Pharmacy courses in Canada are becoming more sought after, especially among international students in the last couple of years. Pharmacy colleges in Canada give you the scope to become an integral member of the healthcare industry, while not choosing conventional disciplines such as Medicine, Dentistry or Nursing.
So, if you are looking to build your career in the pharmaceutical industry, this article is for you.
Your career options need not be limited to being a chemist or a pharmacist In this article, we’ll be looking at three possible entry points to the pharma industry: Pharmacology, Pharmaceutical Studies and Pharmacy.
Pharmacology
Pharmaceutical Studies
Pharmacy
A biological science that deals with how a drug interacts with a living organism.
Looks at how a drug targets a disease-causing parasite in the body or produces other biological effects.
A broad area of interdisciplinary study (that also includes pharmacology)
Looks into the drug on its own, such as drug design, delivery, absorption, disposition, metabolism, packaging, sales, marketing and so on.
Requires specific provincial licensure and a degree to practise as a pharmacist.
Involves aspects of the other two, plus health advice, precision medicine, disease screening, injections, vaccinations, prescriptions and referrals.
Research heavy, often employed by big pharma or regulatory bodies
Research heavy, often employed by big pharma or regulatory bodies
Requires knowledge of pharmacotherapy, law, communications, pharmacoepidemiology, management, and others focused on the skills you need to provide patient care.
Responsible for safe, effective and legal distribution and use of medication.
Degrees: BSc, MSc and PhD
Degrees: BSc, MSc and PhD
Degrees: Doctor of Pharmacy (PharmD), followed by successful completion of Pharmacy Examining Board of Canada Exam registration with a provincial regulatory body.
To sum up, if you are considering working as a pharmacist, and provide direct patient care, then you must have a PharmD degree in Canada. The other courses are better suited for research or employment in organisations of the pharma industry.
What are the best pharmacy courses in Canada for international students?
The best pharmacy courses in Canada for international students are offered by the top Canadian universities. They are
PharmD, University of Toronto
MSc Pharmaceutical Science, UBC
MSc In Pharmacology, McGill University
PharmD, University of Alberta
Honours Biology and Pharmacology, McMaster University
PharmD, University of Waterloo
PharmD International Pathay, Western University
MSc Pharmaceutical Science, Dalhousie University
MBA Pharmaceutical Management, Université Laval
PharmD, University of Saskatchewan
1. Doctor of Pharmacy (PharmD), University of Toronto
University/ College
University of Toronto, Toronto
Level of Study
Undergraduate Professional Programme
Mode of Study
Full-time, On Campus
Duration
4 years
Annual Tuition Fee
CA $49,480
Other related courses
Doctor of Philosophy in Pharmaceutical Studies (PhD)
Master of Science in Pharmaceutical Studies (MSc)
Master of Science in Pharmacy (MScPhm)
PharmD-MBA
International Pharmacy Graduate Programme (For professionals – Graduate Certificate)
Source: PharmD, UoT
What makes this course good?
A PharmD from the University of Toronto opens you to a range of health and healthcare related careers. This is the pharmacy degree you will need to become licensed as a pharmacist in Canada.
The Leslie Dan Faculty of Pharmacy, UoT is ranked as the top faculty of pharmacy in Canada by multiple academic accreditation and ranking organisations. Besides, the University of Toronto ranks number 2 in Canada and 34 in the world according to QS World University Rankings.
The programme includes over 40 weeks of hands-on experiential learning in different sectors of the pharma industry.
The Faculty of Pharmacy also collaborates with the Rotman School of Management of the UoT to offer a combined PharmD-MBA option to the students.
