10 Best Medical Colleges in London for International Students in 2024

Global Ed

The world was already reeling from a physician and medical worker shortage pre-COVID-19. The pandemic pushed that over the edge.

Let’s take the U.S. as an example. A report published by the Association of American Medical Colleges in 2020 stated that by 2033, the country could witness a shortage of 54,100 to 139,000. The worldwide figure is a lot scarier. It is estimated that there will be a shortfall of 10 million healthcare workers worldwide by 2030 (mainly in low- and middle-income countries)

The fact, however, is that despite the high demand, medicine is not for everybody, as it is a career that requires passion, motivation, and zeal to go through with it.

The students who do aspire to become doctors and are looking to study in the UK can apply to medical schools in London that offer hands-on training, an outstanding curriculum, and expert faculties to help dedicated students achieve their dream of becoming a surgeon.

There are great medical colleges in India as well as abroad – be it in Canada, UK or Australia – which is also home to some top medical colleges. Today, we’ll look at the UK.

Here’s a list of the top 10 medical colleges in London to help you in your research.

Table of contents:

Why choose to study at a medical university in London?
What are the best medical colleges in London for international students?
How to apply to Medical Universities in London with no Stress?

Why choose to study at a medical university in London?

Doctors who have studied at prestigious UK universities are looked upon and trusted by people all over the world. Here are some other reasons why you can study medicine in London.

With a large number of hospitals, students have access to a wide range of clinical experiences and exposure to diverse medical conditions.
London is a hub for the medical community, providing students with opportunities to network with professionals and make valuable connections.
London medical universities provide an intensive curriculum with world-class facilities helping them consistently secure a place in the QS world university rankings.
Universities in the UK provide employment opportunities to students right after they complete their graduation.
In addition to exceptional medical education, London offers a wealth of cultural, historical, and recreational attractions for students to enjoy during their studies.

What are the best medical colleges in London for international students?

Medical institutions in London have consistently ranked in the top 10 universities in the world with more than 40,000 international students studying medicine and allied subjects.

Here’s the list of the top Medical institutions in London that foreign students can apply to

QS World Ranking	Name of the University
6	University College London
8	Imperial College London
13	King’s College London
14	London School of Hygiene and Tropical Medicine
55	Queen Mary University of London

If you are looking at the United Kingdom as a whole, here are the top 10 universities for studying medicine.

QS World Ranking	Name of the University
2	University of Oxford
5	University of Cambridge
6	University College London
8	Imperial College London
13	King’s College London
18	London School of Hygiene and Tropical Medicine
22	University of Edinburgh
32	University of Manchester
48	University of Glasgow
55	Queen Mary University of London
67	University of Birmingham

Source: QS World University Rankings by Subject for Medicine. TC Global will update this article as soon as the 2024 rankings are published.

Top Medical Colleges in London

1. University College London

Source: UCL

Founded in 1826 for students in the UK, now One-third of the students of UCL are from foreign countries making it truly a global university. UCL is also the proud home of 29 Nobel laureates. Moreover, UCL is not famous just as the university, the campus has been used for many film shoots such as Inception, Batman Begins, etc.!

Why is it good to study here?

UCL aims to produce highly-qualified and competent 350 distinctive ‘UCL Doctors’ each year. It has one of the widest ranges of integrated BSc opportunities in the UK. You will have access to the UCL Careers Service to help and advise through activities provided by the medical school in each year of the program.

Also, It is recognized as one of the primary medical qualifications by the General Medical Council (GMC). In fact, 99% of graduates from UCL have gone on to become medical practitioners with the help of campus placements.

Fees & Scholarship options

The tuition fees for this course start at £50,300 excluding other costs. To cover the fees, Global Undergraduate scholarships are provided based on financial need, and UPC progression scholarship is provided based on merit.

