There is a reason why management courses in Canada are highly sought after by international students.Canada is home to some of the world’s biggest organizations, which makes it a great place to find an opportunity, especially in management. Also, there are some over 1.3 million employer businesses in Canada which are divided into small (97.9%), medium (1.9%) and large (0.2%), based on the number of employees, among other factors. Going by this statistic, there will be a big demand for people in management in the country – because businesses, irrespective of their scope or size, need good managers to run them.
Moreover, globally, says a report from Anderson Economic Group (AEG) – Talent gap, there will be a need for some 88 million talented project managers by the year 2027. And that is just a drop in the whole ocean of diverse roles in the management field.
The demand, thus for skilled managers is set to rise. The world needs managers who possess strong organizational, communication, and interpersonal skills, as well as the ability to work effectively under pressure and manage multiple priorities. And here’s where the role of the universities becomes a critical one.
If you are looking at studying management at universities in Canada, then here’s a list of the top ones to choose from. Canada-based management programs offered by the universities include extensive curricula and rigorous training that is exactly designed to bring out the managerial skills in a student. Canada is a great option for all sorts of management degrees, including hotel management
In this article, we will explore what management courses are, and what makes these universities the best in providing these courses.
According to Law insider, Management courses means a course that teaches supervision and management skills, including oral communication, technical writing, public administration, business management, and finance. Management courses include real-life aspects and enable the students to emerge as effective leaders.
But, here’s what you need to know – these courses are not limited to business but they can also include, Marketing Management, Supply Chain Management, Retail Management, Hospitality Management, Hotel Management, Financial Management, Human Resource Management, etc. In fact, there are more than 25 types of subfields in management courses.
So in short, management courses aim to develop the necessary skills in a student in managing every activity of a business.
Why study management courses in Canada?
Canada has some of the top schools to study management and it’s also a great place to live. There are, of course, other countries that are good too, like the UK which also has some great schools for management courses, but Canada is a place many students choose – for the reasons outlined below:
It is the home to many renowned universities that consistently rank among within top 100 Universities in the world
Canada has had a history of being welcoming to immigrants. The number of immigrants who choose Canada annually is around 5,00,000. If you look at the population of Canada, over 20% is composed of immigrants.
Students graduating from one of the prestigious universities will have a wide range of opportunities on their hands. Canada gives students the freedom to choose, be it from a list globally recognised universities or varied courses offered by the top business schools in Canada.
Moreover, it is comparatively easy and cheaper to get Visa to study in Canada.
The courses are affordable, when compared to the USA, UK or Australia, and the teaching and curriculum are at par with top universities in other countries.
As of 2023, Canada is the tenth-largest economy in the world. The nation has a highly developed mixed economy that allows businesses and organisations to flourish, even on a global scale. As a result, it opens up a number of opportunities for management graduates.
Canada has a multicultural society, with a diverse and inclusive community. Studying management in Canada provides students with the opportunity to learn about and understand different cultures, which can be a valuable asset in today’s globalized business world.
What is the scope of management courses in Canada?
The scope of management courses in Canada is broad and varied, reflecting the diverse needs of Canadian businesses and organizations. It can prepare students for a wide range of job opportunities. A management degree or certification can also provide a strong foundation for further education and professional development.
Many management graduates choose to pursue graduate degrees in business or management from Canada to further specialise in a particular area of interest and have a global career. Likewise, Canadian universities like the University of Calgary hold 95% of the graduates’ employability rate.
The average pay of a manager in Canada is around CAD 89,795 which is way higher than any other job in the country. There is high demand for skilled managers and leaders in Canada, particularly in industries such as technology, finance, and healthcare.
What are the career opportunities after studying management in Canada?
More than 90% of the undergraduates and 91% of the postgraduates are in employment after studying management courses from the best universities in Canada. Graduates of management courses go on to become:
Corporate Managers: positions such as CEO, COO, or CFO in various industries, including finance, marketing, and technology.
Program Coordinator: creating and executing programs that align with the goals and objectives of the organization.
