UC vs CSU: Which One is Better in 2024?

USA

If you are trying to decide between UC vs CSU schools, here is an article that covers the differences and similarities between the two university systems in the state of California. Both are public university systems in the Golden State, offering different academic cultures, campus ethos and post-graduation outcomes to its students.

The University of California system (UC) was established in 1868 in Oakland before moving to Berkeley in 1873. It is a public land-grant research university system composed of ten campuses spread throughout the state. Renowned for their academic excellence and cutting-edge research opportunities, UC schools are some of the top-ranked institutions of higher education in the United States.

The California State University system (Cal State or CSU) dates back to the 1960s when the state legislature enacted a plan to provide quality education and improve employability at an affordable cost. While the system was implemented in the 1960s, the individual colleges comprising CSU have histories going further behind. In fact, CSU San Jose even predates UC Berkeley, and is the oldest college in California. Today, there are 23 schools under CSU with an enrollment of over 435,000 undergraduates. With campuses spread across the urban and rural areas of California, Cal State colleges focus more on practical learning and employability than research.

That said, as a prospective student, what are the differences between UC and CSU? Is UC better than CSU? Are UC and CSU the same? How can one choose a side in the debate of the University of California versus California State University? Keep reading to find the answers.

This article covers –

UC vs CSU: A Quick Glance
UC vs CSU: Academics
UC vs CSU: Fees and Scholarship Opportunities
UC vs CSU: Campus, Student Life, and Post-Graduation Opportunities
Summary

UC vs CSU: A Quick Glance

The public higher education system in California has 3 main arms: the University of California, California State University and California Community Colleges (CCC). CCCs are designed for those wanting to pursue diplomas or take courses to prepare for college.

CSU and UC are both university systems that offer degrees to its students. They both have multiple campuses across the state and together include 33 schools. Despite their shared renown and function, they differ vastly in the following areas.

1. Ranking:

All UC schools are ranked very high, some featuring in the list of top 10 in the world while CSU schools are not. With rankings come prestige, global renown and academic rigour that is expected from UC students.

2. Costs:

CSU schools are significantly more affordable than UC campuses since they were established to provide affordable education. Both universities also have numerous financial aid options for their students, especially California residents or US citizens.

3. Programs:

By sheer number, CSU, with its 23 constituent schools, offers more programs than UC. They are also known for their specialised programs, such as agriculture and maritime studies. Their courses are vocation and practise-based, while UC courses are academic, professional, and research-oriented.

4. Selectivity:

With some of the top universities in the country, UC has a highly selective admissions process with very low acceptance rates. CSU’s acceptance rates range from 35 – 95%.

5. Housing:

Most UC students live on, or near campus while CSU gets a majority of commuter students.

	University of California	California State University
Established in	1868	1960
Ownership	Public land-grant research university	Public university
Location	Major California Cities	Spread across urban and rural areas of California
Number of constituent Schools	10	23
Enrollment	295,573	454,640
Highest Ranking	UC Berkeley – 15 UCLA – 15	San Diego State – 105 CSU Long Beach – 105 Cal Poly San Luis Obispo – 1 (Regional Rank)
Lowest Ranking	UC Santa Cruz – 82	CSU San Bernardino – 63 (Regional rank)
Typical Bachelor’s Fees (Residents)	$14,000	$7,000
Typical Bachelor’s Fees (Non-Residents)	$42,000	$7,800
Housing	Mostly on, or around campus	Mostly commuter schools

UC vs CSU: Academics

As mentioned earlier, both are public university systems funded by the California state government. They offer a wide variety of majors that are designed to meet different ends. While the UC schools are geared to focus on academia, higher studies and research, courses at Cal State emphasise teaching and training people for the workforce.

So, if you are asking the question, “Is UC or CSU better?”, the answer depends entirely on what you are looking for. Here is a detailed analysis of the academics in both university systems.

1. Campuses, Rankings and Popular Areas of Study

If ranking and prestige are significant factors in choosing CSU vs UC, then the University of California schools win, hands down. The UC system has the best research university, enrols the absolute best of students from diverse backgrounds and is able to raise exponentially more when it comes to funding. It is globally recognised for its academic rigour and research programs. Here is a list of UC campuses by ranking.

