Colleges in Toronto are sought after by students from all over the world. This industrial and financial hub of Canada also ranks 15th in the list of best student cities, according to the 2023 list, published by QS rankings. So, we look at the city, why it is so great, and the best colleges in Toronto, Canada for international students.
Why Toronto colleges are a good choice for international students?
Toronto has a lot of universities and colleges, which makes it a good location for international students. It is also known for its multiculturalism, diversity, and inclusive environment and is also the best city in Canada to study abroad. Moreover, Toronto colleges has many universities that offer programs in English and French, as well as other languages such as Spanish, Italian, German, or Japanese.
The great thing about Toronto is that it is a vibrant, multicultural city with a diverse population. The city is home to over 140 ethnic communities, which means that there are plenty of restaurants and cultural events for international students to explore. Some of the universities in Toronto are world-renowned. This includes the University of Toronto, the University of Waterloo, and the University of York. The city also has a large number of private colleges and universities.
Toronto has a lot to offer, from its rich cultural heritage to its vibrant nightlife. A city with a low crime rate, Toronto is also one of the safest cities in North America, ranking as the 9th safest city in the world in 2017. This makes it an attractive option for international students who want to study abroad but are worried about safety and security concerns. Toronto also has a very convenient public transport network including the metro, buses, and trains with monthly passes.
That’s not all. Toronto is the financial capital of Canada, with many employment opportunities in the banking, insurance, and finance industries. In addition to these industries, Toronto also has a booming tech industry that offers careers in software development, graphic design, web development, digital marketing, and more.
Finally, Canada is a very welcoming commonwealth country. This can be useful for those planning to stay in the country in the long term. There is a low barrier to entry for obtaining a basic work visa and furthermore, the maximum hours have recently been increased.
How much does it cost to study in universities in Toronto?
Studying in Canada is fairly affordable and low cost, which makes it an attractive option for international students. Not only is college tuition less expensive compared to universities in the USA or the UK, but the daily living expenses are also more affordable.
Further, universities in Toronto for international students also offer a variety of scholarship programmes to help students study in Canada at a low price. Some of the scholarships are merit-based and others are need-based. Finally, students there have many options to work alongside studying, to financially support themselves.
The approximate cost of studying in a bachelor’s programme in colleges in Toronto, Canada, across different fields of study, ranges from CAD 15,000 (INR 9,01,810) to CAD 30,000 (INR 18,03,620) per year. The tuition fees for programmes in medicine and law are more expensive than it is for programmes in education, visual or performing art, and humanities.
Apart from this, most Canadian universities charge an application fee prior to the admission process and this can cost somewhere between CAD 50 and 250. The approximate cost of a master’s programme in is approximately CAD 20,000 (INR 12,02,614) per year. MBA programmes and other specialized courses in management tend to be more expensive, coming up to an average of CAD 30,00-40,000 per year.
In the case of accommodation, students have two options. Many universities provide accommodation on campus, which is also covered by some scholarships. Otherwise, students also choose to stay off campus, in rented apartments or houses that they can share. On average, staying in Canada costs between CAD 5,000 (INR 3,00,841) and CAD 10,000 (INR 6,01,741) per year.
Another significant expense for students is transport and food. Transport costs approximately CAD 1200 (INR 72,147) per year and basic food costs come to around CAD 4500 (INR 2,88,885) per year. Apart from all these, students may spend around CAD 100 (INR 6000) per month on miscellaneous activities like entertainment and additional purchases.
What are the scholarship options for colleges in Toronto - Canada?
Toronto colleges provide many different scholarship options for students, to help them study at a low cost. These scholarship programmes are offered by some educational institutions, government agencies, as well as external non-governmental agencies and organizations aiding international students to study in the country.
Further, students can also explore and apply for different commonwealth scholarships since Canada is a commonwealth country. Some of the available scholarship options are merit-based but there are quite a few that are need-based as well. Some institutions also offer full scholarships on the basis of need.
Many universities in Toronto for international students offer scholarship programs during the application process. For example, the University of Toronto offers the merit-based Lester B. Pearson International Scholarship. The Toronto School of Management also offers partial scholarships and tuition fee waivers.
The Province of Ontario also provides Ontario Graduate Scholarships for international students applying to masters or degree programs at the University of Toronto. Similarly, many other and colleges in Toronto, Canada offer institution-specific scholarships or fee waivers on the basis of merit or need and applicants can find out about these as they apply. Some of the government scholarship applicants can explore are as follows.
