An MBA in Canada for Indian Students can improve their potential to become successful entrepreneurs or and also forge a great corporate career. In the global edscape, an MBA in Canada is highly sought after for its innovative educational practices, its deep-rooted integration with the industry and the global economy as a whole, and the probability of getting a post-graduation work permit.
For students from India, the country also provides a safe and welcoming ethos for higher education and future job opportunities. If you are looking to pursue this degree, you should also explore how to get a scholarship for an MBA in Canada, as it will help you with the costs of studying abroad.
Moreover, an MBA degree from Canada can create international opportunities, help one to change career paths, develop entrepreneurial skills, and improve one’s connections within the industry. While you can pursue an MBA in many destinations, like the UK, France, Australia, and Germany, to name a few, an MBA in Canada is one of the top options.
Do reach out to us at TC Global, if you are planning global ed in Canada.
What are the benefits of doing MBA in Canada for Indian Students?
One of the most popular and inclusive degrees, a huge number of opportunities open up for any Indian student choosing to pursue an MBA degree in Canada. Here is a broad overview of some of the benefits.
1. Affordable quality education
The universities in Canada, particularly the B-Schools, are renowned for their global rankings and top-notch research facilities. According to the 2023 QS rankings for MBA schools, 6 of the top 100 schools in the world are located in Canada.
Not only in terms of quality, Canada is also beneficial to Indian students, especially in terms of the investments involved. When compared to popular destinations such as the U.S., U.K., or even Australia, the combination of Canadian tuition fees and the cost of living makes it more affordable.
You can see a great list of the cheapest colleges in Canada, here.
2. Simpler route to PR
Canada’s immigration policies are far more direct and welcoming than some of the other countries. On completion of your MBA course in Canada, there is a time period of 180 days within which you can apply for a postgraduate work permit (PGWP).
It allows you to work in Canada for three years. After that, becoming a permanent resident is a straightforward task.
3. Global business network
In the last half a century or so, Canada has worked towards positioning itself as one of the leading players in the global economy. B-schools often partner with multinational organizations to provide internship opportunities.
With all of these developments, Canada has become one of the hubs of business development and networking. After completing your MBA course in Canada, you have the opportunity to build a stable career with a competitive salary.
With high employment opportunities and with a growing economy, MBA graduates are often absorbed into the upper echelons of Finance, Consulting, or even Tech industries.
Top business organizations such as Morgan Stanley, McKinsey, EY, KPMG, Deloitte, Infosys, HCL Technologies, Microsoft, Apple Inc, Google, and Accenture hire MBA professionals regularly from Canadian universities. The average salary per annum ranges from CAD 60,000 to CAD 120,000.
4. Safe, multicultural environment
Known for its multicultural ethos, Canada offers a society that is known for its diversity and inclusive culture. It was the first country in the world to make multiculturalism an official policy in the year 1971.
It is a true representation of what it means to be a global citizen. In 2021, Canada was ranked the 4th safest country in the world by U.S.News. This placed Canada 14 spots ahead of the UK and 34 spots ahead of the USA.
Keeping these factors in mind, it is safe to say that an MBA in Canada is certainly worth it. A diverse environment, immense opportunities, high-paying job opportunities, a safe society, and a simple immigration process are all criteria that tip the scale in Canada’s favor. It makes Canada stand out among other global-ed destinations.
If you are still figuring out your choices, you can you can know more and figure out the best courses to study in Canada.
Canadian MBA Colleges vs US MBA colleges: What are the differences
Both Canada and the U.S. have some top-notch business schools. From a purely ranking standpoint, the U.S. is home to Stanford B-School, MIT Sloan, Harvard, Columbia Business School, and many more that are featured in QS ranking’s top MBA school list for 2023.
But the ranking alone cannot be a factor in deciding your global education destination. For instance, Canadian politeness and manners have been the butt of numerous jokes on American TV.
However, for many students, it is a major reason that tips the scale in favor of Canada. Canadian society has a far lower crime rate and is more tolerant and accepting than the UK or the USA. So, let us take a look at some of the major differences between MBA colleges in Canada and the U.S.
