MIT vs Harvard: How Do They Compare [2024]

USA

MIT vs Harvard is one decision that you want to be in the position of making, if you’re looking for higher education in the USA. Fierce competitors, academic peers, and neighbours, the Massachusetts Institute of Technology and Harvard University are two of the most elite institutions in the world and are synonymous with academic rigour and excellence, research and innovation, and prestige.

To make a decision between these two universities is no easy task. We try and break it down for you here – read for an in-depth comparison of these prestigious institutions, covering academics, campus life, financial aspects, and career opportunities to help you make the best choice for 2024.

Table of Contents

Overview of MIT and Harvard
Academic Comparison
Campus Life and Environment
Financial Aspects
Career Prospects and Alumni Network
Conclusion
FAQs

Overview of MIT and Harvard

Choosing between two world-class universities that are also neighbours is not simple. Harvard University, a member of the prestigious Ivy League along with Yale, Princeton, Columbia, Cornell, Dartmouth, University of Pennsylvania, and Brown, is the oldest university in the United States. MIT is the most prestigious when it comes to STEM. The two Cambridge schools have a lot in common, with a few key distinctions.

They can both be called world number 1, but in different fields of study. While Harvard has a comprehensive list of programs to choose from, it is most known for liberal arts, social sciences, natural sciences, business, medicine, and law. MIT, as the name suggests, focuses almost entirely on technology and its applications.

With this main difference in mind, let us delve into these two top universities.

Brief History and Background

Massachusetts Institute of Technology

Incorporated in 1861 amidst the ongoing Civil War in the USA, Massachusetts Institute of Technology or MIT is a private research university now located in Cambridge, Massachusetts. Founded in response to, and to accelerate the nation’s Industrial Revolution, MIT continues to be at the forefront of innovation and development when it comes to science and technology.

The school adopted a European polytechnic university model, emphasizing on laboratory work and practical application of the applied sciences and engineering. In order to reflect their commitment to the applied sciences and technology, the university chose the beaver, nature’s engineer, as their mascot.

MIT has consistently been one of the top ten universities of the world since its inception, and currently ranks number 1 in the world in the 2025 World University Rankings published by Quarendelli Symmonds. In the metrics published by the US News and World Report, MIT ranks second in the country, after Princeton University. It continues to be one of the most pioneering, sought after, and selective schools for the study of science and technology.

Harvard University

The oldest institution in the United States, Harvard University (nicknamed Crimson) is a private Ivy League research university located in Cambridge, Massachusetts. Established in 1636 as Harvard College under the authority of the Massachusetts colonial legislature, it is most known for its enduring history of innovation in higher education.

With a reputation that rivals that of Oxford and Cambridge in the UK, Harvard has three main campuses: the main Cambridge campus centred on Harvard Yard, an adjoining campus across Charles River in the Allston neighbourhood of Boston, and the medical campus in Boston’s Longwood Medical Area.

Ranked 3rd in the country by US News and World Report and 4th in the world by QS World University Ranking, Harvard is one of the most selective and elite schools to get into. World-renowned for its faculty, state-of-the-art resources, and individualized instruction, the name is synonymous with limitless opportunities for its students.

Key Statistics and Rankings

Here is a table comparing the key stats and ranks of the two universities.

	MIT	Harvard
Campus	Cambridge, MA	Cambridge, MA
Nickname	Beavers	Crimson
U.S. News National Rank 2024	2	3
QS World University Rank 2025	1	4
Undergraduate Student Body	4,576	7,063
Graduate Student Body	7,344	~ 18,200
% of International Enrollment	29.17%	26.8%
Average Acceptance Rate	~ 4.8%	3%
Student to Faculty Ratio	3:1	7:1
Number of Undergraduate Programs	55 majors and 58 minors	3,700 courses in 50 fields of study
Number of Graduate Programs	70+ degrees in 49 different fields of study	134 graduate and 32 professional degrees
Research Expenditure	Over $1 billion	Over $1 billion
Number of Division I Teams	33 teams playing at Division III	42
Number of Clubs and Student Org.s	450+	450+
Colours	Cardinal Red and Grey	Crimson, White and Black

MIT vs Harvard: Academic Comparison

With both MIT and Harvard offering some of the finest academic programs in the world, how can a prospective student choose between the two neighbouring schools? The undergraduate or graduate courses that they offer, their choices and flexibility, ranking, degrees and class sizes, academic calendars, research facilities and budgets can become important factors in deciding Harvard vs MIT.

