For international students across the world, Canada is an ideal study destination. Multicultural environment, affordable high-quality education, stable economy, and openness to immigration, make Canada an ideal country for international students for both undergraduate and postgraduate studies; in cities like Toronto, Vancouver, Waterloo, Ottawa, and Montreal. With one of the longest coastlines, vast wilderness, world-class cities, and a culture of tolerance and diversity, Canada is a natural destination for thousands of international students.
Canada welcomes over 500,000 international higher education students each year. Universities in Canada are ranked among the best in the world and are globally recognized and well-respected. Some top Canadian universities as per global university rankings are University of Toronoto, University of McGill, University of British Columbia, University of Waterloo, McMaster University.
Canada’s advanced economy is the tenth-largest in the world, relying chiefly upon its abundant natural resources and well-developed international trade networks. The country has always opened its doors to skilled international professionals, and diverse global students. It clearly reflects in its study permit and immigration policies. On an average, it has welcomed approximately 300,000 immigrants over the past 6 years.
Situated in the northern part of North America, Canada consists of ten provinces and three territories, making Canada the second-largest country in the world. The official languages of the country are English and French, though Quebec is the only province to have French as its official language. Other popular languages include Chinese, Punjabi, and Spanish. The size of the population is 38 million, out of which approximately 80% of the population lives in cities and towns. It is home to over 250 ethnic groups and ancestries. The official currency of the country is the Canadian dollar.
It is recommended that students aspiring to study abroad take a deep dive into the entire journey, from the preparation, the courses and the admission process, to the paperwork and the visas.
Here you’ll find out more about top universities, top courses and reasons to study in Canada.
Top Courses in Canada | Price Range |
---|---|
Business & Administrative Studies | Avg Tuition Fee UG – 550 - 56,000 per year PG - 2150 – 52,700 per year |
Engineering & Technology | Avg Tuition Fee UG - 1,350 – 55,000 per year PG - 2,150 – 52,500 per year |
Medicine and Healthcare | Avg Tuition Fee PG – 2150 - 58,300 per year |
Finance | Avg Tuition Fee PG – 7,875 - 59,388 per year |
Biological Sciences |
Avg Tuition Fee UG – 24,663 - 39,756 per year |
Avg Living costs / per year-
15,000 –
25, 000
Avg Tuition fee per year
Undergraduate Programme: 12,000 – 30,000
Postgraduate Programmes: 14,000–35,000
Indian Students
172,600 students
International students
572,415 students
Average graduate incomes/ year
31,000
Migration possibility ( yes or no )
Yes
Intakes-
January, September
Scholarships available
Yes
Costs of studying in Canada
Compared to many other countries, studying in Canada is affordable. Although tuition fees for international students vary across provinces and programs, overall you will likely need between CAD20,000 and CAD30,000 annually to cover tuition fees in Canada. In addition, the cost of studying varies immensely across various universities and colleges as well, as each university and college set their own fees structure.Tuition fees
Furthermore, the tuition fees for certain professional programs, like that of a global MBA, is slightly on the higher side. Additionally, if you are targeting top business schools like Rotman School of Management (University of Toronto) or Asper School of Business (University of Manitoba) in Canada, then you will likely need between an average of CAD 35,000 to CAD 45,000 per annum. Many universities in Canada offer financial aid to international students in terms of their own scholarships, so you might be able to apply for a scholarship offered exclusively by the university at which you plan to study. Apart from it several other scholarships, grants, and bursaries are available for international students wishing to study in Canada, at both undergraduate and postgraduate levels. These include specific scholarships for sporting and academic achievement, and subject-specific scholarships. In all cases, it’s important to apply as early as possible as scholarship funding is limited and highly competitive. Besides, international students are allowed to work while studying on their study visa. They can work for 20 hours a week balancing their studies. In terms of ROI, international students are also eligible to stay back up to 3 years depending on the length of their program.MBA
For a professional degree like an MBA, Canada is one place to start with. It offers an attractive post-study-work opportunity. Taking up an MBA today prepares you well to join the competitive business world of today. From Finance Manager to Information Technology Manager, there are varied job opportunities that await you. Take a quick view of the affordable universities for an MBA degree in Canada.FINANCE