Eligibility and Duration

Class 12 completion with A in Biology and Chemistry
BioMedical Admissions Test (BMAT)
IELTS Overall score of 7.5 or TOEFL Overall score of 109
Duration: 6 academic years

Courses offered & admission process

The main medicine courses are,

Bachelor of Medicine and Bachelor of Surgery (MBBS) and
Bachelor of Science (BSc)

Other than the above, more than 34 medical subjects are offered at UCL.

Students can make the application through UCAS along with the required documents. Your application will be assessed and qualified applicants will be called for multiple mini-interviews which take place between December and March. For more details visit this page.

2. Imperial College London

Source: ICL

The foundation of Imperial College London was made in 1907 and since then it has been producing highly sought-after graduates. One of the top 10 colleges in the UK, ICL has specialization in the subject of medicine, engineering, and science.

Why is it good to study here?

Ranked 4th in the world for Medicine by the Times Higher Education World University Rankings by Subject, 2024, ICL offers an integrated course that lets the students graduate with both an MBBS and BSc qualification. Students with exceptional academic performance may also be offered the opportunity to include a Ph.D. as part of their studies.

This college specializes in the case-based learning approach with many practical training sessions on hospitals such as Chelsea and Westminster Hospital, London North West Healthcare NHS Trust – Ealing Hospital, Hillingdon Hospital NHS Trust, etc. Along with the main Imperial degree, students also receive the award of the Associateship of the Imperial College School of Medicine (AICSM) making them perfectly qualified to practice medicine all over the world.

Fees & Scholarship options

The fees excluding other costs for overseas students is £53,700. ICL offers more than 5 in-house scholarships to foreign students like Adrian Taylor Scholarship valued at £3000 per year.

Eligibility and Duration

Students are required to have completed class 12 with 95% / 90% in Biology and Chemistry and 90% in Mathematics or Physics along with the score. Students also need to take the BioMedical Admissions Test to study this course. The English language requirement consists of an IELTS score of 7.0 overall or a TOEFL iBT score of 100 overall. The Duration of this full-time course is 6 years.

Courses offered & admission process

MBBS/BSc Medicine

This highly competitive course has 2,400 applications each year and about 850 candidates are called for an interview. Out of them, approximately 600 offers are made to deserving students. The application is made via the UCAS portal within the deadlines. The students are selected based on their academic excellence and called for an interview. Successful candidates will receive an offer letter after the interview.

3. King’s College London

Source: KCL

King’s College London (KCL) was founded in 1829 and is one of the oldest and largest universities in the UK. KCL has a diverse community of over 31,000 students from over 150 countries and offers a wide range of undergraduate and postgraduate programs in various fields of study.

Why is it good to study here?

The course is divided into 4 stages along with a one-year intercalated degree. The integrated curriculum lets medicine students interact with patients from three popular hospitals – Guy’s, King’s College, and St Thomas’ Hospitals. Students are also placed at general hospitals across the southeast of England and over 350 general practices right after graduation as medical practitioners.

This course is also accredited by the General Medical Council (GMC) and entitles the holder to apply to the GMC for registration to practice medicine in the UK. 100% of students of this university are at work or doing further study 15 months after the course. There is also an option to study abroad supported by the Study Abroad Tutor in King’s Global Mobility Office.

Fees & Scholarship options

The tuition fee for the 2024-2025 academic year is £48,600 per year with a £5000 fixed deposit.

Students can directly apply for Undergraduate International Scholarship or Perseverance Trust Scholarship once they receive their offer letter. To have more options, students can opt for external scholarships.

Eligibility and Duration

Grade XII with 90% overall with 85% in Biology and Chemistry.
Passing UCAT examination
IELTS score of 7.5 and above or TOEFL iBT score of 109 and above
Duration: 5 years (6 if you choose to do an intercalated degree)

Courses offered & admission process

King’s College offers Full-time MBBS in Medicine. Other than that, they also offer Pharmacy (MPharm), Biomedical Science (BSc), and Sport & Exercise Medical Sciences (BSc).

