An MSc in Finance in UK prepares you to build your career in the field of finance across the globe. As long as businesses and organisations exist, finance is a career path that will always be in demand. Moreover, high salaries, job security and clear progression routes for professional growth are some of the benefits of pursuing a career in finance.
According to the statistics published by the House of Commons Library, 15,510 international students chose to pursue a postgraduate degree in finance in 2021-22. Global higher education trends show that these numbers have only increased in the subsequent years. As one of the global finance hubs, the UK therefore becomes a sought after destination to pursue an MSc in Finance.
If a future in finance is what you are looking for, dive right in.
If the United Kingdom is your choice of study destination (we will be looking at why UK in the next section), the next decision is ‘which university’. While a university’s ranking is one of the important factors in choosing your university, it is also essential to look into course contents (to see if it matches with your career goals), fees, placement opportunities, and industry networks in general. That said, let us look at the top 10 universities for MSc Finance in the UK.
S.No
QS World
University Rank for
Masters in Finance UK
University
1
1
Saïd Business School, University of Oxford
2
3
London Business School, University of London
3
6
Judge Business School, University of Cambridge
4
8
London School of Economics
5
13
Imperial College Business School
6
19
Warwick Business School
7
26
Alliance Manchester Business School
8
29
University of Edinburgh Business School
9
52
Cranfield School of Management
10
65
Lancaster University Management School
1. University of Oxford – Saïd Business School
Course: MSc Financial Economics
Source: Saïd Business School
Ranking first in the world for a Master’s in finance, Saïd B-school attracts thinkers from around the world, providing opportunities to delve deep into the intricacies of financial strategies, emphasising integrity in fast-evolving markets. With Oxford’s global reputation, you can expect rigorous training across various facets, such as fixed-income securities and structured financial products, along with unparalleled exposure through guest lectures from stalwarts like Barclays’ executives.
The class strength is typically around 100, and a staggering 97% of them are international students. You will also have access to the university’s state-of-the-art Oxford Saïd Finance Lab and a career team that can aid you with professional development and future career planning. The program equips you with the practical tools required to navigate the complexities of today’s global financial markets, allowing you to build flourishing careers, whether it be investment banking, private equity, or any sector requiring astute quantitative skills coupled with strategic thinking abilities.
Electives to specialise include
Advanced Econometrics
Continuous Time Finance
Corporate Valuation
Financial Crises and Risk Management
Fixed income and derivatives
Fundamental analysis for active investing
Governance and Ethics
International Finance
Mergers
Public and Private Equity
Fees and Scholarships
The tuition fee is £55,630 for both home and overseas students. While you will be automatically considered for a number of general Oxford scholarships, the Oxford Saïd-HEC Montréal Scholarship and the Rewley Scholarship are specifically applicable to students of MSc Financial Economics.
Eligibility Criteria
The admission requirements are as follows:
A first-class or a solid upper-second-class with quantitative skills.
GMAT/ GRE scores. For 2022-23, The average GMAT score was around 742, the average GRE quantitative score was 170, and the GRE verbal average was 165.
Work experience, while not mandatory, is preferred.
Minimum TOEFL iBT score of 110 or IELTS score of 7.5
An online video assessment must also be completed.
Intake and Duration
It is a 9-month programme offered by Said Business School and the University of Oxford’s Department of Economics. The course typically begins in the third week of September. Applications for 2025 entry open in August 2024 and close in March 2025.
Other Courses
MSc Law and Finance
2. London Business School, University of London
Course: Masters in Finance
Source: University of London
A constituent college of the University of London, London Business School is renowned for its flagship MBA programme. It is considered to be one of the top 10 business administration programmes in the world. However, besides their MBA, the Masters in Finance (MiF) is also a highly sought-after programme that helps you develop a global view of finance. It is no wonder that this program has a 93% successful employment rate within three months of graduation!
LBS allows you to customise your programme based on your career goals. You can also choose between the full-time and part-time variants. While the core courses include topics such as Accounting, Data Analytics, Personal Assessment and Development, Investments and Corporate Finance and Valuation, there is also a range of electives for you to choose from.