The Vanier Canada Graduate Scholarships (VCGS) is open to international students wishing to pursue a Ph.D. in a Canadian University and is worth $50,000 each year for three years. The Study in Canada Scholarships, by the government of Canada through Global Affairs is open to students from universities abroad who want to study in the country as part of an exchange program or for research. Around 50 scholarships are awarded every year, with the number increasing every year. On that note, Canada also has some great government colleges that would be worth looking into.
The Pierre Elliott Trudeau Foundation Scholarships are also available for doctoral applicants studying in the fields of humanities and social science. Students from commonwealth countries can also be eligible for the Canadian Commonwealth Scholarship and Fellowship plan.
What are the best colleges in Toronto for international students?
Let us delve into the Toronto colleges list.
Ranking
University
Eligibility Criteria
Average tuition fee in USD
01
ILAC College
IELTS 6.0, TOEFL 90
10,000 – 12,000
02
Tamwood International College
IELTS 4.5, TOEFL 46
8,000 – 15,000
03
George Brown College
IELTS 6.0, TOEFL 80, GPA 2.8
15,000 – 30,000
04
Toronto School of Management
IELTS 5.5, TOEFL 100
8,000 – 15,000
05
Seneca College
IELTS 6.0, TOEFL 80, GPA 2.5
10,000
06
Algonquin College
IELTS 6.0, TOEFL 80
15,000 – 20,000
07
IBT College
IELTS 6.0, TOEFL 90
5,000 – 7,000
08
University of Toronto
IELTS 6.5, TOEFL 100, GPA 3.6
40,000 – 60,000
09
Humber College
IELTS 6.5, TOEFL 84<
15,000 – 20,000
10
Centennial College
IELTS 6.5, TOEFL 80, GPA 2.0
10,000 – 15,000
1.ILAC College
ILAC International College is a renowned private college in Canada offering specific career-oriented programs for those interested in Sales, Marketing, Business, and Customer Service. ILAC has a university campus in Toronto as well as Vancouver. The Toronto campus is located in the centre of the city and is close to famous landmarks and attractions of the city.
Also, it may interest you to know that ILAC has a partnership with Fanshawe College where international students to can access Fanshawe’s brand of education in downtown Toronto. There are programmes in the fields of Addiction and Mental Health, Developmental Services Work, Gerontology, Hospitality & Tourism Operation Management (Co-op) and Palliative Care etc
Why is it good to study here?
Here are some reasons why ILAC is one of the best universities in Toronto for international students.At ILAC International College, students have the chance to learn and understand the theory of their chosen discipline, while also practicing what they learn in class, as part of their study. Classes are hands-on and students learn to practically apply what they study. The faculty and instructors at ILAC are leading professionals and experts from the industry and bring to classes their deep knowledge and experience.
Students are also provided opportunities to connect with professionals and build their networks while studying. Specialists and faculty at ILAC help connect students with employers and find good work placement towards the end of their degree.
Fees
The average fees across different diploma and co-op programmes at ILAC range between $9000 to $12,000 per year. Apart from this, the college charges a non-refundable administration fee of $ 200 and an accommodation placement fee of $210.
Eligibility
To apply to ILAC International College, students must take an English language eligibility test. The IELTS requirement to get into ILAC is a minimum of 6.0 with at least 5.5 in each band. The TOEFL requirement is 90-100.
Courses Offered & Admission Process
ILAC International College offers diploma, co-op, and certificate courses in Business, Sales and Marketing, Communication and Service, and Business Administration.
To apply, students first need to fill out their application form. The admission fee is $100. If a student has not written IELTS or TOEFL, they must take an online Cambridge English test during the application process. Eligible students then take part in an interview, which is the final stage of the admission process.
2. Tamwood International College
Tamwood International College is a well-known private college in Canada for courses in business, hospitality, and tourism. It provides a range of educational, vocational, work, and travel programmes, with the mission of helping students gain new skills. The university has been recognized for its quality education and exposure to external agents. Tamwood has been recognized as the best ESL school in North America and the Best Vocational College has therefore found a spot on our Toronto colleges list.
Why is it good to study here?