S.No	UC Campus	Rank (US News National University Rank, 2024)	Popular Areas of Study
1	UC Berkeley	15	Science, Technology, Engineering and Business
2	UC Los Angeles	15	Psychology, Arts and Humanities
3	UC Davis	28	Computer science, Communication, business and economics
4	UC San Diego	28	Biology, Psychology, Cognitive science, Medicine and Information sciences
5	UC Irvine	33	Social Sciences, Business, Management, Marketing and Computer Science
6	UC Santa Barbara	35	Sociology, Economics, Communication, Environmental Science
7	UC Merced	60	Computer and Mechanical Engineering, Biological Sciences, Business Administration
8	UC Riverside	76	Business, Biology, Experimental Psychology, Political Science
9	UC Santa Cruz	82	Computer and Information Sciences, Managerial Economics, Molecular Biology
10	UC San Francisco	16*	Nursing, Psychology, Business, Finance and Marketing

Note: * – UCSF is ranked 16th in the list of best global universities by US News. However, it only accepts graduate students.

Let us now look at the CSU schools. While not invested in research, they are excellent teaching institutions with strong ties to industries in the areas. They can compete on equal footing with the UCs when looking at career and educational outcomes. However, when it comes to ranking, they do not fare as highly as UC schools.

S.No	CSU Campus	Rank (US News 2024)	Popular Areas of Study
1	San Diego State University	105/439*	Speech and Communication, Computer, Arts
2	CSU Long Beach	105/439*	Business, Visual and Performing Arts, Healthcare
3	CSU Fullerton	133/439*	Business, Psychology, Healthcare, Arts
4	San Francisco State University	178/439*	Business Management and Marketing, Health professions, Social sciences
5	CSU Fresno	185/439*	Management, Psychology, Liberal Arts
6	CSU East Bay	280/439*	BBA, Psychology, Kinesiology, Criminal Justice, Biological Sciences, Sociology
7	California Polytechnic SU, San Luis Obispo	1	Engineering, Agriculture, Agriculture and Veterinary Sciences
8	California Polytechnic SU, Pomona	3	BA, Civil and Mechanical Engineering, Hospitality Management
9	San Jose State University	4	Computer Science and Engineering
10	CSU Stanislaus	10	Psychology, Business, Management, Social Sciences
11	CSU Monterey Bay	14	Agriculture, liberal arts, Psychology
12	CSU Chico	16	Construction Management, Nursing, BBA, Agricultural Science
13	CSU Sacramento	18	Computers, Exercise Science, Kinesiology
14	CSU Los Angeles	21	Early Childhood Education, Criminal Justice, Safety Studies, Social Work
15	CSU Northridge	25	Psychology, Business, Physical Education
16	Sonoma State University	27	Liberal arts and Sciences
17	CSU Channel Islands	28	Liberal Studies, Sciences and Business
18	CSU San Marcos	28	Social sciences, Business and Nursing
19	California Polytechnic SU, Humboldt	32	Psychology, Business, Environmental Sciences, Sports
20	CSU Bakersfield	34	Social Sciences, business and humanities
21	CSU Dominguez Hills	38	Business, Psychology, Criminal Justice and Safety Studies, Early Childhood Education
22	CSU San Bernardino	63	Business, Psychology, Healthcare, Arts
23	CSU Maritime Academy	2/109*	Marine Science, Mechanical engineering, International relations

Note: * – The first six Cal State schools ranked out of 439 are national rank. The remaining are US News Regional Universities (West) Ranking. CSU Maritime Academy is ranked 2nd in a list of Regional Colleges (West)

2. Campuses and Acceptance Rates

Another major distinction between these two university systems is that UC schools are much more selective when it comes to their students than when compared to CSU schools. UCLA and UC Berkeley are known for their highly competitive admissions and low acceptance rates.

While traditionally, CSU schools have higher acceptance rates, some programs are highly sought after and can be difficult to get into. For example, Computer Science and Computer Engineering programs at Cal Poly Pomona and Cal Poly San Luis Obispo have lower acceptance rates than some of the UC universities.