The application requires your mark sheets, personal statement, and reference and it can be made through the UCAS portal. Previous work experience in any medical institution has a high chance of getting selected. Shortlisted candidates will be called for an interview held between May and November. More than 5500 applications are received for roughly 410 places and so the competition will be severe. The final decision on the admission will be notified to the application by the end of May in the next cycle. For further information, click here.

4. London School of Hygiene and Tropical Medicine

Source: University of London

Located in Bloomsbury, Central London, the London School of Hygiene and Tropical Medicine is a public research university that specialises in public health and tropical medicine. According to QS World University Rankings 2023 for medicine, LSHTM ranks 14th in the world for the study of medicine. However, it is important to note that this university only offers masters level programmes and research degrees in the field of medicine.

Why is it good to study here?

Considering that the university offers only masters and research level programmes, it is a place where academics, professionals and students meet from all over the globe. The university is renowned for its collaborative atmosphere, emphasis on research that has real-life impact, and its programmes in global health. Their student support team also offers specialised help to international students.

Fees and Scholarship Options

The fee for masters programmes ranges between £29,960 and £37,368, depending on the specialisation. There are a number of scholarship options including 2024-25 LSHTM Fund Scholarship and 2024-25 GSK Scholarships for Future Health Leaders that are open for international students. You can access the complete list of scholarships here.

Eligibility and Duration

For most of the programmes at LSHTM, you must have a degree in medicine and be a registered medical practitioner. A minimum of 2 works of work experience in clinical medicine will definitely boost your resume. The minimum IELTS requirement is between 6.5 and 7.0 for most courses. Like in most of the UK, a master’s programme is one year long.

Courses offered and admission process

They have over 25 courses at the MSc level, ranging from Control of Infectious Diseases, Medical Microbiology, to Tropical Medicine & International Health. You can access the entire list of courses here.

In addition, the school also offers research degrees, short courses and professional development programmes. The application is made online through the university website. A non-refundable application fee of £50 will be charged and the application deadline for international students is 21 July 2024.

5. Queen Mary University of London

Source: QMUL

Four universities merged to become Queens Mary University and its history goes back to 1785 making it one of the oldest universities in England and Wales. Students from over 170 countries are studying at Queens Mary University in London making it a global university. It is also one of the parts of the prestigious Russel group of universities.

Why is it good to study here?

According to the NSS 2022 report, QMUL is 2nd in London for overall student satisfaction with their studies. QMUL is a research-intensive university with prominence in Medicine and Dentistry. There are also four international campuses of the Queen Mary University of London, located in China, Singapore, Malta, and Paris out of which students can choose to study. Moreover, it is one of the first Higher Education Institutions in the United Kingdom to deliver Degree Apprenticeships to help medical students earn money while learning live experiences.

Fees & Scholarship options

The tuition fee is around £48,700 and can vary depending on the year of study. International students can also take advantage of payment plans. Various scholarships such as the Talented Athletes program, Chevening scholarships, etc. are provided to foreign students based on their academic performance and sports performance. You can also check the university database for an eligible scholarship option.

Eligibility and Duration

Grade X including Biology, Chemistry, English, and Maths with 85% – 90% and above
Grade XII including Biology and Chemistry with an overall score of 90%
Clear the University Clinical Aptitude Test (UCAT)
IELTS score of 7.0 overall
Both 4-year and 5-year MBBS courses are offered at QMUL. Further criteria can be checked here.

Courses offered & admission process

QMUL offers MBBS courses in London and Malta. Other courses like dentistry, pharmacology, and oral health are also offered here.

The application for this process must be made online via UCAS with institution code Q50. Students can apply to four medicine and dentistry courses in their application.

Along with the application, the necessary documents shall also be submitted. Within 4 to 6 weeks the students can expect to hear back from the university. Check out the detailed process here.

Top Medical Colleges outside London for International Students

1. University of Oxford

Source: University of Oxford

Oxford University’s Medicine subject is ranked 1st by the Times Higher Education World University Rankings for clinical, pre-clinical, and health sciences. This is the single non-North American institution to be top-ranked by THE in any subject discipline.

Why is it good to study here?