Advanced Corporate Finance
Alternative Credit Investing
Behavioural Finance
Derivatives
Distressed Investing
Equity Investment Management
FinTech
Finance and Sustainability
Financial Engineering & Risk Management
Fixed Income Securities
Hedge Funds
Mergers, MBOs & Other Corp. Reorgs
Project and Infrastructure Finance
Python for Finance
Real Estate Finance
Topics in Asset Management
Value Investing
Wealth Management
Fees and Scholarships
The tuition fee for the 2024 intake is £62,500. Some of the scholarship options for students from India include
Lady Meherbai D Tata Education Trust Scholarship
Sir Edward Youde Memorial Scholarships for Overseas Studies
Out in Business MBA/MiF Scholarship
University of London Scholars Programme
Masters in Finance Scholarship for Women
Eligibility Criteria
An undergraduate degree in any quantitative subject
A minimum of 3 years of work experience in finance-related fields, however, based on the student profiles, applicants typically have about 6-8 years of work experience. This programme is typically designed for professionals who either want to advance their careers or change their area of specialisation.
GMAT/ GMAT Focus / GRE score
English language test scores
Application essays
Intake and Duration
The start date is typically in August and it takes 10-16 months to complete. The application deadline is 23 April. However, international students are recommended to apply earlier so that there is enough processing time for the student visa.
Other Courses Offered
Masters in Financial Analysis
Masters in Analytics and Management
3. Judge Business School, University of Cambridge
Course: Master of Finance
Source: Judge Business School
The University of Cambridge needs no separate introduction. One of the ancient universities of the world, Cambridge University has always been at the forefront of global education. The Judge Business School of the University of Cambridge has a worldwide reputation for business and management studies, ranking 1st according to the Research Excellence Framework (REF) 2021, 2nd for a one-year MBA in UK by the 2024 Financial Times Global MBA Ranking and 2nd in the world for Master of Finance by the by the Financial Times.
The Judge Master’s in finance programme provides an in-depth insight into the latest financial theories, and covers additional topics such as behavioural finance and finance analysis. In addition to the theory, you will also learn its practical application by collaborating directly with real-world clients. You also have the choice of tailoring the course to meet your career requirements. The course has been designed and continues to be updated in consultation with the banking and finance sector so that it remains commercially relevant.
Electives include options such as Blockchain and Digital Assets, Fixed Income Analysis, Machine Learning for Finance Practitioners, and more. You can access the entire list of electives here.
Fees and Scholarships
The tuition fee for the 2024/25 Master of Finance programme intake is £55,080, plus an application fee of £120. Here are some of the scholarships to consider.
Cambridge Merit Scholarships
The MFin Women in Finance Scholarship
Cambridge Society Bombay Scholarship Fund
St Catharine’s College Benavitch Scholarship for MFin students
MFin Programme Scholarships
Chevening Scholarships
Eligibility Criteria
A strong academic background that also covers the study of quantitative methods, with at least a high UK 2:1 or equivalent.
Minimum of 2 years of full-time professional experience in the field of finance is mandatory. However, the typical class average is 4-6 years.
Minimum IELTS score of 7.0, TOEFL iBT score of 100 or equivalent.
While a GMAT/ GRE test result is not mandatory, it can boost your application.
Intake and Duration
The academic year at Judge typically begins in September. Applications for the MFin programme are accepted from September of the previous year to 31 May. However, it is recommended to apply early to make room for scholarship applications.
Other Courses Offered
MBA
Executive MBA
Executive Master of Accounting
MSt in Entrepreneurship
4. London School of Economics and Political Science (LSE)
Course: MSc Finance (Full-time)
Source: LSE
The London School of Economics, often dubbed as a financial think-tank, stands at the forefront with its MSc Finance program. The curriculum is robust, covering everything from derivatives markets to corporate finance, ensuring you’re not just book-smart but industry-ready. LSE ranks 8th in the world according to QS Business Master’s Rankings 2024 for Finance.
The school allows international students to tailor-fit their degree with a range of optional courses, including Portfolio Management, Financial Engineering, Advanced Derivatives and Structured Financial Products, Quantitative Security Analysis and so forth.
