If you want to know which university is better for you – Penn State vs UPenn in 2024 – then this article is for you.
Penn State (officially known as Pennsylvania State University) and the University of Pennsylvania (UPenn) are both located in Pennsylvania but are very distinct from each other.
Penn State is a large public university known for its research facilities and broad range of undergraduate and graduate programs. It has multiple campuses across the state (20 in all), with the main campus in University Park. It has a strong emphasis on engineering and business. It’s also part of the Big Ten Conference – the oldest collegiate athletic conference in the United States, so it’s great for sports.
University of Pennsylvania (UPenn), on the other hand, is a smaller, private Ivy League university located in Philadelphia, a big city. It’s ranked no 6 in the 2024 edition of Best Colleges is National Universities (US News). Known for its business school (Wharton), medical school, and law school, UPenn offers a more urban campus environment. So, one is a bigger university in smaller towns; the other is a smaller university in an urban setting.
UPenn has a higher tuition cost and a more selective admissions process. It has an acceptance of 6.5%. That number is even lower for international students – at 3.1%. Penn State, on the other hand, is lower in tuition costs and has a higher acceptance rate, of about 55%.
While their names are similar, UPenn and Penn State University are very different. So, if you ask, is UPenn the same as Penn State University? The answer is – not really. They both have their strengths but are very different. Here’s a look at the key differences.
Average Package of $66,222 – More than the Tuition Cost
Eligibility Criteria
Avg GPA
3.68
3.9
SAT/ ACT Requirement
Not Required
Not Required
Acceptance Rate
55%
7%
English Requirement
TOEFLE – 80 (iBT)
TOEFL – 100 (iBT), 250 (CBT) or 600 (PBT)
Student Population
Undergraduates in 2023
16,239 (2023)
10,610 (2023)
Graduates in 2023
14,000 (2023)
13,338 (2023)
Avg Salary Package
Depends on the Course
Depends on the Course
Having looked at the key differences, here are some similarities.
Similarities between UPenn and Penn State
Student Life:
Rich and active student life
UPenn has more than 500 student organizations, while Penn State has over 1,000 various clubs and activities that cater to diverse interests. There’s everything – from cultural groups and academic societies to sports clubs and performance arts.
Both campuses host major sporting events that create a strong school spirit. UPenn’s Division I athletics program is known for basketball, while Penn State’s Beaver Stadium is a legendary venue for college football – and Penn State is part of the Big Ten.
Renowned Research Opportunities
Both UPenn and Penn State are known for their cutting-edge research.
UPenn, an Ivy, has a long history of innovative and groundbreaking research – from medicine and engineering to social sciences and humanities.
Penn State, a big public research university, is a leader in agricultural sciences, engineering, and life sciences.
As a student at either university, you’ll have the chance to participate in ongoing research projects with leading faculty members.
Strong Alumni Networks
Both UPenn and Penn State have strong alumni networks – across industries and geographies. These provide valuable resources and connections for students in their professional development.
Penn’s alumni network includes renowned entrepreneurs, CEOs, and world leaders. Penn State’s alumni network is known more for its presence in particular sectors, like engineering, business, and agriculture.
International Study and Exchange Opportunities
They both offer great international study and exchange programs.
UPenn has a bigger global reach, partnering with universities worldwide. A student could (potentially) study abroad for a summer a semester, or a year.
Penn State, through its international programs, provides opportunities to immerse yourself in different cultures while earning academic credit.
Also, both Penn State and UPenn offer a broad range of extracurricular and cultural activities, including clubs, societies, sports teams, and artistic events. Also, they have a strong focus on community engagement
Some notable PSU community engagement programs are:
Global Engagement and Leadership Experience (GELE)
Conversation Partners Program
International Speakers Bureau
Pennsylvania State University is also known for its focus on community engagement. One of its main programs
Vice Provost for Student Engagement.
Penn State vs UPenn: Academics
Though the universities are reputed in their unique ways, in terms of academics, both have different strengths.
PSU, the bigger of the two, has a larger student population. It has 20 constituent colleges and schools. Also, it offers many more programs – over 275 undergraduate and over 190 graduate programs.