S.No
Scope
MBA in Canada
MBA in the United States
1.
Typical duration
18 months – 2 years
While a full-time MBA program is 2 years long, many of them have a choice of being completed in 1 year.
2.
Eligibility Criteria
Any undergraduate degree + work experience + TOEFL/ IELTS + GMAT
Any undergraduate degree + work experience + TOEFL/ IELTS + GMAT
3.
Average Tuition Fee
30,000 – 40,000 USD
50,000 – 60,000 USD
4.
Cost of Living
~ 1800 USD per month*
~ 2700 USD per month*
5.
Average Salary
85,000 – 95,000 USD per annum
95, 370 USD per annum
6.
Safety/ Quality of Life
12th position in the Global Peace Index (2022)
129th position in the Global Peace Index 2022
MBA in Canada fees for Indian Students
The actual cost of studying MBA courses in Canada may vary depending on the school and the specialization. The average cost of getting an MBA in Canada, if you are enrolled in a full-time program is $30,000 – $40,000 (USD). This is only in terms of the tuition fees.
You must keep in mind that certain specializations such as entrepreneurship or data sciences cost more than others. A part-time MBA or an executive MBA usually costs more than a full-time program since you will have the option of pursuing your career or other interests during the course of the program.
S.No
MBA College
Tuition Fee for the total program in CAD
1
Rotman School of Management
$136,140
2
Smith School of Business
$104,100
3
Ivey Business School
$123,500
4
Desautels Faculty of Management
$99,500
5
Schulich School of Business
$112,250
6
Sauder School of Business
$97,260
7
Alberta School of Business
$58,000
8
HEC Montreal
$54,000
Cost of Living
In addition to the tuition fee, you must keep in mind the cost of living. On average, you will be spending about 2,500 CAD per month for food, accommodation, travel, insurance, internet, and so on. That is 1,823.19 USD per month.
This, of course, depends on your lifestyle choices. A shared apartment generally costs less than on-campus lodging. You can also consider staying with Canadian families that host international students for a nominal sum.
Before deciding you should be clear on what country is best for you – it’s a good idea to do a comparative analysis of, for instance is it better to study in Canada or Australia for you? This will help you decide on what works best for your goals.
Health Insurance
The other important expenditure that you need to plan for is health insurance. In certain provinces such as Quebec, British Columbia, Alberta, Newfoundland, and others, you will be covered under the province’s health care plan.
In any other part of Canada, you must arrange for private health insurance. The reason why it is important is that it is mandatory to have health insurance during the course of your stay in Canada.
The plus side is that these global study destinations offer a number of scholarship options.
What are the scholarship options for MBA universities in Canada?
While the fees can be a deterrent for some applicants, it is important to know that MBA universities in Canada typically have their own scholarship options and funds that are accessible either at the time of entrance or during the course of study. They have different eligibility criteria and can be found here.
In addition to the top MBA colleges in Canada, the government of Canada, through Global Affairs Canada, participates in some of the major international scholarship programs. Some of their featured scholarships are
Canada-ASEAN Scholarships and Educational Exchanges for Development (SEED)
Canada-CARICOM Skills Training for the Green Economy Scholarships
Emerging Leaders in the Americas Program
Study in Canada Scholarships
Vanier Canada Graduate Scholarships
Each of the provincial governments also has its own scholarships. For instance, the Ontario Graduate Scholarship Program is something that international students can also apply to. They must have an A- average in two years of full-time study and must be enrolled in a full-time graduate study program in any of the participating universities in Ontario.
What are the career opportunities after MBA in Canada?
Canadian B-schools produce some of the best management professionals in the world and are, therefore, in huge demand. Indian students who have an MBA from Canada can find themselves working in various sectors, including –
Finance(One of the highest paying sectors for MBA graduates. You can even study Master’s in Finance rather than doing an MBA.)
