If you’re looking for options for an MBA in UK for Indian students, then your search pretty much ends here. If you want to get into the management cadre, this degree functions as the ultimate gateway. The UK is a great global ed destination and is home to some of the world’s top-rated business schools.
An MBA in the UK is a great option for Indian students. The course is designed to provide an extensive understanding of the business environment in the UK and help students develop a set of skills that are highly sought after by employers.
The course will provide you with an understanding of how businesses operate in the UK. You will also be able to learn about different management theories and models.
The MBA has also been designed to provide students with a set of skills that are highly sought after by employers. The course equips students with a firm understanding of how businesses operate in the UK, as well as introduces them to different management theories and models.
An MBA in the UK for Indian students is a great opportunity to explore the world and learn about the different business practices of other countries. It also provides a good opportunity for Indian students to work in the UK and gain valuable skills that can be used back home.
The UK has been one of the most popular destinations for Indian students seeking an MBA as well as other courses. The country offers a wide range of courses, which are affordable and convenient to pursue. Moreover, there is no shortage of opportunities for Indian graduates in this country with over 1 million Indians living there already.
Moreover, another significant advantage of choosing the UK to pursue your postgraduate degree is the duration. With the exception of Scotland, many master’s degrees in the UK are only 1 year long. This applies to MBAs as well. Unlike the USA, Canada or Australia where MBAs take two years to complete, studying MBA in the UK saves you a year of tuition, and allows you to begin your career sooner. Note that there are some exceptions such as the London Business School that offer 2-year MBAs.
Scholarships are available more easily through funds and third-party sources
Scholarships are available more easily through the university
Fewer part-time options
Flexibility regarding time dedicated to the degree
Typically 1 year MBA
Typically 2 year MBA
Courses tend to be more specialised
Tend to provide a more versatile education
Easier to obtain a work visa
More difficult to obtain a work visa
Plentiful job prospects with an average salary of $92,400
Comparatively Fewer job prospects with an average salary of $102,100
The cost of living in the UK is relatively low compared to the US
The cost of living in the US is relatively high compared to the UK
Relaxed eligibility requirements
Stringent eligibility requirements
Geographically limited and small country
Geographically vast with many options to travel
How to decide which MBA is right for you?
The decision of which MBA to pursue is one that can have a significant impact on your future. It is important to carefully consider the pros and cons of each school before making a final decision.
The first step in determining which one is right for you is to decide what type of experience you want. Some people want an MBA that will give them the skills necessary to pursue a career in finance, while others are looking for one that will give them the skills necessary for entrepreneurship or management. There are a few separate questions that can help determine this.
Does the curriculum reflect topics relevant to my career? Are there many incongruous topics? What is the trade-off I am willing to accept? Many students have a very precise vision for their careers and future.
Only a very specific MBA may be the answer for such students. For others who are still exploring and forming a comprehensive career, a more general one might be a better option. Depending on the college and curriculum offered, Students can divide themselves into the relevant camps.
Some of the popular specializations, in addition to the general program, offered by MBA universities in the UK include
Finance
International Business
Human Resources
Project Management
Entrepreneurship
Healthcare
Sports Management
Accounting
Operations Management
Business Analytics
Another important aspect to look for is this. Does the program offer real-life training? This is an important question for many dedicated students of business. Having been in an academic or corporate setting for most of their lives, they might find extra value in participating in an MBA which is more experiential in nature.
In addition, there are other factors that should be considered such as location and cost. The cost of tuition will also play an important role in this decision because it has been increasing steadily over the past few years so it’s important not only to look at what programs are offered but also at their price tags.
What is the average salary after MBA in the UK?
The average salary after MBA can differ based on the tier of salary, the way you negotiate while receiving the job, the country in which you obtained your degree, and many other such factors.
While the average salary after an MBA in the UK is currently about $92,400, which is lower than in many other countries, one must acknowledge that is a great return on investment when you realize that the investment both in terms of time and money is considerably lower than many of the other countries with higher salaries. Note that the average salary is in USD and denotes degrees from top tier universities and a minimum of 5-6 years of work experience.