The Department of Finance also facilitates an extensive Professional Development Programme (PDP) for its students. The goal of this programme is to provide support services ranging from preparing entrants with pre-session courses to providing career support and networking with alumni working in London and other prospective employers.
Fees and Scholarships
Tuition Fees for overseas students is £44,928. Needs-based awards from LSE include the Graduate Support Scheme, Master’s Awards and Anniversary Scholarships. The application deadline for these scholarships is 25 April 2024. In addition you can also apply to the Women in Finance Scholarship or the Antoine Faure-Grimaud Scholarships if eligible.
Eligibility Criteria
The entry requirements are as follows
2:1 degree or equivalent in any discipline and good quantitative skills, at least to A-level Mathematics (or the equivalent)
GMAT or GRE is required for applicants with non-UK degrees. GMAT is strongly preferred.
While work experience (either internships or full-time professional employment) is not mandatory, it is recommended and helps boost your application.
Minimum English language requirements include an IELTS score of 7.0, a TOEFL iBT score of 100 or equivalents.
Intake and Duration
The pre-sessional course begins in September, and the degree takes 10 months to complete. LSE has a rolling admission policy, which means that applications are accepted through the year. However, it is important to keep track of funding deadlines.
Other Courses Offered
MSc Finance and Economics
MSc Accounting and Finance
MSc Finance and Economics
MSc Finance and Risk
Master’s in Management
5. Imperial College Business School
Course: MSc Finance
Source: Imperial College London
One of the top universities for MSc Finance in UK, the Imperial College Business School, with its research focus, is dedicated to benefit businesses and improve society through the power of innovative thinking. This b-school is globally ranked thirteenth for its MSc Finance programme.
Through coursework, classroom teaching, seminars, masterclasses with industry experts, research projects and group work, you will learn both theories and the practical applications of the principles that govern the world of finance. The programme has strong corporate ties with leading firms in the City of London and beyond, including—Barclays, Credit Suisse, Morgan Stanley, HSBC, Goldman Sachs, JP Morgan, and more.
The core modules include Corporate Finance, Derivatives, Ethics & Professional Standards in Finance, Financial Econometrics, Investments and Portfolio Management, Macro Finance and Mathematics for Finance. The school also offers a number of electives to customise your degree.
Fees and Scholarships
The tuition fee is £45,400 for both home and overseas students. Here are some scholarships to consider
Bright Network Scholarship
Dean’s Impact Scholarship
Imperial Excellence Scholarship
Aziz Foundation Scholarship
Women in Finance Scholarship
The W L “Bill” Byrnes Global Scholarship
Lee Family Scholarship
Eligibility Criteria
A first-class or an upper-second-class degree in Mathematics, Engineering, Economics, Finance or Science
Applicants are expected to be proficient in probability, calculus, matrix algebra and real analysis. You should use the Quantitative Experience Statement on the application form to list the most advanced quantitative courses that you have taken.
Work experience is strongly recommended.
Minimum IELTS score of 7.0 or TOEFL iBT score of 100 or equivalent.
GMAT is not mandated, but a well-balanced GMAT result with a score of 650+, or GMAT Focus Edition result of 75% or higher will add weight to your application.
Intake and Duration
The course begins on August 30, 2024, and takes one year to complete. The final round of applications closes on 29 March for 2024 entry.
Other Courses Offered
MSc Finance and Accounting
MSc Financial Technology
MSc Investment and Wealth Management
MSc Risk Management and Financial Engineering
6. Warwick Business School, University of Warwick
Course: MSc Finance
Source: WBS
A leading UK business school, Warwick ranks 19th in the world for its MSc Finance programme. Designed in line with the CFA curriculum, Warwick’s programme, in essence, ingrains in its students ways to design, develop, and supervise new forms of financial intelligence in a world that is becoming increasingly dependent on Artificial Intelligence.
WBS will allow you to access a dedicated lab to perform calculations and run market simulations. You can also customise your course, choosing from a number of electives from financial risk analysis, derivative securities, alternative investments and so on.
Fees and Scholarships
The tuition fee for EU and international students is £41,750.