Marketing
Human resources
Business development
Supply chain management
Business operations
Top roles for MBA graduates from Canada
MBA graduates from Canada have some of the most diverse prospective career opportunities. Due to their skills and expertise, these students are in very high demand in Canada and internationally. Some of the most popular roles for MBA graduates from Canadian business schools are –
Business analysts
Project managers
Data analysts
Private equity experts
Entrepreneurs
Team leaders
Investment analysts
Marketing managers
HR managers
Management executives
Canada is a powerhouse of trade. The nation also has vast oil reserves, and is therefore a major exporter of energy, food and minerals. It also has a big and multifaceted service sector. Some of the provinces in Canada have also now developed as a technological hotspot. It means that career opportunities for business management and administration abound.
What are the best cities for doing MBA in Canada ?
1. Montreal
Regularly featured in the list of top ten cities to be a university student in, Montreal is the second most populous city in Canada and its cultural hub. Home to some of the top universities in Canada for MBAs such as the Desautels Faculty of Management (McGill University), HEC Montreal, Concordia, and the University of Montreal, the number of options for you to pursue your higher education in Montreal are many. As Canada’s second-biggest economy, a large number of thriving businesses and organizations also set up shop in Montreal. The average cost of living is about CA $9,000 – $12,000 per year.
2. Toronto
Often mistaken for Canada’s capital, this economic hub of Canada is one of the best places for an Indian student studying in Canada. About 11.5% of Toronto’s population is made up of Indo-Canadians.
Home to some of the best business schools in Canada including the University of Toronto, York University, Ryerson University, and Humber College, Toronto is the ideal cosmopolitan hub for international students looking to kick-start their careers in Canada.
Being one of Canada’s largest economic zones, the cost of living in Toronto is quite high. A one-bedroom apartment costs about CA $2,100 per month. Even if you are sharing, you can expect an average monthly expense of CA $1,800, depending on your lifestyle.
3. Vancouver
One of the major cities in Western Canada, located in the province of British Columbia, Vancouver is one of the most linguistically diverse cities in Canada. The University of British Columbia is at the center of Vancouver’s global ed-scape.
The average cost of living is about CA $1325. One of the greenest and fastest developing cities, Vancouver has always been on the list of top ten cities for international students.
4. Quebec City
Capital of the Quebec province, this city is located in one of the French territories of Canada. Considered as one of the most student-friendly parts of Canada, Quebec is a great place to study and is a budget-friendly city.
The cost of basic utilities including electricity, internet, water, and others may come up to CA $160 – $200 a month. Transportation may cost about CA $90 to CA $120 a month. Students may expect to spend close to CAD 350 for food every month. Rent ranges from CA $350 to CA $650 per month.
5. Calgary
The oil and gas industry hub of Canada, Calgary is the third largest city and is often referred to as the energy capital. In Alberta, this city is considered to be the safest and the fastest growing.
Calgary is home to some of the top colleges and universities, not just in Canada but in the world. The 2021 North American housing affordability report from Oxford Economics found that Calgary is the ninth-most affordable city on the entire continent.
The cost of living index is 69.73 which is lower than the 71.88 of Toronto, 71.85 of Vancouver, or 71.53 of Victoria.
What are the best MBA Colleges in Canada for Indian Students?
One of the most sought-after countries for pursuing a postgraduate degree, Canada sees thousands of students applying each year, especially for their MBA programs. Renowned for their research and academia, Canadian colleges are also particularly popular because of how entrenched they are with global businesses and industry needs.
For a course like MBA, to be immersed in a global business-scape is extremely essential so that you, as a student, can gain the practical experience of what it is to be out there, in this competitive world. Hence, we have curated the top 8 universities in Canada for MBA.
S.No
Business School
Affiliated University
Global Ranking
1
Rotman School of Management
University of Toronto
42
2
Alberta School of Business
University of Alberta
111-120
3
Sauder School of Business
University of British Columbia
84
4
Desautels Faculty of Management
McGill University
74
5
Schulich School of Business
York University
81
6
Smith School of Business
Queen’s University
64
7
HEC Montréal
Université de Montréal
151-200
8
Ivey Business School
University of Western Ontario
74
Rotman School of Management, University of Toronto
The University of Toronto is the most prestigious institution in Canada and one of the top universities in the world due to its research-intensive culture. Founded in 1827, the University of Toronto has had a long history of imparting world-class education to Canadian and international students.