Furthermore, once MBA graduates enter the workforce and gain a significant amount of experience. The country in which they obtained their degree will matter less and they will be able to migrate freely to the country of their choice.
Below is a table depicting the top ten average salaries after MBA in the world.
Country
Salary
Switzerland
$123,500
United States
$102,100
Canada
$99,800
France
$98,500
Australia
$98,400
United Kingdom
$92,400
Italy
$86,400
Singapore
$82,700
Japan
$80,000
Germany
$77,200
How to get a scholarship for MBA in UK
Scholarships are a great way to fund your studies, and you don’t need to be the best student in the world to get one. Scholarships in England are especially common. There are many scholarship options available under commonwealth scholarships and within institutions as well.
There are different scholarships available for MBA students, each with its own eligibility requirements. Some of them require good grades, and others ask for a certain level of work experience or a specific country of residence.
While scholarships are not necessarily tied to good grades or performing well in standardized tests, more doors are open for those who do. Which is why it is still better to perform well. However, if you don’t have the highest GPA, then don’t be disheartened, there is a scholarship for you too.
The great thing about studying in the UK is the abundance of third-party scholarships. This includes scholarship funds set up by important colonial figures agreements reached between the governments of India and the UK to even funds and foundations in India that will proffer scholarships for deserving students.
What’s more, is that there are some amazing scholarships that allow Indian students to practically study for free since the scholarship covers everything from travel to tuition to living expenses. Therefore scholarships can be a very lucrative and amazing way for students who need to be able to afford to study MBA in the UK.
The scholarships below are some of the most popular ones that you might want to apply for:
The Lloyd’s Scholarships
The Esmée Fairbairn Scholarship
The Sir David Alliance Scholarship
The Sir James Black Scholarship
The Sir Henry Wellcome Scholarship
Commonwealth Scholarship for Masters students
Inlaks Scholarship
Chevening Scholarships
The Global Study Awards
GREAT Scholarships
Charles Wallace India Trust Scholarships
Disclaimer: This video reflects details and rankings from 2023
MBA in the UK: What are the best colleges for Indian Students?
In this section, we will be looking at some of the best UK universities for Indian students to pursue their MBAs. We will be looking at the courses, admission requirements, fees and scholarship options.
Note: We have included the Booth School of Business, University of Chicago in a list of UK MBA universities since they have a campus in London and offer Executive MBA programs.
S.No
QS World MBA Ranking 2024
School/ University
1
4
London Business School
2
9
Judge Business School, University of Cambridge
3
14
Booth School of Business, University of Chicago – London Campus
4
18
Saïd Business School, University of Oxford
5
20
Imperial College Business School
6
36
Warwick Business School
7
49
Alliance Manchester Business School, University of Manchester
8
64
University of Edinburgh Business School
1. London Business School
The London Business School is a global institution of higher education, with campuses in London, Beijing, and Singapore. The school offers the widest range of business courses in Europe, the Middle East, and Asia.
The school offers a wide range of undergraduate and postgraduate programmes in business, management, finance, economics, and human resource management.
The London Business School was founded in 1903 by the Swedish businessman Knut Wicksell and is the oldest private business school worldwide.
Why Study Here?
The London Business School is a world-renowned institution that offers a variety of MBA programmes. These programmes are designed to provide students with the skills and knowledge required to succeed in the business world.
The programme is offered in two formats: full-time and part-time. The part-time one lasts for three years and is designed for working professionals who have some experience in their field. The full-time one is more intensive, lasting for two years, and requires students to take courses during evenings or weekends. LBS has also recently introduced a one-year MBA for applicants with a previous postgraduate degree in management.
In addition to these, the London Business School also offers executive education courses that are available on an individual basis or as a group course. These courses are designed to provide companies with new ideas, practical skills, and insights into current business trends.
Eligibility Criteria
London Business School is one of the most prestigious business schools in the world.
These are some of the eligibility criteria for MBA programmes at London Business School:
A minimum requirement of 2 years of work experience.
