Best 7 Data Science Courses in Canada [2024]

Global Ed

Why would you study data science courses in Canada? Data, they say, is the new oil. It’s an interesting analogy that holds true for more reasons than one.

For one, data, much like oil, is of little use in its raw form. The value lies when it is gathered, treated, and connected with other relevant data. And here’s where the role of data science becomes critical – in understanding and applying it.

But why Canada?

According to Coursera, Data Scientist jobs are expected to rise by 36 percent between 2021 and 2031, a figure that’s based on numbers stated by the US Bureau of Labor Statistics. The demand is growing in Canada too (we get to that a little later in this article).

It then makes sense to explore pursuing Data Science courses in Canada, where some of the top universities offer world-class education and training that can prepare students for a successful career in this field. It’s a field that’s well-suited for those who love numbers and analyzing what they mean.

Bottom line: If you are looking to study Data Science courses abroad, then Canada is a superb study destination.

In this blog, we will discuss the top universities offering data science programs and the scope of Data Science courses in Canada, including the job market and salary expectations.

What are the benefits of studying data science in Canada?
What is the scope of data science courses in Canada?
What are the career opportunities after studying data science programs in Canada?
What are the scholarship options for data science universities in Canada?
What are the best data science colleges in Canada?
How to apply to study data science in Canada?

What are the benefits of studying Data Science in Canada?

The tech industry is rapidly growing, and growing along with it is an organisation’s dependence on data. Be it a corporate or a government body, a thorough study and analysis of big data has almost become natural before making any business decision. This has resulted in an increase in demand for skilled Data Scientists. Canada’s job bank predicts that there will be over 29,000 new data science job vacancies by 2031. This provides students with excellent job prospects and an opportunity to gain valuable work experience. Here are 6 benefits of studying data science in Canada.

Quality of education

Canada is known for its world-class education system, and the same holds true for Data Science programs offered by Canadian universities. Many Canadian universities offer comprehensive Data Science programs that cover a wide range of topics such as statistics, machine learning, data visualisation, and programming.

Taught by industry professionals

Canadian universities employ some of the best faculty members in the world who are experts in the field of Data Science. These faculty members not only impart theoretical knowledge but also provide practical training to students by working on real-world projects.Most universities also have partnerships with organisations wherein experts/ professionals conduct masterclasses and provide internship opportunities.

Job prospects

With the increasing amount of data being generated by businesses and organisations, the demand for skilled Data Scientists is expected to increase even further in the coming years. The U.S. Bureau of Labor Statistics has featured Data scientists’ jobs among the ten fastest-growing occupations with a 35.8% growth rate. This means that students who graduate with a degree in Data Science from a Canadian university have excellent job prospects.

Inclusive environment

Canada is known for its diversity and inclusivity, making it an attractive destination for students from all over the world. This provides students with a unique opportunity to work in a diverse environment and learn from people with different cultural backgrounds and perspectives.

Immigration opportunities

Canada is one of the most immigrant-friendly countries in the world, and it offers several immigration pathways for overseas students who want to stay and work in the country after graduation. For instance, students who graduate from a Canadian university with a degree in Data Science are eligible to apply for a Post-Graduation Work Permit (PGWP), which allows them to work for up to three years after graduation.

Potential transition to permanent residency

Canada also has several immigration programs that target skilled professionals, including Data Scientists. For instance, the Express Entry system is a point-based immigration system that assesses candidates based on factors such as age, education, work experience, and language proficiency. Candidates who score high on the points system are invited to apply for permanent residency.

What is the scope of data science courses in Canada?

According to the Government of Canada’s Job Bank, the employment outlook for Data Scientists is considered “good,” with a projected job opening rate of 27% of new openings and about 42% because of retirement between 2019 and 2028. The job outlook is particularly strong in regions such as Ontario, Quebec, and British Columbia, where there is a high concentration of technology companies and start-ups.

Diverse Roles

Various industries require the services of Data Scientists, including healthcare, finance, marketing, retail, and government. A survey by MIT Sloan Management Review shows that the chief data officer role has quickly become much more common over time and 83% of companies have appointed a Chief Data Officer or chief data and analytics officer. They are responsible for analysing large amounts of data to extract insights that can inform business decisions, improve processes, and identify new opportunities.