The Rotman School of Management
at the University of Toronto is considered one best business schools in Canada. It is consistently among the top members of the global MBA rankings list. The Rotman School of Management offers several types of MBA courses in Canada, including a full-time MBA, morning and evening MBA, global Executive MBA for healthcare and the life sciences, Rotman-SDA Bocconi Global Executive MBA, and the one-year Executive MBA.
About the full-time MBA program at Rotman
The full-time two-year MBA program (16 months of academic study with a 4-month opportunity for paid internships) is offered by the Rotman School of Management. The program offers over 90 elective courses to develop specific skills to help get industry-ready.
Fees
The total academic fee for a full-time MBA at the Rotman School of Management for an international student is about CAD 133,740 (USD $104,639).
The living expenses for international students cost around CAD 19,656 – 27,556 annually.
Eligibility Criteria
One must have an undergraduate degree or its equivalent from a recognized university with a minimum GPA of 3.0 in the final year.
Once accepted, official transcripts must be submitted directly by the institution one graduated from.
A GMAT or GRE is required for admission with the average GMAT score of most applicants being 678. If one’s undergraduate scores do not reflect one’s academic prowess very well, one must focus on getting better GMAT or GRE scores.
A TOEFL or IELTS is required to showcase English language proficiency. However, if a student from India has graduated from an English-language university, they do not have to submit further proof.
Work experience and a letter of recommendation can go a long way, especially if one is applying for joint and combined degrees.
Admission interviews, including essay and video interviews and interviews by invitation, are the other requirements to get admitted to the Rotman School of Management.
Career prospects
According to official statistics from 2020, 89% of full-time MBA graduates were placed by the end of the year with an average total salary of CAD 112, 897! An MBA from the Rotman School of Management would help those who are curious to learn more about management and possess keen business acumen.
The Alberta School of Business, University of Alberta, Edmonton
The University of Alberta is one of Canada’s top institutions that is also one of the best research-oriented universities in the world. It is a public university that was established in 1908 in Edmonton and has since produced scores of prodigious students.
The Alberta School of Business
at the University of Alberta is one of the world’s leading B-schools that has been consistently ranked among the top 10 business programs in the country. The school offers several MBA courses in Canada, including full-MBA, part-time MBA, online MBA, FastTrack MBA, and Executive MBA.
About the full-time MBA program at Alberta
The full-time two-year MBA program at the Alberta School of Business is a 20 (60-credit) course program. After the first year, students have the option to complete a summer internship to gain first-hand experience about how organizations work. The program offers students the opportunity to customize their programs by selecting career tracks, including energy finance, public sector, healthcare, strategy and consulting, innovation and entrepreneurship, and operations and business analytics.
Fees
The total program fees at the Alberta School of Business for international students are around CAD 60,000.
Living expenses for international students can come up to CAD 21,000-28,640 annually.
The school provides scholarships in various capacities to academically brilliant international students that require financial assistance.
Eligibility Criteria
To get admitted into the Alberta School of Business for its full-time MBA program, students must have completed their undergraduate degree from a recognized university with a GPA of 3.0. The average GPA of most students in the full-time MBA program is 3.35.
Good GRE or GMAT scores are also essential.
For non-native English-speaking international students, an English language proficiency test, including TOEFL or IELTS is necessary.
Professional work experience, two letters of reference, admission interviews, a statement of purpose (SOP) letter, and a statement of intent letter form the criteria for admission.
Career prospects
The Alberta School of Business looks to admit students who are academically exceptional and demonstrate great leadership qualities.
Over 94% of MBA graduates from the Alberta School of Business have been successfully employed within 3 months of graduation. The average salary of an MBA graduate from the Alberta School of business is CAD 79,000.