The programmes at Tamwood International College combine work and study, allowing students to gain work experience, build networks and connections, and learn new skills to augment their resumes and career paths. Classes are taught by expert instructors from the field and professional guest speakers. After completing a program, students can also apply to a programme with an academic pathway partner, after which, they can obtain a Post-Grad work permit.
Fees
On average, the tuition fees at the business school of Tamwood can cost between $8,000 (INR ) and $15,000 (INR ) per annum. Apart from this, students will also incur a technology fee of $100 and material fees of around $600. The fee structure differs for other camps and shorter programs.
Eligibility
Students applying to Tamwood require a minimum IELTS score of 4.5 or TOEFL iBT 46. For language eligibility, completing the EAP 192 of the Tamwood Language Centre is also accepted. To get into the partner pathway programs, students require a minimum GPA of 3.0.
Courses offered and admission process
Tamwood International College offers courses in International Business and Management, Digital Marketing, Hospitality and Tourism, Technology and Recreation, and Leisure. Interested applicants must take the required English language tests and fill out the admission form.
3. George Brown College
George Brown College is a leading public college in Toronto. It has three different campuses in Casa Loma, St. James, and Waterfront, each housing different programs and schools. George Brown College has expanded and grown significantly since its inception and accommodates around 30,000 students from across the world. Around 30% of the students are international. The university is known for its high-quality education and is highly ranked for its research activities.
Why is it good to study here?
George Brown College offers a multitude of programs from various disciplines, allowing students to find the course of their choice and also be in a multidisciplinary environment. The faculty at George Brown are experts in their fields and help provide a rich learning experience for students.
Most of the programs also have a work component that enables students to put their knowledge to practical use and build connections for future employment. George Brown also has an international student aid department to help support one with the admission process and academic or other support while studying.
The college has many student facilities, including sports amenities, on-campus accommodation, conference centres and recreational spaces like cafes. Further, the college campuses are well located, in proximity to markets, stores and restaurants.
Fees
The approximate tuition fee for international students is $15,190 to $27,930 for two semesters. Based on the program chosen, students also pay a materials fee between $1 and $6,000. Some additional college charges students incur are for career service, convocation, academic technology support, and student association.
Eligibility
The minimum GPA required is 2.8. Interested students need to meet the English language requirement before applying. The IELTS score requirement is 6.0 for diploma or certificate programs, and 6.5 for postgraduate and degree programs.
The TOEFL score requirement is 80 for diploma and certificate programs and 88 for postgraduate programs. Apart from these exams, students may also prove their language proficiency through the George Brown English for Academic Program (EAP) or other tests like CAEL and PTE.
Courses offered and admission process
Courses offered at George Brown college range from early childhood education, construction and engineering, community services, and health sciences, to business, hospitality, culinary arts, and computer technology. George Brown also offers courses in liberal studies, and art and design.
To apply, students must meet the required language eligibility and then fill out an application form. The application is then reviewed by the admissions officer, a process that can take around a month and a half. The fee for the application is $110.
4. Toronto School of Management
Toronto School of Management is a private college known for its career-focused courses in business, tourism, hospitality, accounting and cybersecurity. It is located in downtown Toronto, in close proximity to facilities like shops, restaurants, and hospitals.
Why is it good to study here?
The Toronto School of Management prived excellent training in the courses they offer. They do not have many large facilities but accommodate leading and expert instructors. The course content is oriented to meet the requirements of a constantly changing job market and help students build useful networks and connections for their careers.
The college has collaborated with over 100 different employment institutions to help students with placements post the completion of their programme. The Toronto School of Management also provides partial scholarships and tuition waivers to international students.
Fees
The fees at the Toronto School of Management varies based on the type of course but on average, range between $8000 to $15,000 per year. This fee includes tuition fee, books fee, registration fee, and the additional international student fee. The total amount needs to be paid in Canadian dollars.
Eligibility
Students applying to the Toronto School of Management must be at least 18 years of age, pass the Wonderlic Test, and meet the English Language requirements. Students will need a minimum score of 5.5 on IELTS or 100 on TOEFL. They also require a minimum GPA of 2.
Courses offered and admission process
The Toronto School of Management offers diploma courses, co-op courses, and certificate courses in business management, accounting, hospitality and tourism, big data, information technology, and paralegal studies. To apply, students must fill out the application form. Prior to application, students can contact a student advisor and discuss the details of a program as well.