Job opportunities for Data Scientists in Canada

The job market for Data Scientists is booming, with the demand for skilled professionals increasing rapidly. According to a report by the Information and Communications Technology Council, Canada is expected to have a 2.2% growth in the digital econom sector when compated to the 1.9% in general economy, with Data Engineers and Analysts being two of the most in-demand positions. With the rise of Big Data and the need for businesses to make data-driven decisions, the demand for Data Scientists is expected to increase even further in the coming years.

Salary Expectations

Data Scientists are one of the highest-paid professionals in Canada, with an average salary of $90,000 per year. However, the salary can vary depending on several factors such as location, industry, and experience. For instance, Data Scientists working in Toronto, Vancouver, and Montreal tend to earn higher salaries due to the high cost of living in these cities. Similarly, Data Scientists working in the finance and healthcare industries tend to earn higher salaries compared to those working in other sectors.

What are the career opportunities after studying data science programs in Canada?

Studying Data Science programs provides students with a wide range of career opportunities and graduates can expect to find fulfilling and rewarding careers in various industries such as healthcare, finance, marketing, and government. Some of the popular career paths for Data Science graduates include:

Data Scientist

Responsible for analysing and interpreting data to extract insights that can inform business decisions, improve processes, and identify new opportunities.Average salary in Canada: CA $91,082 (Source: Indeed.com)

IT Systems Analyst

Responsible for analysing an organisation’s current computer systems and procedures, identifying areas for improvement, and designing and implementing new IT solutions that meet business requirements.Average salary in Canada: CA $70,612 (Source: Indeed.com)

Business Performance Analyst

Analysing a company’s financial and operational data, identifying trends and patterns, and making recommendations for improving performance.Average salary in Canada: CA $74,812 (Source: Indeed.com)

Client Data Analyst

Analysing client data such as customer interactions, sales records, and marketing campaigns. to gain insights and inform business decisions. Average salary in Canada: CA $67,225 (Source: Indeed.com)

Data Analyst:

Responsible for collecting, processing, and analysing data to identify trends and patterns.Average salary in Canada: CA $67,225 (Source: Indeed.com)

Machine Learning Engineer

Developing and implementing algorithms and models that can learn from data and make predictions.Average salary in Canada: CA $105,668 (Source: Indeed.com)

Data Engineer

Designing, building, and maintaining the infrastructure required to store and process large amounts of data.Average salary in Canada: CA $102,013 (Source: Indeed.com)

Data Visualization Specialist

Data Visualization Specialists are responsible for creating visual representations of data that can be easily understood by non-technical stakeholders. They use various tools and techniques to create charts, graphs, and dashboards that can provide insights into complex data sets.Average salary in Canada: CA $71,215 (Source: Glassdoor.com)

What are the scholarship options for data science universities in Canada?

There are several scholarship options available for foreign students who wish to pursue Data Science programs. These scholarships are offered by universities, government organisations, private foundations, and corporations. Some of the popular scholarship options for foreign students are:

Vanier Canada Graduate Scholarship

This scholarship is awarded to exceptional foreign students pursuing doctoral studies, including data science. It covers tuition fees and provides a generous living allowance.

Mitacs Globalink Research Award

The Mitacs Globalink Research Award is a scholarship program that provides funding for graduate students to conduct research in Canada. The program provides up to $6,000 for travel and living expenses and is open to students in various fields, including Data Science.

Ontario Graduate Scholarship (OGS)

The OGS is a scholarship program offered by the Ontario government to support Masters and Doctoral-level research in various fields, including Data Science. It covers tuition fees and provides a living allowance.

Canada Graduate Scholarships – Master’s Program (CGS-M)

The CGS-M is a scholarship program offered by the Canadian government to support Master’s-level students in various fields.

Lester B. Pearson International Scholarship Programme

It is a highly competitive scholarship program offered by the University of Toronto. The scholarship program covers tuition fees, books, incidental fees, and full residence support for undergraduate study at the University of Toronto.
It is important to note that eligibility and application requirements may vary for each scholarship program.

Incidentally, if you were to do an MA in data science in the UK, you would have scholarships there too.

What are the best data science colleges in Canada?