Undergraduate Programs

Focus Areas: At the outset, the key difference between these two giants of higher education is their academic environment. Harvard has a rich tradition of liberal arts education that seeps into almost all of its fields of study. Harvard College, the undergraduate college of Harvard University offers a broad spectrum of study areas with emphasis on an interdisciplinary and a holistic approach to knowledge.

In contrast, MIT is modelled after the polytechnic universities of Europe. The school’s focus is clear and unparalleled when it comes to STEM and its allied fields of study. It typically attracts students who are inclined towards technological innovations and an aptitude for quantitative disciplines. That said, the school also has top-notch programs in the fields of economics, humanities, media, political sciences, and writing.

That said, one of the biggest advantages of studying in either of the two universities is their cross-registration policy. With just about a mile between Harvard and MIT, MIT students can register for a few courses in Harvard and vice versa.

Standardized Test Scores: Unlike most American colleges that have continued with their test optional policies since the pandemic, both Harvard College and MIT now require applicants to submit SAT/ ACT/ IB/ AP scores when applying for their undergraduate programs.

The average SAT score for MIT admitted students ranges between 1520 and 1580 while the median score is around 1520 for Harvard. ACT scores for both schools range between 33 and 36.

When it comes to high school GPA, a minimum of 3.9 or higher is required for your application to be considered competitive.

Core Curriculum: Both universities have clear requirements that have to be met by all undergraduate students, no matter their area of study. At Harvard, it is called General Education while MIT calls it General Institute Requirements (GIRs).

All students of Harvard College are required to complete four General Education courses, one from each category – Aesthetics and Culture; Ethics and Civics; History, Societies Individuals; and Science and Technology in Society. In addition, students must also complete the College’s requirements in the following areas – language, expository writing, distribution, and quantitative reasoning with data.

MIT’s GIRs include the science core (six foundational courses in mathematics, physics, biology, and chemistry), the HASS requirement (a minimum of eight subjects in the humanities, arts, and social sciences), the communication requirement (to develop effective writing and speaking skills), laboratory requirement (a minimum number of credits of practical, project-based work),
REST requirement (two subjects of Restricted Electives in Science and Technology) and a physical education requirement.

Class Sizes: When it comes to the student body, MIT is a significantly smaller institution when compared to Harvard. MIT has one of the lowest student to faculty ratios, averaging at about 3:1 while Harvard’s is about 7:1. That said, if you are comparing the number of classes with fewer than 20 students, the difference is nominal, with the numbers showing around 71% at MIT and 76% at Harvard.

Top Majors:

MIT	Harvard
Computer Science Chemical Engineering Mechanical Engineering Electrical and Electronic engineering Econometrics Physics Aerospace/ Aeronautical	Social Sciences General Biological Sciences Mathematics Computer and Information Sciences Psychology History Visual and Performing Arts

Graduate Programs

Graduate Program Options: MIT is ranked marginally higher than Harvard University but Harvard has more options, across disciplines, and more interdisciplinary areas of study. Harvard is also world-renowned for its professional programs such as law, medicine and business, while MIT’s focus is limited to STEM and other allied quantitative fields. That said, MIT’s Sloan School of Business is a world-class school for MBA programs but ranks lower than Harvard Business School.

Harvard also has a significantly higher student population at over 18,200 while MIT’s is less than half at around 7,400. Harvard offers more diversity, networking opportunities, and real world experiences when compared to the smaller, more intimate set up of MIT.

Admissions: Both universities are known for their highly competitive admissions, with students from all over the world applying. Their acceptance rates are some of the lowest in the world, ranging between 3 and 5%.

