Medical colleges in Germany are globally recognized for their excellence in teaching and research. There is a wide range of specializations available to international students, such as public health, biomedicine, and much more. German medical universities offer world-class research facilities and highly experienced faculty. In 2021, the German Medical Association reported a significant boost in foreign doctors working in Germany’s healthcare system to 57,200 – an impressive number that marks a huge shift in medical personnel.
Why choose to study in medical colleges in Germany?
With a student population totalling nearly three million, the German Academic Exchange Service (DAAD) report reveals that 350,000 of those are international students as of this past winter semester. According to the Wissenschaft Weltoffen 2022 report, Germany currently has the highest number of international students ever, with a staggering 8% increase from the previous year. While there are other countries that also offer great medical education, like Canada and also Australia – which has some top medical colleges, Germany is great choice for many reasons.
India is one of the major countries for international students. From 2017 to 2018, Indian student enrollment skyrocketed by 65%, now boasting a total of nearly 28,500 scholars.
The 5 key benefits of studying medicine in Germany are
1. Low tuition fees:
Compared to other countries, medical colleges in Germany have comparatively low tuition fees. Public universities offer medical courses free of cost.
2. World-class research facilities:
German medical colleges are considered some of the best research institutions in the world for medicine and healthcare technologies.
3. Excellent job prospects:
Graduates from medical colleges in Germany have excellent job opportunities, both domestically and abroad. The average salary for doctors in Germany is €65,000 /yr.
4. Hands-on experience:
German medical universities use state-of-the-art simulation technology to give students firsthand experience in a hospital setting.
5. Interdisciplinary approach:
Medical colleges in Germany take an interdisciplinary approach to teaching, combining academic theory with practical application.
Of significance to note about medical education in Germany is that bachelor’s and master’s degree programmes are not separated. To become a skilled medical practitioner, you will have to finish a gruelling six-year programme in German — so it’s essential that your language skills are up to the task.
Are MBBS universities in Germany Free?
Structure of medical degrees in Germany
After an intensive period of study lasting at least six years and three months, graduates in the field of human medicine may attempt to pass the state examination (Ärztliche Prüfung). Successfully passing this exam will grant them their official Licence to Practice Medicine (Approbation) – a crucial step towards becoming a certified medical professional.
The four stages of becoming a doctor in Germany include
Stage 1: Pre-Clinical PhaseThis four-semester programme (two years) will introduce you to the foundational elements of natural sciences and medicine, ending with your initial medical licensing examination.
Stage 2: Clinical PhaseThis phase of study lasts a total of six semesters or three years. It consists of foundational material taught through lectures, practical courses, and seminars as well as internships for hands-on experience.
Stage 3: Practical Year
This one-year clinical education provides hands-on instruction in surgery, internal medicine, and an elective of your choice. It equips you with the essential skills to become a proficient practitioner for future endeavours.
Stage 4: State ExaminationFinishing your medical degree in Germany requires one more step: acing the State Examination, a nationally recognised test. On successful completion of the test, you can apply for your medical license (Approbation).
Most publicly funded Germany medical colleges offer free tuition for medical programmes. This allows students the opportunity to focus on their studies without worrying about the financial burden of medical colleges in Germany’s tuition fees. Private Germany medical college fees are comparatively higher than public medical colleges but they often offer scholarships to eligible students.
To gain a study visa and attend one of the prestigious Germany medical universities, candidates must prove that they possess sufficient monetary resources to cover the expenses of studying in the country. Applicants are required to have 934 EUR per month or 11,208 EUR annually to cover the costs of tuition and living expenses in Germany.
To receive a student visa and attend one of the Germany MBBS universities, students are required to submit appropriate proof. Parental income statements, evidence of money held in an appropriately blocked account (“Sperrkonto”), or documentation showing the award of an accepted scholarship can be used to prove sufficient funds.
For those studying in Germany medical universities outside of Baden-Württemberg, there is only a nominal fee per semester that covers administrative and enrolment fees. In Germany’s Baden-Württemberg, non-EU students have to pay €3,000 as medical college fees.