Financial aid options include:
Warwick High Potential Scholarships
Warwick International Scholarships
Eligibility Criteria
A first or upper second bachelor’s degree in a relevant undergraduate subject from a UK university or an equivalent qualification from a globally recognised institution
Although GMAT or GRE scores are not mandatory, a balanced score above 700, with a strong quantitative component, can bolster your application. On the GMAT Focus Edition, this equates to a score of 645 or in the 86th percentile.
Minimum IELTS score of 7.0 or TOEFL iBT score of 100
Intake and Duration
The course begins in September, and applications are open till the first week of August of the same year. However, international students must apply in advance.
Other Courses Offered
MSc Accounting & Finance
MSc Business & Finance
MSc Finance & Economics
MSc Mathematical Finance
7. Alliance Manchester B-School, University of Manchester
Course: MSc Finance
Source: University of Manchester
With triple accreditation from AACSB International, AMBA and EQUIS, the Alliance Manchester B-School has, in addition to Manchester, centres in Dubai, Hong Kong, Shanghai (China) and Singapore. It is ranked 3rd in the UK for its research power and 26th in the world for a postgraduate degree in finance.
The MSc Finance course has both CFA Institute Affiliate status and Economic and Social Research Council (ESRC) status, which allows you to progress to a research degree.
Fees and Scholarships
For the academic year beginning September 2024, the tuition fee is £34,500. You can apply to any of the Alliance MBS Masters Scholarships for UK/EU/International students for financial aid.
Eligibility Criteria
First or Upper Second class honours degree (2:1, with 60% average) from a UK university or the overseas equivalent. The bachelor’s degree is typically in finance or economics.
If your degree does not contain enough quantitative modules, the admissions committee can request GMAT scores.
Proof of English language proficiency through tests such as IELTS/ TOEFL
Intake and Duration
Intake: September 2024
Duration: 1 year
Other Courses Offered
MSc Financial Management
MSc Accounting
MSc Accounting & Finance
MSc Quantitative Finance
8. University of Edinburgh Business School
Course: Masters in Finance
Source: University of Edinburgh
One of the four ancient universities of Scotland, the University of Edinburgh has always been a premier institution for higher education in the UK. The university’s business school is triple accredited by AMBA, AACSB, and EQUIS.
The MSc in Finance participates in the CFA Institute CFA Program Partner Initiative, which will assist those who choose to study for the CFA qualification. Graduates of this programme have gone on to become financial analysts and investment bankers across the globe.
Fees and Scholarships
The tuition fee for international students is £39,500. A non-refundable application fee of £60 is also charged. You will be considered for the Dean’s Excellence Scholarship Programme along with your application.
Eligibility Criteria
An undergraduate degree in finance, accounting, business or economics is normally required
You must have passed at least one quantitative-based module, such as linear algebra, calculus, probability, or statistics.
Relevant work experience is not required but may increase your chances of acceptance.
Minimum IELTS score of 7.0 or TOEFL iBT score of 100
Intake and Duration
Intake: September 2024
Duration: 1 year full-time
Application Deadline: August 2024 (Overseas students are recommended not to wait till the deadline)
A postgraduate-only public university in Bedfordshire, Cranfield University’s School of Management is triple accredited by AMBA, EQUIS and AACSB. The MSc Finance Course provides its students with a solid grounding in finance and investments. Modules focus on real-world challenges and include a combination of case studies, participative exercises, interactive lectures, and group projects.
Fees and Scholarships
Fees for international students: £32,445. There are dedicated scholarships for the Cranfield School of Management that one can apply to.
Eligibility Criteria
First or a second class UK honours degree in a relevant discipline
Minimum IELTS score of 6.5 or TOEFL iBT score of 92
Intake and Duration
Start date: 30 September 2024
Duration: 1 year
Other Courses Offered
Accounting and Finance MSc
Banking, Economics and Finance MSc
Business Data Analytics MSc
10. Lancaster University Management School (LUMS)
Course: MSc Finance
Source: Lancaster University
Ranking 65th in the world for this field of study, LUMS is the last on our list of top 10 universities for Masters in Finance in UK. Their postgraduate finance programme is tailored to meet industry requirements. You can also choose from a wide range of electives to specialise.