Fees and Scholarship options
The annual tuition fee for international students is CA $47,120. To this, you can expect to add incidental fees, cost of books, cost of living in Toronto. The Leslie Dan Faculty of Pharmacy also has numerous scholarship options to aid its students. The school also has bursaries to support students who require aid on a need-basis as opposed to the merit-based awards. Here are some of the awards to look into:
Dean’s Admission Scholarships
Merck Canada Entrance Scholarship
Nathan Moses Entrance Scholarship
Artemis Diamantouros Memorial Award
Khalsa Humanitarian Award
Dr. Heather Boon Scholarship
Wilfred Isaacson Scholarship
Flora M. Ward Scholarship
Eligibility
The PharmD is a second-entry professional programme. While you need not have completed a university degree before applying, you are expected to have completed a few university level courses either from the University of Toronto, or from other recognised universities to be eligible to apply. That said, here are the eligibility criteria.
3 terms/ 1.5 Full Credit Equivalents (FCE) in Chemistry, 2 terms/ 1.0 FCE in Biology and 2 terms/ 1.0 FCE in Maths.
Applicants must have successfully completed a total of at least 8.0 FCEs at the university level by the end of April of the year for which application has been made.
Applicants must achieve a cumulative university average of no less than 70% (equivalent to a ‘B-’ at the University of Toronto). Applicants who have scored less than 70% will directly be screened.
CASPer Test, online situational-judgement test used to assess non-academic competencies and attributes
Pharmacy College Admission Test (PCAT)
Minimum TOEFL iBT score of 100 or IELTS Academic score of 6.5 with no band less than 6.0 is required.
Must clear the Admissions Interview.
Note: To apply to the PharmD-MBA programme, you must have completed an undergraduate degree from a recognised university.
Admission Process
For a September admission, the application deadline is typically in the first week of January. Note that the CASPer Test registration is a separate process and has its own set of deadlines and test dates. An application fee of CA $300 must be paid. Supporting documents such as academic records, CASPer Test scores and proof of proficiency in English can be submitted at a later date.
2. MSc Pharmaceutical Sciences, UBC
University/ College
University of British Columbia, Vancouver
Level of Study
Master’s Degree
Mode of Study
Full-time, On Campus
Duration
18 – 24 months, depending on thesis completion
Annual Tuition Fee
CA $9,500
Other related courses
BSc Pharmaceutical Sciences
Phd in Pharm Sci
Diploma in Pharmacy and Leadership (Launching Sept 2024)
Pharmacy Residency
Source: Pharm Sci, UBC
What makes this course good?
An innovative, research-centric graduate studies programme, UBC’s postgraduate degree will place you in the world of pharmaceutical research, whether you choose to enter the industry, policy making, regulatory affairs, academia, the government or other health professions.
While the degree does not qualify you to be a licensed pharmacist in Canada (you will need a PharmD for that), you will learn the principles of design, synthesis, targeting, distribution, safety, and efficacy of potential therapeutics.
Over 50% of the student population in this course is composed of international students.
The University of British Columbia ranks 3rd in Canada and 47th in the world, making it one of the top universities with global recognition.
Fees and Scholarship options
The annual tuition fee is around CA $10,000. As a thesis-based MSc student, you are eligible to receive a stipend of up to CA $33,200 per annum, which includes an international tuition award, a teaching assistantship and a research assistantship.
Eligibility
To be eligible for UBC’s MSc programme, you must
Have a 4-year Bachelor’s degree or a Bachelor’s and a Master’s Degree in a relevant field such as Pharmaceutical studies, Biochemistry, Bioengineering and such with first-class or a score of 8 on a 10 point scale.
Minimum TOEFL iBT score of 90 or IELTS score of 6.5 or equivalent.
Admission Process
The application deadline for the course beginning in September is typically in the second week of January. The application is online, through the UBC Graduate and Postdoctoral Studies website. As an international applicant, you are expected to pay an application fee of around CA $168. Your application for a study permit will begin after receiving an offer letter from UBC.
Note:
While UBC has a PharmD programme to become a licensed pharmacist in Canada, it is not open to international students.
