Best Places to Study Abroad. Top 10 Cities in the World for International Students

Guides

Benjamin Franklin said, “an investment in knowledge pays the best interest”. No words can be truer for those aspiring for an international education that offers a great quality education as well as priceless exposures, personally, professionally and culturally.

Table of Contents:

Why study in Melbourne?
Why study in Montreal?
Why study in Tokyo?
Why study in Munich?
Why study in London?
Why study in Paris?
Why study in Zurich?
Why study in Seoul?
Why study in Hong Kong SAR?
Why study in Sydney?

As the world currently comes to a stand-still due to COVID-19, it may seem like forever before you can think about traveling. But it won’t be long before everyone gets back on their feet. So, while you are confined to your home, why not read about the best places to study abroad? Prepare yourself now so that when the time comes, you will be all set to give wings to your dream of global education.

Choosing a country (and a university) to study in is a mammoth task as many factors come into consideration. To help you with the task, we have listed out ten best places to study abroad.

1. Studies in Melbourne

Why Melbourne?

Ranked as the third best student cities in the world by Quacquarelli Symonds (QS) Best Student Cities® 2020, Australia’s cultural capital is one of the best places to study abroad. With seven of its universities being featured in the QS World University Rankings® 2020, Melbourne offers world class institutions, the highest ranked university being the University of Melbourne at 38th in the world.

When it comes to medical research, Melbourne offers superb opportunities – it hosts five of Australia’s largest independent medical research institutes are located in Melbourne, i.e.

Baker Heart and Diabetes Institute,
Burnet Institute,
Florey Institute of Neuroscience and Mental Health,
Murdoch Children’s Research Institute, and
Walter and Eliza Hall Institute.

Among the top-ranked universities that have also excelled in other subjects include-

The University of Melbourne: Ranked 41 in Engineering and Technology; Ranked 22 in Life Sciences and Medicine
Monash University: Ranked 54 in Engineering and Technology; Ranked 39 in Life Sciences and Medicine
La Trobe University: Ranked 313 in Life Sciences and Medicine

Melbourne provides one of the largest (cultural) mix of community (students) with over 140,807 international students with Monash University and Swinburn University with the highest intakes of the same.

Lifestyle

Quality of education clubbed together with an appealing lifestyle; you will never run out of things to do when in Melbourne. From Italian to indigenous dishes, the street food in the city should be on your to-do list, not to miss out the Peking Duck which one of Melbourne’s traditional dishes with exotic and indigenous spices! You could take a walk at Melbourne’s laneway which is a hub for coffee shops, cafés and unique shopping boutiques.

Work while studying

What’s more you can also take up a part-time job up to 40 hours per fortnight while studying, and work full time during your semester breaks. And guess what? You will have the same rights and protections under the law as any other employee in Australia.

Melbourne can be your home away from home.

2. Sudies in Montreal

Why Montreal?

Multicultural, multilingual and cosmopolitan, Canada’s Montreal is in our second-best city to study in. Montreal also made it to the list of QS Best Student Cities® 2020 at the 6th rank, ahead of Toronto. Canada has also been ranked among the top (2nd) safest countries in the world by USA News based on a study that surveyed more than 20,000 global citizens from four regions to assess perceptions of 73 countries on 65 different metrics! For a start, this in itself proves the suitability of Montreal as your study destination.

Among the 26 Canadian universities featured at the top QS World University Rankings® 2020, three universities are from Montreal–

McGill University: Ranked 35 in Global world ranking;
Université de Montréal: Ranked 137 in Global world ranking;
Concordia University: Ranked 462 in Global world ranking;

McGill University and the University of Montreal are among the top 100 global universities in Life Sciences and Medicine ranked at 27th and 75th respectively.

With a staggering 642,000 international students enrolled in Canada, it is now the world’s third-leading destination of international students where 34 per cent of Canada’s foreign students come from India.