Colleges and at Penn State
College of Agricultural Sciences
College of Arts and Architecture
Smeal College of Business
Donald P. Bellisario College of Communications
College of Earth and Mineral Sciences
College of Education
College of Engineering
College of Health and Human Development
College of Information Sciences and Technology
School of International Affairs
Dickinson Law
Penn State Law
College of Liberal Arts
College of Medicine
NESE College of Nursing
EBERLY College of Science
Schreyer Honors College
Division of Undergraduate Studies
UPenn has 12 constituent colleges and schools, which is less than PSU. Also, in terms of programs, it offers fewer options – 90 majors spanning different domains.
Colleges and schools at the University of Pennsylvania
School of Arts & Sciences
The Wharton School
Annenberg School of Communication
School of Dental Medicine
Stuart Weitzman School of Design
Graduate School of Education
School of Engineering and Applied Science
Penn Carey Law
Perelman School of Medicine
School of Nursing
School of Social Policy and Practice
School of Veterinary Medicine
Here’s a look at the rankings.
Global Rankings
Penn State
UPenn
US Rankings – 84
US Rankings – 15
Times Ranking – 122 (Main campus)
Times Ranking – 16
QS Rankings – 83
QS Rankings – 12
Rankings & Score
Penn State (Main Campus)
US News Rankings – 60th globally, with a score of 71.9%
Times Ranking – 122nd, with a 65% score
QS Rankings – 3rd, with an overall score of 63.1%
The University of Pennsylvania
US News Rankings – 15th globally, with an overall score of 84%
Times Ranking – 16th globally, with an overall score of 91%
QS World University Rankings – ranked 12th, with a score of 89.4%.
Student Engagement
Penn State or PSU has many student engagement programs in the form of research, projects, and outreach programs. Some of these include:
Franco Harris Pittsburgh Center
Nittany AI Alliance
Osher Lifelong Learning Institute
Readiness Institute at Penn State
WPSU
UPenn also prioritizes student engagement via the Vice Provost for Student Engagement or VPSE.
Some signature programs under VPSE are:
Upward Bound (UB)
Upward Bound Math-Science (UBM-S)
Veterans Upward Bound (VUB)
Rising Scholar Success Academy (RSSA)
Acceptance Rate
Penn State (Main Campus)
It has an acceptance rate of 55% and an early acceptance rate of 65.3%, higher than its competitor. Generally, half of the students are selected based on SAT core between 1210 and 1390 or ACT scores of 26 and 31.
UPenn
It has a lower acceptance rate of just 6.5% (3.1% for international students). It’s one of the reasons why it’s a smaller size in terms of student population. Most students are selected based on SAT scores between 1500 and 1570 or ACT scores between 34 and 35.
Student Enrollment
Penn State (Main Campus)
In 2023, the university had a total of 88,000 students. Of them, 16,239 were undergraduates, while 14,000 were pursuing graduate programs.
International Student Percentage- 15%
FTE Students- 45, 875
The ratio of female to male students – 45:52
No. of students per staff – 14.2
UPenn
In 2023, the student population is about 23,374. According to the Times, 10,610 were students studying undergraduate programs, and 13,338 were graduate students.
International Student Percentage- 22%
FTE Students- 21,312
The female-to-male ratio – 54:46
No. of students per staff – 6.2
What are the top courses to study at the University of Pennsylvania?
Marketing
UPenn’s Business School, The Wharton School, or what’s popularly called Wharton, offers a range of business and marketing programs ranging from e-commerce, finance management, and marketing – to name a few. It has been named the Top Best Business School by US News.
Times Ranking by Subject: Business & Economics – also gives 12th rank with an overall score of 87.5%. The factors driving such high rankings are modern technology, practical training, and reputed faculty.
Undergraduate degrees
Marketing Concentration MKTG
Marketing and Communication Dual Concentration MKCM
Marketing and Operations Management Joint Concentration MAOM
Consumer Psychology Minor CNPS
Retailing Secondary Concentration RETG
MBA
Marketing Management Major MKTG
Marketing and Operations Management Major MAOM
PhD Program
Some subject rankings – US News
#2 in Accounting
#3 in Business Analytics
#8 in Entrepreneurship (tie)
#1 in Executive MBA
#1 in Finance
Law
UPenn’s law school, Penn Carey Law School, is a top-ranked school – 4th Best Law School in the country. Law students can take courses in other departments, while those pursuing other programs can also take classes at the Law School. It has produced many notable alumni, one of them being is Sam Hamadeh (co-founder of Vault Careers).