Entrepreneurship: starting and growing a new business, including market research and financial planning.
Health & Safety Coordinator: Incorporating health and safety policies and procedures into company policies and procedures.
Recruitment Specialist: sourcing, attracting, and hiring new employees
Employment/Career Coach: helping individuals with their job search and career development such as resume writing, interview preparation, job search strategies, and career planning.
Project Manager/ Operations Manager: leading and managing complex projects, including risk management and scheduling.
Small Business Owner
Payroll Administrator: Management courses also teach finance. Thus you can also become a payroll administrator in a company.
What are the scholarship options for management courses in Canadian Schools?
Management courses are only getting popular these days and so the scholarship options for such courses are limited. Students have to apply for external scholarships to have a high chance of selection and choose the best one.
Financial aid for international students can typically be from one of four sources.
Home country government
Study destination government
Department/ University scholarships
Philanthropic organisations/ trusts.
That said, almost all universities have some form of scholarship made available to international students applying to their management programmes.
Some in-house and external ones for international students in Canada are:
Rotman Entrance Awards and Fellowships
Ontario Graduate Scholarship (OGS) Program
Sauder Schools of Business Entrance Scholarship
Global Business Leader of Tomorrow Scholarship
Robert Krembil Scholarship of Merit
Schulich School of Business Scholarships
Haskayne Scholarships
Disclaimer: This video reflects details and rankings from 2023
What are the best colleges for management courses in Canada?
Here we have picked out the top 10 colleges for management courses in Canada based on QS World University Rankings by Subject 2023: Business & Management Studies. These are ranked based on their popularity, curriculum and intensive teaching methods.
WUR
University
Location in Canada
28
University of Toronto – Rotman School of Business
Toronto, Ontario
39
UBC Sauder School of Business
Vancouver, British Columbia
51
McGill University – Desautels Faculty of Management
Montreal, Quebec
66
Western University – Ivey Business School
London, Ontario
73
HEC Montreal
Montreal, Quebec
128
University of Alberta – Alberta School of Business
Edmonton, Alberta
137
Queen’s University – Smith School of Business
Kingston, Ontario
139
York University – Schulich School of Business
Toronto, Ontario
201 – 250
Simon Fraser University – Beedie School of Business
Vancouver, British Columbia
201 – 250
University of Calgary – Haskayne Business School
Calgary, Alberta
Source: QS Rankings 2023
1. University of Toronto - Rotman School of Business:
Rotman School of Business was founded in 1950 and it is a part of the University of Toronto and is widely recognized for its innovative and cross-disciplinary approach to management education. This school is known for putting forth women’s education by women career-launching online and in-campus projects. The Rotman School of Business is accredited by AACSB.
What are the best management courses offered in this school?
The University of Toronto – Rotman School of Business offers various courses such as:
BBA – Management and Finance
BBA – Management and Human Resources
BBA – Management and Information Technology
BBA – Management and International Business
BBA – Management and Marketing
BBA – Strategic Management
Master of Management Analytics
Ph.D. Program in Organizational Behaviour and Human Resource Management
Ph.D. Program in Strategic Management
University of Toronto School of Continuing Studies also offers short-term Management certification courses.
Fees & Scholarship options
A BBA degree in the University of Toronto Scarborough Campus typically costs around CA $61.720 per year, only for tuition. For a postgraduate management degree, you can expect to spend anywhere between CA $45,000 and $68,880 per year, depending on your choice of course.
Eligibility and Duration
The Bachelor’s degree requires Completion of Class 12 and the Graduate degree requires completion of a Bachelor’s degree in any background. The Ph.D. program requires outstanding undergraduate or graduate grades, Completion, and top scores in GMAT/GRE.
Both the courses require English language certification such as IELTS with a score above 6.0 and or TOEFL score of 100 and above or the Duolingo English Test with an overall score of 120.
Duration of UG degree: 4 years
Duration of Masters program: 11 months – 2 years, full-time
Duration of Ph.D.: 5 years
Admission process
Students can apply to any management course they wish to study through the University website. English language certificates, Transcripts, Resumes, and other supporting documents have to be submitted with the application.