A good GMAT score of 600+. (Note that while a GRE score will be considered, GMAT is the ultimate litmus test for MBA admissions.)
A high level of proficiency in English, both written and spoken with a high IELTS score.
The one-year MBA requires its applicants to have a Masters in Management or an equivalent degree from a recognised university.
Admission Process and Fees
The admission process for the London Business School starts with submitting an online application form. The applicant will then be required to provide details about their academic credentials and work experience.
In addition, they will need to submit a personal statement and two reference letters from people who have worked with them closely within their organization or study environment. Students are required to pay GBP 1,000 as an application fee and GBP 58,600 as a tuition fee per year for full-time MBA programmes at the school.
Scholarship Options
There are many scholarships available to students who are accepted into this school.
Some of these scholarships are given to students who have completed their undergraduate degree from any university outside of Europe or North America. These scholarships cover tuition fees as well as living expenses for up to four years of study at LBS (London Business School).
Other scholarships include those that provide funding for students who come from underprivileged backgrounds or have had a difficult start in life (such as refugee status). These scholarships cover tuition fees only and do not provide living expenses.
2. Judge School of Business, University of Cambridge
Judge Business School is one of the leading business schools in the world. It is a part of the University of Cambridge. The school has two campuses, one in London and one in Cambridge.
Judge Business School offers undergraduate degrees – BSc (Hons) Management, BSc (Hons) Management with Entrepreneurship, and BSc (Hons) Finance & Economics – as well as postgraduate degrees – MBA, MSc Finance & Economics, MSc Innovation Management & Entrepreneurship, MPhil International Banking & Finance.
Why Study Here?
Judge School of Business is an international business school that offers a range of MBA courses, including the flagship one in London, UK. The school has been ranked as one of the top universities in Europe and was awarded the prestigious AACSB accreditation for its undergraduate and postgraduate programmes.
This course provides students with a broad-based education that combines both theoretical and practical learning through academic study and work experience. The programme focuses on developing skills such as critical thinking, problem-solving and leadership to prepare students for roles within global organizations.
Eligibility Criteria
Judge School of Business is one of the most prestigious business schools in the world. In order to be eligible for admission, you must meet certain criteria.
To be eligible for admission, you must hold a bachelor’s degree from a recognized university and have obtained a minimum score on the GMAT of about 700.
Applicants must have a good 2:1 honors degree. Three-year degrees are not accepted
The minimum grade needs to be 75% or higher.
The applicant must also display excellent academic achievements, have an international outlook through their work, and be highly motivated/ambitious.
IELTS requirements are 7.5 with no element below 7.0.
Applicants must also have 2 years of work experience.
Admission Process and Fees
Judge School of Business is a top business school in London. It offers undergraduate, graduate, and executive MBA programs. The school has an excellent reputation for its teaching quality, alumni, and research output.
Judge School of Business is one of the most selective schools in the UK when it comes to admissions. They accept only 2% of applicants every year. If you are interested in applying to the Judge School of Business, you will need to submit your application through UCAS or Apply Online systems.
The tuition fee for the MBA Class of 2024/25 is £69,000. There is an additional application fee of £165.
Scholarship Options
The Judge Business School at the University of Cambridge offers a range of scholarships to students wishing to study for an MBA or a Ph.D.
The Cambridge MBA Scholarship is offered to outstanding applicants who are able to demonstrate exceptional academic performance. The scholarship covers tuition fees and provides a stipend for living costs.
3. Booth School of Business, University of Chicago London campus
The Booth School of Business offers both full-time and part-time MBA programs. The school has three campuses: Chicago (main campus), New York City, and London.
Booth School of Business offers undergraduate, graduate, and doctoral programs to students. Students must meet certain eligibility criteria before they can be admitted to Booth’s undergraduate and graduate programs.
Why Study Here?
Before we get into the reasons, note that the Booth London campus only offers the Executive MBA program for those already working in the UK.
Booth offers a variety of these courses with different specializations to choose from, such as Accounting & Financial Management (AFM), Entrepreneurship & Innovation (E&I), Finance (FIN), Global Management Studies (GMS), Healthcare Management (HMS), International Business Strategy & Policy (IBSP) or Marketing Strategy & Communications (MSC).
