Canada has always been a welcoming country and with the addition of these provisions, it seems to be shaping up to be a haven of higher education in North America swiftly beating out the USA in the process. Canada has a relatively low cost of living and many opportunities to study there for free.
While people often confuse the idea of ‘free’ with tuition-free colleges, Canada does not have many tuition-free options. For tuition-free options, Scandinavian countries and some other European countries are your best bet.
Though Canada does not possess a tuition-free option, it has many gratuitous scholarship programs and many options to be able to study for a very low price or for free.
There are many institutions that offer full scholarships and need-based scholarships to students applying. Though sometimes these scholarships are on the basis of merit, there are many that are awarded on a need basis.
Since obtaining a scholarship can be a difficult process for new students, we’ve listed a number of universities within which there is a more or less streamlined process for obtaining a scholarship.
These may be scholarships awarded by the institution itself, governmental agencies, The Pierre Elliot Trudeau Foundation Scholarships (TPETFS), or the Vanier Canada Graduate Scholarships (VCGS) which are awarded on the basis of the institution you wish to attend.
The opportunities listed may contain limited seats in some cases but they are great scholarship opportunities. Without further ado let us take a look at the list of free universities available for international students.
Free Colleges in Canada for International Students
Here goes…
St. Mary’s University
Overview
Saint Mary’s University (SMU) is a public, previously Catholic university located in Halifax, Nova Scotia, Canada. It is located at the Cape Cod-Newcastle border and is the largest Catholic university in the province of Nova Scotia. Founded in 1802, the school was founded by Reverend Edmund Burke (yes! The philosopher Edmund Burke) as the second oldest English-speaking university in Canada, and was the first Roman Catholic-initiated university.
The campus on Roby Street is located on the South End, near Halifax, just up the street from Dalhousie University. Situated halfway between Halifax, Nova Scotia, Canada, SMUs 80-acre campus features a number of signature buildings and extensive greenspace.
Fully-funded scholarship options
Students may apply for scholarships and grants via the aids and awards page on the official University website and search available awards. Scholarship at St. Mary’s is awarded to those with outstanding academic records.
With more than 25% of international students from over a hundred countries and above $7.69 million in scholarships, St Mary’s is a ludicrous opportunity for those looking to study in Canada for free. Many of the scholarships awarded are renewable in nature and require a good academic record in order to be eligible for renewal. Finally, the total of the funds is not awarded solely as scholarships but also as fellowships and bursaries. Look through the options to conclude which scholarship, fellowship, or bursary would be ideal for your application.
University of Manitoba
Overview
Founded in 1877 as Western Canada’s first university, the University of Manitoba is located in Winnipeg, the capital of Canada’s Manitoba Province. Founded by Alexander Morris, the University of Manitoba was established as a provincial university on February 28, 1877, by the University of Manitoba Act, becoming the first institute of higher learning. And therefore, the first university was established throughout western Canada. The University of Manitoba also boasts one of Canada’s largest Indigenous student populations, enrolling more than 2,000 Indigenous, Metis, and Inuit students each year.
Fully-funded scholarship options
In addition, the University helps all international students through part-time jobs and volunteering opportunities in order to make basic wages in order to support the financial back-end of their lives. The University of Manitoba also attracts many doctoral candidates through the VGCS (Vanier Canada Graduate Scholarships) grant mentioned above.
University of Calgary
Overview
The University of Calgary, founded in 1966, is located near the Rocky Mountains, a public research university located in Calgary, Alberta, Canada. Located within the city of Calgary and is home to 11 of its 14 faculties. The University of Calgary offers a broad array of residences across the campus, with a substantial portion of both undergraduate and graduate students living on-campus.
The main campus mixes new and older buildings, as well as green spaces and underground tunnels to help students avoid colder winters. The University of Alberta now houses its physical therapy master’s degree Calgary program in this building. The University of Calgary’s Work-Study Programme (WSP) is designed to provide students with opportunities to work on-campus and off-campus on and off for a portion of each academic year.
