Exams are an inescapable part of modern life and have dictated the course of many of our lives. Though exams are not a mainstay in shaping our lives, it is important to keep track of them and be prepared for what is to come. While being prepared is necessary, it is also useful to think about tackling tough exams as challenges depending on your aspirations.
Here’s a look at the top 10 toughest exams in the world. Whether you plan and take these or not, it’s great to know what these are.
The general consensus is China. The Gokao exam in China has been deemed one of the toughest exams in the world. Spanning 9 hours over 2 – 3 days, the Gokao is the entrance examination that allows Chinese high school students to pursue bachelor’s courses. On an average, less than 0.25% of students typically get into China’s most elite colleges. While there is no specific pass or fail score, a candidate’s score determines which level of university or college he or she can apply to. About 12 million candidates write the Gokao every year.
If you are looking at specialised exams, then, the Master Sommelier Diploma could easily be classified as one of the toughest exams in the world. An exam about wine and wine tasting, the Master Sommelier exam does not reside in any one country. While its origins can be traced back to the UK in 1969, the Court of Master Sommeliers was established in 1977 as an international examining body for sommeliers. Since its establishment in 1969, only 273 professionals have received this diploma.
What are the top 10 toughest exams in the world?
As we take a look at and understand the most difficult exams in the world, it’s important to remember that this is a list of the steepest academic challenges and not a method of proving excellence. If these exams align with your ambitions and goals then you should aim to ace them. If not, then this is great for your general knowledge as well!
1. Master Sommelier Diploma
The Master Sommelier’s Diploma exam is said to be the toughest test for winemakers. It’s long and the last of its three sections is a blind wine tasting through which the candidates are supposed to identify the age and region where the wine was made. Some say there are more details to be provided such as the nature of the barrel it was kept in or the approximate temperature of storage etc. Only 269 people have passed this exam in the last 40 years.
What makes this exam tough?
The Master Sommelier Diploma is a prestigious certificate that is only awarded to those who have demonstrated excellence in wine tasting. It has only been awarded to 273 individuals since 1969.
The exam consists of three parts: Theory, Practical, and Tasting. The first two parts are given over the course of three days, while the third part is done on the last day.
In order to pass, one must achieve a minimum score of 90% in each section.
The exam has five sections:
1) Identifying wines by grape variety and country/region
2) Describing wines by varietal and style
3) Judging wines by taste
4) Pairing wine with food
5) Demonstrating knowledge of wine law and industry practices.
Why do students take this exam?
This exam is one of the most difficult exams in the world. Students take this exam to prove their knowledge and skills about wine. The benefits of taking this exam are:
Achieving the highest level of wine certification
Getting to work in the wine industry
Learning about wines from all over the world
Fun facts and stats
A documentary has been made about the master sommelier exam following the journey of four applicants. Somm (2012) is an entertaining film and educational in understanding the process of becoming a master sommelier.
Candidates need to be familiar with about 10,000 wine grape varietals, the minutiae regarding their taste and storage as well as the legality from all around the world. The study time necessary is comparable to obtaining a medical degree (at least).
2. UPSC
The Union Public Service Commission conducts an exam to assess candidates for various high-ranking positions in the executive body of the Government of India. The exam has a success rate of 0.1 to 0.4 percent every year. The exam consists not only of a written round of objective questions but also subjective ones and finally an interview round.
What makes this exam tough?
The UPSC exam is one of the toughest in India. It is hard to prepare for it and the questions are very tricky. Candidates are expected to be abreast of the latest political developments, general knowledge, read newspapers daily and show an aptitude for strategic thinking. However, it offers a lot of opportunities and a lot of job security in whichever field you’re interested in. The application procedure for it is not so tough. One can apply online, with a photocopy of his/her identity proof, the application fee and a short bio-data.
Why do students take this exam?
The Union Public Service Commission (UPSC) is an organization that conducts recruitment examinations for various posts in the Indian government. The UPSC exam is conducted for the following posts:
Indian Administrative Service (IAS)
Indian Foreign Service (IFS)
Indian Police Service (IPS)
Central Secretariat Services (CSS)
Civil Services Examination (CSE)
Engineering Services Examination (ESE)
Combined Medical Services Examination and Dental Examination Exam (CMEDE).
All the aforementioned posts are integral parts of the Indian bureaucratic infrastructure. As such these positions hold a lot of prestige, job security, pension, etc.
Fun facts and stats
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It takes at least a year to prepare for the UPSC exam. The prelims exam, mains and final interview are conducted over a period of about 9-10 months.
The UPSC examinations feature questions from all fields of inquiry but the most notorious ones known to all are the general knowledge and current affairs sections which feature as mainstays in the examinations history.