The university is also launching a Diploma in Pharmacy Leadership in September 2024. This one-year course will allow you to apply principles of organisational behaviour, understand policy making and learn communication and problem solving techniques required for the world of pharma. As a professional in the field, you can sign up for this course to build your managerial and management skills.
3. MSc in Pharmacology, McGill University
University/ College
McGill University, Montreal
Level of Study
Master’s degree
Mode of Study
On Campus, Full-time
Duration
18 – 24 months
Fees
About CA $30,000
Other related courses
BSc in Pharmacology
MSc in Environmental Health Sciences
Source: McGill Pharmacology and Therapeutics
What makes this course good?
McGill is currently the top university in Canada. It also ranks 31st in the QS World University rankings. So, it is safe to assume that this postgraduate programme will also provide a top notch educational experience to its students.
This course is built around pharmacology and the fundamentals of research in the field. You will also receive essential training in Research Professionalism, Scientific Communication and Statistics.
As you study the interactions between drugs and the living organism, the mandatory thesis will give you the research experience to either build up to a PhD or enter the professional world, working on understanding new drug targets for chronic diseases.
Fees and Scholarship options
On an average, the total tuition fee for this Master’s programme is around CA $30,000. Here are some of the funding packages offered by McGill University.
McGill graduate fellowships
Departmental and faculty awards
Stipends from McGill faculty members’ research grants or research contracts
A teaching assistantship
A research assistantship
Eligibility
Applicants must hold one of the following degrees: B.Sc., M.Sc., M.D., D.D.S/D.D.M or D.V.M with a background in Health Sciences (pharmacology, physiology, biochemistry, microbiology, cell and molecular biology), Biotechnology, Biomedical engineering, Pharmaceutical sciences, Chemistry or Physical Sciences. You must have maintained a score of 3.0 on 4.0 or equivalent through the course of your undergraduate study.
A minimum TOEFL score of 86 or IELTS score of 6.5 or equivalent.
GRE (General Test) is mandatory. The minimum requirements are Quantitative: 150; Verbal: 154: Analytical: 3.5.
Admission Process
Only a completed application will be considered for admission. An application is deemed complete when the online form and all the supporting documents are received by the university before the deadline. The deadline for Fall admissions is January 15 and for Winter admissions is July 15. You are also required to submit a statement of purpose, 2 letters of recommendation and clear an interview (online for international students) with the members of the Graduate Training Committee.
Note: You are expected to find your own supervisor for your thesis work. Your acceptance is considered “conditional” because it is contingent on there being a faculty member who agrees to supervise you.
4. Doctor of Pharmacy (PharmD), University of Alberta
University/ College
University of Alberta, Edmonton
Level of Study
Undergraduate Professional Programme, Clinical doctorate
Mode of Study
Full-time, On Campus
Duration
4 years
Annual Tuition Fee
CA $57,573
Other related courses
MBA/ Pharmacy Combined Degree
Certificate to Canadian Pharmacy Practice (for professionals)
MPharm (Course-based)
Source: UoA PharmD
What makes this course good?
The scope of practice for pharmacists in Alberta is one of the broadest in the world. A pharmacist can provide health advice, precision medicine, disease screening, injections, vaccinations, prescriptions and referrals. You can also consider a career as a pharmacy technician.
In addition to learning about drugs and their interactions, the course also focuses on communication skills and patient sensitivity training, which are essential for a practising pharmacist.
The programme also includes two terms of experiential training in order to gain real world experience.
International students are admitted into this programme.
Fees and Scholarship options
The annual tuition fee is CA $54,060. The university has a number of scholarship options to consider.
Admission-based scholarships that you are automatically considered for.
Scholarships requiring a separate application include
President’s International Distinction Scholarship
International Leader Scholarship
University of Alberta Global Citizen Scholarship for IB Diploma International Students
Eligibility
The PharmD is a second-entry professional programme. You are expected to have completed a few university level courses either from the University of Alberta, or from other recognised universities to be eligible to apply. That said, here are the admissions criteria.