Lifestyle

Studying in Montreal offers more than just quality education but also gives you an exposure to diverse culture. You can also indulge in several sporting activities- sledging in winter or go to Ile Bizard and Cap-Saint-Jacques nature park beaches, enjoy the splendid green spaces at Mount Royal Park or Parc Maisonneuve, and meet new people among others. Montreal is also the largest French-speaking city in the world outside Paris. Très sympa, oui?

Work while studying

For those who want- to take up a part-time job, you can do so for up to 20 hours per week while studying and full-time during scheduled breaks!

3. Studies in Tokyo

Why Tokyo?

As one of the most technologically advanced cities in the world blessed with a picturesque landscape, Tokyo has etched a place among the best places to study especially for those who are looking to experience and immerse in local culture. Placed as the second-best student cities under the QS Best Student Cities® 2020, a total of 12 universities from Tokyo have been ranked among the QS World University Rankings® 2020. The University of Tokyo is among its highest ranked universities, also ranked 23rd in the top leading universities for Social Science and Management. Among the top universities are-

Tokyo Institute of Technology (Tokyo Tech): Ranked 53 in Global World Ranking
Waseda University: Ranked 196 in Global World Ranking
Keio University: Ranked 200 in Global World Ranking

As an international student in Tokyo (Japan), you can be admitted in any of the following five categories, i.e

For those who are fascinated by Japanese Architecture, Tokyo poses as the ideal city to pursue the field, as the University of Tokyo ranks as 4 th top universities in Asia for studying Architecture, and ranks 16th worldwide.

Not lacking universities/institutes to pursue higher education by international students, Tokyo- one of the leading financial centres of the three in the world- offers an opportune professional and interning opportunities to international students. Based on QS’s annual survey of employers worldwide, Tokyo ranks 1 st as one of the cities that are most highly sought-after as recruiting grounds among graduate employers.

Lifestyle

On days you are less occupied with universities, you can visit shrines in Tokyo including Atago Shrine, Kaneiji Temple or take part in their never-ending festivals such as such as Setsubu, Hatsumode and Fukagawa Matsuri. If you’re keen on cooking, you can bring out the chef in you and try out Japan’s famous cuisine starting with Edomae-zushi (sushi), Ramen, unagi no kabayaki to name a few.

Work while studying

Like other cities, you can also work part-time in Tokyo for up to 28 hours per week (and up to 40 hours during long holidays) after getting a permission from the immigration office “Shikakugai-katsudokyoka”. Here’s an interesting fact – About 76% of privately financed international students in Japan work part-time.

Offering you a perfect mix of modern and traditional, Tokyo is sure to blow your mind! So long, Ja ne!

4. Studies in Munich

Why Munich?

One of the best-known reasons for choosing Germany as a study destination is that its public universities offer free tuition-fee for every student irrespective of nationality, except the Federal State of Baden-Württemberg (where earlier it was free until it got amended in 2017). That’s a big, big reason why Germany is a preferred place to study. Munich, which is Germany’s most popular student city, is also home to centuries-old buildings like Nymphenburg Palace and the New Town Hall (Neues Rathaus), and numerous museums including the famous Alte Pinakothek (art museum). Ranked among the best student cities by QS Best Student Cities® 2020 Munich has attracted the international student community, home to more than 15,000 foreign students.

Its largest public universities – Ludwig Maximilians University Munich (LMU) and Technical University of Munich are ranked among the top QS World University Rankings® 2020. These are recognized as two of Europe’s premier academic and research institutions, and ideal for students looking for research-intensive universities. Among its popular universities are:

The Academy of Fine Arts
The College for Television and Film.

Lifestyle:

Living in a historic city such as Munich, aside the sight-seeing, you can also indulge in leisure activities like- the world-famous Oktoberfest and the alternative cultural festival Tollwood, or take a ride at the biggest mobile giant Ferris wheel in the world! There is so much this city can offer.

Work while studying

Munich is considere as one of the most expensive cities in Germany so if expenses are your concern, you can take up part-time jobs. For international students, you are allowed to work 120 full days or 240 half days per year.