The course covers principles of financial markets and foundation finance, using real-world data and examples. The degree also includes courses to develop key transferable job market skills such as data analysis, and computer programming using Python, R, Stata, MATLAB, and SAS. You will also receive training in industry-standard data platforms such as Bloomberg and FactSet.
Fees and Scholarships
The tuition fee is £31,500. You can apply to the Lancaster Global Scholarship – Master’s or the Management School Master’s Scholarship.
Eligibility Criteria
2:1 Hons degree (UK or equivalent) in Finance, Accounting, Economics or other business-related subjects.
IELTS (Academic) Test with an overall score of at least 6.5 or equivalent.
Intake and Duration
Intake: October 2024
Duration: 1 year
Other Courses Offered
MSc Financial Management
MSc Economics, Finance and Data Analytics
MSc Accounting and Financial Management
Key Takeaway:
Studying MSc Finance at top UK universities like LSE and Oxford not only sharpens your financial acumen but also opens doors to elite career paths in global finance hubs. With robust curriculums, tailored specialisations, and access to an influential network, you’re set for success. Just remember: competition is fierce and preparation is key.
Why Choose the UK for Your MSc in Finance?
Opting for a Master of Science in Finance is a significant choice, yet pinpointing the perfect locale to commence this scholarly voyage holds equal weight. The UK stands out not only because of its prestigious universities but also due to its unique position within the global financial sector. Here’s why you might want to pack your bags and head to the land of double-decker buses and afternoon tea for your finance master’s.
1. Access to Global Financial Hubs
In London, frequently hailed as the world’s finance nucleus, learners gain unmatched insights and experiences. Most universities have tie-ups with leading global financial institutions for masterclasses, internships or placement opportunities. The UK is also home to powerhouses like Barclays and Goldman Sachs which means networking opportunities are just a Tube ride away.
The UK is a melting pot of startups, fintech innovators, and investment firms looking towards future trends. For anyone aiming at careers with top-tier companies or even breaking new ground in private equity or venture capital—London calls.
2. Fees Structure
Tuition fees always play a significant role when picking a program abroad; thankfully, many UK universities provide value through quality education balanced against cost considerations. Scholarships and funding options further alleviate these expenses, making higher education accessible without compromising on learning experience or career prospects post-graduation.
Another important advantage is that a master’s in finance UK is typically a one-year programme as opposed to the two year master’s degrees in the USA, Canada, Australia, New Zealand and other countries. This saves a year’s worth of tuition and living expenses while allowing you to begin your career sooner.
Remember: investing in your education is investing in yourself—and potentially lucrative future returns.
3. Simpler Admission Processes
Diving into admissions doesn’t have to feel like decoding hieroglyphics. Most UK institutions ask for an upper second-class honours degree (or international equivalent) along with proficiency in English—fairly standard requirements across borders, allowing diverse student bodies from around the globe access to high-quality finance education without barriers.
While some require GRE/ GMAT scores from the top universities, there are some excellent university options where competitive exam scores are not mandatory. These include Durham University Business School, University of Warwick (see a Durham and Warick comparison), and the Imperial College Business School. You can also engage directly with university faculty or the admissions committee to clarify any questions you might have about the admissions process.
4. Top Universities and Global Opportunities
There is no doubt that the UK is home to some of the top universities in the world. 19 of the top 100 universities in the world for masters in finance are located in the UK. This list includes the prestigious London Business School, Judge Business School of the University of Cambridge, Cranfield School of Management, and the Birmingham Business School, to name a few. These universities are globally recognised, and have an alumni network spread across the world. Many multinational business organisations are also based in the UK. The nation’s Graduate Route also allows finance graduates to stay and seek employment or work in the UK for up to two years, after which they can upgrade to a work visa.
5. Global Networking Opportunities
MSc Finance in UK provides you with professional development opportunities by tailoring your learning experience. You dive deep into specialised electives like analysing fixed-income securities or strategizing in private equity. You also get to hone critical quantitative abilities essential for informed financial decision-making.