There are a multitude rewarding career paths that await you in Finance. The fast-paced finance industry includes everything from banking and asset management to insurance, venture capital, and private equity. In 2018, these sectors combined to form 7.4%, or $1.5 trillion, of the U.S. gross domestic product (GDP). If you have the entrepreneurial drive in you, then studying finance in a country with the fastest growing economy in the developed world will prove to be advantageous. Popular courses in Finance are BBA in Finance, B. Com (Hons.) in Finance, Master’s in Accounting, Master’s in Financial Risk Management, MBA in Finance.COMPUTER SCIENCE & IT
As (almost) every industry relies on data and software programmes, Computer Science and IT has become important more than ever. From Data Science and Robotics to Cloud Computing and Business systems, a wide range of Computer Science degree specializations are offered by Canadian universities. All programmes offer a balance of theory and practical experience, wherein students are provided research and internship opportunities in IT companies. The demand for Computer Science graduates is sure to rise now with the world experiencing a new normal of remote work and advancement in technology supported by AI and machine learning. Popular degrees in Computer Sciences in Canada are: B. Sc. in Computer Science, B. Sc. in Data Science, B. Sc. in Statistics and Computer Science, and M. Sc. in Computing Science and Statistical Machine Learning.HUMAN RESOURCE MANAGEMENT
Graduates stand a great chance of employment in this course as Canada has been facing a skills gap issue in human resource managers. The highest demand is in Toronto, followed by Montreal and Ottawa. Additionally, the country promotes equal employment opportunities.BIOINFORMATICS
Bioinformatics is crucial in research on molecular biology and drug discovery, and this would only reinforce its importance for the future. Asia-Pacific holds the fastest growth in bioinformatics – something to keep in mind for, bioinformatics graduates in the region.NURSING
Several nursing specialties are included in the 45 graduate degree jobs that pay more than $100K by the US News & World Report. University of Toronto and University of British Columbia offer coursework in B. Sc. Nursing program. For Master’s, these universities accept only transfer students with previous university coursework in nursing. Agriculture and/or Forestry, and Sports Science are other popular courses students opt for to study in Canada. Your Language skills, fluency in English and/or in French will be one of the eligibility points that will be considered for migration, working or applying for citizenship to Canada. For detailed information on the courses, fees, application and visa management, get in touch with our team of relationship managers.Tuition
Having clarified that, universities or colleges in Canada are not tuition free. Canadian students too have to pay tuition fees. The government of Canada does provide scholarships and loans, but usually it’s for Canadian citizens or people who are considered residents of Canada. Very few get a scholarship which gives them a free education. Hence, in order to study in Canada for free, one needs to receive a fully funded scholarship in Canada to cover one’s tuition and accommodation fee.Scholarships
One of the scholarships is the UBC International Leader of Tomorrow Award that is given to international students who apply to British Columbia University for undergraduate programs. You can send your application in the month of November every year for the course starting the next year. It covers tuition fee, living expenses, and also provides need based financial support. To be eligible for it, requirements of the program and English language must be satisfied. For international students applying, it must be their first undergraduate degree. Other top Canadian universities like University of Toronto, McGill University, McMaster University and University of Montreal are all internationally recognized as excellent global schools and still offer much more affordable tuition rates than their international counterparts. Another way is for you to perform excellently in your home country and have the government sponsor your education in Canada.Education costs
Additionally, a smarter and independent way to study free of (education) cost in Canada is by choosing to work part-time. A student visa allows you to work for up to 20 hours per week during regular session, and full-time during holidays. Head to Insights to find detailed information on salaries/wages (vary from province to province), and Post-Study Work Opportunities (PSW) in Canada.An international student pursuing a full-time post-secondary school program in Canada and has a valid study permit is allowed to work on-campus. For students that want to work part-time off-campus need to be full-time students at a designated learning institution (DLI). The study program should be for a duration of at least 6 months and should lead to a degree, diploma or certificate.
During the academic session, international students can work in Canada up to 20 hours a week and during vacations they can work up to 40 hours a week. Students can earn anywhere between 11 per hour to 18 per hour. A lot of students take part-time jobs to cover their living costs and if not full, some portion of their tuition fees.