5. Seneca College
Seneca College of Applied Arts and Technology is a public college offering many undergraduate and postgraduate programs. The College began as the Toronto Mechanics Institute and has significantly grown since then. It is well known for its programs in arts and technology, ranging from courses in fashion design and animation to photography and web development.
Seneca College has several campuses spread across Greater Toronto, each specializing in certain programs. The college has a diverse student body, with a significant portion of international students from different countries across the world.
Why is it good to study here?
Seneca college is known for being student-centered. The faculty members are experts in their fields and work to help students make the most of their learning experience at college. Further, there are plenty of learning opportunities even outside of the classroom.
In order to help international students, Seneca has a team of people offering support, right from aid during the admission process and visa procurement, to aiding in financial management and health services. There is also an Indian Students Association that works to organize cultural events on campus.
There are more than 290 full-time and part-time programmes, and 500 career options. The college offers a range of credentials that allow you the flexibility to chart out your education to suit your career path
Fees
The average fee comes up to around $10,00 per year. This includes tuition, health and wellness, college student activities, and other campus life-related costs.
Eligibility
To get admission into Seneca College, students require a minimum IELTS score of 6.0 with at least 5.5 in each band or a minimum TOEFL score of 80 with at least 20 in each skill. The college also accepts Duolingo and PTE scores as proof of language competence. The minimum GPA required is 2.5.
Courses offered and admission process
Seneca College offers courses for undergraduate and graduate students in many different fields. Programs are available in creative arts, design and animation, aviation, business, engineering technology, fashion, law, health and wellness, education, community service, media, and liberal arts. They also have a shorter summer program in specialized fields like journalism.
To apply, students need to fill out the international student web application form after creating an account. Applicants need to provide personal information, their language proficiency scores, program and campus choice, academic history, and other required documents. There is an application fee of $90.
6. Algonquin College
Algonquin College of Applied Arts and Technology was established in 1967 and is amongst the largest Canadian universities. It has three different campuses and is internationally known for its emphasis on practical learning and its modern facilities.
Why is it good to study here?
The faculty at Algonquin are experienced experts and students are also exposed to external workshops and industry visits to support classroom learning.
Fees
On average, studying at Algonquin can cost between $15,000 and $20,000 per annum. This included the tuition fee and other ancillary fees.
Eligibility
Applicants need to have a minimum score of 6.0 on IELTS or 80-88 on TOEFL. Other than this, each program has academic requirements one must meet.
Courses offered and admission process
Courses are available across many disciplines, such as animation, design, commerce, law, and child and youth care. The admission process involves an online application form, requiring academic records, personal records, and English language requirements. The application fee is $110.
7. IBT College
IBT College is a private college offering diploma and certificate courses in Business, Travel and Tourism, Healthcare, and Information Technology. It also offers courses in Flight Attending and was one of the first universities to do so.
Why is it good to study here?
Here is why IBT has featured on our Toronto colleges list. IBT is renowned and leading for training students in the field of Travel and Tourism. It provides well-designed courses for anyone interested in working in tourism, tourism management and related fields. IBT also has a Career Services office which helps review students’ resumes and aid them to find a job.
Fees
On average, studying in IBT costs between $5000-$7000 for tuition and an additional $500 for books and supplies.
Eligibility
To be eligible, applicants must obtain a minimum IELTS score of 6.0 or a TOEFL score of 90. Students also need to perform well on the IBT admission test.
Courses offered and admission process
IBT offers courses in travel, tourism, business management, flight attendant, and network engineering. Interested applicants must write the IBT Admission Test along with filling out the application form and sending all required documents.
8. University of Toronto
The University of Toronto is a highly-ranked public university located in Ontario. It was founded in 1827 and has grown to be one of the most renowned educational institutions in Canada, especially for research. The University has three campuses, in Mississauga, St. George, and Scarborough.
Why is it good to study here?
The University of Toronto is highly ranked across the world for its quality education programs. It offers excellent graduate programs in a wide variety of disciplines from humanities and sciences to music and architecture.
Students also benefit from being in a multidisciplinary environment. It also offers the Lester B. Pearson International Scholarship, a fully funded international scholarship to students with excellent academic records. This scholarship fully covers tuition, books, and residence.
The University of Toronto has spacious and beautiful campuses, providing students with an excellent learning and working environment, making it one of the best universities in Toronto for international students. Further, all the campuses are located in vibrant parts of the city, enabling students to explore themselves and the city.