In these programmes, networking is not just another buzzword; it is one of the most powerful tools in your arsenal to build a successful career post-graduation. Universities provide you with the space and opportunities to connect with a vast alumni web spread over top-tier financial institutions like JP Morgan and Credit Suisse, paving the way for you to land coveted positions in investment banking and financial advisory firms.
Key Takeaway:
Choosing the UK for your MSc in Finance means being at the heart of global finance, getting access to top financial hubs like London, and enjoying quality education that balances cost. It’s about diving into a world where opportunities to network with leading institutions are endless and making an investment in your future that promises lucrative returns.
Admission Process for MSc Finance Programs
Most UK universities, at the graduate level, have a fairly straightforward admissions process. In most b-schools, the full-time MSc Finance program begins typically in September/ October. The application deadline and the application fees vary with each university.
That said, here are some of the common processes required, across universities.
Entry Requirements Overview
Educational Qualification: Most MSc Finance programs in this realm ask for a first or an upper second class honours degree or its international equivalent, typically in a quantitative field. Besides your grades, universities also look for an aptitude for quants in their applicants.
Standardised Tests: A GMAT or a GRE score is definitely recommended by most universities. While they are mandated by some, such as LSE or Saïd Business School, they will still be considered as part of your application. However, there are also universities where standardised tests are not required at all.
English Test Scores: Besides academic prowess, proficiency in English is non-negotiable. You must be prepared for the IELTS or TOEFL. The aim is to make certain that you flourish in a demanding educational setting, unhampered by any obstacles language might present.
Work experience: It varies. Certain places may look for tangible experience in the field, especially within finance or business sectors, on your CV. Others might welcome fresh graduates with open arms.
Application Process
At the master’s level, the application is accessed and submitted through the university website. As an overseas student, it is important to keep track of deadlines, not just for applications but also for scholarships and apply well in advance. Most universities also charge an application fee ranging from £75 to £200. The following supporting documents are required.
Academic transcripts
Standardised test scores such as GRE/ GMAT, if applicable
IELTS/ TOEFL or other proof of English language proficiency.
An updated resume
An original statement of purpose (SOP)
2 or 3 letters of recommendation (LOR)
Academic essays/ research proposals, if asked for
Duly completed video statements
Financial statements to show you can afford tuition and living expenses
A valid passport
If your application is shortlisted, you will generally be invited for an interview which is conducted remotely. If selected, you must pay the fee deposit (a percentage of your tuition fees) within the stipulated deadline in order to confirm your seat at the university.
Key Takeaway:
Getting into a UK MSc Finance program needs good grades, English skills, and maybe some work experience. It’s not cheap, but you’ll get top-notch education and career-boosting opportunities like internships with big companies.
Fees Structure for MSc Finance Programs
Studying in the UK is not cheap, but you can think of it as investing in yourself. Tuition fees change widely, depending on where you plant your academic roots. You also need to budget beyond books – living costs in the UK can be quite steep especially if you call London home during studies.
Studying in bustling financial hubs like London doesn’t come cheap but offers access to leading financial institutions which is priceless for any aspiring financier. The mark of a good budgeter is the ability to find ways around these costs by tapping into resources provided by their chosen institution or leveraging connections made during networking events facilitated by their program.
That said, here is a table that displays typical expenses you might incur to gain your master’s in finance UK.
Cost
Amount in Pounds
(Approx figures per year)
Tuition (Range)
£30,000 – £60,000 approx.
Rent (On Campus)
£4,000 – £7,000
Rent (Off campus, shared living)
London – £9,000 Rest of UK – £6,700
Food
£1,800 – £2,200
Transport
£1,000
Health Insurance
£470
Utilities
£650 – £800
Average Total Living Expenses
£14,400 – £16,800
Scholarship Options
Today’s prospective MSc Finance students have a buffet of options ranging from university grants to external awards offered by giants in the industry, such as JP Morgan and Goldman Sachs.
To win one of these coveted spots, you must start early and apply with gusto. You must display the quantitative skills honed through years staring down financial statements or mastering derivatives markets – because, let’s face it; numbers speak louder than words here. While the scholarship options for finance courses in the UK have been listed along with the respective universities, there are some of the common government scholarships for Indian students.