Colleges and universities often advise students to take extra care of their studies when looking to work in Canada part-time. Most colleges and universities ensure that the student is fully aware of the fact that it can be sometimes difficult to manage both studies and part-time work, and hence it is suggested that only if a student is confident about it, they should go ahead with it. While students can work up to 20 hours a week, most universities and colleges recommend that students work up to 12 hours a week, so that they are able to manage both work and studies.
Post completing their studies, when looking to work full time, international students need a valid work permit to work in Canada. According to the latest data shared by recruiting agencies in Canada, the average international student (Employed full-time post completion of their studies) salary in Canada is 52,000 per year. Entry level positions start at 26,000 per year whereas experienced professionals earn much more than the average salary.
Study permit
International students in Canada on valid study permit and studying at a designated learning institute are permitted to work during their study program period to support themselves without a work permit. Several International students unsure about how many hours they are eligible to work while studying in Canada. They can work up to 20 hours per week at any on-campus and off-campus jobs while their academic session is in progress. Students typically make 10-14 an hour. When academic session ends for scheduled breaks (eg. Summer/winter breaks) students are eligible to work full-time. Working on campus means working with an employer on university related work such as working with faculty, in the library, laboratory or with any of the vendors or private contractors that provide services on campus such as gym or restaurant.Eligibility to work
In terms of eligibility to work as a student, your study permit will state your eligibility and conditions of employment. This will enable you to apply for SIN (Social Insurance Number) from Service Canada Obtaining a SIN is a prerequisite before you may start working while studying in Canada. It may also be worthwhile for the International student to confirm the most up to date information on their work permits with the immigration on arrival. Broadly as a student you cannot work while studying in Canada if your program is less than six months duration or if you are enrolled in the English or Second Language program or French as a second language program. It is important to note that you cannot start working in Canada until the start of your study program.Funds
International Students need additional funds to support their living expenses such as accommodation, food. It is important to be prepared and seek help to get suitable options for yourself. It is advisable to invest time in searching for a suitable job opportunity. First, International students must explore jobs available on campus and off campus. Looking at the university website or career portal is usually a great place to start. Campus jobs are generally advertised on campus boards as well. Look around, speak to fellow students and get as much information you can. Networking is a great way to stay on top of happening events and opportunities on campus.Resume
The next step is to make a resume. Ideally, as an international student you must focus on this one important step. You must tailor your CV to the job that is available, highlighting how you map to the role and demonstrate that you already understand the criteria for selection. Students must make this effort. Another important step you should take is to reach out to the career centre at the campus and meet with the career counsellors. The career counsellors have valuable insights and experience to share that you can use to increase your chances. Their services are free of charge and all it requires is your initiative to ask for help and guidance. One important tip that is critical for international students is that they should balance their classes with their work. You should not forget that the main purpose of your being in Canada is to do well in your studies. So go ahead, plan and make the most of your time in Canada.Canada is a developed economy with the need for diverse skill-sets in order to fulfil the jobs that are in high demand. You will find several job openings for skilled jobs in Canada that do not get filled due to the skill shortages in the country. These job openings need to be filled by talented individuals who are capable of performing such jobs. Some of the hardest roles to fill in Canada in the last decade include Skilled workers like electricians, mechanics and welders. This list also consists roles such as that of Sales representatives, drivers and technicians Moreover, there is a high demand for medical professionals and nurses in Canada. Since there are skill shortages in the Canadian economy, Canada looks to international talent to fulfil these job requirements and as an outcome, the best jobs in Canada are sometimes filled by international students pursuing higher education at Canadian universities and colleges. Skilled and semi-skilled jobs in Canada are usually in the areas that require a college or a higher degree to fill up a position. As an outcome, international students studying in Canada are offered an opportunity to apply for jobs where there are skill shortages and build a strong career prospect after they graduate. Therefore, the key sectors where jobs are in high demand in Canada include:
In addition to the existing sectors where skilled-professionals are in high demand in Canada, there are also a number of emerging sectors where demand for skilled professionals is growing exponentially in Canada. These sectors include:
Clean Energy
The clean energy sector in Canada is growing more than the economy as a whole and is rivalling with some better-known industries. Statistics Canada data says there were nearly 100,000 more Canadians working in clean energy than in mining, quarrying and oil-and-gas extraction in 2017. However, there still exists a demand and supply gap in the need for more workers in the clean energy sector in Canada. This means that graduates with degrees in environmental management and scientific fields will find ample job opportunities in Canada.