Fees
Studying at the University of Toronto is relatively expensive. The average fee for undergraduate programmes is $40,000 – $60,000.
Eligibility
The minimum GPA requirement for undergraduate applicants is 3.6 and 3.3 for graduate students. When it comes to language requirements, students must have a minimum IELTS score of 6.5, with at least 6.0 in all bands or a TOEFL score of 100 + 22 for writing. The University of Toronto also accepts scores on Duolingo, CAEL, and other tests.
Courses offered and admission process
The University of Toronto offers courses in a variety of different disciplines, including actuarial science, African studies, anthropology, linguistics, management, mathematics and environmental studies.
Interested applicants need to fill out the general application form with personal information and academic records, subject-specific prerequisites as well as write a specialized statement of purpose to be considered for admission. The application fee costs $90.
9. Humber College
Humber College Institute of Technology and Advanced Learning is a public college in Toronto, Ontario. It started as a college of applied arts and technology and has since expanded to provide many higher education programs in business, creative arts, applied arts, human studies, health sciences, and technology. There are two campuses, the North Campus and the Lakeshore campus.
Why is it good to study here?
Humber College provides excellent study programmes. It ranked 6 on Canada’s top 50 Research Colleges as well. Beyond this, the Humber College campuses provide a dynamic and communal learning environment for students. Campus facilities include extensive sports facilities, a library, on-site accommodation, academic support centres, counseling and healthcare centres, and many dining options. Campus life also includes more than 50 student clubs, a community radio station, and a vibrant culture.
Fees
The average fee to study at Humber is $15,00- $20,000. The fee will depend on the course of choice, as well as the duration since some courses span longer than others.
Eligibility
The English language eligibility is a minimum IELTS score of 6.5, with no band below 6.0 for degree students, or a minimum TOEFL online score of 84. The requirements are slightly higher for a Bachelor of Science. Scores on the Duolingo Language test, Cambridge English Test, and the Humber English for Academic Purposes Program are also accepted.
Courses offered and admission process
Humber College offers programs in a multitude of disciplines, like accounting, advertising, business management, culinary management, and social sciences. Students must fill out the application form and provide details of academic history and language proficiency to be considered for admission. If applications are submitted after the equal consideration deadline, they are considered on a first-come-first-serve basis. The application fee is $75.
10. Centennial College
Centennial College of Applied Arts and Technology is a publicly funded diploma and degree college in Toronto, Ontario. It is also Ontario’s first community college. It has five campuses and offers more than 250 different courses and programs.
Why is it good to study here?
Centennial College, apart from being an excellent academic institution, is also highly recognized for its cultural diversity. It has a huge number of international and exchange students every year. Centennial College also has great connections and networks in the job market, aiding students with internships and placements.
Fees
The average yearly fee of a program at this college is between $10,000 and $15,000 based on the course chosen.
Eligibility
The minimum IELTS requirement is 6.5, with no less than 6 in each of the bands, or a minimum TOEFL score of 80 with no less than 20 in each section. Students also need to have a minimum GPA of 2.0 while applying.
Courses offered and admission process
Centennial College offers programs in law, tourism, hospitality management, environmental studies, aviation, and arts and design to name a few of their long list of programs.
To apply, students must fill out the online application form and email scanned copies of all the required documents to the designated International Admissions Team. Applicants can contact the Regional Admissions Team Member to track the status.
Let’s get you into top courses with no stress
While becoming an international student is very thrilling, researching the entire list of colleges in Toronto, the prep and paperwork of it all can get overwhelming. The easiest way to reduce your stress is to sign up with TC Global.
We simplify international education, learning, and mobility through connecting students, universities, and a global community on a single platform where there are over 1000+ education providers and over 80,000+ courses.
Our platform enables students to study anywhere in the world in just a few steps. From search and discovery and finding the right course fit for you, to applications, visas and departure – we see you through it all.
To move forward with us, download our app or visit tcglobal.com and sign in to create an account on our student platform and onboard with us in quick, easy steps.! 🚀
Then simply set up a visit Calendly.com/tcglobal to pick a Relationships Team closest to you and choose a slot to meet with a Relationship Member.
A world
of possibilities awaits.
Join the movement.