Selected applicants will be requested to provide an interview through an invite after the application. The final admission decision will be notified via email approximately 8 weeks after the application process.
2. University of British Columbia - Sauder School of Business:
Sauder School of Business consistently ranks as one of the top 25 international business research institutions. It is also the only Canadian University to be a member of the Global Network for Advanced Management, a partnership of 29 business graduate schools from around the world. The school is accredited by AACSB International and is consistently ranked among the top business schools in Canada and around the world.
What are the best management courses offered in this school?
Bachelor of Management (BMgt)
Master Of Management (Mm)
Masters of Sustainable Forest Management
MBA in Management Information Systems
Fees & scholarship options
The tuition fee for a UG degree ranges from $40000 to $60000. And the cost of a Master’s degree for International students is $55,804, CAD. An MBA from Sauder costs about $100,000 for the degree.
Regional top talent scholarships worth $5,000 – $15,000, Global Business Leader of Tomorrow Scholarship worth $10,000 – $15,000, Accelerated Career Scholarship worth $5,000 – $15,000, and International Talent Scholarship (for masters) are some of the best for international students.
The eligibility criteria for an undergraduate degree is
Completion of Class 12
IELTS score of 6.5 or TOEFL iBt score of 90 or a PTE score of 65.
The Master’s degree requires
Completion of any competent undergraduate degree
550 GMAT score or 155 GRE score minimum.
IELTS score of 7.0 or TOEFL iBt score of 70
The duration of the bachelor’s course is 4 years and the Master’s course is 9 months Full-time.
Admission process
The applications can be made via the official UBC website. For the courses taught at the UBC-Sauder School of Business, an Additional application is required. Students should submit Their applications along with the required transcript before the deadline (March for the Master’s degree and Early October for the bachelor’s degree).
Students may have to go through an interview for the Master’s program as per the admission teams’ requirement. The admission decision will be announced within 4 to 6 weeks of application.
3. McGill University - Desautels Faculty of Management
McGill is an English-language public research university in Montreal, Quebec. One of the top universities in Canada and the world, McGill alumni and faculty proudly include 12 Nobel laureates and over 140 Rhodes Scholars. The institution’s business school is called the Desautels Faculty of Management. Founded in 1906, it is considered one of the foremost schools in the world for management studies, ranking 51st among thousands of universities. It is accredited by EQUIS.
What are the best management courses offered in this school?
Bachelor of Commerce (BCom)
MBA
MBA/ Law
Master of Management in Analytics (MMA)
Master of Management in Finance (MMF)
Master of Management in Retailing (MMR)
Global Manufacturing & Supply Chain Management (GMSCM)
International Master’s for Managers (IMPM)
PhD in Management
Fees and Scholarship options
The BCom programme costs around CA $65,604 annually for tuition. A masters in Desautels can cost anywhere between CA $35,000 and $65,000, depending on your choice of course and credits. The school has a number of scholarships open for international students, especially if you are applying to their BBA or their MBA programmes.
Eligibility and Duration
For the undergraduate programme, a score of at least 85% with mathematics in class XI and XII is required. For the graduate level programmes, transcripts of your bachelor’s degree, proof of work experience (recommended but not mandatory), GMAT/ GRE scores and IELTS/ TOEFL scores must be submitted to the admissions committee.
Duration: A full-time BCom can be completed in 3-4 years while a master’s course can be completed in 2-3 years.
Admission Process
McGill applications typically open on October 1st. After verifying your deadlines, you can apply for any course of your choice through the university website or a trusted agent. Be prepared with your supporting documents such as your passport, statement of purpose (SOP) and letters of recommendation (LOR). A non-refundable fee of CA $130 must be paid while submitting your application.
The University of Western Ontario, more popularly referred to as the Western University is located in London, Canada. A top university in Canada, it also has one of the highest graduate employability rankings. The university’s b-school Ivey is another premier institution for management education in Canada. Ivey has been ranked first by both Bloomberg Businessweek and the Financial Times for its MBA and other custom programmes.