As a student, you can anticipate having to spend around €10,200 per year in order to cover the cost of living which includes rent, health insurance, food and other expenses while studying at one of the Germany MBBS universities.
What are the best medical universities in Germany for international students?
Germany is home to some of the world’s best medical universities, and many offer excellent tuition-free medical programmes for international students. Some of the best German medical universities for international students include:
Sr No
University
THE Rankings 2024
QS Ranking 2023
1
Universität Heidelberg
47
29
2
Ludwig-Maximilians-Universität München
38
44
3
Technical University of Munich
30
59
4
Charité – Universitätsmedizin Berlin
94
68
5
Universität Hamburg
136
124
6
Eberhard Karls Universität Tübingen
NA
125
7
Albert-Ludwigs-Universitaet Freiburg
128
135
8
Goethe-University Frankfurt am Main
201-250
138
9
Medizinische Hochschule Hannover
NA
151-200
10
Rheinische Friedrich-Wilhelms-Universität Bonn
91
151-200
11
Humboldt University of Berlin
87
NA
12
RWTH Aachen University
90
201-250
13
University of Göttingen
11
151-200
14
University of Cologne
160
151-200
15
TU Dresden
151
201-250
Please note: The QS Rankings for best medical colleges in Germany 2024 have not been released yet. This table will be updated as soon as the information is available.
1: Universitat Heidelberg
Source: Heidelberg University
Established in 1386, Heidelberg University is an illustrious research institution that provides students with a wide range of courses to choose from. It cultivates a worldwide network of teaching and research collaborations, with 27 institutional partnerships and exchange arrangements connecting them to over 480 universities across the world. This impressive global reach demonstrates this medical university Germany’s commitment to fostering international relationships that facilitate learning, growth and innovation.
Why is it good to study here?
The HeiCuMed (Heidelberger Curriculum Medicinale) programme of study offers students an easily navigable and customisable course that meets their individual requirements. To ensure top-notch education, each semester’s teaching is supplemented with communications training and practice classes known as “SkillsLabs” that allow students to hone their medical investigation and procedure abilities.
Fees & Scholarship options
The fee for the MBBS degree programme is 5,000.00 € / Semester
Amirana Scholarship
Scholarships from the Attorney J.B. Göring Foundation
Eligibility and Duration
To apply for this six-year course, students must have a background in physics, chemistry, and biology with excellent school grades. When assessing qualifications from non-German countries, this MBBS university in Germany relies on the evaluation framework of the Central Office for Foreign Education (Zentralstelle für ausländisches Bildungswesen, ZAB).
Courses offered & admission process
To gain admission, prospective medical students can follow the process listed here.
Dentistry
Health Services Research and Implementation Science in Health System
International Health
Interprofessional Health Care
Medical Biometry/Biostatistics/
Medical Education
Medicine (study location Heidelberg)
Medicine (study location Mannheim)
Medical Informatics
2: Ludwig-Maximilians University
Source: Ludwig-Maximilians
Situated in the heart of Munich, Ludwig-Maximilians-Universität München (LMU) has been a world leader in academia and research since its foundation in 1472. As one of Europe’s most distinguished universities, LMU continues to draw scholars and students from around the globe eager for cutting-edge knowledge that will help them shape our ever-changing world.
Why is it good to study here?
By establishing the Medical Curriculum Munich (MeCuM-LMU), LMU’s medical faculty has sought to revolutionize the learning and teaching of medicine. They have a global reputation for excellence in both academics and clinical practice making them one of the best medical colleges in Germany.
Fees & Scholarship options
Students are not required to pay any fee to pursue a degree in Medicine, Dentistry, Veterinary Medicine, and Pharmacy. However, all students are required to pay a fee of €152.30 for the Studierendenwerk (Munich Student Union) every semester.
Eligibility and Duration
To apply for this six-year course, students must have a background in physics, chemistry, and biology with excellent school grades and a working knowledge of both German and English. This medical university Germany may also require a personal statement, an interview and/or entrance tests.