The minimum admission criteria in both universities include a valid baccalaureate degree from a recognised university (GPA varies with departments), standardized test scores (GRE/ GMAT), a strong application form with a well-written Statement of Purpose (SOP), relevant work experience (for some courses), and English proficiency test scores (for international students).

Top Graduate Programs:

MIT	Harvard
Graduate Engineering Programs Aerospace Biomedical Chemistry Earth Sciences Mathematics Physics	Medicine Computer Science Law MBA/ other business programs Public Health Policy and Administration Data Science Biological Sciences

Global Reputation: Both universities are globally renowned and are often seen vying for the top spot across all ranking tables. A graduate degree in either of these schools is often considered with reverence and can open up numerous academic and career opportunities. That said, Harvard has the elite distinction of being part of the prestigious Ivy League group of institutions, while MIT is not, despite being Harvard’s neighbour.

Overall and Subject Rankings

Massachusetts Institute of Technology	Harvard University
Overall Rank US News 2024: 2	Overall Rank US News 2024: 3
Times Higher Education WUR: 3	Times Higher Education WUR: 4
QS WUR 2025: 1	QS WUR 2025: 4
Subject and Other Ranking (Source: QS Global Subject Rankings 2024)
#1 in Statistics and Operations Research #1 in Computer Science and Information Systems #1 in Data Science and AI #1 in Engineering (various specialisations) #1 in Linguistics #1 in Material Sciences #1 in mathematics #1 in Physics and Astronomy #2 in Architecture	#1 in Theology and Religious Studies #1 in Accounting and Finance #1 in Arts and Humanities #1 in Biological Sciences #1 in Business and Management Studies #1 in Chemistry #1 in Economics and Econometrics #1 Environmental Sciences #1 in History #1 in Law and Legal Studies #1 in Medicine

From the table, two things become clear. First, both universities are academic giants, and to consider them as options for higher education is the mark of an excellent student. Secondly, their niche focus areas are quite distinct. Harvard has a better reputation for the humanities, social sciences, arts, and natural sciences, while MIT is unbeatable when it comes to the applications of STEM.

Academically speaking, one cannot really go wrong when choosing between MIT and Harvard. When choosing, the focus should be on the specific departments, their curricula, teaching styles and pedagogies, and what best aligns with your career goals.

Constituent Schools

MIT’s undergraduate and graduate programs are offered by the following schools

School of Architecture and Planning
School of Engineering
School of Humanities, Arts, and Social Sciences
Sloan School of Management
School of Science
MIT Schwarzman College of Computing

Harvard University is composed of the following schools of which only Harvard College offers bachelor degree programs.

Harvard College (Undergraduate College)
John A. Paulson School of Engineering and Applied Sciences (SEAS)
Kenneth C. Griffin Graduate School of Arts and Sciences (GSAS)
Harvard School of Dental Medicine
Harvard Business School
Harvard Graduate School of Design
Harvard Divinity School
Harvard Graduate School of Education
Harvard Kennedy School (of public policy)
Harvard Law School
Harvard Medical School
T.H. Chan School of Public Health
Harvard Extension School
The Radcliffe Institute for Advanced Study

Research Opportunities

Both Harvard and MIT are world leading R1 research universities that encourage their students to push the boundaries of their disciplines. Both schools spend over $1 billion for research every year.

One of the premier research institutions in the world, Harvard University has always been at the frontier of scientific inquiry and innovation. The Faculty of Arts and Sciences alone houses over 45 interdisciplinary research institutes and centres.

In addition, the other professional schools have independent research programs. Harvard Law has over 30 research programs and centres while Harvard Medical is known for its world-changing innovations. For example, here are some of the key discoveries from Harvard Medical School – Smallpox vaccine, Anesthesia, Electrocardiograph, Live donor liver transplant, Circadian clock, and the relationships between microbiome and immunotherapy. Harvard is also at the forefront of bioengineering research and collaborates with MIT for genomics research.