Find your perfect university,
in one of 40 countries all over the world
Prepare for the future,
whether at university, business or in employment
Secure your future,
through STEM courses
Connect with leading international companies
and unlock the potential of your team
Fill in the form, so we can contact you and start our journey together.
that’s it!
Thank you for your trust.
Thanks for contacting us! We will reach you shortly and start our journey together.
Terms of Service
Privileged and confidential
Terms of Use | August 24 2021
THE CHOPRAS GLOBAL HOLDINGS PTE LTD ("TC GLOBAL") END USER LICENSE AGREEMENT AND TERMS OF USE
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE SERVICES OFFERED BY TC GLOBAL. THESE TERMS OF USE SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS FOR YOUR USE OF THE WEBSITE AT https://tcglobal.com("THE "SITE") AND THE SERVICES, FEATURES, CONTENT, APPLICATIONS OR WIDGETS OFFERED BY TC GLOBAL ("SERVICE").
For the purposes of these Terms of Use, "TC Global" shall be deemed to include The Chopras Global Holdings Pte Ltd and/or its affiliates.
Acceptance of Terms
By registering for and/or using the Service in any manner, including but not limited to visiting or browsing the Site, you agree to all of the terms and conditions contained herein ("Terms of Use") and all other operating rules, policies and procedures that may be published from time to time on the Site by TC Global, each of which is incorporated by reference and each of which may be updated by TC Global from time to time without notice to you in accordance with the terms set out under the "Modification of Terms of Use" section below. In addition, some services offered through the Service may be subject to additional terms and conditions specified by TC Global from time to time; your use of such services is subject to those additional terms and conditions, which are incorporated into these Terms of Use by this reference. These Terms of Use apply to all users of the Service, including, without limitation, users who are contributors of content, information, and other materials or services on the Site, individual users of the Service, venues that access the Service, and users that have a page on the Service.
Access
Subject to these Terms of Use, TC Global may offer to provide the Services, as described more fully on the Site, and which are selected by you, solely for your own use, and not for the use or benefit of any third party. Services shall include, but not be limited to, any services TC Global performs for you, any applications or widgets offered by TC Global that you download from the Site or, subject to the terms set out under the "Third party Sites and Services" section below, from third party application stores (eg. App Store, Play Store or Google Apps Marketplace) authorized by TC Global, as well as the offering of any materials displayed or performed on or through the Services (including Content (as defined below)).
Registration and Eligibility
You are required to register with TC Global to browse the Site, view Content and access the Services only and represent, warrant and covenant that you provide TC Global with accurate and complete registration information (including, but not limited to a user name ("User Name"), e-mail address and/or mobile telephone number and a password you will use to access the Service) and to keep your registration information accurate and up-to-date. Failure to do so shall constitute a breach of these Terms of Use, which may result in immediate termination of your TC Global account. We recommend, but do not require, that you use your own name as your User Name so your contacts can recognize you more easily. You shall not:
Create any account for anyone other than yourself without such person's permission.
Use a username that is the name of another person with the intent to impersonate that person.
Use a username or TC Global account that is subject to any rights of a person other than you without appropriate authorization.
Use a username that is a name that is otherwise offensive, vulgar or obscene or otherwise unlawful.
TC Global reserves the right to refuse registration of, or cancel a User Name at its sole discretion. You are solely responsible and liable for activity that occurs on your account and shall be responsible for maintaining the confidentiality of your TC Global password. You shall never use another user's account without such other user's prior express permission. You will immediately notify TC Global in writing of any unauthorized use of your account, or other account related security breach of which you are aware.
You represent and warrant that if you are an individual, you are of legal age to form a binding contract, or that if you are registering on behalf of an entity or a minor, that you are lawfully authorized to enter into, and bind the entity or yourself (as the legal guardian of the minor) to, these Terms of Use and register for the Service. The Service is not available to individuals who are younger than 10 years old. TC Global may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time.
You are solely responsible for ensuring that these Terms of Use are in compliance with all laws, rules and regulations applicable to you and the right to access the Service is revoked where these Terms of Use or use of the Service is prohibited and, in such circumstances, you agree not to use or access the Site or Services in any way.
If you use a mobile device, please be aware that your carrier's normal rates and fees, such as text messaging and data charges, will still apply. In the event you change or deactivate your mobile telephone number, you agree that you will update your account information on the Services within 48 hours to ensure that your messages are not sent to the person who acquires your old number.
Content
All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".
TC Global Content
The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805