Courses offered & admission process
Possibilities for international applicants are restricted due to the national allocation procedure. To apply to this MBBS university in Germany, students must submit the application to the LMU International Office. The university offers courses in
Medicine
Dentistry
Veterinary medicine
Pharmacy
3: Technical University of Munich
Source: Technical University of Munich
TUM, also known as the Technical University of Munich (Technische Universität München), is one of the most esteemed engineering universities in Germany. Established in 1868 and a member of the renowned group TU9, it has regularly been ranked amongst the top-rated learning facilities in Germany according to QS World University Rankings.
Why is it good to study here?
The TUM School of Medicine is a powerhouse for medical research in Germany and its accomplishments have been recognized worldwide making it one of the best universities to study medicine. In tandem with the university hospital, it stands as one of Germany’s foremost locations for life-changing discoveries.
TUM School of Medicine fosters a culture of confident collaboration between research, teaching and patient care that yields tangible results.
Fees & Scholarship options
The semester fee for international students in Munich, Garching and Weihenstephan is €152.30; Straubing is €62.00; and Heilbronn is €92.00. As one of the most acclaimed medical universities in Germany, it offers a remarkable opportunity for international students through the Scholarship Program.
This generous one-time grant provides recipients with access to up to €1500 per semester, enabling them to pursue higher education without financial constraints.
Eligibility and Duration
The medical course spans 6 years and is taught in German. Excellent command of the language, including reading and writing skills is a must for admission. To apply for the course, students have to demonstrate their academic qualifications with a high school diploma, relevant documents, and proof of German language proficiency.
Courses offered & admission process
After completing a pre-clinic training phase in collaboration with the Medical School of Ludwig-Maximilians-Universität München, students are eligible to pursue their clinical study at TUM School of Medicine.
For international applicants, the process of applying to LMU begins with a direct application. Those who have yet to go through their federal medical exam should get in touch with LMU for further information and guidance.
Studies of Human Medicine
Radiation Biology
Biomedical Neuroscience
Medical Life Science and Technology
4: Charité Universitätsmedizin Berlin
Source: Charité – Universitätsmedizin Berlin
With nearly 9,030 students enrolled in degree courses at Charité – Universitätsmedizin Berlin, the institution is one of the largest medical universities in Germany. Students are trained to provide exemplary care to those seeking medical assistance and partake in research activities designed to propel the healthcare system into a new era.
Why is it good to study here?
Charité students have a special chance to get involved in student councils and committees, empowering them to voice their thoughts on the advancement of teaching and learning.
Some noteworthy contributions from these initiatives include introducing the Revised Medical Curriculum in 1999 and accommodating new updates with the New Revised Medical Curriculum in 2010.
Fees & Scholarship options
Since Charité – Universitätsmedizin Berlin is a public university, there are no tuition fees.
Eligibility and Duration
The duration of the medical and dentistry courses is 6 years. The eligibility criteria include good grades in math and science, German and English language proficiency level, and excellent communication skills. See here for more.
Courses offered & admission process
International prospective students with a higher education entrance qualification have to apply via Uni-Assist e. V.
The courses offered include:
Medicine (state examination)
Dentistry (state examination)
Health Care Sciences (BSc, MSc)
Public Health (MSc)
Epidemiology (MSc)
International Health (MSc) – English
Medical Neurosciences (MSc) – English
Molecular Medicine (MSc) – English
5: Universität Hamburg
Source: Universität Hamburg
Universität Hamburg stands out among German universities as an institution of excellence, renowned for its groundbreaking research. By fostering collaborative partnerships between academic and external organizations, the university is able to expand upon its knowledge base and provide students with invaluable learning experiences.
Why is it good to study here?
The faculty of Medicine at the University of Hamburg has created “Medicine – iMED”, a model learning path focused on scientific methods. This course aims to develop students’ critical thinking, problem-solving and research skills and their capacity to work independently while basing knowledge on evidence-based science.
Furthermore, this programme prepares future practitioners by honing practical capabilities and fostering psycho-social competencies.