GREAT scholarships
Chevening Scholarships
Commonwealth Scholarships
Felix Scholarships
Charles Wallace India Trust Scholarships (CWIT)
Global Study Awards
Inlaks Shivdasani Foundation Awards
Study a Master’s in Europe Scholarship
UNESCO Scholarships
It is also important to research external sources such as Barclays or Goldman Sachs, which sometimes partner with business schools to support future financiers. These companies also have a sponsorship programme and often invest in promising candidates who might become part of their workforce post-graduation.
There is also the option of tuition fee loans. In the UK, there is a helping hand from the government in the form of loans and grants designed to lighten your financial load considerably. Tuition fee loans cover your course fees so you don’t have to pay upfront; instead, repayment starts once you graduate and earn above a certain threshold.
Key Takeaway:
Cracking the code for MSc Finance in the UK means mastering tuition fees and funding options. Don’t let costs scare you off; scholarships and grants are your golden tickets to a top-tier education without emptying your wallet. Remember, it’s not just about paying fees but investing in a future filled with opportunities.
Specialization Options within MSc Finance Programs
Choosing an MSc in Finance isn’t just about picking a prestigious university; it’s also about tailoring your education to fit your career aspirations. In the UK, universities present a broad spectrum of specialisation choices and elective modules, enabling scholars to immerse themselves in specialized fields such as corporate finance, risk mitigation, asset stewardship, and financial bazaars, among others.
Elective Courses: Your Pathway to Specialization
The structure of most finance master’s programs is designed with flexibility in mind. The first part typically covers core subjects essential for all finance professionals. Then comes the exciting part – elective courses that let you focus on what really interests you. Whether it’s delving into derivatives markets or understanding private equity dynamics better, these electives are where theory meets practice.
Beyond textbooks and lectures, some universities integrate case studies from leading financial institutions such as JP Morgan or Goldman Sachs into their curriculum. This hands-on methodology serves as a conduit, linking scholarly knowledge with its application in the real world of finance.
Career-Oriented Specialisations
Opting for a specific area of study can greatly influence the trajectory of your professional journey after you’ve tossed your graduation cap into the air. For instance, focusing on risk management might open doors at major banks or insurance companies keen on mitigating financial distress through calculated strategies. Meanwhile, a concentration in investment banking could lead you down a thrilling road involving big deals with firms like Barclays or Credit Suisse.
To make informed decisions about specialisations, you will want to consider current trends in the financial sector too. Skills related to structured financial products, fixed income, and quantitative analysis are increasingly sought after. This makes specialising in areas that hone these skills not just beneficial but necessary for those aiming at top-tier positions within competitive fields.
Key Takeaway:
Choosing your MSc Finance specialisation is key, as it shapes your career path. Dive into electives and real-world projects to match your interests with market needs, setting you apart in competitive finance roles.
Career Outcomes Post Graduation
Graduates of a masters in finance and accounting in UK find themselves in high-demand roles because, simply put, dealing with finance is at the centre of any business or organisation. Roles such as investment banking, financial analysts or any other role in financial consultancies typically fall under what can be described as “high-powered jobs”.
Considering that UK finance programs are designed with employability at their core, top recruiters such as Bank of America, BlackRock, Credit Suisse, Goldman Sachs, HSBC, Morgan Stanley and UBS, among others, often wait in line to hire these graduates. That said, some of the typical roles after this degree are as follows.
Financial Analyst
Investment Banker
Asset Manager
Corporate finance specialist
Forensic Accountant
Financial Advisor
While the designation might change with every organisation, there is no doubt that any role in finance will be at the heart of operations.
Conclusion
Embarking on an Msc finance in UK is a journey into the heart of global finance. You get to explore elite institutions, forge vital industry ties, and sculpt your own path to triumph.
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Terms of Use | August 24 2021
THE CHOPRAS GLOBAL HOLDINGS PTE LTD ("TC GLOBAL") END USER LICENSE AGREEMENT AND TERMS OF USE
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE SERVICES OFFERED BY TC GLOBAL. THESE TERMS OF USE SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS FOR YOUR USE OF THE WEBSITE AT https://tcglobal.com("THE "SITE") AND THE SERVICES, FEATURES, CONTENT, APPLICATIONS OR WIDGETS OFFERED BY TC GLOBAL ("SERVICE").