With ample exposure to different industries and the way businesses work through various internship opportunities and collaborations, the international students of the Alberta School of Business can expect to land their dream jobs in Canada or in other economically powerful countries.
Sauder School of Business, University of British Columbia, Vancouver
Established in 1915, the University of British Columbia (UBC) is a world-renowned university known for excellence in teaching, learning, and research. UBC has been ranked number two in Canada among higher education and research institutions.UBC is one of three Canadian institutions featured in the top 50 world university rankings curated by the Time Higher Education (THE) World University Rankings.
Over 20% of students studying at UBC’s Kelowna campus and over 27% of the students from the Vancouver campus are from outside Canada, indicating the university’s openness to accepting international students.The Robert H.Lee Graduate School at the Sauder School of Business was established in 2006 to deliver various graduate programs.
About the full-time MBA program at Sauder
The full-time two-year MBA program offered by the Sauder School of Business,’ Robert H. Lee Graduate School spans over 16 months. With 4 different career tracks to personalize one’s graduate experience, the school offers a platform for students to grow through experiential learning and develop leadership skills.
The mandatory 2-week Global Immersion Experience that allows full-time MBA students to spend time abroad makes the program unique in the world of business and management. The Sauder School of Business is also part of an elite partnership known as the Global Network for Advanced Management (GNAM) that the Yale School of Management heads. It is worth noting that Sauder is the only Canadian institution to participate in this network.
Fees
For international students, the first-year fee for the full-time MBA program is CAD 67, 541. The total program fee for international students is CAD 90,055.
Students will also have to pay CAD 1057 a year in student fees and CAD 264 for the extended health plan.
If admitted, students will have to deposit CAD 5,000 to accept the offer.
Living expenses for international students can come up to CAD 17, 366 annually.
Applicants will have a variety of options for funding, including program funding packages, employer support, scholarships, and financial aid, among others.
Eligibility Criteria
International students who are looking to study MBA in Canada, at the Sauder School of Business will need to have an undergraduate degree with a B+ average from a recognized university.
Academic requirements include mail transcripts, degree certificates, and translations.
Applicants who have already completed an MBA program are not eligible to apply to the school.
Students must also have the minimum required GRE or GMAT scores of 155 or 550, respectively (320 or 650 on the GRE or GMAT scores have been recommended).
Applicants are also required to clear an English proficiency test, including TOEFL, IELTS, CAEL, or PTE.
A minimum of two years of full-time professional experience.
Career prospects
The school looks to admit students who demonstrate vision and leadership qualities and have industry experience. Over 79% of MBA students from the school were employed within 90 days of graduating, with a mean salary of CAD 89,681!
Some of the most popular organizations to have hired graduates from the Sauder School of Business include Lululemon, Amazon, Telus, CIBC, and Nestle, among others.
Desautels Faculty of Management, McGill University, Montréal
McGill University is one of the most prestigious institutions of higher education and research in Canada and a leading university globally. Founded in 1821, the public university is known for its teaching excellence and research facilities.
With an international student population of over 31%, McGill University is one of Canada’s most welcoming universities for non-Canadian students.
The Desautels Faculty of Management at McGill University is consistently ranked amongst the world’s top business schools. McGill offers several MBA courses full-time MBA, Executive MBA, and joint MBA law.
About the full-time MBA program at Desautels
The full-time MBA at the Desautels Faculty of Management has two offerings in terms of program duration. The one-year program, known as the MBA general, is designed to include 48 credits and it can be completed in 12 months. The two-year program, known as the MBA Internship, has 54 credits, and it can be completed in 20 months.
The two-year program also includes a summer internship that students can complete any time after the core. A one-week workshop known as the base camp is organized for all applicants to ensure that everyone starts on the same level of competency where they are taught business math and financial accounting. Students can also choose from over 50 electives to customize their MBA program to suit their requirements and skills better. Students may also pursue an independent research project with a faculty member.
Fees
The tuition fee for international students is around CAD 99,500.