3. Gaokao
The Gaokao examination is the only examination that assesses Chinese students for their eligibility to enter any university and is, as such, an equally arduous and important exam. The Gaokao is often prepared for with great effort and diligence on the part of the candidates since it is the sole exam that may determine their fate. The exam is so challenging it rages on for more than a day. A very small 0.2 percent is able to score enough to get into top colleges in the country.
What makes this exam tough?
The Gaokao exam is a national examination that takes place at the end of high school. It is considered to be one of the most difficult exams in the world. In order to prepare for this exam, students are expected to study for over 10 hours every day, which can take up to a year and a half.
The Gaokao exam consists of two sections: math and language. Students are tested on their knowledge of math, Chinese, English, history and geography as well as their comprehension skills in all areas. The Gaokao exam is an important step into China’s higher education system which provides access to university education.
Why do students take this exam?
The Gaokao is the most important exam in China and is taken by all students, who are typically 17 years old. The Gaokao determines what high school a student gets into, which in turn determines what university they will attend. Students take the exam because it has become an ingrained part of society that has been around for generations.
Fun facts and stats
Gaokao is taken very seriously and tends to be a period of solemnity and grimness in China as all the participants, their parents and teachers take it very seriously. This has led to interesting effects like boosting the economy due to parents investing a lot of money on various comforts during this period of time.
Gaokao varies from region to region and is even longer than the SATs! Imagine the amount of dedication it would take to prepare for such an examination!
4. IIT-JEE Advanced
JEE advanced is a competitive exam conducted in India to test students who want to study in IITs. They are prestigious colleges that are often hailed as the best in their league. This exam is an objective type exam and often tests the candidate’s ability to perform quick calculations and estimations. Candidates learn many tricks and shortcuts in order to find a way to ace the examination since only thousands are accepted out of the many lakhs that apply.
What makes this exam tough?
The JEE advanced exam is one of the most challenging engineering exams in India. It is also one of the toughest engineering entrance exams in India.
The JEE (Joint Entrance Examination) advanced exam is a computer-based test for admission to graduate courses in engineering and architecture. It consists of three papers: Paper 1 (Mathematics), Paper 2 (Physics), and Paper 3 (Chemistry).
Paper 1 has two sections- Mathematics and Mathematical Methods, which test your knowledge of mathematics, geometry, trigonometry, and analytic geometry.
Paper 2 has two sections- Physics and Engineering Mechanics, which test your knowledge of physics as well as basic concepts like kinematics, statics etc.
Paper 3 has two sections- Chemistry and Engineering Materials Science, which test your knowledge of chemistry as well as basic concepts like crystallography, thermodynamics etc.
Moreover, the JEE Main is the qualifying exam to even apply for the JEE Advanced. Only the top scorers of the JEE Main exam are allowed to apply for JEE Advanced.
Why do students take this exam?
Students take the JEE Advanced exam to get a seat in the Indian Institute of Technology (IITs) and other engineering institutes.
These are the most prestigious institutes in India. The students who get admission here, have a high probability of getting a well-paying job in their field of interest. The competition is tough and hence, JEE Advanced is taken as the first step toward achieving this goal.
Fun facts and stats
Over 6 lakh students registered for JEE in 2022 of which only 160,038 were eligible to take the JEE advanced exam. Furthermore, only 40,712 of that number passed JEE advanced.
An enterprising entrepreneur, Anand Kumar managed to teach hundreds of underprivileged students who went on to qualify in JEE advanced and Mains, a film called Super 30 (2019) has been made about him starring Hrithik Roshan.
5. All Souls Prize Fellowship Exam
The all souls fellowship exam is an examination conducted by Oxford with an extremely narrow success rate for all souls college which is part of the Oxford family. People who get fellowship through this exam get 7 years of free reign over research.
This exam is conducted by Oxford University and is an exam that truly deserves its spot in our list of top 10 toughest exams. Only 80 candidates appear for the exam and out of those only one or two are generally chosen at the end. Candidates are required to write four essays in total. There are other questions that need to be answered within a three-hour duration as well. All the questions are mainly informed by the disciplines that fall under the broad umbrella of the humanities
What makes this exam tough?
This exam is conducted by Oxford University and is an exam of difficulty. Candidates are required to write four essays in total. There are other questions that need to be answered within a three-hour duration as well. All the questions are mainly informed by the disciplines that fall under the broad umbrella of the humanities.
The All Souls Prize Fellowship Exam is a tough exam due to the difficulty of the questions. The questions are designed to test the knowledge of history, philosophy, literature etc. Those who are able to gain the fellowship will then proceed with Oxford excellence in similar fields.
Why do students take this exam?