With large corporations such as BMW, Siemens and Linde calling Munich their home, the city may seem great for your career planning. For instance, at BMW you can join the workforce through internship, a thesis or as a working student employment. How about that?

5. Studies in London

Why London?

Home to over 50 universities offering over 10,000 courses (undergraduate and postgraduate degrees), London is one of the most exciting cities in Europe and definitely a great place to study. With the city hosting more than 118,145 international students, you will be living among a global and diverse community, with students from over 200 nations. Are you an Indian student? Don’t sweat as there will be no time to be home-sick with as much as total 26,685 Indian students are studying in the UK!

The QS Best Student Cities® 2020 ranking placed London at the top as the best student cities. The city has a fleet of internationally ranked universities, a total of 18 universities being ranked in the QS World University Rankings® 2020 with UCL (University College London) being ranked 8th in the world. Universities in top 50 include-

Imperial College London: Ranked 9 in Global World Ranking
King’s College London: Ranked 33 in Global World Ranking
The London School of Economics and Political Science (LSE): Ranked 44 in Global World Ranking

Don’t take our word for it, take a look at these 10 facts about studying in London and be inspired yourself-

Lifestyle

From the Historic Tower to the London Eye, there are endless iconic places to visit in London. You could also take a quick stroll to visit the Queen at Buckingham Palace or immerse yourself in art at Trafalgar Square’s National Gallery. While in London, be sure to indulge yourself in a scrumptious English Breakfast!

Work while studying

London is also an attractive destination because of its great work opportunities -, from work placements to internships. For the tech-savvy and IT driven students, London can be your dream city as 19 of the top 25 European software and IT companies have their HQ here, and there are 17,000 companies in the environmental technology sector.

Moreover, there are also opportunities to take up part-time jobs, where you can work for 20 hours a week during session and full-time during the holidays. Now you will be able to manage your own expenses!

6. Studies in Paris

Why Paris?

Paris, the fashion capital and the birthplace of haute couture is not just a tourist destination, but is also one of the best cities to study in. Twelve of the globally ranked universities (QS World University Rankings® 2020) are in Paris. Among these, the highest ranked is the Université PSL (Paris Sciences & Lettres), which is ranked 53 (out of 500 global universities). The city is also the 7th best student cities as ranked by QS Best Student Cities® 2020. With 1,200 courses being offered in English, nothing can hold you back from studying in Paris!

France is also known to be one of the world’s most research-intensive country. There are nearly 285,000 researchers, 74,000 doctoral candidates and more than 14,500 doctorates are granted each year. You can be part of this statistic if you decide to make Paris your global ed destination!

France is also the world’s fashion capital, with most of the major French fashion brands being headquartered there – including Chanel, Louis Vuitton, Dior, and Lacroix. Did you know that Louis XIV became the first fashion influencer by focussing on textile (artistic industries) in his attempt to improve economy? And that is how the best fabrics and garments were found in Paris!

Lifestyle

Offering great sight-seeing places from Eiffel Tower to Arc de Triomphe, the tomb of the Unknown Soldier, Paris is also the perfect place for a gastronomy enthusiast. If feel like indulging yourself, there are over 110 Michelin-Starred restaurants for you to explore, and also myriad of cafés, wine bars and bistros.

Work while Studying

With so many activities you can take up while in Paris, you can manage your expenses by working part-time. With a student permit, you can work for 964 hours during the year at a minimum wage of 9.76 Euros gross per hour.

Excited yet? Allons-y!

7. Studies in Zurich

Do you know that ETH Zurich is the highest-ranked university in continental Europe – and the best performing university from outside the US and UK? In our list of best places to study in Zurich, home to this impressive university. It is also the largest city in Switzerland and among the wealthiest in Europe.

Why Zurich?

Mercer’s 2019 Quality of Living Ranking puts Zurich as the second-best city with highest quality of living. As Switzerland gets voted as the safest country by Insurly in its “2020 Ranking of the World’s Safest Countries”, choosing Zurich as your study destination is going to be one of the best decisions in your global ed journey.