Fully-funded scholarship options
Through the Schulich Leadership Fellowship program, each year, the University awards a scholarship worth $80,000.00 to a student entering the Schulich School of Engineering, and a scholarship worth $60,000.00 to a student entering the science, and technology, or mathematics programs of the University of Calgary.
The University of Calgary also offers a Presidential Award for Outstanding Student Leadership to five undergraduate or postgraduate students who demonstrate an academic record, as well as extra-curricular contributions, to the University and the community.
Ranked in multiple popular ranking agencies, and offering exceptional employment opportunities after graduation, the University of Calgary is indeed one of Canada’s top institutions for studying abroad. The VCGS scholarship too applies to the graduate students of Calgary in the form of a renewable scholarship that goes on for three years of graduate studies.
Carleton University
Overview
Carleton University offers a wide range of programs in the fields of higher learning such as arts, languages, history, psychology, philosophy, engineering, design, law, business, journalism, science, business, and more. The university is home to more than 30,000 part-time and full-time students, as well as a staff of over 900 skilled and eminent faculty members.
Carleton is committed to innovation in research, teaching, and learning, encouraging hands-on experiences in the classroom and offering outstanding student support. Carleton University offers over 100 bachelor’s and master’s programs, numerous certificates and diploma programs, generous scholarships, and many opportunities for invaluable hands-on experience through practicum, fieldwork, placements, and co-op programs.
Fully-funded scholarship options
At Carleton University, one can pursue an undergraduate degree at no cost. This can be achieved by applying for the Carleton University entrance awards for international students. This process is a merit-based scholarship program that depends on the student’s academic performance and is open to all students who are admitted. There are other scholarships available at Carleton too, such as the prestige scholarship. Prestige scholarships are on the list of top scholarship programs. Carleton has other additional entrance scholarships other than the ones mentioned before.
University of Waterloo
Overview
Waterloo is a public, research-funded university, a member of the Association of Canadian Universities and Colleges. Waterloo is a member of U15, the research-intensive university grouping of Canada. The University of Waterloo is best known for its cooperative education (co-op) programs, which enable students to combine their education with relevant work experience.
The program also provides business mentoring for its resident companies and for Waterloo students and partnerships with researchers on its new campus. The University offers academic programs, which are administered by six faculties and ten schools, which are all faculty-driven. The university was established in the year of 1957. The University is home to more than forty thousand students from over a hundred countries.
Fully-funded scholarship options
The University of Waterloo has multiple scholarships for international students. The Pierre Elliott Trudeau Foundation Scholarships (TPETFS) along with the Vanier Canada Graduate Scholarship (VCGS) are both available at the University of waterloo. Both master’s and undergraduate students can avail of this scholarship. Both scholarships are valued at around fifty thousand dollars per year. The University of Waterloo is an excellent choice for students looking to get into research.
University of Toronto
Overview
The University of Toronto, a university coeducational institution, is a provincial university in Ontario, one of Canada’s oldest and largest universities. The University of Toronto, from its founding in 1827, has grown to become a leading educational institution in Canada, representing the landmark buildings for more than 100 years of discoveries and knowledge-building.
The University of Toronto has its roots in an Anglican-founded public university of Upper Canada, King’s College, York (now Toronto), that was chartered in 1827, but was not established until 1843. The University’s previous affiliated schools, Ontario Agricultural College and Glendon Hall became completely independent universities, becoming part of the University of Guelph in 1964 and York University in 1965, respectively.
Fully-funded scholarship options
The University of Toronto is a highly ranked university globally. The University mainly has an international scholarship program named the Lester B. Pearson International Scholarship program. While other high-ranking universities in Canada offer this scholarship program as well, it is a fully-funded scholarship program that covers tuition, books, incidental fees, and even has full residence support. The Scholarship award is targeted mainly toward international students who have had amazing academic track records and can display leadership skills.