60 credit units of university transferable work. The prerequisite courses are English, General Chemistry, Organic Chemistry, Human Physiology, Mathematics, Statistics, Cell Biology and Microbiology with a minimum grade of C- or higher.
Typically, competitive applicants usually present with a GPA of at least 3.5 (on a scale of 4) or higher.
TOEFL iBT with a minimum score of 90 or IELTS with a minimum score of 6.5 or other equivalent tests.
Admission Process
For September admissions, the application opens on October 1 and the deadline is March 1. You must submit your completed application form along with the necessary documents (high school transcripts, university courses completion certificates, English language proficiency tests, a letter of intent and letters of recommendation) before the deadline. An application fee of CA $125 must also be paid. This process also includes a web-based interview.
5. Honours Biology and Pharmacology, McMaster University
University/ College
McMaster University, Hamilton, Ontario
Level of Study
Undergraduate Honours
Mode of Study
Full-time, On Campus
Duration
5 years
Fees
~CA $51,445
Other related courses
Biomedical Discovery and Commercialisation (Bachelor-Master programme)
Integrated Biomedical Engineering and Health Sciences
MSc Global Health
MSc Public Health
Source: McMaster BioPharm
What makes this course good?
Combines courses from the Faculty of Science and Health Sciences, creating an interdisciplinary set up that brings together modern developments in biology with specific reference to pharmacology.
It helps understand the theoretical and practical aspects of the actions and uses of drugs focused on human physiology and pathophysiology.
Has an extensive co-op component where you get to experience the real-world of the pharma industry, be it in academia, research or large companies.
High teacher-student ratio, averaging at about 1:11
Emphasis on problem-based learning.
Fees and Scholarship options
The average tuition fee for the health science courses is around CA $51,445. The university offers a number of application-based entrance awards, awards of excellence and faculty-specific achievement awards for deserving students. In addition, there are also specific scholarships that you can apply to.
Eligibility
You can apply for the programme after a minimum of 2 years of post-secondary study of a science or a health science programme with a GPA of 8.0 out of McMaster’s 12.0 scale. Students typically enter this programme after completion of two years of an Honours Biology (or equivalent) program. Students can also enter from Health Sciences streams.
Applicants who have completed a university degree are also eligible to apply as a second degree student.
Minimum IELTS score of 6.5, TOEFL score of 86 or equivalent.
Admission Process
Your admission will be based on your academic merit, a written statement of interest and an interview. The application deadline is typically on March 1.
6. PharmD, University of Waterloo
University/ College
University of Waterloo, Kitchener, Ontario
Level of Study
Undergraduate Professional Programme
Mode of Study
Full-time, on campus
Duration
4 years
Annual Tuition fees
CA ~ $70,000
Other related courses
Master of Science (MSc) in Pharmacy
Doctor of Philosophy (PhD) in Pharmacy
Master of Pharmacy in Advanced Pharmacy Practice (MPharm)
Source: Waterloo PharmD
What makes this course good?
It is the first and the only co-op pharmacy programme in Canada. You will also gain extensive practical experience on completion of this programme.
The University of Waterloo ranks 7 in Canada and 154 in the world, making it one of the more reputed universities in the global education ecosystem.
It is also one of the highest ranked universities in Canada for its graduate employment rate.
Fees and Scholarship options
The tuition fee is around CA $48,000 per year. You will be considered for the International Student Entrance scholarship automatically with your application. You can also apply to the Schulich Leader Scholarships.
Eligibility
You can apply to this course on completion of two years of university science studies with a minimum 75.0% cumulative post-secondary average.