Similarly, MIT also enables flourishing research across all of their 30 departments. The school’s research capabilities are enhanced through the work of MIT Lincoln Laboratory, the Woods Hole Oceanographic Institution, active research relationships with industry, and a wide range of global collaborations. MIT research has inspired the inventions of the first interactive minicomputer, the e-mail, transistor radio, Kindle and the e-ink, technicolor, modern lithium-ion batteries, PET scans, and numerous other innovations that have changed the world.

To sum up, both universities foster robust research environments with creative liberty in search of new knowledge. They help students develop a research mindset from the undergraduate level, helping their alumni become leaders and catalysts of change in the world.

Key Dates for Application

In this section, we will be looking at the key dates for application and admission into undergraduate programs (Fall semester) to get a sense of the timeline. Graduate schools have a different timeline. It is also recommended that you verify with the specific department / school that you are applying to, just to ensure they do not follow a different cycle.

Important Dates	MIT	Harvard
Early Action (EA) Deadline	November 1	November 1 (Restrictive EA)
Regular Admissions Deadline	January 4	January 1
EA Decision Posted in	Mid – December	Mid – December
Financial Aid Application Deadline (Regular Application)	February 15	February 1
Regular Decision Posted in	Mid-March	End of March
Deadline to accept offer of Regular admission	May 1	Early May
Average Acceptance Rate	~ 4.8%	3%

Admission Options to be considered in the MIT Harvard debate:

Both schools do not have an Early Decision (ED) admission pathway.
Harvard’s EA is restrictive wherein you may not apply to an early program at any other private college or university within the United States. MIT’s is non-restrictive. It is non-binding in both universities.
You can apply only once per entry year at MIT. It means that if you are not selected in the EA round, you cannot apply through the regular admission route in the same year.
Harvard accepts the Common Application or the Coalition Application. MIT does not accept any of these common apps, but requires students to go through their own application portal called MyMIT.
Harvard’s application fee is $85, while MIT requires $75.

Academic Calendar

Both Harvard and MIT follow a semester system, with the main academic calendar spreading through Fall (August/ September – December) and Spring (January – April/ May). Both universities also have a shorter summer term during which some academic activities take place.

MIT vs Harvard: Campus Life and Environment

When the two universities being compared are equally excellent when it comes to academic standing, other factors must also be looked into before making a decision. Campus location, vibe, amenities, housing options and diversity are all factors that can make a prospective student prefer MIT to Harvard or the other way around.

Location

Both Harvard and MIT are located in Cambridge, Massachusetts, just about six miles from the city of Boston. In fact, for all intents and purposes, the two schools are neighbours, with just about a mile between them. Despite their proximity to the city and their urban locations, Harvard feels more suburban and self contained due to the sheer size of the campus while MIT’s smaller campus makes it more integrated with the city.

Cambridge and the greater Boston area, in addition to its varied career, networking, cultural, and socialising opportunities, is also known for its extremely chilly, snowy and windy winters.

Campus Size and Facilities

When comparing total holdings, Harvard owns around 5,000 acres in the greater Boston area but, the main Harvard campus that grew around Harvard Yard is around 209 acres housing academic and research buildings. MIT sits on 168 acres of land that encompasses over 200 buildings.

Including the Arnold Arboretum, the Carpenter Center for the Visual Arts, the Collection of Historical Scientific Instruments, the Harvard Art Museums and the Harvard Forest, the university provides numerous extensive amenities for its students. The Harvard Library is the largest academic and private library in the world. Campus life also includes common rooms, study spaces, dining halls, verdant lawns, and athletic facilities.

Despite the smaller campus, MIT provides all kinds of amenities to its students, from state-of-the-art classrooms, research labs, gym, auditorium, cafeteria, lawns, study areas and athletic facilities. The campus vibe is composed of brilliant, highly motivated people who are passionate about science, technology and innovation. Harvard, due to its larger campus and bigger student population is a lot more diverse and inclusive of people with varied interests.

Student Activities and Organizations

When it comes to extracurricular activities, both universities have a culture of enabling students to explore other interests beyond academics.

