy course is open to all therapists and related healthcare professionals who want to enhance their clinical skills, professional knowledge, and critical appraisal abilities as part of their ongoing career development. It is ideal if you want to conduct hands-on clinically focused research without the commitment of undertaking a research-only degree.
Fees and scholarship options
The course fee is £21,500 per year.
The university also has a number of scholarships specially dedicated to overseas students
GREAT Scholarships – India, Indonesia, and Malaysia
Developing Solutions Masters Scholarships
South Asia Postgraduate Excellence Award and many more.
Eligibility and Duration
A first degree in physiotherapy or a related health care subject of at least a 2:2 classification or international equivalent.
IELTS score 6.5 (no less than 6.0 in any element)
Minimum one year of work experience
Courses offered and admission process
MSc Physiotherapy
There is an application fee of £50 pounds. You can apply online and track your application status through the student profile. Your personal essay is important as it gives them a subjective view of who you are as a candidate.
How to apply to study Physiotherapy in the UK
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TC Global Content
The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