The entire course is divided into 9 terms, with the first five terms of this course called The preclinical stage. In this stage, students are introduced to the basics of the subject along with regular visits to GP tutors. In their final 4 terms, students are tested rigorously in analysis and critical thinking.

Tutorials usually have 2-4 students, classes and seminars usually contain between 10 and 50 students, while lectures are for up to 200 students making communication between students and faculty easier. Along with studies, students will also take part in research in a laboratory from a wide range of departments within the Medical Sciences Division.

Fees & Scholarship options

The average fee ranges from £39,740 to £52,490 for foreign students. Scholarships like Simon and June Li Undergraduate Scholarship and other external scholarships are available for qualified students.

Eligibility and Duration

Eligible students must have Year 12 qualification under CBSE or CISCE with an overall score of 90% or more along with grades of at least 95% or above in 3 subjects and 85% in 2 subjects (Mandatory subjects being Chemistry with either Maths, Biology or Physics). IELTS score of 7.0 or TOEFL score of 100 and above and passing BMAT is also necessary.

The course duration is six years.

Courses offered & admission process

Courses offered:
Bachelor of Medicine
Bachelor of Surgery (BM BCh)

The applications must be submitted through the UCAS portal along with registering for the BMAT test. Only 25% of all the applications are asked for an interview and out of them only 9% are accepted so that only the best individual is selected.

The interview will be conducted at two colleges, one of your choice and the other allocated randomly, and will be conducted by two academics at each college and by at least one practicing clinician. After the interview, the selected candidates will be informed via email. You can check the detailed process here.

2. University of Cambridge

Source: Cambridge University

Being one of the oldest and top universities in the world, Cambridge has produced more than 100 Nobel laureates since its inception in 1209. Some of its notable alumni include Stephen Hawking, Isaac Newton, and Charles Darwin.

Why is it good to study here?

Cambridge is a world-renowned University for its syllabus and teaching methods. The faculty of medicine of Cambridge are also top researchers and experts in their subjects. 100% of medical graduates go on to work and/or study within 15 months after the course as per the discoverUni data. More than 700 clubs are also available for students to enjoy their college years and socialize with diverse people.

Fees & Scholarship options

The tuition fee for the medicine course is £67,194 per annum. Cambridge Commonwealth, European and International Trust has more than 500 scholarship options for foreign students. Partial financial support from colleges can also be obtained by contacting the admission office.

Eligibility and Duration

Class 12 completion along with passing IIT-JEE/College Board Advanced Placement Tests/STEP
IELTS overall grade of 7.5 or TOEFL IBT with an overall score of 110
Completion of Biomedical Admission Test (BMAT)
Duration: 6 years

Courses offered & admission process

Bachelor of Medicine
Bachelor of Surgery (BMBCh)

Students may need to note that they cannot apply to the Universities of Cambridge and Oxford in the same year. The student can apply for 4 courses in their UCAS application at Cambridge. After the application, you will be asked to submit other required documents and called for an interview if selected. The deadline for application falls in October and the admission decision will be announced by January. The full application process can be seen here.

3. University of Edinburgh

Source: University of Edinburgh

Established in 1583, Edinburgh University has a long history of academic excellence. With over 50,000 students and a diverse international community, the University of Edinburgh is renowned for its research, innovation, and impact on society.

Why is it good to study here?

The modern and innovative curriculum made for the best of the students helps them to survive in the field of medicine and stand out. Having an MBChB degree from Edinburgh medical school gives the students Primary Medical Qualification to qualify for provisional registration with the General Medical Council Students of this university have gone on to become general practitioners, and hospital consultants, or begin a career in medical research after their graduation.

Fees & Scholarship options

The cost to study for an MBChB degree is £35,000 for year 1 and £49,900 for further years. The university offers only 4 scholarships for eligible students. International students can apply for popular external scholarships such as Hull York International Medical College Scholarship, Rhodes Scholarship etc to fund the program.