It is a one-year programme, with classes taught in person and online. The Booth MBA degree is designed for students who want to develop their skills in business and management, and also explore other disciplines such as economics, law, or political science.
The curriculum includes courses in finance and accounting, marketing strategy, organizational behavior, leadership development, operations management, and quantitative analysis for decision-making.
Eligibility Criteria
You should also have an undergraduate degree in any discipline or equivalent qualifications and experience of 2 years in the workforce.
You will need to provide evidence of your English language skills by achieving a minimum score of IELTS 7.0 with no less than 6.5 in any sub-test (or equivalent qualification). The GMAT score required at Booth is 700+.
Admission Process and Fees
Booth School of Business is one of the most prestigious business schools in the world. The admission process is quite competitive and rigorous, requiring a high GPA, GMAT score, work experience, and essays.
Booth also offers a Master in Finance program for students who have completed their undergraduate degree in other fields but want to pursue an advanced finance degree.
Scholarship Options
The school offers two types of scholarships: merit-based and need-based. The former provides funding based on academic achievements while the latter bases its decision on financial need.
Students who are eligible for need-based scholarships are required to complete the Free Application for Federal Student Aid (FAFSA) form, submit their Free Application for Federal Student Aid (FAFSA) form, submit their FAFSA form, and provide proof of financial need.
International students can apply for a range of scholarships such as the International Merit Scholarship, International Dean’s Scholarship, International MBA Scholarship, or International Undergraduate Scholarship.
4. Said School of Business, University of Oxford
Said School of Business is a global provider of business education with campuses in the United States, United Kingdom, China, India, and Malaysia. Founded by Dr. Mohamed A. El-Erian, it offers MBA and Executive MBA programs.
The school offers a wide range of courses from undergraduate to postgraduate level, including MBA courses and executive education courses. With over 12,000 alumni across the world, it has an international reputation for excellence in teaching and research.
Why Study Here?
Said School of Business, the University of Oxford for MBA is a top-ranked business school with a global reputation. Their programme focusses on entrepreneurship and innovation and is designed to equip you with the skills necessary to work in the world of business, both within organizations and outside them.
You will be given the opportunity to develop your entrepreneurial skills, as well as your understanding of how the business operates in different parts of the world. They provide you with an international perspective on management and leadership through our unique range of courses taught by world-leading academics from across the globe.
Their faculty are all experts in their fields, who are active researchers and practitioners in industry, the public sector or academia. You will have access to cutting-edge research from leading scholars who teach undergraduate and postgraduate courses here at Oxford University.
Eligibility Criteria
Applicants to the Said School of business must meet the following criteria:
Applicants must have a recognized undergraduate degree, 3-year degrees are not acceptable
Applicants must have a GMAT score of 650 or above
IELTS score of 7.5 with a minimum of 7 in all components. Equivalent TOEFL scores will also be accepted.
Applicants must have 2 years of work experience.
Admission Process and Fees
The University of Oxford is one of the most prestigious universities in the world. It is ranked 3rd in the world for its research and 5th for its teaching quality. The said school of business at the University of Oxford has a very competitive admission process, with only 10% of applicants being admitted.
The admission process includes an online application form, a personal statement, and two academic references. Applicants must have achieved three or more A grades at A Level or equivalent qualifications to be eligible for an offer.
The total fee for an executive MBA programme at Said Business School is £117,080.
Scholarship Options
The Said School of Business, University of Oxford offers a variety of scholarships for international students. Scholarships are available for MBA, MSc in Finance and Management, MSc in Management Sciences and Engineering, MSc in Economics, and MSc in Mathematics and Finance.
The scholarships are available for excellent students from all over the world who are looking to study at the Said School of Business. The scholarships vary from full to partial tuition fee waivers. To be eligible for these scholarships you need to have an outstanding academic record and demonstrate financial need.
5. Imperial College Business School
The Imperial College Business School is one of the leading business schools in the world. It is part of the prestigious Imperial College London and provides high-quality education to students from all over the world.