Canada is home to several leading colleges and universities that offer top-quality data science programs. These institutions provide students with the skills and knowledge needed to succeed in the field of data science, as well as opportunities for research and practical experience. Below we let’s see some of the best data science colleges in Canada.

S.No	Name of the University	QS World University Ranking
1	University of Toronto	12
2	University of British Columbia	21
3	University of Waterloo	22
4	McGill University	34
5	Université de Montréal	47
6	Queen’s university	139
7	University of Calgary	151 – 200

Source: QS World University Ranking
Note: This table follows QS Rankings for Computer Science and Information Systems for the year 2023. TC Global will update this table when QS publishes subject rankings for the year 2024.

1. University of Toronto

Source: University of Toronto

The University of Toronto was founded in 1827 and now has three campuses – Mississauga, St.George, and Scarborough. St. George Campus of Utorronto offers BSc (Hons) Data Science course.

What makes this school good?

The university is the largest university in Canada, with over 90,000 students enrolled in More than 1,000 undergraduate and graduate programs. It is also one of the most diverse universities in North America, with students from over 170 countries and a wide range of cultural backgrounds. The University of Toronto is a leading research institution, with more than $1.2 billion in research funding annually. Moreover, the University of Toronto has over 1000 clubs that a student can participate in.

Courses offered

Honours Bachelors of Science in Data Science (Specialist programme)
Masters in Applied Computing – Data Science
Masters in Applied Computing – Data Science for Biology

Fees & Scholarship options

The annual tuition fee for the bachelor’s honours degree is around CA $60,510 while the total fee for the master’s programme for international students is $77,800 CAD.

Some of the scholarships offered at the University of Toronto are

International Merit Admission Award valued at up to $50,000
International Student Admission Bursary covering the full cost of tuition and living expenses
Lester B. Pearson International Scholarship

Eligibility and Duration

The eligibility requirement for Honours Bachelor of Science in Data Science (Specialist) programs is as follows:

Completion of Grade 12
IELTS score of 6.5 or TOEFL score of 100

For the master’s programme, you must have a bachelor’s degree in a relevant field from a recognised university with at least B+ in the final year of undergraduate studies. A minimum IELTS academic score of 7.0 or TOEFL iBT of 93 is also required.

Duration:

Bachelor’s degree – 4 years
Masters degree: 16 months – 2 years

Admission process

Choose the desired course and apply via the Ontario Universities Application Centre (OUAC) You can apply directly via the university website for the masters programmes in data science.
The deadlines start in early October
After submitting your application through the OUAC, you will be required to enable your student ID and log in to the JOIN U of T applicant website.
Submit all required documents such as certificates, transcripts, etc.,

All the other instructions will be mailed to you within 1 week of application. The admission decision will be announced after a few weeks.

2. University of British Columbia

Source: UBC

Established in the year 1915, UBC has major campuses located in Vancouver and the Okanagan. UBC has produced 8 Nobel laureates and 3 Canadian prime ministers.

What makes this school good?

UBC offers a postgraduate Data Science program. Both UBC Vancouver and UBC Okanagan campuses offer the program, with the Vancouver campus also offering a Master of Data Science in Computational Linguistics.
UBC is one of three Canadian universities in the top 50 Times Higher Education (THE) World University Rankings. More than 70,757 currently study at UBC where more than 25% are overseas students. It offers over 200 undergraduate and graduate programs to its students. UBC is also a leading research institution, with over $600 million in annual research funding.

Courses Offered

BSc Honours in Data Science
Master of Data Science
Master of Data Science (Computational Linguistics)

Fees & Scholarship options

The tuition fee for the undergraduate programme is around CA $49,000 while the masters costs about $52,126 for tuition with a CAD 3,000 non-refundable deposit. Students can pay their tuition and fees in three equal installments.
MDS offers entrance scholarships annually of up to CAD 25,000 in each of the Master of Data Science Vancouver, Okanagan, and Computational Linguistics programs.

Master of Data Science International Scholarship of up to CAD 25,000
Master of Data Science Scholarship for Indigenous Students covering full tuition fee

Eligibility and Duration

The students applying for Masters in Data Science program are required to have a Bachelor’s degree in a relevant field. Along with that, a TOEFL score of 90 or more or an IELTS score of 6.5 or more.
Duration – 10-month accelerated program

For the bachelor’s degree, you must have completed your Class XII with mathematics, chemistry and physics. A minimum IELTS score of 6.5 or a TOEFL iBT score of 92 is required to apply for a bachelor’s degree in data science.