Eligibility and Duration

Grade XII with overall 80% with three subjects at 75%.
University Clinical Aptitude Test (UCAT) (Earlier known as UKCAT)
IELTS total score of 7.5 and above or TOEFL-iBT with 110 and above
Duration: A 6-year program.

Courses offered & admission process

The courses offered at Edinburgh medical school include

Bachelor of Medicine and Surgery (MBChB)
MBChB for healthcare professionals (HCP-Med)
BSc (Hons) in Medical Sciences
Oral Health Sciences
Biomedical Sciences programs

The application made through the UCAS portal is assessed by two members of the admissions staff against academic achievements, UCAT scores, and other necessary requirements. Approximately, 700 applicants will be invited to attend a half-day assessment day/interview at Edinburgh Medical School. The selected students after the interview will receive their offer letter via email.

4. University of Manchester

Source: University of Manchester

Since its founding in 1824, this university has become one of the UK’s largest and most respected institutions. Over 40,000 students from over 160 countries are enrolled at the university. The university is home to several prestigious research institutes and centers, such as the National Graphene Institute and the Manchester Institute of Biotechnology. The university has produced 25 Nobel Prize winners, including in the fields of physics, chemistry, and economics.

Why is it good to study here?

The University of Manchester is the largest medical school in the UK with more than 2200 undergraduates currently studying in it. The study years at Manchester are a mix of Lectures, practical classes including anatomy dissection, and clinical experience that are taken in small groups ensuring sufficient attention from faculties for each student.

Moreover, Close links with Manchester Academic Health Science Centre prove to be an excellent chance for students to have live training experiences. Also, this course is accredited by the General Medical Council and so 98% of students have the opportunity to work for 15 months after the course.

Fees & Scholarship options

Tuition fees for overseas students are £38,000 for years 1 and 2 of study and year 3 is £58,000. Scholarships such as Global Futures Scholarship, Humanitarian Scholarship, etc are offered to foreign students. To see the qualification for these scholarships, follow this link.

Eligibility and Duration

Students are expected to have completed Grade XII with an 80-95% overall score and have an IELTS score of 7.5 and above. Passing the UCAT examination with high scores is also mandatory.

Duration: 5 years

Courses offered & admission process

Medicine MBBS
Public Health

Each application made via UCAS should have an online information form concerning non-academic activities. All applicants will receive this form after the 15th October UCAS deadline from the School of Medical Sciences Admissions Office. Applications are first screened according to whether or not they meet our standard academic threshold and are called for the interview process. Unsuccessful applications will receive a notification of the same in due course within a few weeks.

5. University of Glasgow

Source: University of Glasgow

The University of Glasgow is one of the fourth oldest universities in London having been established in the year 1451 and moving to Gilmorehill in the year 1870. 9 Nobel laureates have had their college years at this university. Medicine, Art, veterinary medicine, cancer studies, accounting, and finance are some of the sought-after courses at this university.

Why is it good to study here?

Students of Glasgow university have the opportunity to experience a diverse mixture of clinical attachments that range from National Tertiary Referral services to single-handed rural General Practice. They follow a specialized curriculum called “spiral curriculum” where each subject is revised at various stages of the study to increase the depth and focus that students have on the subjects.

Moreover, students are trained at World class clinical teaching facilities at Glasgow Royal Infirmary & Queen Elizabeth University Hospital during their study year itself. Thus, 99% of graduates of Glasgow University are at work or doing further study 15 months after the course.

Fees & Scholarship options

The fee depends on the course chosen by the student. The average tuition fee is typically £56,520 per year. The scholarship option offered by Glasgow for medicine is limited. The International Leader Scholarship, College of Medical, Veterinary & Life Sciences Deans’ Award, and Undergraduate Excellence Scholarship are some of the few options that students can consider for applying.

Eligibility and Duration

Completed high school with 75% and above with A grade in Chemistry and Biology or Physics or Mathematics
IELTS score of 7.0 overall
Taking UCAT
This is a Full-time 5-year course.