Times Ranking by Subject: Law – The school is ranked 21st, with an overall score of 73.8% – for its excellent academic curricula, research facilities, and non-conventional teaching methods.
Undergraduate degrees
Juris Doctor Program
Graduate degrees
Master of Laws
LLCM Program
Doctor of Science in Law
Cross-Disciplinary Opportunities
Certificate
LLM: Wharton Business and Law Certificate
Some subject rankings – US News
#4 in Business/Corporate Law
#5 in Contracts/Commercial Law
#7 in Criminal Law
#11 in Constitutional Law
#30 in Clinical Training
Nursing
Penn Nursing has ranked globally as the number 1 Nursing School for nine consecutive years (QS Rankings). Also, the US News & World Report has placed it number 4 in the Best Nursing Schools for Masters program. The University of Pennsylvania’s Nursing School has courses uniquely designed to resolve challenges and continue innovation.
Undergraduate Degrees
Bachelor of Science in Nursing
Nursing and Healthcare Management Coordinated Dual Degree
Second Major in Nutrition Science
Graduate Degrees
Master of Science in Nursing (Top ranked course)
Master of Professional Nursing and MPN-to-MSN
Master of Science in Nutrition Science
Doctoral Program
Post-Masters DNP (Doctor of Nursing Practice)
DNP in Executive Leadership
DNP Nurse Anesthesia
Doctor of Philosophy in Nursing (PhD)
Some subject rankings – US News
#3 in Master’s Nurse Practitioner: Adult / Gerontology, Acute Care
#5 in Master’s Nurse Practitioner: Adult / Gerontology, Primary Care
What are the top courses to study at the Pennsylvania State University?
Engineering
College of Engineering, a constituent college of Penn, has been ranked #32 Best Engineering School by US News & World Report (nationally). Also, Times’s The Higher Education (THE) gives the school a global ranking of 82 with a score of 63.7%.
The college has a rich legacy, having been built 125 years ago. It is said to be one of the largest engineering colleges in the USA. It has more than 12 bachelor’s degrees in engineering and a comprehensive master’s degree.
Undergraduate Degrees
Bachelor of Science in Aerospace Engineering
Bachelor of Science in Chemical Engineering
Bachelor of Science in Computer Engineering
Bachelor of Science in Cybersecurity Analytics and Operations
Bachelor of Science in Civil Engineering
Bachelor of Science in Mechanical Engineering
Graduate Degrees
Master of Engineering
Master of Aerospace Engineering
Master of Chemical Engineering
Master of Computer Engineering
Master of Cybersecurity and Operations
Certificates
Engineering Design with Digital Tools
Engineering Design
Engineering Design Minor
Some subject rankings – US News
#6 in Petroleum Engineering
#10 in Nuclear Engineering
#10 in Industrial / Manufacturing / Systems Engineering
Education
The Penn State College of Education ranks #46 in Education Schools (US News). Also, The Higher Education gives the school a score of 68.1, with a global rank of 39.
The institute is home to excellent centres like Educational Disparities Research, Evaluation, Study of Higher Education, and Education Policy Analysis – to name a few. Penn State’s education alumni network is highly influential -always ready to help current students with mentorship and career guidance.
Here’s a look at some main programs – from undergraduate to certificate.
Undergraduate Degrees
Bachelor of Science in Elementary & Early Childhood
Bachelor of Science in Middle-Level Math Education
Secondary Education Social Studies Education
Secondary Education in English Education
Graduate Degrees
Graduate Studies Program in Curriculum and Instruction
Graduate Studies Program in Science Education
Graduate Studies Program in Educational Theory and Policy Program
Graduate Studies Program Education Policy and Leadership
Certificates
Engineering Design with Digital Tools Certificate
Engineering Design Certificate
Engineering Design Minor
Some subject rankings – US News
#4 in Higher Education Administration
#6 Student Counseling and Personnel Services
#11 in Educational Administration and Supervision
Law
Penn State has two law schools: Dickinson Law School and Penn State Law. However, both schools might be combined, enabling students to get advanced legal education and stand out from its competitors in Pennsylvania. The law school will be named Penn State Dickinson Law. US News puts the school as the #68 Best Law School (nationally).