The school offers a range of different programs, including MBA, MSc, MPA, and Ph.D. degrees. The MBA program is considered one of the best MBAs in Europe and has been ranked among the top 10 best business schools in Europe by The Financial Times.
The Business School offers an international approach to business education, with a diverse student body from more than 110 countries across the world. It also offers an MBA programme in Singapore, which is delivered by its partner institution – Nanyang Technological University (NTU).
The Business School has two campuses: South Kensington campus: located just minutes from the center of London and adjacent to some of London’s most famous museums and galleries. Strand Campus: located on the banks of the River Thames, next to London’s world-famous theater district.
Why Study Here?
The Imperial College Business School is one of the leading business schools in the world, with a global reputation for excellence in business education, research, and entrepreneurship.
The MBA course at ICBS is designed to prepare students for leadership roles in an increasingly complex and interconnected world. It offers a comprehensive curriculum that includes courses on management, marketing, finance and accounting, economics, law, and international business to provide a well-rounded educational foundation.
Eligibility Criteria
The MBA program at the Imperial College Business School has two entry points – one for those with an undergraduate degree and one for those with work experience.
In order to be eligible for this course you need to have a bachelor’s degree or equivalent qualification from an accredited university. You can also be admitted if you have 3 years of relevant work experience and your employer will sponsor your application.
To be eligible for admission to the Imperial College Business School, applicants must have a first degree from a recognized university or equivalent qualification. The minimum entry requirements are as follows:
A bachelor’s degree with upper second-class honors (2:1) or equivalent qualification in any subject.
Applicants whose first language is not English require IELTS 6.5 (with no less than 6 in any individual band) or equivalent qualification.
Individuals must have a GMAT score of 700+
Applicants must display 3.5 years of work experience
Applicants who do not meet the minimum entry requirements may apply for conditional admission with additional qualifications to be completed within a specified time period.
Admission Process and Fees
The ICBS admission process is a three-stage process:
Online Application Form: This process involves gathering all the documents and certificates necessary for applying to ICBS. It’s an extensive process and students should be prepared to work for it.
Assessment Day: This is the point at which the students must provide a standardized test to determine their basic abilities.
Interviews: Those who get through the first two levels of entry will then proceed to the interview stage within which students will be interviewed to test their competence as well as understand whether they are a good fit for the institution.
The annual fee is around £60,000.
Scholarship Options
There are a number of different scholarships available, each with its own eligibility criteria.
The Imperial College Business School has a range of scholarships for prospective students that can help reduce the costs of studying. The Imperial College Business School offers a range of scholarships for prospective students to help reduce the costs of studying.
The Scholarships Office administers these and they have some very useful information on their website about how to apply for them. Scholarships are offered in recognition of academic excellence and there is no need to be related or sponsored by an Imperial College Business School alumnus in order to apply.
6. Warwick Business School
Warwick Business School (WBS) is a British university in the United Kingdom. It was founded in 1965 and is situated on a 400-acre campus on the outskirts of Coventry, England.
This MBA college has an international reputation for academic excellence, consistently ranking at or near the top of global rankings. The school attracts students from over 120 countries and has one of the best employability rates of any business school globally.
WBS offers undergraduate and postgraduate degree programmes in business, management, finance, economics, and social sciences. The school has a student population of over 15,000 students from 120 countries around the world.
The Warwick Business School offers an internationally-renowned MBA programme, with modules that cover finance, accounting, marketing, human resources, and much more. The school offers a wide range of undergraduate and postgraduate programmes from its three faculties: Warwick Business School, Warwick Law School, and Warwick Arts Centre.
Why Study Here?
Warwick Business School (WBS) is one of the world’s leading business schools, with a strong reputation for excellence in teaching and research. In the Financial Times Global MBA Ranking, WBS was ranked 2nd in Europe, 3rd in the UK, and 4th globally.
Warwick Business School offers a range of MBA programmes, including full-time, part-time, and online options. The school also offers a range of Master’s degrees for individuals who want to change careers or improve their skills.