For the purposes of these Terms of Use, "TC Global" shall be deemed to include The Chopras Global Holdings Pte Ltd and/or its affiliates.
Acceptance of Terms
By registering for and/or using the Service in any manner, including but not limited to visiting or browsing the Site, you agree to all of the terms and conditions contained herein ("Terms of Use") and all other operating rules, policies and procedures that may be published from time to time on the Site by TC Global, each of which is incorporated by reference and each of which may be updated by TC Global from time to time without notice to you in accordance with the terms set out under the "Modification of Terms of Use" section below. In addition, some services offered through the Service may be subject to additional terms and conditions specified by TC Global from time to time; your use of such services is subject to those additional terms and conditions, which are incorporated into these Terms of Use by this reference. These Terms of Use apply to all users of the Service, including, without limitation, users who are contributors of content, information, and other materials or services on the Site, individual users of the Service, venues that access the Service, and users that have a page on the Service.
Access
Subject to these Terms of Use, TC Global may offer to provide the Services, as described more fully on the Site, and which are selected by you, solely for your own use, and not for the use or benefit of any third party. Services shall include, but not be limited to, any services TC Global performs for you, any applications or widgets offered by TC Global that you download from the Site or, subject to the terms set out under the "Third party Sites and Services" section below, from third party application stores (eg. App Store, Play Store or Google Apps Marketplace) authorized by TC Global, as well as the offering of any materials displayed or performed on or through the Services (including Content (as defined below)).
Registration and Eligibility
You are required to register with TC Global to browse the Site, view Content and access the Services only and represent, warrant and covenant that you provide TC Global with accurate and complete registration information (including, but not limited to a user name ("User Name"), e-mail address and/or mobile telephone number and a password you will use to access the Service) and to keep your registration information accurate and up-to-date. Failure to do so shall constitute a breach of these Terms of Use, which may result in immediate termination of your TC Global account. We recommend, but do not require, that you use your own name as your User Name so your contacts can recognize you more easily. You shall not:
Create any account for anyone other than yourself without such person's permission.
Use a username that is the name of another person with the intent to impersonate that person.
Use a username or TC Global account that is subject to any rights of a person other than you without appropriate authorization.
Use a username that is a name that is otherwise offensive, vulgar or obscene or otherwise unlawful.
TC Global reserves the right to refuse registration of, or cancel a User Name at its sole discretion. You are solely responsible and liable for activity that occurs on your account and shall be responsible for maintaining the confidentiality of your TC Global password. You shall never use another user's account without such other user's prior express permission. You will immediately notify TC Global in writing of any unauthorized use of your account, or other account related security breach of which you are aware.
You represent and warrant that if you are an individual, you are of legal age to form a binding contract, or that if you are registering on behalf of an entity or a minor, that you are lawfully authorized to enter into, and bind the entity or yourself (as the legal guardian of the minor) to, these Terms of Use and register for the Service. The Service is not available to individuals who are younger than 10 years old. TC Global may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time.
You are solely responsible for ensuring that these Terms of Use are in compliance with all laws, rules and regulations applicable to you and the right to access the Service is revoked where these Terms of Use or use of the Service is prohibited and, in such circumstances, you agree not to use or access the Site or Services in any way.
If you use a mobile device, please be aware that your carrier's normal rates and fees, such as text messaging and data charges, will still apply. In the event you change or deactivate your mobile telephone number, you agree that you will update your account information on the Services within 48 hours to ensure that your messages are not sent to the person who acquires your old number.
Content
All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".
TC Global Content
The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.
User Submissions
We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.
You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.
You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.
You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.
When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
Contact
You may contact us at the following address:
The Chopras Global Holdings PTE Ltd No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805 Our grievance / nodal officer may be contacted at:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
Email: zishans@thechoprasglobal.com
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, No. 3, Shenton Way, #10-05/06, Shenton House, Singapore 068805; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:
Zishan Siddiqui
Grievance Officer
The Chopras Global Holdings PTE Ltd
No. 3 Shenton Way
#10-05/06, Shenton House
Singapore, 068805