The all souls exam leads to a prestigious fellowship within the fabled Oxford University. Here students are allowed to pursue research that is important to them with more degrees of freedom than in most academic spaces. Furthermore, those who have obtained the fellowship are encouraged to teach in Oxford as well.
Fun facts and stats
All souls is one of the wealthiest colleges in Oxford with a financial endowment of over 420 million pounds. It however does not count on tuition fees as a revenue income stream and depends almost wholly on its endowment.
The infamous essay portion of the fellowship examination has been a topic of popular discussion. Ranging from morality, integrity to style, water and others. These topics can seem extremely general, making it harder to formulate an excellent essay about the same.
6. Chartered Accountant
The CA exam is again, a three-level exam conducted by the Institute of chartered accountants India. Many try multiple attempts and fail at it. Overall, only about 10 percent of all candidates are able to pass this exam. It is a great advantage to become a chartered accountant as they earn very high salaries compared to many other jobs in the Indian context.
What makes this exam tough?
The Chartered Accountant exam is one of the toughest exams in the world. It is both a professional qualification and a personal achievement. The exam consists of two parts- Professional Practice and Personal Proficiency.
The Personal Practice section of the exam tests your knowledge of accounting, auditing, taxation, business law, finance and economics. The Personal Practice section also includes an ethics paper that tests your understanding of professional conduct and ethics in practice.
The Personal Practice section also includes an ethics paper that tests your understanding of professional conduct and ethics in practice. The Professional Practice section examines your ability to apply theoretical knowledge to practical situations.
You will be tested on how you would handle actual work situations using accounting principles and practices to solve problems that arise in day-to-day business life. You will need to show you are able to apply theoretical knowledge to practical situations by solving problems that arise in day-to-day business life with accounting
Why do students take this exam?
The Chartered Accountant qualification usually takes 3-4 years to complete, during which students are required to complete a number of exams and courses. Students can work for any organisation, including accountancy firms and non-accounting organisations.
The Chartered Accountant designation is highly sought after by many organisations because it has international recognition and it is regarded as a benchmark of professional competence in the accounting sector.
Fun facts and stats
Most people take a CA foundation course after completing high school (12th standard). And eventually have several attempts at passing the ICAI CA certification exam.
Becoming an ICAI CA in India is very comparable to taking the bar exam (for law) in the US.
7. CFA
CFA or Chartered Financial Analyst is one of the most challenging exams in the world. Every year about a lakh apply from various different countries. The CFA exam is a harrowing 6 hours of 240 questions. The exam is over three levels and the candidates in question have to possess 48 months of professional experience to become a CFA charter.
What makes this exam tough?
The Chartered Financial Analyst (CFA) exam is a tough test for anyone. The CFA Institute estimates that only about 32% of candidates pass the examination on their first try.
The exam consists of three levels: Level I, Level II, and Level III. The CFA curriculum is divided into six broad areas of knowledge: equity securities, fixed-income securities, derivatives and other investments, financial institutions and markets, investment management and analysis and portfolio management.
Why do students take this exam?
The Chartered Financial Analyst (CFA) exam is a three-level, ten-section test that covers the breadth of knowledge in the financial services industry.
The CFA exam is taken by students who plan to work in the financial services industry and want to show they have achieved a certain level of expertise. It has been said that taking the exam will help them get a better job, or get promoted faster.
The CFA designation is highly respected and valued by employers because it shows professional commitment to excellence in investment analysis and portfolio management.
Fun facts and stats
To apply for the CFA exam candidates need to have 4,000 hours of relevant work experience!
To pass the CA exam one must pass three 6 hour examinations. This can be brutal for those who do not test well.
8. Mensa
Mensa is a community of the most high IQ individuals in the world. To become a part of Mensa, candidates have to score within the 98th percentile. Those who are a part of Mensa are often considered to be geniuses.
To get into Mensa (or not) one needs to take a standardized IQ test. To become a part of Mensa, candidates have to score within the 98th percentile. While IQ tests are often believed to be the sole indicators of a person’s intelligence, this kind of intelligence can be trained. Certain critics of the IQ test even go so far as to say that it is not culture-fair and hence differences in culture can give certain candidates a disadvantage when it comes to taking it.
What makes this exam tough?
The Mensa exam is tough because it has a lot of questions that are about vocabulary and spelling. The questions are also difficult because they test your ability to think abstractly and solve problems.
The Mensa exam tests your knowledge in many areas, from vocabulary and spelling to abstract thinking and problem-solving. It’s no wonder that some people find it tough!
Why do students take this exam?
Mensa members are people who have scored at or above the 98th percentile on a standardized, supervised IQ or other approved intelligence test. The Mensa exam is different from other tests because it’s designed to measure a person’s ability to think creatively and solve problems in novel ways. Additionally, Mensa is a society within which the smartest minds are inducted.