Undergraduate Degrees
Bachelor of Arts in Law and Society
Juris Doctor Program
Graduate Degrees
Master of Legal Studies
Some subject rankings – US News
#53 in Environmental Law
#67 in Health Care Law
#95 in Clinical Training
#105 in Constitutional Law
Penn State vs UPenn: Fees & Scholarships
Studying abroad comes with a lot of financial preparedness – it allows the student to allocate a budget for tuition, accommodation, meals, and miscellaneous expenses. It requires a lot of research, and the costs depend on the university, program, and scholarships (if any).
Here’s a look at the tuition fees and scholarship options for both universities.
Penn State – Main Campus
In the table, we have compiled the total tuition and meal costs:
Undergraduate Admissions
PA Resident
Non-PA Resident
International
Tuition and Fees
$19,672
$39,626
$41,126
Meals & Rooms
$12,984
$12,984
$12,984
Total
$32,656
$52,610
$54,110
Graduate Admissions (Per Academic Year)
Courses
PA Resident
Non-PA Resident
International
MBA
$30,486
$49,612
$49,612
Business, EMS, Science, IST, Engineering
$26,584
$44,990
$44,990
Other Programs
$24,956
$43,226
$43,226
Scholarships
University Scholarships: Penn State offers scholarships to students with outstanding academics. For example – one out of four undergraduate students receive this scholarship. It ranges from $1,500 – $5,000 per year.
Scholarships by Office of Student Aid: A Free Application for Student Aid (FAFSA) is submitted to the institution eligible for the scholarship.
Academic College Scholarships: This award is limited to some academic colleges affiliated with Penn State University. A first-year or current student can apply. The award range is $700-$4000.
Campus Scholarships: Based on merit and financial needs, Penn State also offers campus scholarships by the FAFSA, leadership, and service. It ranges from $800-$6,000 per academic year.
UPenn
In the table, we have compiled the total tuition:
Undergraduate Admissions
Tuition Fee
$58,620
General Fee
$5,896
Technology Fee
$900
Clinical Fee
$680
Total
$66,104
Note: For graduate courses, the tuition costs depend on the course.
Scholarships
Undergraduate Scholarships
State Grant: If your financial aid notification includes a grant designated for your home state, it indicates that you qualify for a state grant according to the information you provided on your FAFSA.
Maguire Scholarship: The Maguire Foundation grants last-dollar scholarships to five students in each class for four years. The eligibility criteria are – financial need and academic merits.
Graduate Scholarships
School/Program Grants: Financial aid is available through grants from Penn’s twelve graduate and professional schools. While some educational institutions base grant distributions on financial necessity, others base them on professional or academic merit.
Outside Scholarships: The student might be available for a scholarship outside UPenn. Outside organizations use their criteria to award financial support.
Penn State vs UPenn: Student Life and Post-Graduation Opportunities
Before diving into student life and post-graduation work opportunities, let’s look at the campus vibe of both universities. Pennsylvania State University has a campus with more of a traditional college experience in a smaller town, while the University of Pennsylvania provides a more urban experience in Philadelphia.
Campus
Penn State
The university is home to twenty-four campuses across the Pennsylvania region. All the campuses of Penn State University provide opportunities for students across the state. Each campus differs regarding program offerings, environment, location, and facilities.
University Park is in a small town, making the campus affordable and secure for students. The cost of living is low as compared to UPenn. It is known for THON – the largest student-run philanthropy in the world.
The other equally reputed campuses are:
Penn State Abington
Penn State Altoona
Penn State Beaver
Penn State Behrend
Penn State Berks
Penn State Brandywine
Penn State Carlisle
Penn State Dubois
Penn State Fayette – The Eberly Campus
Penn State Great Valley
Penn State Greater Allegheny
Penn State Harrisburg
Penn State Hazleton
Penn State Hershey
Penn State Lehigh Valley
Penn State Mont Alto
Penn State New Kensington
Penn State Schuylkill
Penn State Scranton
Penn State Shenango
Penn State Wilks-Barre
Penn State Williamsport
Penn State World Campus
Penn State York
UPenn
The University of Pennsylvania is located in Philadelphia and has a single extensive campus known as the University City campus, unlike Penn State, which has twenty-four campuses. The campus is known for its architecture, open space, and vibrant student life in Philadelphia.