The required courses are Biology, Chemistry, Mathematics, Science Labs and English
Altus Suite assessments (Casper and Snapshot),
Pharmacy Admission Information Form
Minimum IELTS score of 7.0 or TOEFL iBT of 90
Admission Process
The first step is the submission of the application through the Ontario Universities’ Application Centre (OUAC). The application cycle typically begins in mid-September and the deadline is in the first week of January. You are also expected to attend a virtual interview with one of the members of the admissions committee.
7. PharmD International Pathway (PIP), Western University
University/ College
Western University, London, Canada
Level of Study
Undergraduate professional, Clinical doctorate
Mode of Study
Full-time, on campus
Duration
3.5 – 4 years
Tuition Fees
CA $50,715
Other related courses
PharmD
MSc in Biotechnology and Pharmaceutical Sciences
PhD in Biotechnology and Pharmaceutical Sciences
Source: WesternU PIP
What makes this course good?
Designed specifically for international students, this intensive course allows you to be eligible to apply for a pharmacist licence in Canada.
With the applicants coming from pharma backgrounds, you can advance directly into the second year of the programme, allowing you to complete your degree in three years.
With its cutting edge curriculum and state-of-the-art classrooms, this course provides you the opportunities to work side by side with healthcare professionals in the process of learning.
Fees and Scholarship options
The typical tuition fee for a course like this is CA $50,675. The university also offers recruitment scholarships at the time of admission. You can also apply for specific scholarships from external organisations to aid you in this global education journey.
Eligibility
The following are the admission requirements.
A bachelor of science in pharmacy or equivalent. Foreign degrees must be submitted through an approved evaluation service such as WES.
Minimum overall GPA of 2.5 on a 4.0 scale
Minimum TOEFL iBT score of 79
Admission Process
The application forms are available from 1 July and the deadline is 1 May. You can first submit the application online and then follow up with all the required documents such as your academic transcripts, letter of intent, recommendation letters, test scores and so on. If shortlisted, the College of Pharmacy will invite you for an interview.
8. MSc Pharmaceutical Science, Dalhousie University
University/ College
Dalhousie University, Halifax, Nova Scotia
Level of Study
Master’s degree
Mode of Study
Full-time/ Part-time, on campus
Duration
2 – 4 years
Fees
CA $26,461
Other related courses
PharmD
PharmD – MHA
PhD
Source: Dalhousie University Pharmaceutical Science
What makes this course good?
This course is designed to enable your career as a research-based scientist in the world of pharmaceuticals.
With research as this programme’s most significant component, you have the flexibility to pursue your passions under the guidance of world-class faculty members.
The coursework is flexible, giving you the choice between full-time and part-time modes of study.
You will also have access to high tech research labs.
Fees and Scholarship options
The tuition fee alone will come up to about CA $20,993 per year. Here are some of the major internal awards you can look into.
A.S. Mowat Prize
Abdul Majid Bader Graduate Scholarship
Banting Postdoctoral Fellowship
Donald Hill Family Postdoctoral Fellowship
Eliza Ritchie Doctoral Scholarship for Women
FGS Scholarships and Fellowships
James Robinson Johnston Graduate Entrance Scholarship for African Canadians
Killam Predoctoral Scholarship
Killam Postdoctoral Fellowships
Linda Marie Gillingwater Rainsberry Graduate Scholarship and Bursary
National Granting Agencies (NSERC, SSHRC, CIHR, & Vanier)
Nova Scotia Health Research Foundation
Nova Scotia Black and First Nations Graduate Entrance Scholarships
Nova Scotia Research and Innovation Graduate Scholarship
Phi Kappa Pi Joe Ghiz Memorial Award
The President’s Awards
The Vitamin Scholarship
Walter C. Sumner Memorial Fellowships
Eligibility
A four-year bachelor’s degree in a relevant field with a minimum grade point average (GPA) of 3.3 (B average) in the last 60 credit hours of study
Minimum TOEFL score of 92 or IELTS score of 7.0 is required.