Fun facts and stats
All national Mensas have to accept children even though sometimes they are not equipped to test them. Children as young as two have entered Mensa in various countries.
Mensas conduct several events for their members and the networking opportunities of the same can be priceless. Most countries hold an event called an Annual Gathering or AG but there are several other national and international events as well.
9. ESE/IES Exam
ESE/IES or Indian Engineering Service examinations are conducted by the UPSC in India. UPSC recruits and delegates the role of managerial and technical services of the Indian government through this exam. The exam itself consists of six tests. Again, hundreds of thousands of engineers apply and only a handful are able to get through this arduous examination process.
What makes this exam tough?
The Indian Engineering Service exam is a tough exam to crack. It is a national-level examination conducted by the Union Public Service Commission (UPSC). The UPSC was established in 1926 and it conducts examinations for recruitment to various civil services in India.
The Indian Engineering Service exam has two papers – Paper 1 and Paper 2. Paper 1 has objective-type questions while Paper 2 has subjective questions. The paper consists of three sections – General Intelligence and Reasoning, General Science, and Aptitude Test of English Language Comprehension Skills.
The UPSC also provides an online practice test for the aspirants to prepare for the examination before they take it.
Why do students take this exam?
The Indian Engineering Service exam is a national-level examination conducted by the Union Public Service Commission. It is an exam to test the knowledge and skills of the candidates in subjects like engineering, mathematics and science.
Some of the reasons why students take this exam are:
To become a civil servant in India
To work for any central or state government organization
To get a job in railways, post and telegraphs, or other departments of the central government
To become an engineer for public sector undertakings (PSUs)
To get into research organizations
A civil service job is a very secure and beneficial job hence it is understandable that engineers would choose to participate in this exam.
Fun facts and stats
The Salaries of officers on joining can be 56,000 per month but that quickly changes to a range of 85,000 per month within 3-5 years.
The age range is 21-30 on the new year of the year of examination.
10. CCIE
Cisco Certified Internetworking Experts are chosen from a large pool of network engineers to evaluate their ability to design, navigate and debug converged network infrastructures on Cisco equipment. The exam has two phases and six parts. The practical phase itself lasts roughly eight hours and only about one percent of network engineers around the world are able to achieve this level of certification.
What makes this exam tough?
The Cisco Certified Internetworking Experts (CCIE) is a certification which is offered by Cisco Systems. The CCIE certification is the most sought-after certification in the industry, with a passing rate of less than 1%.
This exam tests the knowledge and skills of networking theory and implementation. The CCIE syllabus include network design, LAN switching, WAN technologies, IP addressing and subnetting, routing protocols and services, and infrastructures services such as DHCP and NAT.
Why do students take this exam?
The CCIE certification is an industry-recognized certification that signifies the expert-level knowledge of a networking professional.
CCIE holders are often considered to be the most knowledgeable networking professionals in the world.
The CCIE certification is the most respected and recognized IT certification in the world. It is highly regarded by employers and other IT professionals alike. The CCIE has been called “the gold standard” of Cisco certifications.
Fun facts and stats
After completing the CCIE examination there are further tracks of expert certification if one should wish to take it. This is an even more rarefied professional space and accordingly is highly beneficial to one’s career.
CCIE has a longstanding reputation of leading the networking industry and as such is an extremely prestigious qualification to have obtained.
Exams that almost made our list
1. Graduate Aptitude Test in Engineering (GATE): As the name suggests, the Graduate Aptitude Test in Engineering (GATE) is a postgraduate engineering entrance examination. It is conducted jointly by the Indian Institute of Science and the IITs. Many institutions also use the GATE as a requirement to provide financial aid to master’s students.
2. Graduate Record Examination (GRE): Conducted by ETS, the GRE is one of the most popular standardized tests for students who want to pursue their postgraduate degrees primarily in the USA and Canada. The test is also accepted in some of the European universities, Australia and New Zealand. It tests your reading, comprehension, vocabulary, analytical and quantitative skills. The GRE and the IELTS are two of the most popular standardized tests for aspiring international students.
3. USMLE: The United States Medical Licensing Exam is a three-step exam to get your medical licensure in the US. Doctors with an MD are mandated to pass this exam to be legally eligible to practise medicine in the US.
4. California Bar Exam: Among all the state bar exams in the United states, the California Bar exam is usually considered one of the toughest.
Having gone through a list of the toughest exams in the world, do your woes seem less urgent? Would you like to take up any of these exams? Though exams have had a bad reputation in pop culture and our own antagonistic encounters with them, one can appreciate the fun of writing an exam when your skill matches the demands of the examination. You can also reach out to the experts at TC Global to help you prepare for some of these exams that will secure your position as international students.
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collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