This programme is designed to provide students with an international perspective on business, as well as provide them with skills that are needed to succeed in today’s global economy.
Students at Warwick Business School have access to an excellent alumni network that can help them find jobs after graduation and make connections with potential employers from around the world.
Eligibility Criteria
The University of Warwick requires students to have the following in order to apply:
A GMAT score of 650
IELTS of 6.0+ although a 6.5 is recommended.
An undergraduate degree with an upper second-class honors
Students without honors but with exceptional academic qualifications and abilities may also apply
The student is required to have 3 years of work experience.
Admission Process and Fees
The Warwick Business School admission process is a rigorous one.
In order to be eligible for Warwick Business School, candidates need to submit a video of themselves answering a set of questions.
The video should be at least 2 minutes long and it needs to show the candidate’s personality and motivation for applying. Candidates must also submit their academic transcripts and an essay detailing what they can contribute to the school.
Finally, candidates must take an online aptitude test that assesses their analytical skills and problem-solving abilities. Only if they pass all these requirements will they be invited for an interview with the admissions board.
The tuition fee for the masters in business administration programme is £53,750.
Scholarship Options
Warwick Business School offers a number of scholarship opportunities for international students.
The Warwick Business School Scholarship Programme is designed to support talented individuals who want to pursue their studies at the school and make a difference in the world.
Students are eligible for scholarships if they are from an African country or the Caribbean, or are from an Asian country excluding Japan, Korea, and China.
7. Alliance Manchester Business School
Alliance Manchester Business School is a private, not-for-profit organization that offers undergraduate and postgraduate degrees in business. The school was established in 1996 and is based in Manchester, England.
In 1995, the Alliance Manchester Business School was established by business educators from two different universities. The school has grown to be the largest business school in Europe and the second largest in the world.
This school originally offered general MBAs, but later expanded its offering to include an executive MBA (EMBA) programme, as well as a distance-learning graduate degree called ” The Alliance Manchester Business School Executive MBA” in 2014. The school also offers a variety of graduate degrees.
Why Study Here?
Manchester Business School is one of the top business schools in the UK. It is a research-led institution that offers a comprehensive range of undergraduate, postgraduate, and MBA programmes.
The MBA programmes are designed to provide students with the skills and knowledge necessary for an international career in management. They also offer a range of courses with flexible study options to suit your busy lifestyle. These programmes are designed to equip you with the skills, knowledge, and expertise to advance your career and succeed in a global business environment.
Eligibility Criteria
Alliance Manchester Business School is a globally recognised business school. It provides a range of undergraduate courses, postgraduate courses, and executive education programmes. Some of the eligibility criteria for Alliance Manchester Business School are:
Age: Candidates should be at least 18 years old by the start of the course
Language: Candidates should have an English language proficiency equivalent to IELTS 7.0.
Applicants must have a GMAT score of 650+.
Academic Qualifications: Candidates should have a minimum GPA of 3.2 (or equivalent) from their previous degree.
Admission Process and Fees
The university admission process is rigorous, with students having to go through an online application form, two written essays, an interview with a member of the admissions team, and finally an interview with a member of their faculty. The interviews are often used to gauge whether or not the prospective student will fit in well with their faculty.
The tuition fee is £48,000, making it one of the more affordable UK business schools.
Scholarship Options
Alliance Manchester Business School offers a number of scholarships for international students. There are scholarships for UK and EU students, as well as scholarships for international students from other countries. The International Scholarship is available to all international applicants who meet the eligibility criteria.
8. University of Edinburgh Business School
The University of Edinburgh Business School is a top-ranked business school in Europe. It is one of the founding members of the U15, an association of leading research-intensive universities in Europe.
The University was founded in 1583, making it one of the oldest universities in Scotland and among the world’s ancient universities. The university offers courses at undergraduate and postgraduate levels to around 18,000 students from more than 120 countries.
Why Study Here?
Another top university for studying MBA, The University of Edinburgh Business School offers a variety of MBA programmes with a focus on innovation, entrepreneurship and creativity.