Athletics:
Harvard is home to 42 Division I intercollegiate sports teams that compete in the NCAA and the Ivy League in stunning displays of Crimson pride. Nearly 80% of Harvard undergrad students are involved in some kind of athletics. In addition to the varsity level, the university also has a longstanding tradition of intramural sports that allow students to compete with one another within the university. First-years compete for the Yard Cup, and upperclassmen chase the Straus Cup. Furthermore, Harvard students can also take part in club sports and the numerous recreational fitness options available on campus.

If athletics are a key factor in your choice, then MIT might not be the right option. MIT Engineers have 33 teams who play varied sports in the NCAA Division III. They do not have a strong athletic tradition as their Crimson competitor. In fact athletics is the reason why MIT is not part of the Ivy League.

Student clubs and organizations:
Looking beyond athletics, MIT enables over 450 clubs and student organizations to help their students pursue varied interests beyond academics. Many of these clubs are also uniquely focused on innovation and research opportunities. The MIT campus is a great fit for those riddled with scientific curiosity. Moreover, the university has an active Greek life supported by over 30 sororities and fraternities, while Harvard does not officially recognise Greek life.

Harvard houses over 450 clubs that can be divided into 13 categories ranging from Academic and pre-professional, Creative and Performing Arts, to Public Service and Religion and Spirituality. The university also conducts a Student Organization Fair, an annual tradition that takes place the first week of class, for the freshmen to get to know the options available

Housing and Accommodation

For undergraduate students at Harvard College, accommodation is provided in dorms with shared suites adjacent to Harvard Yard, where a majority of meals are eaten in Annenberg Hall. First-year students are required to live on campus. Divided into “The Houses”, they serve as the foundation for the undergraduate experience at Harvard College. 98 per cent of all undergraduates live in one of the twelve residential Houses. Similarly, MIT also requires freshmen to live on campus in one of their 11 residence halls. After the first year, about 70% of MIT undergrads live on campus.

Graduate students have access to housing options on campus in Harvard-owned properties or off campus in the Cambridge and Boston areas. The university owns about 3,000 units ranging from studios to four bedrooms, all located conveniently near Harvard’s graduate and professional schools. MIT also has dedicated housing options for its graduate students, ranging from residence halls to family apartments. The housing office of MIT also assists students with the requirements of off-campus accommodation.

MIT vs Harvard: Financial Aspects

Another major point of discussion when it comes to Harvard vs MIT is the cost involved. The cost of attendance (tuition), additional expenses such as books, student fees, insurance and housing must be taken into account before making a choice.

At the outset, both are privately owned universities and therefore do not offer any subsidised rates for local residents. Moreover, the general cost of tuition is higher (sticker price of around $70,000) when compared to public universities. That said, both universities are known for their highly inclusive financial aid programs.

Annual Rates	MIT	Harvard
Tuition (Bachelor’s)	$61,990	~ $57,000
Tuition (Master’s, not including professional programs)	~ $61,990	$55,000 – $64,000
MBA Tuition	$86,550	$76,410
Housing (On-Campus)	$10,650 – $14,630	$12,922
Food (Meal Plan)	$7,216	$8,268
Off-Campus Housing	$12,430 – $29,160	$8,300 – $30,000
Types of Financial Aid	1. MIT Scholarships 2. External aid 3. Federal aid 4. Work Study 5. Loans (only need-based)	1. Scholarships & Grants 2. Outside Awards 3. Student Employment 4. Loans(only need-based)
International student scholarships	Only need-based. The full need of all admitted international students is met the same as it is for US students	Only need-based. The full need of all admitted international students is met the same as it is for US students
Estimated average grant for an aid student	$ 63,729	$67,585
Admission Decisions	Completely need blind	Completely need blind
Demonstrated Need Cover	100% (Families with income less than $75,000 have 0% parent contribution)	100% (Families with income less than $85,000 will not have to pay tuition)

Here are a few important points to be kept in mind.