Admission Process
For September admission, the general application deadline is April 1 for international applicants. You must complete the online form and pay an application fee of CA $115. In addition to your application form, you will also need to submit the supporting documents and transcripts. You may need to secure a faculty member to work with as a supervisor for your research.
9. MBA - Pharmaceutical Management, Université Laval
University/ College
Université Laval, Quebec
Level of Study
Master’s degree MBA
Mode of Study
Full-time/ Part-time, on campus, Requires knowledge of French
Duration
2 years
Fees
~CA $35,107
Other related courses
Doctorate in Pharmacy
Master’s in Advanced Pharmacotherapy
Advanced Graduate Diploma in Community Pharmacy
Master’s in Pharmaceutical Sciences
Master’s in Pharmaceutical Sciences – Pharmacoepidemiology
Graduate Short Program in Pharmacy – Pharmaceutical Product Development
Doctorate in Pharmaceutical Sciences (PhD)
Source: Faculty of Pharmacy, Université Laval
What makes this course good?
This course is tailor made for those who would want to enter the management side of the pharmaceutical industry.
The framework is flexible, giving you the choice of taking some distance courses, some hybrid courses and a full-time or a part-time workload.
It is accredited by AACSB and EQUIS.
Some courses are taught in English while some are taught in French, giving you the scope to gain mastery in another language.
Fees and Scholarship options
The estimated tuition fee for one year is about CA $35,107. The university offers a number of admission scholarships of an average value of CA $2000. Mobility scholarships are also allocated to fund study projects abroad.
Eligibility
You must have a bachelor’s degree or a diploma from a recognised university that is deemed equivalent.
Your CGPA must be a minimum of 3.2 on the 4 scale.
You must have taken college level mathematics or pass the MAT-1950 (Mathematics for Business course) or equivalent.
Proof of Knowledge of French: Test of knowledge of French for all ages with a result equal to or greater than 600 out of 699 in the compulsory tests (TCF-TP) AND a result equal to or greater than 14 out of 20 on the written expression test (TCF-TP/EE)
Proof of Knowledge of English: TOEFL/ IELTS scores
Admission Process
The typical deadline for the Autumn intake is February 1. You must submit the completed application form along with the required documents before the due date.
10. PharmD, University of Saskatchewan
University/ College
University of Saskatchewan, Saskatoon
Level of Study
Undergraduate professional degree
Mode of Study
Full-time, On campus
Duration
4 years
Fees
CA $22,984
Other related courses
–
Source: College of Pharmacy and Nutrition, University of Saskatchewan
What makes this course good?
This programme includes 40 weeks of practical experience in a community pharmacy, hospital setting and/or specialty practice site such as a research lab, clinical practice in psychiatry or Medication Assessment Centre.
You will have access to a high-tech skills and simulation lab
The University also has a Pre-Pharmacy club that allows you to interact with existing students when you are doing your prerequisite courses.
Fees and Scholarship options
The annual tuition fee is around CA $22,984. You will automatically be considered for a Guaranteed Entrance Scholarship when you apply for admission. You can also apply for the Best and Brightest Entrance Scholarship awards before December 15.
Eligibility
Applicants must have completed 60 credit units in university courses in subjects such as Biology, General Chemistry, Biochemistry, Physiology, Maths (Calculus), Statistics and Microbiology.
Applicants must have a minimum average of 70% to be considered for admission
CASPer test scores
Minimum IELTS score of 6.5 or TOEFL score of 86 or equivalent.
Admission Process
The following items are required to complete your application:
Online application and non-refundable CA $125 as application fee
Personal Video Interview
CASPer test scores
Transcripts
Proof of English Proficiency
The application deadline is typically March 15.
What are the benefits of studying at pharmacy colleges in Canada?
Experiential learning opportunities: Many of the post-secondary education options in this field come with a mandatory or optional co-op program, internship or some form of practical experience where the student can learn problem solving, effective communication and experience the pace of his aspect of the healthcare industry.Moreover, Canadian pharmacy colleges provide you with a number of options other than becoming a pharmacist. They can also have other focus areas such as becoming a pharmacy technician, chemical lab technology or even quality control and legal operations. There are numerous niche areas that you can choose to specialise in.