International students’ living expenses annually are estimated to be around CAD 22, 695.
Eligibility Criteria
Applicants are required to have at least two years of professional experience.
They are also expected to complete and submit either GRE or GMAT scores.
Applicants from universities where English was not the language of instruction need to complete IELTS or TOEFL.
Essays, statements of intent, and letters of reference are also required and are carefully assessed by the admissions committee.
Qualified applicants must sit for an interview (by invitation only) with panel members from the Desautels Faculty of Management.
Career prospects
The Desautels Faculty of Management assigns students to full-time career coaches upon commencement of the MBA program to help the former to understand where their strengths lie and to begin working towards a particular career path from the beginning.
Over 91% of students found employment within 90 days of graduation with an average salary of CAD 93,389. Some of the most popular organizations to have hired graduates from the school include ABB, Google, KPMG, PwC, Facebook, and Ubisoft, among others.
Schulich School of Business, York University, Toronto
York University is one of the largest universities in Canada and has been recognized as the global leader in terms of research and development. Recently, York University reached the world’s top 35 in Times Higher Education rankings for meeting the UN’s sustainable development goals.
York University’s Schulich School of Business, York University, Toronto has been ranked as the best B-School in Canada by Corporate Knights, Forbes & CNN Expansion. The school offers MBA courses such as full-time MBA, part-time MBA, accelerated MBA, International MBA, MBA India, MBA/Juris Doctor, MBA/MFA/MA, and Kellogg-Schulich Executive MBA.
About the full-time MBA program at Schulich
The full-time MBA program at the Schulich School of Business spans over 20 months and has 33 core courses credit and 27 elective credits. The program offers 17 specializations so that students can gain expertise in the area that they are interested in pursuing. Students can switch between part-time and full-time based on their needs during the program.
Fees
The graduate tuition fee for the Schulich School of Business’s MBA program costs about CAD 28,057 per term for international students.
The total supplementary fee per term for international students is CAD 476.
Living expenses for international students for a period of 4 months in Toronto have been estimated to be CAD 8,669.
Eligibility Criteria
An undergraduate degree from a recognized university with a minimum B+ average in the last two full years of academic work.
Relevant professional experience is required.
Students are also expected to complete and submit their GRE or GMAT scores.
Applicants from universities where English was not the language of instruction need to complete IELTS or TOEFL.
The online application that needs to be submitted includes essays, a resume, two letters of reference, and unofficial copies of transcripts from previously attended universities.
Career prospects
The Schulich School of Business has an in-house team of career coaches who provide individual mentoring and coaching to help students. The program produces graduates who possess great communication, analytical, leadership, and interpersonal skills that recruiters highly value.
The MBA program can also help students prepare for CFA. 88% of students were hired within 90 days of graduation with an average salary of CAD 94,200. Popular organizations that have hired MBA graduates from the Schulich School of Business include Amazon, Deloitte, IBM, P&G, and CIBC, among others.
Smith School of Business, Queen’s University, Kingston
Established in 1841, Queen’s University is one of Canada’s oldest institutions and one of its best. It has been ranked 7th on the Times Higher Education Impact rankings list. The university is home to students from across 125 countries, keeping up with the hospitable spirit of Canada.
The Smith School of Business
at Queen’s University is world-renowned for its excellence and leadership in business education and research. The school also has exchange partnerships with over 100 business schools worldwide. The Smith School of Business offers MBA courses, including a full-time MBA, Executive MBA, Executive MBA Americas, and accelerated MBA for business graduates.
About the full-time MBA program at Smith
The full-time MBA program at the Smith School of Business has been recognized as the best global program by various agencies. The program has 6 specializations students can choose from to personalize their degree.
Students can choose from 5 double degree programs to gain expertise beyond a conventional MBA degree. An integrated team project that students will be a part of in the first year will allow students to work with small-to-medium enterprises.
Fees
An international student at the Smith School of Business will have to pay CAD 104,100 as fees for the MBA program.
It is also estimated that the cost of living for an international student might hover around CAD 18,000-20,000.