As private universities, the tuition rates at both universities are much higher compared to public universities. That said, both have numerous scholarship and financial aid options. It is important to research specific scholarship options for the program/ department that you are applying for.
The tuition fees are average figures, calculated for a typical academic year of 9 months. The fee will be higher should you choose to take extra courses in the summer months.
The tuition fee amounts in the table are indicative of only the cost of attendance. It does not include books, student health insurance and other expenses. Student insurance alone can cost between $3,000 – $7,000 a year.
Both universities offer only need-based scholarships. Merit scholarships are typically funded by external sources. Neither university offers athletic scholarships.
The financial need requirements of international students are met in the same way as it is for domestic students.
International students are not eligible for any state or federal aid.

MIT vs Harvard: Career Prospects and Alumni Network

Considering the standing of the two universities, and an alumni network peppered with stars across disciplines, there is no doubt that a graduate of their of these schools will have numerous post-graduate opportunities of their choosing. The academic rigour and culture of research in these two universities create a pedigree that recruiters often compete to get for their organisations.

Employment Rates

As one of the top colleges for graduate employment in the US, according to the Times Higher Education ranking, Harvard, ranked 4th in the US, has an employability rate of 91 – 96%, depending on the school, within six months of graduation. By the same metric, MIT stands 2nd in the country for graduate employability, only to be superseded by CalTech. A diploma from the Ivies or these tier 1 institutions is the closest to guaranteed competitive employment, irrespective of the discipline.

Notable Alumni

Both universities have vibrant alumni associations that extend worldwide. Harvard’s alumni network supports over 400,000 people who bleed crimson in over 200 countries while MIT has over 140,000 living alums across the globe.

If you are comparing Nobel Laureates as a mark of academic excellence, Harvard is associated with over 160 Nobel Prize Winners (over 50 of them currently associated with the university) while about 101 are associated with MIT. These are two institutions with some of the highest numbers of Nobel laureates in the country.

Other Notable Alumni from Harvard

Barack Obama, Former President of the United States
Mark Zuckerberg, CEO, Meta
Bill Gates, Founder, Microsoft
John F Kennedy, Former President of the United States
Ratan Tata, Industrialist and philanthropist
Robert Oppenheimer, Physicist
Helen Keller, Author and activist
Ruth Bader Ginsberg, Associate Justice of the Supreme Court

Notable Alums of MIT

Kofi Annan, Former Secretary General of the United Nations
Buzz Aldrin, Astronaut
Richard Feynman, Physicist
Ben Bernanke, Economist
Carly Fiorina, Former CEO of HP
Raghuram Rajan, Economist
Jonah Peretti, CEO of Buzzfeed
Shirley Ann Jackson, Nuclear Physicist

Career Services

From internships to employment opportunities, organisations and recruiters seek students and graduates of top notch institutions like MIT and Harvard. In both universities, the career centers for strategy and success assist their students to gain practical experience, build networks and communicate their aptitudes and skill sets to prospective employers. They also play an instrumental role in building leadership skills and specialised skills that are essential to a workplace.

In both universities, the career centre connects students to internship opportunities and prospective employers through seminars, job fairs, and numerous other on-campus events. Their goal is to clarify career aspirations, identify opportunities, and offer support at every stage of career development.

MIT vs Harvard: Conclusion

Deciding between Harvard and MIT involves considering various factors such as academic strengths, campus life, financial implications, and career prospects. Both universities offer unparalleled opportunities, but your decision should align with your personal and professional goals.
As neighbouring top-tier schools, Harvard and MIT have more similarities than differences. Here is a summary of the key differences.

MIT ranks number 1, while Harvard ranks 4th according to the QS World University Ranking 2025.
In the US, MIT and Harvard take 2nd and 3rd place, respectively, after Princeton.
Harvard has a more liberal arts background and offers more comprehensive and interdisciplinary options across disciplines while MIT is known almost exclusively for STEM and related fields.
MIT does not have options should you want to pursue degrees in medicine or law.
Both in terms of campus size and student body, MIT is significantly smaller and less diverse than Harvard.
MIT’s campus culture is more academic and scientifically driven, while Harvard’s is more diverse due to a larger student body and more options.
Harvard has a greater reputation for athletics when compared to MIT. It is primarily because of their athletics that MIT has not found its place among the Ivy League.