World-class education: This comes as no surprise that Canadian industries are some of the best in the world, attracting top-notch faculty, guest speakers and industry giants who often meet with students to give a taste of the real world workings, the procedural aspects and the problems involved in the industry.
Growth of the industry: The industry is expected to have a compound annual growth rate of almost 7% by the end of the decade. With increasing healthcare needs and a lack of skilled pharmacists according to the Canadian Pharmacists Association (CphA), this is a great option for those looking to enter the healthcare industry. The median average salary of an experienced pharmacist in Canada, according to the government’s job bank, is CA $104,646 per year.
Multicultural and affordable learning experience: Compared to the U.K. or the U.S., higher education in Canada is more affordable to students, especially from India. That said, the quality of life, safety, acceptance of immigrants, multiculturalism are all reasons why students choose Canada as one of the top global study destinations.
How to apply to the best pharmacy universities in Canada?
Now that you have all the information about the top pharmacy courses in Canada, how do you go about the application process? Each university/ course has its own set of requirements and deadlines to keep up with. The prep work can get overwhelming. You also have to choose if you want to go the research way or take the clinical path. Here is how you can make the process simpler.
Step 1
Go to tcglobal.com and sign in. It opens the world of universities for you, for free. All you have to do is sign up. We simplify international education, learning, and mobility through connecting students, universities, and a global community on a single platform where there are over 1000+ education providers and over 80,000+ courses.
Our platform enables students to study anywhere in the world in just a few steps. From search and discovery and finding the right course fit for you, to applications, student visas and departure – we see you through it all.
Step 2
Complete your profile. Ensure you have everything filled up especially about your existing qualifications, choice of courses and your top preferences of colleges in Canada. If you have worked in a related field, do let us know. This will help us collate the best universities for you.
Step 3
Search for the courses of your choice. All the information you need, gathered in one place, at no cost.
Step 4
Check out our insights page for more up-to-date information about universities and colleges.
Step 5
Then simply set up a visit Calendly.com/tcglobal to pick a Relationships Team closest to you and choose a slot to meet with a Relationship Member. Our RM will be with you every step of the way, helping you identify the perfect course and college, assisting you in the admission process all the way till immigration.
Hope you found this useful. You may also want to explore Dental Hygienist Courses in Canada, as this is also a great field to get into. As for applying to the top pharmacy courses in Canada – we’re here to help you all the way. Let’s shape your future together 🙂
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TC Global reserves the right to refuse registration of, or cancel a User Name at its sole discretion. You are solely responsible and liable for activity that occurs on your account and shall be responsible for maintaining the confidentiality of your TC Global password. You shall never use another user's account without such other user's prior express permission. You will immediately notify TC Global in writing of any unauthorized use of your account, or other account related security breach of which you are aware.
You represent and warrant that if you are an individual, you are of legal age to form a binding contract, or that if you are registering on behalf of an entity or a minor, that you are lawfully authorized to enter into, and bind the entity or yourself (as the legal guardian of the minor) to, these Terms of Use and register for the Service. The Service is not available to individuals who are younger than 10 years old. TC Global may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time.
You are solely responsible for ensuring that these Terms of Use are in compliance with all laws, rules and regulations applicable to you and the right to access the Service is revoked where these Terms of Use or use of the Service is prohibited and, in such circumstances, you agree not to use or access the Site or Services in any way.
If you use a mobile device, please be aware that your carrier's normal rates and fees, such as text messaging and data charges, will still apply. In the event you change or deactivate your mobile telephone number, you agree that you will update your account information on the Services within 48 hours to ensure that your messages are not sent to the person who acquires your old number.
Content
All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".
TC Global Content
The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805