University of Winnipeg
Overview
Macleans Magazine and The Globe and Mail Newspaper both rank this university as ranked among the Top 15 Canadian universities with primary emphasis on post-secondary education based on student satisfaction.
Based in Winnipeg, Manitoba, which is among the top three most beautiful big Canadian cities according to MoneySense magazine, this 53-year-old chartered university is widely noted for its academic excellence, small class sizes, environmental commitment, and diversity on its campuses. This university offers master’s degrees in a variety of programs such as those in arts and cultural studies, arts in indigenous governance, and arts in criminal justice, among other noteworthy subjects.
Fully-funded scholarship options
The University of Winnipeg President’s Scholarship for World Leaders is awarded to international students applying to enter the program for the first time. Along with that, they also provide an international student health plan Bursary. Again this is for international students at the undergraduate level and aims to help support the students with an international student welfare plan.
McGill University
Overview
McGill University is a public university in Montreal. It is internationally known for work in the fields of chemistry, medicine, and biology. McGill University is a globally recognized institution of higher learning, with research activities that encompass two campuses, 11 faculties, 13 professional schools, 300 programs of study, and over 40,000 students, including more than 10,200 post-graduate students.
McGill University is listed by leading education publications as one of the top universities worldwide and has held Canada’s top spot for the last 16 years on Maclean’s annual ranking of Canadian universities. McGill is a member of the province’s network of universities but has significant freedom to pursue McGill’s traditions of excellence in education and research.
Fully-funded scholarship options
McGill University contains a student aid office that offers scholarships to first-generation university students who enter an undergraduate program. Thus McGill university is a free university for some students who are first-generation university students.
Southern Alberta Institute of Technology (SAIT)
Overview
The Southern Alberta Institute of Technology (SAIT) is the first publicly funded polytechnic in Canada, as well as Calgary’s oldest post-secondary institution. The Southern Alberta Institute of Technology in Calgary is a globally recognized institute, home to more than 15,000 students and 1,269 professors across nine colleges and associated schools.
The Southern Alberta Institute of Technology is Canada’s premier post-secondary polytechnic and is the third-largest post-secondary education provider in the province of Alberta. SAIT is a polytechnic institute offering 100 vocational programs in the fields of technology, trades, and business that serve student needs. As the world’s leading provider of applied education, SAIT is the first choice of students worldwide.
Fully-funded scholarship options
SAIT sets aside five million dollars for scholarships annually across all programs of study. Almost 80% of all incoming students receive some kind of financial aid and students with good academic standing are eligible for renewal for up to four years. Hence it is often easy for dedicated/studious students to be able to study at SAIT for free for the duration of their study there.
Simon Fraser University
Overview
Simon Fraser University was established in 1965 on Burnaby Mountain in British Columbia. Today, they have campuses in two other locations in British Columbia as well – Vancouver and Surrey. The Vancouver campus was opened in 1989 and houses SFU’s graduate school of business.
The Surrey campus was opened in 2002 and hosts their Quantum Algorithm Institute, Sustainable Energy Engineering program, and SFU’s School of Interactive Arts and Technology. Simon Fraser University is amongst the top research universities in Canada and is among the top 250 colleges in the world as well.
The University offers several educational and learning opportunities to its students and its deeply invested faculty is committed to driving research, innovation, and solutions to create a more inclusive, innovative, and sustainable economy in British Columbia and the rest of the world. They also encourage cross-discipline collaboration, and experiential learning through field exchanges.
Fully-funded scholarship options
SFU offers many scholarship programs for international students, including one that is fully funded. The SFU Distinction and Living Allowance Undergraduate Scholars Entrance International Scholarship applies to any course offered by the college and covers tuition and the mandatory supplementary fees for a first undergraduate degree. Depending on the program of study, a scholarship value is granted, along with a living allowance for every term. The scholarship is targeted at high school students with good academic performance.