Admission process

Applications are made through the UBC Graduate Studies Online Application portal
Students shall submit documents such as a letter of intent/personal statement, a resume, unofficial transcripts, degree certificates, etc.
Ensure you meet the admission requirements and are applying before the deadlines

It takes 8-12 weeks for the admission decision to be made after an application is submitted.

3. University of Waterloo

Source: University of Waterloo

The University of Waterloo was founded in 1957 with 74 engineering students in cooperative education. Now it has over 47000+ students from 151 countries around the world.

What makes this school good?

The University of Waterloo offers more than 180+ postgraduate programs. The university has a strong international presence, with partnerships with industry leaders, including Google, Microsoft, and IBM, and collaborations with institutions around the world. It is a member of the U15 Group of Canadian Research Universities and has formal partnerships with universities in China, Germany, India, and other countries.

It is also home to world-class research facilities and institutes, where Researchers at the university have made significant contributions in areas such as quantum computing, artificial intelligence, and sustainable energy. Paid internships during the study period also offer students a peek into the career aspect of the real world.

Courses Offered

The University of Waterloo offers

Bachelor of Computer Science in Data Science
Bachelor of Mathematics in Data Science and
Master of Data Science and Artificial Intelligence (MDSAI)
Master of Data Science (MMath)

Fees & Scholarship options

The tuition fee for the Bachelor’s program ranges from $51,000 – $53,000 and the Master’s program is around $55,684.
The University of Waterloo offers many in-house scholarship options for foreign students such as

President’s Graduate Scholarship valued up to $10,000
Catherine and Feridun Hamdullahpur Graduate Scholarship valued at $2,000
Faculty of Mathematics Graduate Research Excellence Award valued at up to $5,000
International Master’s Award of Excellence (IMAE) valued at $2,500 per term
Dean of Mathematics Excellence Scholarship valued at $8,000

Eligibility and Duration

The eligibility requirement to pursue the course is as follows

Completion of Grade 12
Bachelor’s degree in data science, computer science, statistics, mathematics or a related field, with a minimum of 78%.
TOEFL score of 100 and above or IELTS score of 7.5 and above or PTE score of 68 and above

Duration: Bachelor’s 4 – 5 years. Masters Full-time: 12 months or Part-time 36 months

Admission process

Once you have ensured the admission requirement is met, make sure to apply 4 to 8 weeks before the deadline of the course.
Apply through the Graduate Studies Application portal
Submit the application with the non-refundable application fee of $125 CAD per program
Prepare documents such as Resume, CV,, Supplementary information form, Transcripts and references
One to two business days after you have completed the online application and the fee has been processed, you will receive an email with instructions to submit other documents
Upload the documents and complete your application

Within a few weeks, your admission decisions will be announced in your email.

4. McGill University

Source: McGill

One of the oldest universities in Montreal and one of the top ranked universities in Canada, McGill has played a significant role in producing industry experts and world leaders since 1821. The university ranks 34th in the world when it comes to Computer Science and Information Systems.

What makes this school good?

Besides being one of the highest ranked universities in Canada, the university is located in Montreal which is one of the top student cities in the world. The university provides world class education, along with practical and research-oriented learning opportunities. It is also ranked among one of the top research-intensive universities in the world. When it comes to data science, McGill offers an integrated business analytics course at the bachelor’s level that brings together the principles of data analytics and management.

Courses Offered

Business Analytics (Bachelor of Commerce)
Mathematics and Statistics by the Desautels Faculty of Management

Fees and Scholarship Options

The tuition fee per year is around CA $65,604. You can apply for the McGill Entrance Scholarship Program, In-Course awards, and Dean’s Scholarships for financial aid.

Eligibility and Duration

To apply for the undergraduate programme, you must have completed your Grade XII with the required subjects along with English language proficiency tests. The programme takes 3-4 years to complete.

Admission Process

It is recommended to apply to McGill at least 4-8 weeks before the deadline. There is a non-refundable application fee for $130 that one has to pay before submitting your application. Your transcripts, statement of purpose and letters of recommendation must also be ready to submit your application.