Acceptance Rates of University of California campuses

S.No	UC Campus	Acceptance Rate (Approx.)
1	UCLA	9%
2	UC Berkeley	11%
3	UC San Diego	25%
4	UC Irvine	25.7%
5	UC Santa Barbara	26%
6	UC Davis	37.3%
7	UC Santa Cruz	62.8%
8	UC San Francisco (Only Graduate Study)	70%
9	UC Riverside	70.3%
10	UC Merced	88.3%

Acceptance Rate of California State University Colleges

S.No	CSU Campus	Acceptance Rates (Approx)
1	California Polytechnic SU, San Luis Obispo	28%
2	San Diego State University	39%
3	CSU Long Beach	40%
4	California Polytechnic SU, Pomona	55%
5	CSU Fullerton	67%
6	CSU Northridge	68%
7	San Jose State University	75%
8	CSU Channel Islands	81%
9	CSU East Bay	82%
10	Cal Maritime Academy	82%
11	CSU Bakersfield	85%
12	CSU Los Angeles	87%
13	CSU Dominguez Hills	89%
14	California Polytechnic SU, Humboldt	90%
15	San Francisco State University	91%
16	CSU San Bernardino	91%
17	CSU Monterey Bay	92%
18	CSU Sacramento	92%
19	CSU Stanislaus	93%
20	Sonoma State University	94%
21	CSU San Marcos	94%
22	CSU Fresno	95%
23	CSU Chico	95%

If you study the two tables, it is clear that UC colleges are much more selective in nature, with 6 of the 10 having acceptance rates of less than 50%. In contrast, CSU schools admit a much larger percentage of students who apply to them. However, one has to keep in mind that Acceptance Rates are not absolute figures and can vary widely from year to year. It also depends on the number of applications each school gets. While the figures shown here are average rates, the acceptance rates of individual departments can also vary significantly, depending on their popularity.

3. Degrees and Majors Offered

Between the two California university systems, an immense variety of academic majors are covered. UC offers over 160 academic majors and over 800 degree programs. When it comes to Cal State, you can choose one of the 4,100 degrees offered at the undergraduate and graduate level.

As a prospective student, you are expected to delve deeper into having a clear list of which of the campuses specialize in the specific domain that you are looking to get a degree in. A general understanding is that CSU courses are geared toward technical, vocational, and practice-oriented courses, while UC takes the academic and professional route.

So, if you are looking for highly practical, specialised study areas such as agriculture, maritime studies, engineering technology, or speech and communication, then CSU has better options. If you are planning for graduate studies, research or taking the more conventional approach, then UC is the way to go.

Phd vs EdD: Another important distinguishing factor that separates the two systems when looking at the degrees is the doctoral degree. Only universities under the UC system are permitted to award a PhD since they were legislated as research institutions. However, CSU schools offer EdD (Doctor of Education) programs for candidates who want to pursue leadership positions with real-world focus. This suits their academic culture since many of the Cal State institutions began as teacher colleges and continue to emphasise teaching over research.

4. Class Size and Teaching

While it varies with each campus and each department, UC typically has larger class sizes (around 30 students per class) than CSU. Since the total student body of CSU is spread among 23 schools, the class sizes are slightly smaller, creating a more tight-knit community.

Teaching is the absolute focus at CSU. Professors display a passion for it and communicate constantly with the students. While there are professors who love teaching at UC, it can sometimes take a backseat due to research. Quite a few freshmen classes can also be taught by TAs (varies with the course).

5. Application and Admission Timeline

Both these university systems follow a similar admissions cycle. The following table gives you the key dates for application and admission into bachelor’s degree programs. It is also safe to double-check with the specific department/school of the university that you are applying to just to ensure they do not follow a different cycle.

Important Dates for an Academic Year Beginning in Fall	UC	CSU
Application available from	August 1	Varies with different schools
University begins accepting applications from	October 1	October 1
Last Date to Submit	November 30	November 30
First year admission decisions Posted in	End of March	Beginning of March
Deadline to accept offer of admission	May 15	May 1

When it comes to the actual application form, there is one application for UC and one for CSU. You can apply for as many campuses as you like with just one form. Each campus will receive your application and evaluate them separately and simultaneously. An offer letter from one campus does not imply or guarantee admission into another campus.

6. Admission Requirements

Considering how selective the UC campuses are, the requirements to secure an admission in one of their campuses is much more stringent than when compared to the CSU schools. Here is a table comparing the requirements in both university systems.

	UC	CSU
Minimum GPA in A-G College Preparatory Courses	3.0 (Residents) 3.4 (Non-Residents)	2.5 (Residents) 3.0 (Non-Residents)
Median SAT Score	1360 – 1550	Varies widely across campuses
Median ACT Score	29 – 34	Varies widely across campuses
English Language Proficiency (TOEFL iBT)	80 – 110	61 – 90
Importance given to essays, LORs, leadership experience and other extracurricular activities	High – Very High	Medium – High

Note:
1. If you are looking at the top six UC schools (UCLA, UC Berkeley, UC Davis, UC Irvine, UCSD and UC Santa Barbara, the competitive GPA is between 4.25 and 4.5 and a 1500 SAT.