It was founded in 1884 with the intention to provide “the best education possible for those who are likely to become engaged in business.”
This programme is offered at two levels: three-year part-time and two-year full-time. The programmes prepare students for careers in management, entrepreneurship, or innovation.
Eligibility Criteria
In order to be eligible for this school, you must have a degree from a recognized university or equivalent qualification. The criteria for eligibility are:
Bachelor’s degree or equivalent
3 years of work experience
Minimum GPA of 3.0 (or equivalent)
IELTS score of 7 with no lower than 6.0 in each section
GMAT score of 600
Admission Process and Fees
The university’s admissions process is competitive and demanding, and there are a number of steps that need to be taken before being accepted into the school.
Applicants must first submit their online application form which includes details about their academic record and work experience. The application form also asks for information about personal achievements, extracurricular activities, languages spoken, etc.
Applicants will then be invited to take part in an interview with a member of staff from the admissions department or one of our current students, who will assess them on their communication skills and suitability for the course.
The full-time MBA tuition is £40,900.
Scholarship Options
The University of Edinburgh Business School offers a range of scholarships for an MBA. Which include:
Full Scholarship
Half Scholarship
One-Year MBA Scholarship
One Year MSc in Financial Services Management Scholarship
One Year MSc in Financial Services Management with Banking and Finance Scholarship
One Year MBA with Banking and Finance Scholarship
The scholarships are awarded on the basis of academic merit, financial need, or both.
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Subject to these Terms of Use, TC Global may offer to provide the Services, as described more fully on the Site, and which are selected by you, solely for your own use, and not for the use or benefit of any third party. Services shall include, but not be limited to, any services TC Global performs for you, any applications or widgets offered by TC Global that you download from the Site or, subject to the terms set out under the "Third party Sites and Services" section below, from third party application stores (eg. App Store, Play Store or Google Apps Marketplace) authorized by TC Global, as well as the offering of any materials displayed or performed on or through the Services (including Content (as defined below)).
Registration and Eligibility
You are required to register with TC Global to browse the Site, view Content and access the Services only and represent, warrant and covenant that you provide TC Global with accurate and complete registration information (including, but not limited to a user name ("User Name"), e-mail address and/or mobile telephone number and a password you will use to access the Service) and to keep your registration information accurate and up-to-date. Failure to do so shall constitute a breach of these Terms of Use, which may result in immediate termination of your TC Global account. We recommend, but do not require, that you use your own name as your User Name so your contacts can recognize you more easily. You shall not:
Create any account for anyone other than yourself without such person's permission.
Use a username that is the name of another person with the intent to impersonate that person.
Use a username or TC Global account that is subject to any rights of a person other than you without appropriate authorization.
Use a username that is a name that is otherwise offensive, vulgar or obscene or otherwise unlawful.
TC Global reserves the right to refuse registration of, or cancel a User Name at its sole discretion. You are solely responsible and liable for activity that occurs on your account and shall be responsible for maintaining the confidentiality of your TC Global password. You shall never use another user's account without such other user's prior express permission. You will immediately notify TC Global in writing of any unauthorized use of your account, or other account related security breach of which you are aware.
You represent and warrant that if you are an individual, you are of legal age to form a binding contract, or that if you are registering on behalf of an entity or a minor, that you are lawfully authorized to enter into, and bind the entity or yourself (as the legal guardian of the minor) to, these Terms of Use and register for the Service. The Service is not available to individuals who are younger than 10 years old. TC Global may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time.
You are solely responsible for ensuring that these Terms of Use are in compliance with all laws, rules and regulations applicable to you and the right to access the Service is revoked where these Terms of Use or use of the Service is prohibited and, in such circumstances, you agree not to use or access the Site or Services in any way.
If you use a mobile device, please be aware that your carrier's normal rates and fees, such as text messaging and data charges, will still apply. In the event you change or deactivate your mobile telephone number, you agree that you will update your account information on the Services within 48 hours to ensure that your messages are not sent to the person who acquires your old number.
Content
All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".
TC Global Content
The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805