5. University of Montreal

Source: University of Montreal

The University of Montreal was founded in 1878 and is the oldest university in Quebec. It is also the first francophone university in North America. Four Nobel laureates have graduated from the university.

What makes this school good?

The University of Montreal offers a Master’s in data science and business analytics.

The University of Montreal has a diverse student population, with students from over 150 countries represented on campus. This creates a rich and dynamic learning environment and provides opportunities for students to learn from each other and gain a global perspective.

Moreover, HEC Montréal offers close to $1.6 million in scholarships and other forms of awards to graduate students making it easier to study at this University. The University of Montreal has a strong focus on research excellence, as such data science students have opportunities to work with world-renowned researchers and experts in the field.

Fees & Scholarship options

The fee for MSc in data science and business analytics is $30800 for a thesis and $34100 for supervised projects.
HEC Montreal Entrance Scholarship from $2,000 to $4,000 to the top candidates based on their academic performance. International students can add a differential tuition fee exemption scholarship for the first term to the entrance scholarship. Other than the above,

Fonds de recherche du Québec – Nature et technologies (FRQNT)
Fonds de recherche du Québec – Société et culture (FRQSC)
MITACS

are some granting agencies that offer scholarships worth $15,000 and $17,500 to students with excellent academic performance.

Eligibility and Duration

The eligibility requirement to apply for this course is as follows

Bachelor’s degree in a relevant field with a minimum GPA of 3.0
English proficiency scores of 6.5 overall in IELTS or 100 in TOEFL or 60 overall in PTE

The duration of the program is 16 months.

Admission process

Assemble all the supporting documents such as Transcripts from all years of study, Copies of English language test scores, Letters Of Recommendation, etc.,
The application can be made online
Once an application is submitted, supporting documents must be uploaded within 3 days
The admission decision will be announced through email 6 weeks after the submission of the application

Once you receive the offer letter, you may need to show the original documents for verification.

6. Queen's University

Source: Queen’s University

Queen’s University was founded in 1841 by the Church of Scotland, making it one of the oldest institutions of higher education. Queen’s University is home to the Smith School of Business, which is consistently ranked among the top business schools around the world.

What makes this school good?

Queen’s University offers a Master of Computing in Data Analytics program.
This university offers over 125 undergraduate programs and over 80 graduate programs. In these programs, Queen’s University has a total enrollment of over 25,000 students, including approximately 4,000 international students. Queen’s University has a rich student life, with over 300 clubs and organisations, a vibrant social scene, and a strong tradition of athletic excellence.

Fees & Scholarship options

The tuition fee for international students in the Master of Computing in Data Analytics program at Queen’s University is approximately $ 37807.70 CAD per year. Some of the scholarships offered by queen’s university are as follows

International Student Award
International Graduate Award worth $10,000
Principal’s International Scholarship worth $10000

Eligibility and Duration

To be eligible to apply for an undergraduate program students must have a 4-year undergraduate degree from a recognized institution. And students must meet the English language proficiency requirements with an IELTS score of 6.5 or TOEFL score of 86 or a PTE score of 59.

Admission process

Prospective students can apply for admission to the Master of Computing in Data Analytics program at Queen’s University online website along with a $100 non-refundable application fee
The supporting documents required for the application are official transcripts, references, English language certifications, etc.
Eligible Students can visit the applications page and upload these documents and submit their applications.

Applicants can expect to receive a response from the university within a few weeks of submitting their application.

7. University of Calgary

Source: UCalgary

The University of Calgary was founded in 1966, making it one of the youngest major universities in Canada. Located in Calgary, it is one of the largest universities in the province with four campuses – Foothills, Downtown, Spyhill, and an overseas campus in Doha, Qatar.

What makes this school good?

The University of Calgary offers a Master of Data Science and Analytics. UCalgary has over 170 graduate programs in 13 faculties. The University of Calgary has state-of-the-art facilities and resources for data science education, including dedicated computer labs, high-performance computing clusters, and data visualisation tools. Calgary is a major hub for the energy industry, which generates a significant amount of data. This provides students with unique opportunities to work on real-world projects and gain practical experience in data science. Additionally, Calgary is home to several leading tech companies and startups, which provides students with opportunities to work on cutting-edge projects and gain exposure to the latest technologies.