2. Neither UC nor CSU mandates the submission of standardised test scores. Your admission is not contingent on how much you score on SAT or ACT. The numbers in the table are mainly to give an idea of the type of students typically admitted. However, should you choose to submit your SAT/ ACT scores, they can be considered if you fall short of any other admissions criteria.

UC vs CSU: Fees and Scholarship Opportunities

With both of them being public universities, the cost of attendance is much lower for California residents when compared to out-of-state students. Despite this difference, degrees from the UC system cost more than double when compared to the CSU system.

Fees: The tuition for a typical undergrad degree in any of the University of California schools is about $14,000 for residents and about $42,000 (both per annum figures) for non-residents. In contrast, it is around $7,000 and $7,800 (for CA residents and outsiders, respectively) in most CSU colleges.

This difference in fees results from how these two university systems have been enacted. The University of California is a prestigious, world-renowned institution that provides world-class academic and research facilities. In contrast, the goal of Cali State is to provide affordable education and increase employability among the residents of the state.

Cost of Living:

UC campuses are located in the prime cities of California, which also increases living costs, whether you live on or off campus. On the other hand, the branches of Cal State are spread wide across 23 locations, covering large cities, smaller towns, and rural areas.

Financial Aid:

When comparing financial aid, around 55% of undergraduate students receive scholarships, loans, or work-study opportunities across all the schools of the University of California.

In contrast, about 80% of undergrads at Cal State receive financial aid. About 50% of their undergrads pay almost no tuition due to the grants and waivers awarded by CSU. Both university systems also have merit scholarship options that are specific to some courses/ departments/ schools.

Typically, most scholarships and grants are limited to either in-state or USA residents, especially if they are funded by the State. International students are typically expected to show a financial statement that proves their ability to cover the cost of tuition and living to get their student visa. However, they can also look at external sources to fund their higher education journey.

UC vs CSU: Student Life and Post-Graduation Opportunities

Besides academics and finance, there are a few other factors to consider when choosing between these two titans that shape the higher education system of California. Here are some of them.

1. Student Body

UC: As of Fall 2023, 295,573 students were enrolled in the University of California across its ten campuses. UC Davis, UCSD, and UC Berkeley typically have the most number of students, while UC Merced has the least.

Known for its selectivity, most UC students are either the crème-de-la-crème of their high schools or have distinguished themselves in one way or another. This system is also committed to diversity. About 44% of freshmen admitted come from underrepresented and minority groups.
Here is a breakdown of UC undergrad admits by ethnicity.

Asian – 30%
Hispanic – 28%
White – 20%
International – 13%
African American – 5%
Unknown – 3%
American Indian – 1%

CSU: More than 454,640 students enrolled in Cal State in Fall 2023, across its 23 locations. Fullerton, Northbridge and Long Beach typically have the most number of students (over 30,000 each) while the Cal Maritime Academy has the least with about 1,000.

The diversity of CSU’s graduating classes shows the university system’s commitment to diversity. Over half of their graduates come from Latinx, African American or Native American communities. Here is a snapshot of enrollment demographics by ethnicity.

Hispanic/Latinx – 48.3%
White, Non-Latinx – 20.4%
Asian American – 15.7%
Two or More Races – 4.4%
Black/African American – 4.0%
International Students – 3.3%
Race and Ethnicity Unknown – 3.3%
Native Hawaiian/Pacific Islander – 0.3%
American Indian – 0.2%

2. Housing

Another significant difference is when it comes to housing. Most UC students (except in UC Irvine and Riverside) choose to live on campus or near campus. Undergraduate commuters are not very common. The university provides different types of dorms, suites, or apartments for its students.

In CSU schools, most students commute to the campus and choose not to live in university housing. One of the biggest advantages is to save on housing and meal plan fees if you have parents or relatives living nearby. The class options are also flexible to accommodate commuter schedules. On the flip side, it involves navigating through traffic on a daily basis. It can also be harder to socialise and make friends.