What are the best management courses offered in this school?
Honours Business Administration (HBA)
MSc in Management
MBA / Executive MBA
Master of Management in Analytics
PhD
Fees and Scholarship options
The HBA programme costs around CA $56,700 per year while the master’s degrees can cost anywhere between CA $21,000 and $27,000 per term. The school has a number of scholarships including the Richard Ivey Excellence Awards and Financial Needs Awards for eligible students.
Eligibility and Duration
For the undergraduate programme, your class XII scores along with English proficiency test scores are required.
For the graduate level management programmes, transcripts of your bachelor’s degree completed in the past two – four years, proof of work experience (recommended but not mandatory), minimum IELTS/ TOEFL scores of 7.0 or 100 respectively, application essays and video answers must be duly submitted.
Admission Process
Applications are made through the university website. Ivey has made GRE/ GMAT optional since the pandemic. You can submit your application without the standardised test scores and the admissions committee will determine if you qualify for an exemption. An application fee of CA $150 must be paid.
5. HEC Montreal
HEC Montréal is one of the leading business schools in Canada, which is triple accredited by AMBA, AACSB, and EQUIS. It is the graduate business school of the University of Montreal and is a bilingual public school that is also open to overseas students. HEC Montréal has always been on the rank list of all the popular ranking agencies like Forbes, Times higher education, Canadian business, and the US News.
What are the best management courses offered in this school?
MBA
E-MBA (Graduate part-time)
Master of Management in International Arts Management (MMIAM)
Master of science (MSc) – Applied Financial Economics
Master of science (MSc) – Data Science and Business Analytics
Master of science (MSc) – Finance
Master of science (MSc) – Financial Engineering
Master of Science (MSc) – International Business
Master of Science (MSc) – Operations and Supply Chain Management
PhD in Administration
Short Graduate Program in Logistics
Fees and Scholarship options
The average tuition fee to study at the HEC Montréal will be around CAD 47,600 – 65,000 per year, depending on the course of your choice.
Eligibility and Duration
For the MBA and other master’s programs, an undergraduate degree is required
Have at least three years of full-time professional experience at the start of the program
Pass one of the admission tests:
GMAT (competitive score: 630 or higher, suggested minimum: 570)
GRE (score equivalent to that of the GMAT)
TAGE MAGE (competitive score: 300 or higher, recommended minimum score: 250)
In addition, an IELTS score of 7.0 or above or a TOEFL iBT score of 95 or above is needed.
A full-time masters programme can typically be completed in 16 – 24 months.
Application Process
The application is submitted online through the university’s website along with the required documents such as transcripts, English language test scores, proof of compliance, application essay, video essays and letters of recommendation. The application deadline is typically in mid-march and the programmes begin in end-August or early-September.
6. University of Alberta - Alberta School of Business
The University of Alberta is one of Canada’s top institutions that is also one of the best research-oriented universities in the world. It is a public university that was established in 1908 in Edmonton and has since produced scores of prodigious students. The Alberta School of Business is one of the world’s leading B-schools that has been consistently ranked among the top 10 business programs in the country. The school offers several management courses in Canada that offer students the opportunity to customize their programs by selecting career tracks, including energy finance, public sector, healthcare, strategy and consulting, innovation and entrepreneurship, and operations and business analytics.
What are the best management courses offered in this school?
BCom with a choice of 11 different majors
MBA
Part-Time MBA
FastTrack MBA
Executive MBA
Energy MBA
Master of Accounting
Masters of Engineering in Engineering Management (MEng)
Fees and Scholarship options
The BCom degree costs around CA $41,000 per annum while the total cost of the MBA programme (irrespective of how you distribute the credits) comes approximately up to CA $70,000. The UAlberta MBA Scholarship is a fairly popular management scholarship for international students.
Eligibility and Duration
To get admitted into the Alberta School of Business for its full-time MBA program, students must have completed their undergraduate degree from a recognized university with a GPA of 3.0. The average GPA of most students in the full-time MBA program is 3.35.