Fees & Scholarship options
There are no tuition fees for Medical courses however students are required to pay a semester fee of €339.90.
Eligibility and Duration
The course duration for the MBBS course is 6 years and 3 months and the courses are conducted in German.
Courses offered & admission process
The university offers degrees in
Medicine
Dentistry
Pharmacy
The selection process for international applicants is based on a bonus point system. The detailed application process can be found here.
6: Eberhard Karls Universität Tübingen
Source: University of Tübingen
With its roots tracing back to 1477, the Eberhard Karls Universität Tübingen is a distinguished research university, renowned across Europe and beyond. It stands as an ideal destination for those seeking outstanding academic studies and pioneering research opportunities.
Why is it good to study here?
Established as one of the original four faculties at Eberhard Karls University of Tübingen, the Faculty of Medicine has been a cornerstone of this esteemed German institution since its foundation. Boasting research and teaching area as well as non-clinical facilities, the University Hospital stands out among other medical training and research institutions in Baden-Württemberg due to its size.
Fees & Scholarship options
International students typically pay a tuition fee of €1,500 per semester and a general semester fee of €158.30. The university offers Deutschlandstipendium scholarships to gifted students.
Eligibility and Duration
The duration of the Medizin programme is 13 semesters and the course is conducted in German. To be eligible, students must have a higher education entrance exam qualification, good knowledge of the German language and excellent communication skills. The detailed criteria can be found here.
Courses offered & admission process
International applicants who wish to apply for Medicine, Dentistry or Pharmacy courses must apply through the ALMA online portal.
7: Albert-Ludwigs-Universitaet Freiburg
Source: Albert Ludwigs Univeritaet Freiburg
With a distinguished history that dates back to 1457, Albert-Ludwigs-Universitaet Freiburg has solidified itself among the world’s most prestigious institutions. Not only is it highly acclaimed for its teaching and research excellence, but it has also been witness to 23 Nobel laureates who have studied or taught at the university. Its reputation extends further with multiple awards won in national competitions, making this one of the top German universities for MBBS.
Why is it good to study here?
The University of Freiburg Faculty of Medicine stands out for its commitment to excellence in medical education. Students benefit from highly innovative teaching plans and can learn in Germany’s most renowned groups of university hospitals. Each student has the ability to grow, learn, and develop in this stimulating environment.
Fees & Scholarship options
All international students pay a fee of €1,500 in addition to their semester fees of €161 to study MBBS at this college. This medical college provides the Deutschlandstipendium, a national scholarship programme that recognizes and rewards hard-working students.
Eligibility and Duration
Before embarking on their studies, international students are afforded the opportunity to take an introductory course in technical language. Students must have a higher education entrance qualification and good knowledge of the German language to be eligible and must fulfill other course requirements.
Courses offered & admission process
This medical college offers the following courses:
Goethe University was established in 1914 as a remarkable “citizen’s university,” changing the face of higher education. It is a world-renowned research university with over 48,000 students.
It offers an array of academic programs and interdisciplinary approaches to address difficult issues, as well as diverse groups of research institutes that position it among the most prominent international German universities for MBBS.
Why is it good to study here?
Goethe University Frankfurt offers students an innovative and comprehensive medical degree program, providing them with the opportunity to gain knowledge in a variety of areas, including fundamental and clinical medicine. Its research-oriented structure also allows students to explore advanced topics in their field of study.
Fees & Scholarship options
Presently, the semester fee is around €360 for this MBBS college. Students can apply for the DAAD-Scholarships.
Eligibility and Duration
Non-EU applicants must demonstrate successful completion of both their University Entrance Qualification and the TestAS (Test for Academic Studies) in Mathematics, Computer Science and Natural Sciences. This exam is offered exclusively in the German language. The course duration is 6 years.
Courses offered & admission process
This German medical university offers courses in Medicine, Dentistry, Biochemistry and Pharmacy. Students can through www.uni-assist.de.