3. Networking

Both university systems have immense alumni groups and associations for each of their campuses. However, UC schools provide better, more global opportunities to network due to their rankings and connections. Even among each cohort, only highly qualified students become part of the colleges, setting the base for building powerful professional connections from the get-go.

The commuting culture of most CSU schools can put a damper on socialising and networking. That said, these schools build many connections with local businesses, creating more opportunities to explore the real world.

4. Internships and Work Placements post-graduation

Both university systems provide multiple platforms for students to seek internships and career prospects. Each of the individual schools has career guidance cells to help its students. If you are looking at graduation rates, about 90% of those enrolled graduate successfully from UC, while it is around 62% for CSU.

Among recruiters, UC is perceived more highly due to its ranking and selective intake. Among the CS schools, San Diego State, California State, Los Angeles, San Jose State, SLO and Cal Poly Pomona also have great career departments and placement opportunities.

5. Sports and Extracurricular Activities

The culture of sports and extracurricular activities vary widely among the different schools of UC and CSU. Both systems have a rich sports culture, student organizations and groups that encourage students to explore extracurricular activities. If this is a significant point in your debate of California State University vs University of California, it is better to look into the specific campus you will apply to.

Summary

In the debate of CSU vs UC, some factors clearly separate the two public university systems in California. To summarise the differences,

You can look into the University of California campuses if

You are looking for high ranking, academic rigour, and a traditional college experience.
You are interested in research or a PhD degree
You can thrive in a competitive environment, working among the best
Living on campus is something you want to do
Your current academic credentials can match the current students of UC

Look into California State University if

You are looking for an educational experience that is more non-traditional, focussing on real-world applications
You are interested in technical or vocational pursuits
You have the option of commuting to college
Acceptance rates matter more to you than rankings

While these can be factored into your decision, the ultimate call rests on whether the course curriculum and the learning outcomes meet your career plans. The most significant part of your research is to compare courses, syllabi, electives, faculty and research facilities of your preferred degree program, speak to current students, and then decide depending on which school better suits your needs.

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User Submissions

We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.

You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.

You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.

You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.

You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.

When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.

Rules and Conduct

As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.

Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.

By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:

belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

Additionally, you agree not to:

contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd
No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805
Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com

Privileged and confidential

Privacy Policy | September 6, 2021

INTRODUCTION
1. The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
2. The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
3. This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
1. Data Controller and Data Processor:
  TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
2. Legal basis for collection and processing of Personal/Usage Information:
  The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
3. Basic Information
  TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
  Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
4. Additional Information
  1. Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
    First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
    
    Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
    
    Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
    
    Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
    
    Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
    
    Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
    
    Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
    
    Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
    
    Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
    
    Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
    
    All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
    However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
  2. Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
  3. Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
5. Processing of Data:
  TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
  TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
6. Right of a user in relation to data submitted:
  Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
1. Business Purposes:
  TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
  
  We may use Personal Information or Usage Information collected through the Site in the following ways:
  - to operate and improve our Site and tools associated with the Site;
  - to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
  - to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
  - To customize the content or the services on the Site for you, or the communications sent to you through the Site.
  - To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
  - To observe, improve and administer the quality of services on the Site;
  - To analyze how the Site is used, diagnose technical problems;
  - Remember the basic information provided by you for effective access;
  - To confirm your identity in order to determine your eligibility to use the Site and avail our services;
  - To notify you about any changes to the Site;
  - To enable TC Global to comply with its legal and regolatory obligations;
  - For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
  - Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
  - To enforce TC Global's Terms of Use.
  - Marketing activities: We use your information for marketing activities. These activities include:
    1. Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
    2. Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
    3. When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
2. Anonymous:
  We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
3. Administrative and Legal Reasons:
  We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
4. Business Transfer:
  We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com

In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805

UC vs CSU: Which One is Better in 2024?

UC vs CSU: A Quick Glance

1. Ranking:

2. Costs:

3. Programs:

4. Selectivity:

5. Housing:

UC vs CSU: Academics

1. Campuses, Rankings and Popular Areas of Study

2. Campuses and Acceptance Rates

3. Degrees and Majors Offered

4. Class Size and Teaching

5. Application and Admission Timeline

6. Admission Requirements

UC vs CSU: Fees and Scholarship Opportunities

Cost of Living:

Financial Aid:

UC vs CSU: Student Life and Post-Graduation Opportunities

1. Student Body

2. Housing

3. Networking

4. Internships and Work Placements post-graduation

5. Sports and Extracurricular Activities

Summary

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