Considering their similarities, the ultimate call rests on whether the course curriculum and the learning outcomes meet your career plans. The most significant part of your research is to compare courses, syllabi, electives, faculty and research facilities of your preferred degree program, speak to current students, and then decide depending on which school better suits your needs.

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FAQs

Is MIT harder to get into than Harvard?

When it comes to admissions, MIT and Harvard are two of the most competitive schools in the United States. They both have an acceptance rate of 3 – 5%.

Why choose Harvard over MIT?

Here are the reasons to choose Harvard over MIT
– If you are looking at social sciences, law, medicine, arts, and the humanities
– If you thrive better in a larger university with a more diverse population
– If you want to participate in Division I athletics
– If particular about studying in an Ivy League school.

Is MIT better than Ivy League Schools?

It depends on the program/ discipline you are looking at. When it comes to STEM and allied subjects, MIT even surpasses the Ivies.

Is MIT better than IIT?

Both MIT and the Indian Institute of Technology (IIT) are globally recognised institutions in the field of STEM. However, MIT is ranked higher and has greater global recognition than IIT.

What is the GPA required for MIT?

Typically a weighted GPA of 4.1 or higher is required to be considered competitive. However, a lower GPA can be counterbalanced by high SAT/ ACT scores.

Why is MIT not part of the Ivy League?

The history of the Ivy League goes back to athletics and participation in Division I sports. MIT athletes participate in NCAA Division III. Moreover, when the Ivy League was officially established in 1954, MIT did not have a robust athletic program.

Is Harvard expensive?

Typically, the sticker price for Harvard is around $80,000 per year. However, the university has numerous financial aid and scholarship options for its students.

Can I go to MIT after 12th?

Yes, MIT has a wide array of undergraduate programs that you can apply to, after 12th. While the university does not have any specific required courses, it is expected that applicants are enrolled in a broad, rigorous program in high school. Students are also required to take standardized tests such as the SAT or ACT.

Can I get a 100% scholarship to MIT or Harvard?

Both MIT and Harvard meet 100% demonstrated financial need of students, irrespective of their immigration status. Demonstrated financial need is the difference between the Cost of Attendance and your Expected Family Contribution. For families earning less than $75,000 per annum ($85,000 for Harvard), family contribution is zero.

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For the purposes of these Terms of Use, "TC Global" shall be deemed to include The Chopras Global Holdings Pte Ltd and/or its affiliates.

Acceptance of Terms

By registering for and/or using the Service in any manner, including but not limited to visiting or browsing the Site, you agree to all of the terms and conditions contained herein ("Terms of Use") and all other operating rules, policies and procedures that may be published from time to time on the Site by TC Global, each of which is incorporated by reference and each of which may be updated by TC Global from time to time without notice to you in accordance with the terms set out under the "Modification of Terms of Use" section below. In addition, some services offered through the Service may be subject to additional terms and conditions specified by TC Global from time to time; your use of such services is subject to those additional terms and conditions, which are incorporated into these Terms of Use by this reference. These Terms of Use apply to all users of the Service, including, without limitation, users who are contributors of content, information, and other materials or services on the Site, individual users of the Service, venues that access the Service, and users that have a page on the Service.

Access

Subject to these Terms of Use, TC Global may offer to provide the Services, as described more fully on the Site, and which are selected by you, solely for your own use, and not for the use or benefit of any third party. Services shall include, but not be limited to, any services TC Global performs for you, any applications or widgets offered by TC Global that you download from the Site or, subject to the terms set out under the "Third party Sites and Services" section below, from third party application stores (eg. App Store, Play Store or Google Apps Marketplace) authorized by TC Global, as well as the offering of any materials displayed or performed on or through the Services (including Content (as defined below)).

Registration and Eligibility

You are required to register with TC Global to browse the Site, view Content and access the Services only and represent, warrant and covenant that you provide TC Global with accurate and complete registration information (including, but not limited to a user name ("User Name"), e-mail address and/or mobile telephone number and a password you will use to access the Service) and to keep your registration information accurate and up-to-date. Failure to do so shall constitute a breach of these Terms of Use, which may result in immediate termination of your TC Global account. We recommend, but do not require, that you use your own name as your User Name so your contacts can recognize you more easily. You shall not:

Create any account for anyone other than yourself without such person's permission.
Use a username that is the name of another person with the intent to impersonate that person.
Use a username or TC Global account that is subject to any rights of a person other than you without appropriate authorization.
Use a username that is a name that is otherwise offensive, vulgar or obscene or otherwise unlawful.