What’s good to note is that Zurich’s education system has been ranked among the top education system in the world by the World Economic Forum. The QS Best Student Cities® 2020 has also ranked Zurich as the 8th best student cities. Two of its universities (which is also among the largest universities in Switzerland) made it to the QS World University Rankings® 2020, i.e.

ETH Zurich: Ranked 6 in Global World Rankings
The University of Zurich: Ranked 76 in Global World Rankings.

In Switzerland, there are three different types of universities (as shown in the figure), and based on the course enrolled for, i.e

Lifestyle

Situated on the banks of picturesque Lake Zurich, you will never run out of activities to keep you occupied in Zurich. Given its prime location, you can take day trips to metropolises such as Milan, Munich and Paris with public transport. For the adventurous ones, you can always take outdoor trips in any of the 80 peaks (above 4,000 metres) of Switzerland, starting with Flumserberg, Mount Rigi, Mount Pilatus, among others.

Do not miss trying out the Cheese fondue, Swiss’ most favourite dish. With the first recipe written down in Zurich, wouldn’t it be a shame not to try this out when in town?

Work while studying

Wondering what you could do during breaks? International students are permitted to work for up to a maximum of 15 hours per week during their studies, and full-time during semester breaks.

8. Studies in Seoul

More than the glamourous K-pop and K-drama, South Korea has also established itself as a country that excels in education. It ranks at the top of OECD countries for scholastic achievement and educational competitiveness. So, if you are looking for a place with a great living standards and quality education, Seoul is a preferred option.

Why Seoul?

Seoul, the capital of South Korea has 18 universities that are ranked in the top QS World University Rankings® 2020 – with Seoul National University (SNU) taking the lead at 37th rank. Seoul is also one of the best student cities according to the QS Best Student Cities® 2020.

South Korea has begun attracting international students with its latest recorded number being 160,165 international students in its 430 South Korean universities and colleges. About 84 per cent per cent of international students were reported to be (very) satisfied with the education system. (in figure)

Good environment and educational quality for studying and also high standard of living were among the reasons for the students’ satisfaction in South Korea.

For Indian students who want to explore Seoul as their study destination, you can start with these Seoul universities which have Indian students enrolled–

Seoul National University,
Yonsei University,
Korea University
Ewha Women’s University

Lifestyle

Korean cuisine traditions go way back to the 13th century – there are dishes like Kimchi, Kimbab, Kimchi, and the hearty soup Haejangguk, which you can relish while living in Seoul. One of the Korean’s favourite activity is Norebang, Korean karaoke where you get to sing your fav songs and one shouldn’t miss this when in Korea. As they say, l, when in Rome do as the Romans do.

Work while studying

If you fulfil the criteria laid down by the Korean government, you can take up part-time job. You are allowed 20 hours to 30 hours of work per week based on your level of education.

Fighting!

9. Studies in Hong Kong SAR

Why Hong Kong?

Located on the South-east mainland of China, Hong Kong, one of Asia’s economic giants is a fusion of Eastern and Western culture. A bustling metropolis, Hong Kong SAR is one of the best places to study. The city is no stranger to international students as it hosts around 37,298 international students in its soil.

Home to world-class universities and quality institutions, a total of seven universities from Hong Kong are ranked in the QS World University Rankings® 2020, including three universities in top 50 – the highest ranked being the University of Hong Kong at 25th rank.

As a premier business hub in Asia with over 8,000 businesses and companies, Hong Kong holds special attraction to those who are interested in business management because Hong Kong universities host the world’s best executive business management programmes. Seven of its universities are ranked highly in the QS Business and Management Studies® 2020. Among the list, five universities are in top 100, while two are in top 500.

Lifestyle

There are various past-time activities you can indulge in while in Hong Kong. You could be Cruising at Victoria Harbour in the evening or take a tour of the city with Hop-On Hop-Off Sightseeing Tour bus. One of the best sight-seeing in Hong Kong is the view of its incredible skylines through famous viewpoints such as Sky Terrace 428 at The Peak, Monetary Authority Viewpoint on the 55th floor of IFC Tower 2 and more!