Fees & Scholarship options

The tuition fee for the master’s program can range between $28,000 and $50,000, depending on the number of courses you take in a year. The University of Calgary offers numerous scholarships. Few of the best scholarships are

Alberta Graduate Excellence Scholarship (AGES) – International valued at $11,000 for Master’s
Commonwealth Scholarship and Fellowship Plan
Delta Kappa Gamma International worth $4,000 especially for women
Faculty of Graduate Studies International Master’s Scholarship worth $10,000
International Graduate Tuition Award

To see the complete list, click here.

Eligibility and Duration

To be eligible to apply for a master’s program in Calgary, students should have

Bachelor’s Degree with a minimum of 4 years in length. If the degree is 3 years, the students should also have a master’s degree.
TOEFL score of at least 86 or PTE minimum score of 59 or IELTS minimum score of 6.5.

The Length of the full-time Master’s program is 12 months.

Admission process

The Fall 2024 deadline is March 31st, 2024 for International applicants
Submit your application on the University’s official webpage along with the application fee of $145
After submitting an application, upload unofficial transcripts, prerequisite proof, references, and CV/resume.

Due to heavy competition, the university may take a few weeks to respond to your application. If successful, an offer letter will be sent directly to you from the university and made available in the Student Centre.

Other colleges/ universities to Consider for data science courses

Simon Fraser University for both bachelors and masters degrees
University of Ottawa, Data Science with dual bachelors
Concordia University, Bachelors or Diploma in Data Science
Seneca College Honours Bachelor of Data Science and Analytics
Humber College Ontario Graduate Certificate in Artificial Intelligence with Machine Learning

How to apply to study data science in Canada?

We understand that applying to study Data Science in Canada is an important career decision and needs careful thought and decision making. With so many universities offering this programme in Canada, it can be overwhelming to find the right one for you.

At TC Global, we simplify international education, learning, and mobility through connecting students, universities, and a global community on a single platform where there are over 1000+ education providers and over 80,000+ courses.

Our platform enables students to study anywhere in the world in just a few steps. From search and discovery and finding the right course fit for you, to applications, visas, and departure – we see you through it all. We can help get you zero in on Canada’s best courses.

To move forward with us, download our app or visit tcglobal.com and sign in to create an account on our student platform and onboard with us in quick, easy steps.! 🚀

Then simply set up a visit Calendly.com/tcglobal to pick a Relationships Team closest to you and choose a slot to meet with a Relationship Member.

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Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.

User Submissions

We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.

You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.

You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.

You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.

You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.

When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.

Rules and Conduct

As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.

Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.

By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:

belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

Additionally, you agree not to:

contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd
No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805
Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com

Privileged and confidential

Privacy Policy | September 6, 2021

INTRODUCTION
1. The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
2. The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
3. This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
1. Data Controller and Data Processor:
  TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
2. Legal basis for collection and processing of Personal/Usage Information:
  The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
3. Basic Information
  TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
  Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
4. Additional Information
  1. Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
    First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
    
    Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
    
    Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
    
    Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
    
    Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
    
    Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
    
    Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
    
    Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
    
    Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
    
    Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
    
    All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
    However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
  2. Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
  3. Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
5. Processing of Data:
  TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
  TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
6. Right of a user in relation to data submitted:
  Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
1. Business Purposes:
  TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
  
  We may use Personal Information or Usage Information collected through the Site in the following ways:
  - to operate and improve our Site and tools associated with the Site;
  - to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
  - to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
  - To customize the content or the services on the Site for you, or the communications sent to you through the Site.
  - To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
  - To observe, improve and administer the quality of services on the Site;
  - To analyze how the Site is used, diagnose technical problems;
  - Remember the basic information provided by you for effective access;
  - To confirm your identity in order to determine your eligibility to use the Site and avail our services;
  - To notify you about any changes to the Site;
  - To enable TC Global to comply with its legal and regolatory obligations;
  - For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
  - Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
  - To enforce TC Global's Terms of Use.
  - Marketing activities: We use your information for marketing activities. These activities include:
    1. Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
    2. Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
    3. When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
2. Anonymous:
  We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
3. Administrative and Legal Reasons:
  We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
4. Business Transfer:
  We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com

In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805

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