TC Global reserves the right to refuse registration of, or cancel a User Name at its sole discretion. You are solely responsible and liable for activity that occurs on your account and shall be responsible for maintaining the confidentiality of your TC Global password. You shall never use another user's account without such other user's prior express permission. You will immediately notify TC Global in writing of any unauthorized use of your account, or other account related security breach of which you are aware.

You represent and warrant that if you are an individual, you are of legal age to form a binding contract, or that if you are registering on behalf of an entity or a minor, that you are lawfully authorized to enter into, and bind the entity or yourself (as the legal guardian of the minor) to, these Terms of Use and register for the Service. The Service is not available to individuals who are younger than 10 years old. TC Global may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time.

You are solely responsible for ensuring that these Terms of Use are in compliance with all laws, rules and regulations applicable to you and the right to access the Service is revoked where these Terms of Use or use of the Service is prohibited and, in such circumstances, you agree not to use or access the Site or Services in any way.

If you use a mobile device, please be aware that your carrier's normal rates and fees, such as text messaging and data charges, will still apply. In the event you change or deactivate your mobile telephone number, you agree that you will update your account information on the Services within 48 hours to ensure that your messages are not sent to the person who acquires your old number.

Content

All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".

TC Global Content

The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.

Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.

User Submissions

We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.

You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.

You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.

You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.

You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.

When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.

Rules and Conduct

As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.

Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.

By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:

belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

Additionally, you agree not to:

contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd
No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805
Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com

Privileged and confidential

Privacy Policy | September 6, 2021

INTRODUCTION
1. The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
2. The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
3. This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
1. Data Controller and Data Processor:
  TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
2. Legal basis for collection and processing of Personal/Usage Information:
  The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
3. Basic Information
  TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
  Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
4. Additional Information
  1. Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
    First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
    
    Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
    
    Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
    
    Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
    
    Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
    
    Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
    
    Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
    
    Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
    
    Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
    
    Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
    
    All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
    However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
  2. Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
  3. Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
5. Processing of Data:
  TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
  TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
6. Right of a user in relation to data submitted:
  Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
1. Business Purposes:
  TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
  
  We may use Personal Information or Usage Information collected through the Site in the following ways:
  - to operate and improve our Site and tools associated with the Site;
  - to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
  - to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
  - To customize the content or the services on the Site for you, or the communications sent to you through the Site.
  - To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
  - To observe, improve and administer the quality of services on the Site;
  - To analyze how the Site is used, diagnose technical problems;
  - Remember the basic information provided by you for effective access;
  - To confirm your identity in order to determine your eligibility to use the Site and avail our services;
  - To notify you about any changes to the Site;
  - To enable TC Global to comply with its legal and regolatory obligations;
  - For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
  - Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
  - To enforce TC Global's Terms of Use.
  - Marketing activities: We use your information for marketing activities. These activities include:
    1. Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
    2. Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
    3. When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
2. Anonymous:
  We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
3. Administrative and Legal Reasons:
  We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
4. Business Transfer:
  We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com

In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805

MIT vs Harvard: How Do They Compare [2024]

Overview of MIT and Harvard

Brief History and Background

Massachusetts Institute of Technology

Harvard University

Key Statistics and Rankings

MIT vs Harvard: Academic Comparison

Undergraduate Programs

Graduate Programs

Overall and Subject Rankings

Constituent Schools

Research Opportunities

Key Dates for Application

Academic Calendar

MIT vs Harvard: Campus Life and Environment

Location

Campus Size and Facilities

Student Activities and Organizations

Housing and Accommodation

MIT vs Harvard: Financial Aspects

MIT vs Harvard: Career Prospects and Alumni Network

Employment Rates

Notable Alumni

Career Services

MIT vs Harvard: Conclusion

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