Work while studying

In Hong Kong the cost of living can be on the higher end for students. The good news is that international students can take up part-time jobs confined to on-campus employment for not more than 20 hours per week during session and during breaks, you can work full time without restriction on the location or nature of work.

10. Studies in Sydney

Why Sydney?

Sydney, the capital of New South Wales, is one of Australia’s most popular destinations for higher education international students, hosting around 178,000 international students with a large, diverse and inclusive student community. Ranked as the 9th best student cities (QS Best Student Cities® 2020), it is a close contender with Melbourne. A total of five universities from Sydney have been ranked in the QS World University Rankings® 2020, i.e.

The University of Sydney: Ranked 42 in Global World Ranking
University of New South Wales (UNSW): Ranked 43 in Global World Ranking
University of Technology Sydney: Ranked 140 in Global World Ranking
Macquarie University: Ranked 237 in Global World Ranking
Western Sydney University: Ranked 468 in Global World Ranking

NSW also has the largest research sector in Australia, which reflects in the QS Statistics & Operational Research ® 2020 top universities. Four universities from NSW (including two from Sydney) make it to the list out of the ten Australian universities.

Did you know that out of the top 500 Australian companies, 45% are based in NSW! This means that there will be wide range of employment opportunities available during and after you have finished studying in Sydney provided you fit into the criteria set down by the Australia Government Department of Home Affairs.

Lifestyle

If you have leisure time, Sydney has a lot to show you. For one, you can discover Australia’s most famous stretch of sand – Bondi Beach, or spend the day at the Sydney Opera House or, if you are the adventurous type, you can explore the top of the Sydney Harbour Bridge. From fine dining to exploring nature, you will never run out of things to do in Sydney.

Work while Studying

Before you graduate, you can also apply for internships, which are a great way to gain professional experience. If you want to earn while you learn, you can Work part-time while studying for up to 40 hours every two weeks during sessions, and unlimited hours during holiday breaks.

That was quite an exhaustive list but it should be enough to help you read up more on the country/universities you wish to study in. Often, studying abroad exposes you to a different way of learning (and teaching) which not only opens your mind but also helps you gain a world-class education. The cultural mix and the professional gain are, undoubtedly, among its many offerings.

Are you ready to move away from your comfort zone and grab this exciting challenge?

Let’s get set, global!

Date added

23.02.2022

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use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd
No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805
Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com

Privileged and confidential

Privacy Policy | September 6, 2021

INTRODUCTION
1. The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
2. The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
3. This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
1. Data Controller and Data Processor:
  TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
2. Legal basis for collection and processing of Personal/Usage Information:
  The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
3. Basic Information
  TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
  Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
4. Additional Information
  1. Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
    First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
    
    Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
    
    Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
    
    Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
    
    Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
    
    Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
    
    Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
    
    Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
    
    Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
    
    Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
    
    All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
    However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
  2. Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
  3. Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
5. Processing of Data:
  TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
  TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
6. Right of a user in relation to data submitted:
  Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
1. Business Purposes:
  TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
  
  We may use Personal Information or Usage Information collected through the Site in the following ways:
  - to operate and improve our Site and tools associated with the Site;
  - to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
  - to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
  - To customize the content or the services on the Site for you, or the communications sent to you through the Site.
  - To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
  - To observe, improve and administer the quality of services on the Site;
  - To analyze how the Site is used, diagnose technical problems;
  - Remember the basic information provided by you for effective access;
  - To confirm your identity in order to determine your eligibility to use the Site and avail our services;
  - To notify you about any changes to the Site;
  - To enable TC Global to comply with its legal and regolatory obligations;
  - For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
  - Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
  - To enforce TC Global's Terms of Use.
  - Marketing activities: We use your information for marketing activities. These activities include:
    1. Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
    2. Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
    3. When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
2. Anonymous:
  We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
3. Administrative and Legal Reasons:
  We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
4. Business Transfer:
  We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com

In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805

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