Professional Services
The Professional Services sector accounts for an incredible 80% of Canada’s GDP and employs nearly three-quarters of the workforce in Canada. Within the services sector, industries such as retail, business, education, and health care make up the largest portions. In fact, Tourism in Canada has emerged as one of the key emerging sectors with a larger number of international tourists now choosing Canada as their destinations. This has generated immense demand for professionals within the tourism industry and graduates with degrees in Travel and Tourism and Hospitality Management will find lucrative opportunities in the country.
Technology
Canada is fast emerging as a technological powerhouse with more companies now favouring Canada over the USA to set up their North American headquarters due to the favourable tax regime and the Canadian Government’s policies towards attracting tech talent from all over the world. Canada’s technology industry is one of the strongest in the world with close links to major tech giants as well as a strong Start-Up culture growing within the country. The Start-up Visa offered by the Canada Government has been quite effective in inviting technology companies from across the world to set up camp in Canada, which is certainly contributing to the change in the global technological landscape. International students pursuing courses in Software Engineering, Analytics and Machine Learning, and Business and Management are being attracted towards Canada for well-paying tech-oriented jobs.
Cannabis Industry
The recent legalisation of cannabis in Canada had significantly boosted the Cannabis industry in the country. Since Health Canada opened up medicinal cannabis production to more players, including the private sector in 2013, the industry has grown continuously as operators invest in production capabilities to produce quality products. As an outcome of the growth in cannabis production, demand for jobs in this industry is picking up.
There has been a consistent increase in demand for skilled professionals from pharmaceutical and medicinal backgrounds in Canada. Moreover, the legalization of recreational cannabis in 2018 has been the primary driver of the industry boom during the period. As consumers shifted from illegal cannabis purchases to the licensed recreational market, the industry grew significantly and is expected to grow 68.3% in 2019 alone. In fact, this is expected to translate into a manifold increase in jobs in this industry by 2022, which is expected to apply to a significant number of skilled professionals from mixed backgrounds, ranging from medicine, engineering to business and hospitality professionals.
Therefore, Canada has become a key job market for professionals from around the world seeking both skilled and semi-skilled work. From truck drivers to registered nurses and from software engineers to hospitality professionals, the Canadian job market is very lucrative for international students and offers ample opportunities for skilled and semi-skilled graduates to seek employment.
Job openings | Registered nurses | Skill shortages | High demand | Medical professionals |
---|---|---|---|---|
Jobs in Canada | graduate | Skilled jobs | In-demand jobs | Best jobs |
Health care | Truck drivers | engineers | Tech jobs | management |
Canadian | business | sector | employers | career |
economy | government | service | growth | technology |
Bank balance required for a Canadian Visa
As soon as you secure an unconditional offer letter from a globally renowned university/college recognized by the Canadian government, you should start your application process for getting a student visa also known as a Canadian study permit. Ideally, it is important to start the visa processing at least four months before the program start date. In order to secure a Canada Study Permit, proof of unencumbered available funds is of utmost importance as it proves that you can support yourself and your family members if they accompany you, till the time you stay in Canada. You can prove your funding withCanada is considered one of the popular study destinations for thousands of international students. Each year, close to 100,000 international students from all over the world come to Canada to obtain a quality higher education.
There are a lot of great benefits that you will be enjoying as an international student in Canada. The benefits range from working part-time while studying to the generous immigration policy of Canada which will allow you to bring your spouse or common-law partner with you on an open work permit which means that while you’re studying, he or she can work full- or part-time for any employer in Canada without needing a Labour Market Impact Assessment (LMIA). The work permit will usually have the same period of validity as the study visa. In addition, if you have kids, the kids will be able to go to one of Canada’s public elementary or secondary schools without needing their own study permit. In this way, not only the spouses or partners of international students can gain valuable Canadian work experience, but also can help support their families financially and emotionally.
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TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd
No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805
Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privileged and confidential
Privacy Policy | September 6, 2021
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
We do not include or offer third party products or services on our Site.
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
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