Courses offered & admission process

Medicine MBChB
Neuroscience
Pharmacology BSc etc

All the applications for the medical course are made through UCAS followed by an interview process for selected students. The step-by-step process to apply for this course and other details like getting a student visa can be found on the official website of the university.

6. University of Birmingham

Source: University of Birmingham

The University of Birmingham is one of the founding members of Universitas 21; the leading global network of research-intensive universities. 10 Nobel prize winners are from this original “Redbrick” university which is a part of the Russel group.

Why is it good to study here?

Birmingham University has consistently ranked as one of the top 10 universities in the United Kingdom. As per the DiscoverUni statistics, 100% of students who graduated after a medical degree are working as doctors at various institutions with average earnings of £33,000. Direct attention of the faculties who are also world-leading researchers is given to every student to help them learn the subject in-depth.

Fees & Scholarship options

The fee for pre-clinical years i.e Years 1 and 2 £30,330 and clinical years 3, 4, and 5 are £48,660. Students with outstanding academic performance can apply for university scholarships like the Charles Wallace Trusts and external funding from the British Council to secure financial aid.

Eligibility and Duration

To be eligible to study medicine, the students should have completed Year 12 with 90% and above with A in Biology and Chemistry. Besides, students who do not have English as their first language are required to pass TOEFL with a score of 95 overall or IELTS with a score of 7.0 overall. All students (Both UK students and International students) must take the University Clinical Aptitude Test.

The duration of the MBChB course is 5 years. Other details can be found at this link.

Courses offered & admission process

Undergraduate Medicine and Surgery (MBChB)
Chemistry with Medicinal Chemistry and Drug Discovery
Medical Biochemistry
Biomedical Science
Pharmacy
Human Neuroscience

The admission process is done through the UCAS portal. The student has to give the University Clinical Aptitude Test (UCAT) in the year of applying for the course. Necessary documents and other details must be submitted to the university before the deadlines. Students might also need to attend an interview if required by the university. The final candidates are shortlisted based on the entry requirements and their performance in the interview.

How to apply to Medical Colleges in London with no Stress?

Have these reasons cemented your decision to do your higher education in the UK? Then here’s how you go about it. The easiest way is to sign up with TC Global.

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To move forward with us, download our app or visit tcglobal.com and sign in to create an account on our student platform and onboard with us in quick, easy steps.! 🚀

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We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.

You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.

You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.

You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.

You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.

When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.

Rules and Conduct

As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.

Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.

By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:

belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

Additionally, you agree not to:

contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd
No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805
Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com

Privileged and confidential

Privacy Policy | September 6, 2021

INTRODUCTION
1. The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
2. The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
3. This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
1. Data Controller and Data Processor:
  TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
2. Legal basis for collection and processing of Personal/Usage Information:
  The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
3. Basic Information
  TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
  Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
4. Additional Information
  1. Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
    First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
    
    Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
    
    Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
    
    Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
    
    Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
    
    Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
    
    Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
    
    Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
    
    Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
    
    Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
    
    All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
    However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
  2. Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
  3. Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
5. Processing of Data:
  TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
  TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
6. Right of a user in relation to data submitted:
  Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
1. Business Purposes:
  TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
  
  We may use Personal Information or Usage Information collected through the Site in the following ways:
  - to operate and improve our Site and tools associated with the Site;
  - to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
  - to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
  - To customize the content or the services on the Site for you, or the communications sent to you through the Site.
  - To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
  - To observe, improve and administer the quality of services on the Site;
  - To analyze how the Site is used, diagnose technical problems;
  - Remember the basic information provided by you for effective access;
  - To confirm your identity in order to determine your eligibility to use the Site and avail our services;
  - To notify you about any changes to the Site;
  - To enable TC Global to comply with its legal and regolatory obligations;
  - For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
  - Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
  - To enforce TC Global's Terms of Use.
  - Marketing activities: We use your information for marketing activities. These activities include:
    1. Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
    2. Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
    3. When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
2. Anonymous:
  We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
3. Administrative and Legal Reasons:
  We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
4. Business Transfer:
  We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com

In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805

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