Good GRE or GMAT scores are also essential.
For non-native English-speaking international students, an English language proficiency test, including TOEFL or IELTS is necessary.
Professional work experience, two letters of reference, admission interviews, a statement of purpose (SOP) letter, and a statement of intent letter form the criteria for admission.
For the undergraduate programmes, equivalent XII scores and English language test scores are the key requirements.
The Bachelors programme typically takes 3 years and can be extended to a fourth year for an Honours degree. A master’s degree in Canada is typically completed in 2 years, if you choose the full-time model.
Application Process
You must apply online through the Faculty of Graduate Studies website. The non-refundable application fee of $135 can be paid online. All supporting documents are to be uploaded directly into the online application system. If you want to begin your course in September 2024, the application deadline is 1 March 2024.
7. Queen's University - Smith School of Business:
Source: Smith School of Business
Known for its rigorous and innovative programs, as well as its commitment to developing ethical and responsible business leaders, the Smith School of Business offers undergraduate and graduate programs, including a Full-Time MBA, Executive MBA, Ph.D., and Master of Management Analytics, among others.
What are the best management courses offered in this school?
Smith’s school of business offers Master’s degrees in various fields and Doctoral degrees in management. Some of them are as follows.
Master of Business (Human Resource Management)
Master of Business (Management)
Master of Management Analytics
Master of Management in Artificial Intelligence
Master of Management Innovation & Entrepreneurship
Master of Science in Management
MSc in Management Information Systems
Ph.D. in Management
Fees & scholarship options
The tuition fee for the Master’s research programs is $15,000 and $7,950 CDN per year for the Ph.D. program for international students. The MBA programme costs around CA $105,100 and can be completed in a year.
More than 10 scholarship options are available for graduates at Queen’s university. Students receive generous funding with a gross worth of $26,000 such as Smith Business awards, The Geoffrey H. Wood Foundation Master of Science in Management Awards, and The D.D. Monieson Graduate Business Scholarship for Ph.D. students etc based on their academic excellence.
Eligibility and duration
Both a Master’s degree and a Ph.D. degree requires
A four-year undergraduate degree with a B+ or 77% average
Completion of GMAT or GRE with exceptional scores
IELTS minimum overall score of 7.5 or TOEFL minimum overall score of 100 or higher
The duration of a Master’s Degree is 12-month and a Ph.D. is more than 2 years.
Admission process
To apply for the management course, students need to prepare a resume, statement of purpose, references, letter of recommendation and other supporting documents. For Ph.D. applications, official transcripts from all the previous institutions are required. Submissions are made through Queen’s School of Graduate Studies official website. The results will be announced after a few weeks of application by email, or in the postal mail.
8. York University - Schulich School of Business:
Source: SSB
Schulich School of Business is a leading business school located at York University in Toronto, Canada. Established in 1966, the school is known for its innovative curriculum, world-class faculty, and diverse student body. With a strong emphasis on experiential learning, Schulich provides students with a well-rounded education that prepares them for successful careers in today’s global business environment.
What are the best management courses offered in this school?
Master of Management in Artificial Intelligence
Master of Disaster & Emergency Management
Master of Human Resource Management
Masters of Science in Management Practice
Master of Management (MMgt)
Master of Supply Chain Management (MSCM)
Fees & scholarship options
The Full-Time tuition fee per term for overseas students starts at $ 59,500 and can go up to $89,000. To cover the fees, Schulich International Grant, Schulich Entrance Award of Merit Dean’s Entrance Award, Sonja I. Bata Legacy Awards worth CAD 10000 are offered to foreign students.
Eligibility and duration
The Master’s course requires an undergraduate degree from a recognized institution excluding business/commerce degrees with an IELTS score of 7.0 or TOEFL score of 100. In addition, students with more than 2 years of full-time work experience are not eligible to apply for a master’s degree.
Duration: 12 months
Admission process
Resume, Essay and references, and copies of transcript are required to be submitted at the time of application. Applicants are NOT required to take the Graduate Management Admission Test (GMAT) or the Graduate Record Examination (GRE). Applications for September 2024 can be submitted till June 2024. Students have to create a profile on the official website and make their application along with the application fee of CAD 150.