The cost of living is higher than that of Penn State. The surroundings are generally secure for students. Upenn also strongly emphasizes students’ responsibility for their safety.
Work opportunities & Graduate employability
While searching for a comparison between the universities – the next important aspect is graduate employability and salary packages. Both institutions have hands-on training across various domains. They believe in creating strong networking connections for students and having a portfolio with good exposure.
Here’s a look at the employment opportunities and other related information for UPenn and Penn State.
Penn State
Alumni
Penn State graduates have an extensive network of mentorship and guidance. According to Penn State, it has the largest Alumni Association in the country – more than 760,000 graduates. Out of those 760,000 – SMEAL School of Business alone has 92,000 alumni.
Co-ops & Internships
By the end of the degree, students have connections in the industry via cooperative education (co-ops) – a way to gain real-world experience and get practical training. Additionally, this experience helps students decide what courses to take in the future, what job path to take after graduation, and what skills to acquire to succeed in their career aspirations.
Also, the school has been recognized as one of the 20 best schools for internships (public state), as per the university website. For instance, the College of Engineering’s Engineering Co-op & Internship Program offers a superb real-world industry experience.
Graduate Employability
The Penn State campus is ranked 83rd globally for its employment outcomes compared to 93rd the previous year. Also, its national rank for the same is 24 as per QS Rankings.
Here’s a look at the 2023-24 Times Rankings for Penn State University Park.
Employability Rank
2023-24 (US)
2023-24 (Global)
2022-23 (Global)
42
194
193
You can learn more about the average salaries in this report compiled by the university.
UPenn
Alumni
The University of Pennsylvania gives you lifelong connections with reputed alumni all across the globe. You get to join a 304,000 network of Wharton Business School alone. UPenn alumni are working as professionals in top positions across the world. Many run successful entrepreneurial ventures.
Co-ops & Internships
The institution emphasises internships and co-ops – to develop interpersonal and intrapersonal skills, build strong connections and a strong resume, and find mentors.
The University of Pennsylvania also offers Global Research & Internship Programs (GRIP), where graduate and undergraduate students can research or do internships stretching for 8-12 weeks. The GRIP enables the student to collaborate with different levels of students.
Graduate Employability
As per QS Rankings 2022, UPenn records a 19th employment rank worldwide for employability, with an overall score of 89.8%.
Here’s a look at the 2023-24 Times Rankings for the University of Pennsylvania.
UPenn vs Penn State – which is better? These universities are big names in Pennsylvania, but offer different experiences. Your choice will depend on a mix of things that matter to you – from the course you plan to do to the city you want to live in.
The University of Pennsylvania is ideal if you are looking for
A private university which is also a member of the Ivy League
A highly ranked and globally recognized university
Courses in business, law, and medicine (because they are top-ranked)
Student like in a big city – full of opportunities
Strong participation in student clubs and organizations
A higher employment rank and better employee reputation – 19th Rank
A higher salary package (though that depends on many factors, not just the university)
Pennsylvania State University is ideal if you are looking for
A public research university that is a member of the Big Ten Conference
A strong and tight-knit community in a rural setting
Diversity in courses (275 bachelor’s and 190 master’s degrees)
Better internship programs
Courses in engineering and nursing
A higher chance of getting selected – acceptance rate is higher
A lower tuition fee (it’s slightly lower)
A Quick Look to help you decide
Penn State
UPenn
Academics
Known for Engineering, Nursing Courses
Known for Business, Law, and Medicine Courses
Internship/Work Opportunities
Recognized Internship Programs
Global Research & Internship Programs (GRIP)
Campus Life
Traditional – Rural College Experience
Urban City Life
Alumni Network
Stronger Alumni Network (Better than Penn State)
Extensive Alumni Network
Graduate Employability
42 – Times Ranking
25 – Times Ranking (Better than UPenn
Social Life
Stronger Knit Community
Urge to Develop New Connections
Final Decision
Consider Penn State – If you want to experience college life in a smaller town and be a part of strong-knit communities. It is ideal if you want diversity in courses and are interested in doing industry internships. In terms of affordability, this institution is appropriate. Also, if you’re keen on sports – as it’s part of the Big Ten.
Consider UPenn – If you want to study in a top-ranked university and experience an urban setting with many opportunities to network, learn, and grow. Check the courses you want to pursue at both universities before deciding.
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Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805