Concordia University
Overview
Concordia University, located in Montreal is a bustling modern university. It markets itself as a next-generation university that is constantly rethinking the nature and purpose of higher education. The salient features of Concordia include its multidisciplinary approach to research. That is, Concordia is geared toward multifunctional research where the research problem leads the researcher through a number of fields. Moreover, Concordia is focused on experiential learning which is rare at a university level. The University is fairly young having been founded within the last 50 years and it registers over 51000 students.
Fully-funded scholarship options
Concordia supports international students with good academic records willing to pursue an undergraduate degree with their Presidential Scholarship. The Presidential scholarship is the foremost scholarship at Concordia. It covers tuition fees, books, and living costs. Furthermore, the scholarship is renewable up to four years. There is another scholarship program as well named Concordia international scholars which is meant solely for international students and works much the same way as The Presidential Scholarship.
The University of Ottawa
Overview
The University of Ottawa is a public research university located in Downtown Ottawa, Ontario. It was established in 1848 and is a bilingual university, offering learning in French and English. It offers courses in a variety of subjects like Law, Education, Health Sciences, Management, and Engineering. Their programs are customizable based on each individual’s interests. The University of Ottawa is also among the top 10 research universities.
Fully-funded scholarship options
The University of Ottawa also provides several scholarships for international students, one such being the President’s Scholarship for International Students. This is one of the most prestigious scholarships offered by the University and is granted to one full-time undergraduate international student committed to their academic and extracurricular activities.
The University of British Columbia
Overview
The University of British Columbia was started in 1915 and is amongst the top public universities in the world. Its two main campuses are located in Vancouver and Okanagan and host students from across the world. UBC offers specialized bachelor’s degree programs in fields such as arts and humanities, life sciences and medicine, business, and management. The University high values and works towards equity, inclusivity, and diversity. It is internationally recognized for its research and academic excellence.
Fully-funded scholarship options
The University of British Columbia provides several scholarships for both undergraduate and graduate students. Some of these include the Vanier CGS and the Pierre Elliot Trudeau Foundation Scholarship. These scholarships can be renewed for up to three years. There are other scholarships funded by private individuals and organizations as well.
York University
Overview
York University is a public research university in Toronto, Ontario established in 1959 and is the fourth-largest university in Canada. The University now has multiple campuses, both locally in Keele and Glendon, as well as globally in Costa Rica and Hyderabad, India.
York University offers many programmes that are nationally and internationally recognized. Some of the bachelor’s degrees offered include fields of Science, Business, Law, Environmental Studies, Art, Media, Performance, and Design. The student population is diverse and York University is keen to drive positive change in the world.
Fully-funded scholarship options
York University has many scholarship opportunities for international students. The York University Automatic Entrance Scholarships and the Global Leader of Tomorrow Award are two available scholarships for students wishing to pursue an undergraduate program and can be renewed for three additional years.
Some other available scholarship programs are the Pierre Elliot Trudeau Foundation Scholarship, the Natural Sciences and Engineering Research Council (NSERC), Social Sciences and Humanities Research Council (SSHRC), Canadian Institutes of Health Research (CIHR), the Ontario Graduate Scholarship, and the Vanier Canada Graduate Scholarship.
The University of Alberta
Overview
The University of Alberta was founded in 1908 and is located in Edmonton, Alberta. It has 5 campuses at present. It is well known for public research and has 18 broad faculties that are further divided into smaller schools that teach courses in various fields of study. Apart from offering programs in undergraduate and postgraduate study, the University of Alberta also offers credential and exchange programs, and a professional development course for students.
Fully-funded scholarship options
The University of Alberta has many scholarship opportunities for undergraduates and graduates, including Living expenses. It also offers a full scholarship for international students wishing to study a Masters’s or Ph.D. program in Canada.
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Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