9: Medizinische Hochschule Hannover
Source: Medizinische Hochschule Hannover
Medizinische Hochschule Hannover (MHH) – more commonly known as Hannover Medical College – is situated in the beautiful state of Hannover and has a strong reputation for being one of Germany’s most distinguished medical schools. Established in 1965, it is an esteemed institution with noteworthy educational and clinical credentials.
Why is it good to study here?
The Hannover Medical School is renowned for its exceptional education, research and health care. This German medical university is dedicated to providing interdisciplinary, practical education through academic study and scientific research. At the cutting-edge Skills Lab Hannover (SkilLaH), hopeful medical professionals hone their skills in a range of treatments.
Fees & Scholarship options
International students are required to pay € 359.61 every semester. There are no scholarships available for medical studies.
Eligibility and Duration
The university requires a German language certificate with a proficiency level of A/A+ for all courses and exams in the fields of medicine or dentistry. The duration of the course is 6 years. Students are also required to have excellent academic credentials in science and math.
Courses offered & admission process
This medical university in Germany offers courses in the following fields:
Medicine
Dentistry
Midwifery
Biochemistry
Biomedicine
Biomedical Data Sciences
European Master of Science in Midwifery
Infectious Diseases and One Health (IDOH)
Public Health
Non-EU student can apply through the central application agency UNI-ASSIST.
University #10: Rheinische Friedrich-Wilhelms-Universität Bonn
Source: University of Bonn
Founded in 1818 during the enlightened Age of Reason, the University of Bonn became renowned for its liberal values and emphasis on critical thinking. It is known for its excellence in research and teaching, as well as its commitment to international exchange.
Why is it good to study here?
The Human Medicine programme is designed to give students the knowledge and skills they need to become successful physicians, such as diagnostics and treatment of medical conditions. Additionally, it emphasizes the importance of health promotion, disease prevention, and rehabilitation care.
Fees & Scholarship options
Although the University of Bonn is a public university, all students are still required to pay for their education through the social contribution fee. This mandatory semester fee amounts to 320.11€. Academically gifted students can apply for the Deutschlandstipendium scholarship.
Eligibility and Duration
The programme duration is 12 semesters or 6 years. The eligibility criteria are:
Medical university in Germany entrance qualification
German language proficiency (DSH level 2, CEFR level C1, as per DSH exam. regulations)
Courses offered & admission process
Students can apply online. The courses offered include
Global Health Risk Management & Hygiene Policies (M.Sc.)
Human Medicine (StEx.)
Medical Immunosciences and Infection (M.Sc.)
Midwifery Science, B.Sc.
Dentistry (St.Ex.)
Neurosciences (M.Sc.)
Apart from studying in Germany, you can also look at options of medical colleges in the UK, or other countries like Canada or Australia, in case you find the language in Germany to be an issue. Also, if you’re thinking about country options, you can know more about destinations in our comparative articles – like comparing Canada and Germany etc.
How to study medicine in Germany?
Navigating medical colleges in Germany can be daunting. TC Global’s team of experienced Student Advisors help students in the following ways:
1. Understanding the eligibility criteria
Medical colleges in Germany have very specific eligibility criteria for international students interested in pursuing medicine. The medical field in particular requires a certain academic level of proficiency in science and mathematics. It is important to have the right documents ready during your application process.
2. Researching Germany MBBS Universities
With TC Global’s support, students can narrow down their list of Germany MBBS Universities and courses to fit their personal interests and career goals.
3. Applying for admission and scholarships
The application process for Medicine in Germany is quite intensive and requires students to submit a wide range of documents such as transcripts, letters of recommendation and a statement of purpose. Our advisors help you build a competitive profile with extracurricular activities and language proficiencies that add value to your application. Germany has a range of scholarships available, and we can help you find the best-suited one.
4. Applying for a student visa
We guide you through the student visa process and provide detailed information on the documents required.
5. Finding accommodation
Our experienced team of student advisors can link you to the best accommodation options that suit your budget and needs. TC Global is committed to helping students pursue their dreams of studying Medicine in Germany. Contact our team of student advisors for more information. We would be glad to help you with your journey.
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infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805