9. Simon Fraser University - Beedie School of Business
Spread across Burnaby, Surrey, and Vancouver, Simon Fraser University offers an excellent environment for research and graduate studies. SFU Beedie, as the school is commonly known, is one of the top 100 b-schools globally renowned for their research output.
What are the best management courses offered in this school?
BBA
BBA and Mechatronics (Double Degree)
MBA (Full-time/ Part-time/ Early-Career)
Management of Technology MBA
MSc Finance
PhD
Graduate Diploma in Business Administration
Business Certificate Programmes
Fees
The BBA costs around CA $49,500 a year with three terms of study. The international tuition fee for a full-time MBA programme is around CA $63,320.
Eligibility and Duration
To apply for the MBA programme
An undergraduate degree with a cumulative grade point average of at least 3.0/4.33
Standardised tests – Recommended test scores are: GMAT: 550/ GMAT Focus Edition: 515/ GRE: 155 in each section
Minimum 2 years of full-time professional work experience
Minimum IELTS score of 7.0 or TOEFL iBT score of 93 or equivalent.
The MBA programme can be completed in a year.
Admission Process
The application deadline for international students is March 14, 2024 to begin your course in Fall 2024 intake. The application is submitted online through the university website by creating an account and paying an application fee of A $110.
10 University Of Calgary - Haskayne School Of Business:
Source: UCalgary
The Haskayne School of Business at the University of Calgary is a highly regarded business school in Canada. Haskayne provides students with numerous opportunities to gain hands-on experience through case studies, internships, and research projects. Nearly 4000 students are studying various branches of management at this school.
What are the best management courses offered in this school?
Certificate in Professional Management – Economic Developers
Certificate in Professional Management with specializations in in Construction, Risk and Strategic Management
Small Business Management Basics for Entrepreneurs etc
Are also taught at the University of Calgary at a basic cost.
Fees & scholarship options
The tuition fee for the master’s program costs CAD 52,000, the certificate program costs around CAD 4,870 to CAD 10,000 and the Ph.D. program is CAD 8,200 per year for foreign students.
Scholarships and funding worth over CAD 300,000 is offered by the University. Haskayne School of Business Master of Management Entrance Scholarship and Fletcher Family Master of Management Graduate Scholarship are open to all students applying for postgraduate studies.
Eligibility and duration
The eligibility criteria are as follows
4-year Bachelor’s Degree (Three-year Bachelor’s Degree holders must also hold a Master’s Degree)
Less than 3-year work experience
97 or higher on the TOEFL or 7.0 or higher on the IELTS
Additionally, The doctoral program requires a Master’s Degree and Completion of the Graduate Management Admission Test (GMAT) with a minimum score of 650 or a Graduate Record Exam (GRE) with 85% and above.
Duration: The Master’s course is a 10-month full-time program and The Ph.D. is a Six-year program. The certificate courses require 300 learning hours.
Admission process
Students can choose their program and apply via the website along with the application fee is $145. The applications for the Masters in Management program open on September 15. As a part of the application, students have to submit their resumes, references, and essays, graduate certificates as required. Students may also have to attend an interview before receiving their offer letter. The admission decision will be based on the overall academic and interview performance.
In addition to these ten, here are a few more universities/ colleges you can look into for management courses in Canada:
University of Waterloo
Concordia University
McMaster University
University of Ottawa
George Brown College
Humber College
Seneca College
Fanshawe College
How to apply to study management in Canada as an International Student?
Now that we have a list of the top management courses in Canada, it is important to allocate enough time for research and aking your decision. The process, while exciting, can also become overwhelming.
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If you use a mobile device, please be aware that your carrier's normal rates and fees, such as text messaging and data charges, will still apply. In the event you change or deactivate your mobile telephone number, you agree that you will update your account information on the Services within 48 hours to ensure that your messages are not sent to the person who acquires your old number.
Content
All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".
TC Global Content
The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