The school offers several financing options and scholarships for students who require it.
Eligibility Criteria
One will need to have relevant full-time professional experience.
Applicants are required to submit their application forms, resumes, official transcripts, GRE or GMAT scores, TOEFL or IELTS scores, cover letters, two professional references, video questions, and written responses, and attend an interview (by invitation only).
International students will also need to apply for a Canadian study permit (student visa) to study MBA in Canada.
Career prospects
Over 98% of students found employment opportunities within 90 days of graduating from the Smith School of Business’s MBA program with an average compensation of CAD 120,852.
Students may begin working in professional roles, including CFA, project management professional, and certified management consultant, while enrolled in the program. Top recruiters include PwC, Kearney, Gartner, Deloitte, and Cisco, among others.
HEC, Université de Montréal, Montréal
The Université de Montréal is ranked 4th among the best universities in Canada and is one of the world’s leading research universities. The university is part of the U15 group, a group of Canadian research-intensive universities.
The university is Canada’s third most international university due to the many international students studying on campus.
HEC Montréal
offers internationally acclaimed management education and research programs. The school offers over 60 programs, including courses such as a full-time MBA and Executive MBA.
About the full-time MBA program at HEC Montréal.
The full-time MBA course at HEC Montréal offers 54 credits that cover cutting-edge management tools and practices. Students can also choose from 9 courses to customize the program according to their requirements. An MBA+ is also available for those students who would like to learn French to improve their chances of landing a job in Montréal.
Fees
International students will have to pay CAD 54,000 until summer 2022 and CAD 59,000 from fall 2022.
HEC Montréal offers scholarships and financial assistance to international students.
Eligibility Criteria
Undergraduate degree from a recognized university.
Professional experience of at least 3 years.
Applicants must have cleared GRE, GATE, or TAGE MAGE.
Applicants must produce proof of English language proficiency (list of language requirements given here, TOEFL, IELTS, TOEIC, SAT, or CAMBRIDGE English language assessment test).
Submit supporting documents, including official transcripts, photocopies of diplomas, resumes, four video essays, letters of recommendation, and proof of compliance.
Career prospects
90% of HEC Montréal MBA graduates were employed within 90 days of graduation with an average salary of CAD 90, 754.
The MBA program provides the necessary skills and training to those looking for career advancements. It can also improve one’s connections in the industry and help one to prepare for real-world challenges.
Ivey Business School, University of Western Ontario, London
Western University is one of Canada’s top-ranking research-intensive universities and is ranked among the top 1% of universities worldwide. The university hosts students from over 128 countries worldwide, bringing together various cultures and perspectives.
Western University’s Ivey Business School is Canada’s leading case-based business education provider. Students develop relevant skills and acquire global perspectives about the world of business. Applicants who seek MBA admissions at The Ivey Business School are offered a variety of choices, including a full-time MBA, accelerated MBA, Executive MBA, and MBA for direct HBAs.
About the full-time MBA program at Ivey Business School.
Ivey’s full-time MBA is a 12-month program that follows a case-study method to train its students. The program even includes international study trips and exchange programs. The program also encourages students to work on real-world projects and to choose electives across 5 focused areas that can sharpen specific skills required for their careers.
Fees
The tuition fee for international students is CAD 123,500 annually.
Living expenses may come up to CAD 2900 a month.
MBA application fee of CAD 150.
Eligibility Criteria
A minimum of 2 years of full-time professional experience.
An undergraduate degree with a “B” average in the last two years.
Unofficial transcripts from all post-secondary institutions.
GMAT or GRE scores, resume, two professional references, duly-filled online application, and TOEFL or IELTS score.
Career prospects
96% of all students from the Ivey Business School received job offers within 90 days of graduation, with an average salary of CAD 108,000! Candidates with exceptional leadership skills, noteworthy personal achievements, and a passion for business management may apply to the school.
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Terms of Service
Privileged and confidential
Terms of Use | August 24 2021
THE CHOPRAS GLOBAL HOLDINGS PTE LTD ("TC GLOBAL") END USER LICENSE AGREEMENT AND TERMS OF USE
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE SERVICES OFFERED BY TC GLOBAL. THESE TERMS OF USE SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS FOR YOUR USE OF THE WEBSITE AT https://tcglobal.com("THE "SITE") AND THE SERVICES, FEATURES, CONTENT, APPLICATIONS OR WIDGETS OFFERED BY TC GLOBAL ("SERVICE").
For the purposes of these Terms of Use, "TC Global" shall be deemed to include The Chopras Global Holdings Pte Ltd and/or its affiliates.
Acceptance of Terms
By registering for and/or using the Service in any manner, including but not limited to visiting or browsing the Site, you agree to all of the terms and conditions contained herein ("Terms of Use") and all other operating rules, policies and procedures that may be published from time to time on the Site by TC Global, each of which is incorporated by reference and each of which may be updated by TC Global from time to time without notice to you in accordance with the terms set out under the "Modification of Terms of Use" section below. In addition, some services offered through the Service may be subject to additional terms and conditions specified by TC Global from time to time; your use of such services is subject to those additional terms and conditions, which are incorporated into these Terms of Use by this reference. These Terms of Use apply to all users of the Service, including, without limitation, users who are contributors of content, information, and other materials or services on the Site, individual users of the Service, venues that access the Service, and users that have a page on the Service.
Access
Subject to these Terms of Use, TC Global may offer to provide the Services, as described more fully on the Site, and which are selected by you, solely for your own use, and not for the use or benefit of any third party. Services shall include, but not be limited to, any services TC Global performs for you, any applications or widgets offered by TC Global that you download from the Site or, subject to the terms set out under the "Third party Sites and Services" section below, from third party application stores (eg. App Store, Play Store or Google Apps Marketplace) authorized by TC Global, as well as the offering of any materials displayed or performed on or through the Services (including Content (as defined below)).
Registration and Eligibility
You are required to register with TC Global to browse the Site, view Content and access the Services only and represent, warrant and covenant that you provide TC Global with accurate and complete registration information (including, but not limited to a user name ("User Name"), e-mail address and/or mobile telephone number and a password you will use to access the Service) and to keep your registration information accurate and up-to-date. Failure to do so shall constitute a breach of these Terms of Use, which may result in immediate termination of your TC Global account. We recommend, but do not require, that you use your own name as your User Name so your contacts can recognize you more easily. You shall not:
Create any account for anyone other than yourself without such person's permission.
Use a username that is the name of another person with the intent to impersonate that person.
Use a username or TC Global account that is subject to any rights of a person other than you without appropriate authorization.
Use a username that is a name that is otherwise offensive, vulgar or obscene or otherwise unlawful.
TC Global reserves the right to refuse registration of, or cancel a User Name at its sole discretion. You are solely responsible and liable for activity that occurs on your account and shall be responsible for maintaining the confidentiality of your TC Global password. You shall never use another user's account without such other user's prior express permission. You will immediately notify TC Global in writing of any unauthorized use of your account, or other account related security breach of which you are aware.
You represent and warrant that if you are an individual, you are of legal age to form a binding contract, or that if you are registering on behalf of an entity or a minor, that you are lawfully authorized to enter into, and bind the entity or yourself (as the legal guardian of the minor) to, these Terms of Use and register for the Service. The Service is not available to individuals who are younger than 10 years old. TC Global may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time.
You are solely responsible for ensuring that these Terms of Use are in compliance with all laws, rules and regulations applicable to you and the right to access the Service is revoked where these Terms of Use or use of the Service is prohibited and, in such circumstances, you agree not to use or access the Site or Services in any way.
If you use a mobile device, please be aware that your carrier's normal rates and fees, such as text messaging and data charges, will still apply. In the event you change or deactivate your mobile telephone number, you agree that you will update your account information on the Services within 48 hours to ensure that your messages are not sent to the person who acquires your old number.
Content
All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".
TC Global Content
The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
